System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
    42.
    发明授权
    System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment 有权
    基于有关潜在车辆操作人员损失的实时数据调整保险费率的制度和方法

    公开(公告)号:US08930269B2

    公开(公告)日:2015-01-06

    申请号:US13717514

    申请日:2012-12-17

    Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy), log data relating to vehicle operator impairment for further analysis, and send the data to a server for analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration. The data gathered by the various sensors may be scored to determine whether to change a property and casualty insurance rate charged to vehicle operator and/or vehicle owner and/or vehicle policy.

    Abstract translation: 方法,系统和计算机可读介质便于在车辆操作过程中监视车辆操作者,车辆前方的环境和/或作用在车辆上的力,以确定车辆操作者是否受损(例如,分心, 昏昏欲睡),记录有关车辆操作人员损伤的数据进行进一步分析,并将数据发送到服务器进行分析。 方法,系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者,车辆前方的环境和/或作用在车辆上的力。 特别地,一个光学传感器可以监视车辆操作者以检测眨眼,头部头部,头部旋转和/或注视固定。 另一个光学传感器可以监控车辆前方的道路,以检测车道偏离,车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。 可以对各种传感器收集的数据进行评分,以确定是否改变向车辆操作者和/或车主和/或车辆策略收取的财产和伤亡险费率。

    MANAGING SELF-DRIVING BEHAVIOR OF AUTONOMOUS OR SEMI-AUTONOMOUS VEHICLE BASED UPON ACTUAL DRIVING BEHAVIOR OF DRIVER

    公开(公告)号:US20220315014A1

    公开(公告)日:2022-10-06

    申请号:US17848232

    申请日:2022-06-23

    Abstract: A system and method for measuring a driver's actual driving behaviors (e.g., acceleration, deceleration) in a manual driving mode to determine their preferred driving style, and then causing an autonomous or semi-autonomous vehicle to operate itself, within limits, in accordance with the drivers' driving style when operating in a self-driving mode, thereby providing a more familiar and comfortable driving experience for the driver. Data is collected on the actual driving behavior, any pre-existing data is accessed on the actual driving behavior, and the collected data and the pre-existing data are combined. A custom control is then created based upon the combined data, and the custom control is applied to manage the self-driving behavior of the autonomous or semi-autonomous vehicle in a self-driving mode. Additional data continues to be collected on the actual driving behavior, and the custom control is adjusted based upon the collected additional data.

    SYSTEM AND METHOD FOR ADJUSTING AN INTERIOR CONFIGURATION OF A VEHICLE IN RESPONSE TO A VEHICULAR ACCIDENT

    公开(公告)号:US20210323446A1

    公开(公告)日:2021-10-21

    申请号:US15948204

    申请日:2018-04-09

    Abstract: A system and method are provided for controlling an interior configuration of a vehicle. The system may include an interior vehicle component; an actuator component configured to adjust/restrict movement of a physical configuration of the interior vehicle component; one or more sensors configured to collect data corresponding to a state of the vehicle, an action of the vehicle, and/or an internal or external environment of the vehicle; and one or more processors configured to receive sensor data and detect, by processing the sensor data, a vehicle accident condition. After the one or more processors detect the vehicle accident condition, the one or more processors may cause the actuator component to adjust the interior vehicle component from a first physical configuration to a second physical configuration, or may cause the actuator component to restrict movement of the interior vehicle component to a predetermined range of physical configurations.

    System and method for dampening impact to a vehicle

    公开(公告)号:US11046266B1

    公开(公告)日:2021-06-29

    申请号:US15996763

    申请日:2018-06-04

    Abstract: A system and method are provided for dampening impact to a vehicle. The system may include an adjustable exterior vehicle component configured to dampen an external force exerted on the vehicle, a vehicle frame component configured to couple to the adjustable exterior vehicle component, an actuator component configured to adjust a physical configuration of the adjustable exterior vehicle component, an external communication component configured to collect driving environment data representing an external environment of the vehicle, and one or more processors configured to receive driving environment data and detect, by processing the driving environment data, an external driving condition. When the one or more processors detect the external driving condition, the one or more processors may cause the actuator component to adjust the adjustable exterior vehicle component to a specific physical configuration.

    ADJUSTING INTERIOR CONFIGURATION OF A VEHICLE BASED ON VEHICLE CONTENTS

    公开(公告)号:US20210155185A1

    公开(公告)日:2021-05-27

    申请号:US17168719

    申请日:2021-02-05

    Abstract: Systems and methods are provided for improving safety of one or more vehicle occupants. An example method for improving safety of one or more vehicle occupants includes accessing interior vehicle configuration data that is generated by, or derived from data generated by an interior data collection component, the data representing an interior space of a vehicle; determining, by processing the interior vehicle configuration data, location and orientation of one or more vehicle occupants; selecting a plurality of vehicle safety components to be active based on the location and orientation of the one or more vehicle occupants, and setting the plurality of vehicle safety components to an active state in which the plurality of vehicle safety components are deployed, when an emergency condition is detected.

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