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    Group peer-to-peer financial transactions
    1.
    发明授权
    Group peer-to-peer financial transactions 有权

    公开(公告)号：US10296889B2

    公开(公告)日：2019-05-21

    申请号：US15145633

    申请日：2016-05-03

    申请人： Apple Inc.

    发明人： Gloria Lin ,  Amir Mahmood Mikhak ,  Taido Lantz Nakajima ,  Sean Anthony Mayo ,  Michael Rosenblatt

    IPC分类号： G06Q20/22 ,  G06Q20/32 ,  G06Q40/02 ,  G06Q20/40

    摘要： Various techniques are provided for carrying out peer-to-peer financial transactions using one or more electronic devices. In one embodiment, a request for payment is transmitted from a first device to a second device using a near field communication (NFC) interface. In response to the request, the second device may transmit payment information to the first device. The first device may select a crediting account and, using a suitable communication protocol, may communicate the received payment information and selected crediting account to one or more external financial servers configured to process and determine whether the payment may be authorized. If the payment is authorized, a payment may be credited to the selected crediting account. In a further embodiment, a device may include a camera configured to obtain an image of a payment instrument. The device may further include an application to extract payment information from the acquired image.

    Media Gifting Devices and Methods
    2.
    发明申请
    Media Gifting Devices and Methods 审中-公开
    媒体赠送设备和方法

    公开(公告)号：US20130211971A1

    公开(公告)日：2013-08-15

    申请号：US13839618

    申请日：2013-03-15

    申请人： Apple Inc.

    发明人： Gloria Lin ,  Amir Mahmood Mikhak ,  Taido Lantz Nakajima ,  Sean Anthony Mayo ,  Michael Rosenblatt ,  Andrew Hodge

    IPC分类号： G06Q30/06 ,  G06F17/30

    CPC分类号： G06Q30/0601 ,  G06F16/11 ,  G06F21/10 ,  G06F2221/0786 ,  G06Q20/10 ,  G06Q20/1235 ,  G06Q20/32 ,  G06Q20/3278 ,  G06Q30/02 ,  G06Q30/06

    摘要： Various techniques are provided for the gifting between multiple electronic devices of media content provided by an online digital media provider. An offer and acceptance of a selected gift file is accomplished between a gifter device and a receiving giftee device using a near-field communication (NFC) connection. If a connection to the online provider is available, the gifter device may transmit a gift request by which the gifter's account is charged for the gift file. Thereafter, a gift file created using DRM keys associated with the giftee's account may be downloaded to the giftee device. If a network connection is unavailable, the giftee device may transfer a locked gift file and a corresponding gift license to the giftee device using a peer-to-peer connection. The giftee device may authenticate the license and unlock the gift file once a connection to the online provider is available.

    摘要翻译： 为在线数字媒体提供商提供的媒体内容的多个电子设备之间的赠送提供了各种技术。 使用近场通信（NFC）连接，在送礼设备和接收赠送设备之间完成所选礼物文件的提供和接受。 如果与在线提供商的连接可用，则送礼装置可以传送礼物请求，通过该礼物请求馈赠者的帐户为礼品文件收费。 此后，可以将使用与该Giftee帐户相关联的DRM密钥创建的礼物文件下载到Giftee设备。 如果网络连接不可用，则giftee设备可以使用对等连接将已锁定的礼物文件和相应的礼品许可传送给Giftee设备。 一旦与在线提供商的连接可用，Giftee设备可以认证许可证并解锁礼物文件。

    Peer-to-peer host station
    3.
    发明授权
    Peer-to-peer host station 有权
    对等主机

    公开(公告)号：US09560471B2

    公开(公告)日：2017-01-31

    申请号：US13974905

    申请日：2013-08-23

    申请人： Apple Inc.

    发明人： Gloria Lin ,  Amir Mahmood Mikhak ,  Taido Lantz Nakajima ,  Sean Anthony Mayo ,  Michael Rosenblatt

    IPC分类号： H04B5/00 ,  H04W4/00 ,  H04M1/725 ,  H04W76/02 ,  H04W88/06 ,  H04W92/18

    CPC分类号： H04W4/008 ,  H04M1/7253 ,  H04M2250/04 ,  H04M2250/06 ,  H04W4/80 ,  H04W76/12 ,  H04W76/14 ,  H04W88/06 ,  H04W92/18

    摘要： A method and system is disclosed for allowing the sharing of one or more system resources between multiple devices. In one embodiment, a requesting device transmits a resource access request to a target device using a near-field communication (NFC) protocol. The target device responds by using the NFC connection to return a listing of resources available for sharing to the requesting device. The requesting device may select one or more of the available resources and establish an appropriate connection to access the selected resource or resources. In one embodiment, the requesting device may lack external network connectivity capabilities while the target device includes wi-fi connectivity as a shared resource. Accordingly, the requesting device may access external network of the target device via the target as a conduit.

    摘要翻译： 公开了用于允许在多个设备之间共享一个或多个系统资源的方法和系统。 在一个实施例中，请求设备使用近场通信（NFC）协议向目标设备发送资源访问请求。 目标设备通过使用NFC连接来响应可用于共享的资源列表到请求设备。 请求设备可以选择一个或多个可用资源并建立适当的连接以访问所选择的资源或资源。 在一个实施例中，请求设备可能缺少外部网络连接能力，而目标设备包括作为共享资源的Wi-Fi连接。 因此，请求设备可以经由目标作为导管访问目标设备的外部网络。

    GROUP PEER-TO-PEER FINANCIAL TRANSACTIONS
    4.
    发明申请
    GROUP PEER-TO-PEER FINANCIAL TRANSACTIONS 审中-公开
    集团对等的财务交易

    公开(公告)号：US20160275475A1

    公开(公告)日：2016-09-22

    申请号：US15145633

    申请日：2016-05-03

    申请人： Apple Inc.

    发明人： Gloria Lin ,  Amir Mahmood Mikhak ,  Taido Lantz Nakajima ,  Sean Anthony Mayo ,  Michael Rosenblatt

    IPC分类号： G06Q20/22 ,  G06Q20/32 ,  G06Q20/40

    CPC分类号： G06Q20/223 ,  G06Q20/32 ,  G06Q20/3278 ,  G06Q20/405 ,  G06Q40/02

    摘要： Various techniques are provided for carrying out peer-to-peer financial transactions using one or more electronic devices. In one embodiment, a request for payment is transmitted from a first device to a second device using a near field communication (NFC) interface. In response to the request, the second device may transmit payment information to the first device. The first device may select a crediting account and, using a suitable communication protocol, may communicate the received payment information and selected crediting account to one or more external financial servers configured to process and determine whether the payment may be authorized. If the payment is authorized, a payment may be credited to the selected crediting account. In a further embodiment, a device may include a camera configured to obtain an image of a payment instrument. The device may further include an application to extract payment information from the acquired image.

    摘要翻译： 提供了各种用于使用一个或多个电子设备进行对等金融交易的技术。 在一个实施例中，使用近场通信（NFC）接口从第一设备向第二设备发送支付请求。 响应于该请求，第二设备可以向第一设备发送支付信息。 第一设备可以选择记账账户，并且使用合适的通信协议可以将所接收的支付信息和所选贷方账户传送到配置成处理和确定支付是否被授权的一个或多个外部金融服务器。 如果付款被授权，则可以向所选择的记账帐户记入付款。 在另一实施例中，设备可以包括被配置为获得付款工具的图像的照相机。 该设备还可以包括从所获取的图像中提取支付信息的应用。

    PEER-TO-PEER HOST STATION
    5.
    发明申请
    PEER-TO-PEER HOST STATION 有权
    同行对话站

    公开(公告)号：US20140057560A1

    公开(公告)日：2014-02-27

    申请号：US13974905

    申请日：2013-08-23

    申请人： Apple Inc.

    发明人： Gloria Lin ,  Amir Mahmood Mikhak ,  Taido Lantz Nakajima ,  Sean Anthony Mayo ,  Michael Rosenblatt

    IPC分类号： H04W4/00 ,  H04M1/725

    CPC分类号： H04W4/008 ,  H04M1/7253 ,  H04M2250/04 ,  H04M2250/06 ,  H04W4/80 ,  H04W76/12 ,  H04W76/14 ,  H04W88/06 ,  H04W92/18

    摘要： A method and system is disclosed for allowing the sharing of one or more system resources between multiple devices. In one embodiment, a requesting device transmits a resource access request to a target device using a near-field communication (NFC) protocol. The target device responds by using the NFC connection to return a listing of resources available for sharing to the requesting device. The requesting device may select one or more of the available resources and establish an appropriate connection to access the selected resource or resources. In one embodiment, the requesting device may lack external network connectivity capabilities while the target device includes wi-fi connectivity as a shared resource. Accordingly, the requesting device may access external network of the target device via the target as a conduit.

    摘要翻译： 公开了用于允许在多个设备之间共享一个或多个系统资源的方法和系统。 在一个实施例中，请求设备使用近场通信（NFC）协议向目标设备发送资源访问请求。 目标设备通过使用NFC连接来响应可用于共享的资源列表到请求设备。 请求设备可以选择一个或多个可用资源并建立适当的连接以访问所选择的资源或资源。 在一个实施例中，请求设备可能缺少外部网络连接能力，而目标设备包括作为共享资源的Wi-Fi连接。 因此，请求设备可以经由目标作为导管访问目标设备的外部网络。