公开(公告)号：US20050273817A1

公开(公告)日：2005-12-08

申请号：US10860411

申请日：2004-06-03

Applicant: Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

Inventor： Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

IPC: G06F3/00 ,  G06F3/023 ,  H04N5/445 ,  H04N7/025 ,  H04N7/10 ,  H04N7/173 ,  H04N7/24

CPC classification number: H04N21/254 ,  G06F3/0233 ,  H04N21/235 ,  H04N21/435 ,  H04N21/478 ,  H04N21/6408

Abstract: A method, system, and program for delivering consumer service information to a user via a user's television service carrier are provided. A user places a call to a consumer service center and selects to receive information displayed at the user's television. An identification for a user's television service carrier and the user's account number are retrieved by the consumer service center. The consumer service center contracts with the user's television service carrier for bandwidth for information delivery. Then, the consumer service center delivers the information via the user's television service carrier in association with the user's account number, such that the user receives the information at a television interface receiving the information over the contracted bandwidth from the user's television service carrier.

Abstract translation: 提供了一种用于经由用户的电视服务载体向用户传送消费者服务信息的方法，系统和程序。 用户向消费者服务中心拨打电话，并选择接收用户电视机上显示的信息。 消费者服务中心检索用户的电视服务运营商的身份和用户的帐号。 消费者服务中心与用户的电视服务运营商签订了带宽信息传递。 然后，消费者服务中心通过用户的电视服务运营商与用户的帐号相关联地传送信息，使得用户在电视接口处接收到来自用户的电视服务运营商的合同带宽上的信息的信息。

公开(公告)号：US20050131820A1

公开(公告)日：2005-06-16

申请号：US10733837

申请日：2003-12-11

Applicant: Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

Inventor： Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

IPC: G06Q20/00 ,  G06F17/60

CPC classification number: G06Q20/0425 ,  G06Q20/04 ,  G06Q20/042 ,  G06Q20/108 ,  G06Q20/204 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/12

Abstract: Methods, systems, and media for processing and clearing a check are disclosed. Embodiments include hardware and/or software for generating an e-check in response to receipt of a paper check, by which a merchant performs the manual data entry for the merchant, the merchant's bank, the Federal Reserve Bank, and the purchaser's bank clearing procedures. The paper check is electronically scanned at the point of sale (POS) terminal to create a check object (the ‘e-check’) that contains the binary data of the check information, a scanned image of the paper check, and identification data from the purchaser. Then, the check object is submitted to the check writer's, or purchaser's bank, for automated clearing without having to process the physical document any further.

Abstract translation: 公开了用于处理和清除支票的方法，系统和媒体。 实施例包括用于响应于纸张支票的接收而生成电子支票的硬件和/或软件，商家通过该纸支票执行商人，商人银行，联邦储备银行和购买者银行结算程序的手动数据输入 。 在销售点（POS）终端电子扫描纸张检查，以创建一个检查对象（“e-check”），其包含检查信息的二进制数据，纸张检查的扫描图像以及来自 买家。 然后，检查对象被提交给支票作者或买方的银行进行自动清算，而无需进一步处理实体文件。

公开(公告)号：US20050114690A1

公开(公告)日：2005-05-26

申请号：US10718091

申请日：2003-11-20

Applicant: Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

Inventor： Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

IPC: G06F17/30 ,  G06K7/10 ,  H04L9/00

CPC classification number: G06Q10/087 ,  G06Q30/00

Abstract: A method, system, and program for security screening of electronic devices by device identifier are provided. A security scanning system detects an identifier from an electronic device. The identifier may be a radio frequency identifier or other type of identifier which is preferably detectable by the security scanning system regardless of the operating status of the electronic device. The security scanning system queries a database with the identifier for information about the electronic device. Responsive to receiving the information about the electronic device from the central database, at least one real-time scanned characteristic of the electronic device is compared with this information. The information includes characteristics of the components of the electronic device and an x-ray overlay of the electronic device. If the real-time scanned characteristics and the information match, then electronic device is designated as secure.

Abstract translation: 提供了一种用于通过设备标识符进行电子设备的安全筛选的方法，系统和程序。 安全扫描系统从电子设备检测标识符。 标识符可以是无线电频率标识符或其他类型的标识符，其优选地可由安全扫描系统检测，而与电子设备的操作状态无关。 安全扫描系统用数据库查询有关电子设备信息的标识符。 响应于从中央数据库接收关于电子设备的信息，将电子设备的至少一个实时扫描特性与该信息进行比较。 该信息包括电子设备的组件的特征和电子设备的x射线覆盖。 如果实时扫描特性和信息匹配，则电子设备被指定为安全的。

公开(公告)号：US20050113137A1

公开(公告)日：2005-05-26

申请号：US10718300

申请日：2003-11-20

Applicant: Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

Inventor： Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

IPC: G06Q20/00 ,  G07F7/02 ,  G07F7/08 ,  H04B1/38

CPC classification number: G07F7/08 ,  G06Q20/28 ,  G06Q20/32 ,  G06Q20/342 ,  G06Q20/4037 ,  G07F7/025 ,  G07F19/211

Abstract: A method, computer program product and system that may be used to limit the funds that are available through the use of a business transaction card by having a business transaction card first place a request for an increase of the available funds. A wireless device is sensed within a proximity to a terminal that supports wireless communication and communication between the wireless device and the terminal is established for transferring an identification code from the wireless device to the terminal. The terminal is communicatively connected to a server and the terminal automatically transfers the identification code from the terminal to the server. The server matches the identification code with an account number of the business transaction card and, if authorization exists, automatically increases the funds available balance of the business transaction card.

Abstract translation: 可以用于通过使用商业交易卡来首先提出可用资金增加的请求来限制通过使用商业交易卡可用的资金的方法，计算机程序产品和系统。 在支持无线通信的终端附近感测到无线设备，建立无线设备与终端之间的通信，用于将识别码从无线设备传送到终端。 终端通信连接到服务器，终端自动将识别码从终端传送到服务器。 服务器将识别码与业务交易卡的帐号进行匹配，如果存在授权，则会自动增加商业交易卡的可用资金余额。

公开(公告)号：US20070220348A1

公开(公告)日：2007-09-20

申请号：US11364650

申请日：2006-02-28

Applicant: Alfredo Mendoza ,  Stephen Peckham ,  Clifford Spinac ,  Tiffany Winman

Inventor： Alfredo Mendoza ,  Stephen Peckham ,  Clifford Spinac ,  Tiffany Winman

IPC: G06F11/00

CPC classification number: G06F11/3612

Abstract: A computer implemented method, computer program product, and computer usable program code for preventing execution of program components having errors. First, a software application is executed. The software application interacts with a number of programs. Next, an error message is received. The error message indicates an error has occurred in a first program within the number of programs. The first program is then isolated such that the first program no longer interacts with the software application.

Abstract translation: 计算机实现的方法，计算机程序产品和用于防止执行具有错误的程序组件的计算机可用程序代码。 首先，执行软件应用程序。 软件应用程序与许多程序进行交互。 接下来，接收到错误消息。 该错误消息表示在程序数量内的第一个程序中发生错误。 然后隔离第一个程序，使得第一个程序不再与软件应用程序交互。

公开(公告)号：US20070168205A1

公开(公告)日：2007-07-19

申请号：US11335453

申请日：2006-01-19

Applicant: Michael Carlson ,  Linda Lisle ,  Newton Smith ,  Clifford Spinac

Inventor： Michael Carlson ,  Linda Lisle ,  Newton Smith ,  Clifford Spinac

IPC: G06Q99/00 ,  G06Q10/00

CPC classification number: G06Q30/00 ,  G06Q10/02 ,  G06Q50/12 ,  G06Q99/00

Abstract: A method, apparatus, and computer usable program code for creating a dynamic food order for a traveler. A food order is received from the traveler. A determination is made as to whether a real-time itinerary for the traveler has changed. In response to a change in the real-time itinerary, the food order is adjusted based on the real-time itinerary and preferences stored in the traveler's profile to form an adjusted food order.

Abstract translation: 一种用于为旅行者创建动态食物订单的方法，装置和计算机可用程序代码。 从旅客收到食物订单。 确定旅行者的实时行程是否已改变。 为了响应实时行程的变化，食品订单将根据旅行者资料中存储的实时行程和偏好进行调整，以形成调整后的食品订单。

公开(公告)号：US20070061223A1

公开(公告)日：2007-03-15

申请号：US11559593

申请日：2006-11-14

Applicant: Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

Inventor： Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

IPC: G06Q30/00

CPC classification number: G06Q30/06 ,  G06Q20/202 ,  G06Q20/209 ,  G06Q30/0225 ,  G06Q30/0601 ,  G06Q30/0605 ,  G06Q30/0609 ,  G06Q30/0633 ,  G06Q30/0641 ,  G06Q40/02 ,  G06Q40/08

Abstract: Methods, systems, and media for aggregating and processing product information are disclosed. Embodiments include hardware and/or software for receiving an electronic receipt from a merchant that describes a transaction for a product by a purchaser and gathering product information from one or more sources such as the merchant, the product's manufacturer, the purchaser's bank, and/or an accessories dealer. Upon gathering the product information, the product information is associated with the transaction for the product on the electronic receipt and packaged in a standard, electronic format, an aggregated package, that is accessible and manageable by the purchaser's software, such as a personal finance manager (PFM) like Quicken™, Quickbooks™, Microsoft Money™, or the like. The aggregated package can then be sent to the purchaser via an email address supplied by the purchaser at the time of the purchaser or by the purchaser's bank while completing a funds transfer for the transaction.

Abstract translation: 公开了用于聚合和处理产品信息的方法，系统和介质。 实施例包括用于从商家接收描述产品的交易的购买者的电子收据的硬件和/或软件，以及从诸如商家，产品制造商，购买者银行和/或购买者的一个或多个来源收集产品信息 配件经销商。 在收集产品信息时，产品信息与电子收据上产品的交易相关联，并以标准，电子格式，聚合包装（包括个人财务经理可访问和管理）进行包装 （PFM），如Quicken TM，Quickbooks TM，Microsoft Money TM等。 然后，可以在购买者或购买者的银行通过购买者提供的电子邮件地址将汇总包发送给购买者，同时完成交易的资金转帐。

公开(公告)号：US20060205411A1

公开(公告)日：2006-09-14

申请号：US11408712

申请日：2006-04-21

Applicant: Maria Himmel ,  Herman Rodriquez ,  Newton Smith ,  Clifford Spinac

Inventor： Maria Himmel ,  Herman Rodriquez ,  Newton Smith ,  Clifford Spinac

IPC: H04Q7/20

CPC classification number: H04W88/021 ,  H04M3/42 ,  H04M2203/1091 ,  H04M2207/206 ,  H04M2242/30

Abstract: An apparatus and method for merging mobile, or wireless, telephone service with existing wired telephone equipment in a facility, such as a home or business, are provided. With the apparatus and method, a converter is associated with the facility such that a wireless telephone number is associated with the converter. Telephone calls may be made to the facility via a wireless telephone network and the converter. The converter receives calls from the wireless telephone network directed to the converter, converts the format of the wireless telephone call to a wired telephone call format, and routes these calls to one or more wired telephone units in the facility. Calls originating from the wired telephone units in the facility are received by the converter which converts the call signals to an appropriate format for wireless network routing, and forwards the call to the wireless network.

公开(公告)号：US20060203988A1

公开(公告)日：2006-09-14

申请号：US11078069

申请日：2005-03-11

Applicant: Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

Inventor： Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

IPC: H04M3/00

CPC classification number: H04M3/56

Abstract: The present invention is directed to a multi-way connection management (MWCM) system for monitoring and maintaining call connections among a group of participating parties. The multi-way call connection may be established by connecting the originating party and the desired participating parties. Once a multi-way call connection is established, the multi-way call connection may be maintained until the originating party desires to terminate the call. Any disconnected party may rejoin the multi-way call by an automatic redial performed by the MWCM system. Additionally, the originating party may provide a call continuation period of the multi-way call when the originating party can rejoin the multi-way call. In this manner, other participating parties may stay in the multi-way call during the provided period without the originating party being connected. Advantageously, the originating party may save the time and effort of repeating a tedious process (by calling all other participating parties) to establish a multi-way call.

公开(公告)号：US20050161502A1

公开(公告)日：2005-07-28

申请号：US10765774

申请日：2004-01-27

Applicant: Newton Smith ,  Herman Rodriguez ,  Clifford Spinac

Inventor： Newton Smith ,  Herman Rodriguez ,  Clifford Spinac

IPC: G06F7/08 ,  G06Q30/00 ,  G06F17/60

CPC classification number: G06Q20/14 ,  G06Q20/042 ,  G06Q20/204 ,  G06Q30/00

Abstract: The present invention provides a method for paying bills by check at a remote special-purpose kiosk terminal location. The customer selects a payee from the list displayed on the terminal screen. The customer inserts a statement/bill from that payee into the terminal document feeder. The terminal scans the statement and presents payment information for the customer to verify. The customer then inserts a check into the terminal and selects a form of payment. If the customer selects an electronic form of payment, the terminal will generate an electronic check based routing information scanned from the inserted check. With the electronic check, funds from the customer account are electronically sent to the payee. If the customer selects a physical check payment method, the inserted check is stored in the terminal in a location designated for that payee. The bill is considered paid when the check in stored in the terminal. With either method, the customer will receive a receipt verifying the payment.

Abstract translation: 本发明提供了一种通过在远程专用信息亭终端位置检查来支付账单的方法。 客户从终端屏幕上显示的列表中选择收款人。 客户将该收款人的报表/帐单插入终端文档进纸器。 终端扫描声明并提供付款信息供客户验证。 然后客户将支票插入终端并选择一种付款方式。 如果客户选择电子付款方式，终端将生成从插入的支票扫描的基于电子支票的路由信息​​。 通过电子支票，客户帐户的资金将以电子方式发送给收款人。 如果客户选择了物理支票支付方式，则插入的支票将被存储在终端中指定给该收款人的位置。 当终端中存储的支票被认为是支付的。 使用任一种方法，客户将收到验证付款的收据。