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    System and method to monitor and reduce vehicle operator impairment
    2.
    发明授权
    System and method to monitor and reduce vehicle operator impairment 有权
    监控和减少车辆操作人员损害的系统和方法

    公开(公告)号：US08981942B2

    公开(公告)日：2015-03-17

    申请号：US13717506

    申请日：2012-12-17

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Jibo He ,  Brian M. Fields ,  Steve Roberson ,  Steve Cielocha ,  Jufeng Peng ,  Julian Coltea

    IPC: G08B23/00 ,  G08B21/02 ,  B60Q9/00 ,  B60K28/06 ,  B60W40/08 ,  G06Q40/08 ,  G07C5/00

    CPC classification number: B60W40/08 ,  B60K28/066 ,  B60Q9/00 ,  B60W2040/0818 ,  B60W2040/0827 ,  B60W2040/0836 ,  B60W2040/0845 ,  G06K9/00845 ,  G06Q40/08 ,  G07C5/008 ,  G08B21/02

    Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy, intoxicated), alerting the vehicle operator when impairment is detected, and log data relating to vehicle operator impairment for further analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration.

    Abstract translation: 方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，车辆前方的环境和/或作用在车辆上的力，以确定车辆操作者是否受损（例如，分心， 困倦，醉酒），当检测到损伤时警告车辆操作人员，并记录与车辆操作人员损伤有关的数据进行进一步分析。 方法，系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者，车辆前方的环境和/或作用在车辆上的力。 特别地，一个光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。 另一个光学传感器可以监控车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。

    Trip-based vehicle insurance
    4.
    发明授权
    Trip-based vehicle insurance 有权

    公开(公告)号：US10719879B1

    公开(公告)日：2020-07-21

    申请号：US14788998

    申请日：2015-07-01

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Christopher E. Gay ,  Scott Thomas Christensen ,  Gregory Hayward ,  Steve Cielocha ,  Todd Binion

    IPC: G06Q40/08 ,  H04W4/40

    Abstract: Methods and systems for offering and providing trip-based vehicle insurance are provided. Information is received regarding a vehicle operator and a vehicle, and trip-based insurance policies including quantities of vehicle use units are offered to the customer. Based on selected coverage types, the insurance provider may generate an insurance quote for a policy having an amount of the vehicle use units and may facilitate a purchase transaction with the customer for the insurance policy. Once a policy is selected and purchased, the system and method monitor vehicle use to determine each use of a vehicle use unit. Each vehicle use unit generally corresponds to one vehicle trip, but additional vehicle trip limitations may be added that may result in additional charges when exceeded during the course of a vehicle trip.

    Systems and methods for evaluating autonomous vehicle software interactions for proposed trips
    7.
    发明授权
    Systems and methods for evaluating autonomous vehicle software interactions for proposed trips 有权

    公开(公告)号：US11048261B1

    公开(公告)日：2021-06-29

    申请号：US16376836

    申请日：2019-04-05

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Aaron Scott Chan ,  Steve Cielocha ,  Brian Fields

    IPC: G05D1/02 ,  B60W50/04 ,  G01C21/34 ,  G07C5/00

    Abstract: An autonomous vehicle (AV) computing device including at least one processor may be provided. The at least processor may be programmed to (i) receive a proposed trip including a destination location and a departure time, (ii) determine environmental conditions data based on the destination location and the departure time, (iii) retrieve current software ecosystem data for the AV, (iv) retrieve aggregated data for a plurality of AVs, the aggregated data including a plurality of correlations, each correlation including a) an interaction between at least one software application and at least one environmental condition and b) an adverse performance outcome associated with the interaction, (v) compare the environmental conditions data for the proposed trip and the current software ecosystem data for the AV to the plurality of correlations to identify an adverse performance outcome, and (vi) execute a remedial action to avoid the adverse performance outcome.

    SYSTEM AND METHOD TO ADJUST INSURANCE RATE BASED ON REAL-TIME DATA ABOUT POTENTIAL VEHICLE OPERATOR IMPAIRMENT
    8.
    发明申请
    SYSTEM AND METHOD TO ADJUST INSURANCE RATE BASED ON REAL-TIME DATA ABOUT POTENTIAL VEHICLE OPERATOR IMPAIRMENT 有权
    基于实时数据调整潜在车辆操作员的保险费率的系统和方法

    公开(公告)号：US20140172467A1

    公开(公告)日：2014-06-19

    申请号：US13717514

    申请日：2012-12-17

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Jibo He ,  Brian M. Fields ,  Steve Roberson ,  Steve Cielocha ,  Jufeng Peng ,  Julian Coltea

    IPC: G06Q40/08

    CPC classification number: G06Q40/08 ,  A61B5/18 ,  B60K28/066 ,  B60W40/08 ,  B60W2040/0818 ,  B60W2040/0827 ,  B60W2040/0836 ,  B60W2040/0845 ,  G06N99/005 ,  G06Q30/0201 ,  G07C5/008

    Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy), log data relating to vehicle operator impairment for further analysis, and send the data to a server for analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration. The data gathered by the various sensors may be scored to determine whether to change a property and casualty insurance rate charged to vehicle operator and/or vehicle owner and/or vehicle policy.

    Abstract translation: 方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，车辆前方的环境和/或作用在车辆上的力，以确定车辆操作者是否受损（例如，分心， 昏昏欲睡），记录有关车辆操作人员损伤的数据进行进一步分析，并将数据发送到服务器进行分析。 方法，系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者，车辆前方的环境和/或作用在车辆上的力。 特别地，一个光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。 另一个光学传感器可以监控车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。 可以对各种传感器收集的数据进行评分，以确定是否改变向车辆操作者和/或车主和/或车辆策略收取的财产和伤亡险费率。

    Systems and Methodologies for Real-Time Driver Gaze Location Determination and Analysis Utilizing Computer Vision Technology
    9.
    发明申请
    Systems and Methodologies for Real-Time Driver Gaze Location Determination and Analysis Utilizing Computer Vision Technology 有权
    使用计算机视觉技术的实时驱动程序凝视位置确定和分析的系统和方法

    公开(公告)号：US20140168399A1

    公开(公告)日：2014-06-19

    申请号：US13908114

    申请日：2013-06-03

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Bryan Allen Plummer ,  Parker Andrew Brown ,  Jibo He ,  Brian M. Fields ,  Steve Roberson ,  Steve Cielocha ,  Jufeng Peng

    IPC: B60Q9/00

    CPC classification number: B60W40/08 ,  B60K28/066 ,  B60Q9/00 ,  B60W2040/0818 ,  B60W2040/0827 ,  B60W2040/0836 ,  B60W2040/0845 ,  G06K9/00845 ,  G06Q40/08 ,  G07C5/008 ,  G08B21/02

    Abstract: The method, system, and computer-readable medium facilitates monitoring one or more eyes of a vehicle operator during a driving session to generate a plurality of gaze location logs with gaze location values and timestamps. The gaze location value may be generated by determining a focal point of the vehicle operator's gaze, determining which of a plurality of areas of the vehicle is associated with the focal point, and assigning the gaze location value based on the area of the vehicle associated with the focal point. The gaze location logs may be analyzed to determine the duration of the vehicle operator's gaze at each area of the vehicle. Based on the duration of the vehicle operators gaze, recommendations to improve vehicle operator performance may be determined and communicated to the vehicle operator.

    Abstract translation: 该方法，系统和计算机可读介质便于在驾驶会话期间监视车辆操作者的一个或多个眼睛，以产生具有视线位置值和时间戳的多个凝视位置日志。 注视位置值可以通过确定车辆操作者的注视的焦点，确定车辆的多个区域中的哪一个与焦点相关联并且基于与车辆的相关联的车辆的区域来分配目视位置值来生成 的焦点。 可以分析注视位置记录以确定车辆操作者在车辆每个区域的凝视的持续时间。 根据车辆操作员注视的持续时间，可以确定提高车辆操作员性能的建议并将其传达给车辆操作员。

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