-
公开(公告)号：US20080128513A1
公开(公告)日：2008-06-05
申请号：US11566614
申请日：2006-12-04
申请人： Ayman Hammad , Phil Dixon , Brian Triplett
发明人： Ayman Hammad , Phil Dixon , Brian Triplett
IPC分类号： G06K19/06
CPC分类号： G06Q20/352 , G06Q20/12 , G06Q20/16 , G06Q20/227 , G06Q20/322 , G06Q20/325 , G06Q20/341 , G06Q20/3576 , G06Q20/367 , G07F7/1008
摘要： An architecture for a contactless smart card or payment device, where the smart card is intended for use in both commerce transaction payment and transit fare payment (or other venue access) environments. The payment device may function as both an electronic wallet for commerce transactions and as a transit system card, for access to and fare payment of transit services. Implementation of both functions may be achieved by use of a dynamic memory management system that permits data for both the payment and transit applications to be stored on the card, with the transit data and storage locations isolated from those used to store data intended for use in paying for commerce transactions. The transit application specific data may include access control data (keys, passwords, identification data) or data required for fare calculations (rates, historical data on system use), for example.
摘要翻译： 用于非接触式智能卡或支付设备的架构，智能卡旨在用于商业交易支付和过境票价支付（或其他场地访问）环境中。 支付设备可以用作商业交易的电子钱包和作为过境系统卡的用于访问和支付过境服务的费用。 这两个功能的实现可以通过使用动态存储器管理系统来实现，该系统允许将支付和转接应用的数据存储在卡上，其中转接数据和存储位置与用于存储旨在用于 支付商业交易。 运输应用程序特定数据可以包括例如访问控制数据（密钥，密码，标识数据）或票价计算所需的数据（费率，系统使用的历史数据）。
-
公开(公告)号：US08376227B2
公开(公告)日：2013-02-19
申请号：US13351942
申请日：2012-01-17
申请人： Ayman Hammad , Phil Dixon
发明人： Ayman Hammad , Phil Dixon
CPC分类号： G06Q20/3278 , G06Q20/045 , G06Q20/102 , G06Q20/32 , G06Q20/322 , G06Q20/3227 , G06Q20/341 , G06Q30/0284 , G07B15/02 , G07F7/0886 , G07F7/1008 , G07F17/0014 , G07F17/42
摘要： A system and method for facilitating the payment and collection of transit system fares using a mobile device utilizes a smart sign including near field communication (NFC) devices that communicate with a contactless element embedded within a mobile wireless device. Each NFC device is associated with a different transit location. The NFC devices may be included on the same smart sign located at one transit location or on different smart signs located at different transit locations. Alternatively, one NFC device may be included on a smart sign at a departure location and another NFC device may be activated when or after the user enters the transit system to provide proof of fare purchase. The mobile device is positioned proximate the NFC devices to activate the NFC devices and access fare and/or schedule information or purchase a fare.
摘要翻译： 使用移动设备便利支付和收集过境系统票价的系统和方法利用包括与嵌入在移动无线设备内的非接触元件通信的近场通信（NFC）设备的智能符号。 每个NFC设备与不同的传输位置相关联。 NFC设备可以被包括在位于一个中转位置的同一智能标志上，或位于位于不同转接位置的不同智能标志上。 或者，一个NFC设备可以被包括在出发位置的智能标志上，并且当用户进入转接系统以提供票价购买证明时，可以激活另一个NFC设备。 移动设备位于NFC设备附近以激活NFC设备并访问票价和/或日程信息或购买车费。
-
公开(公告)号：US07567920B2
公开(公告)日：2009-07-28
申请号：US12169070
申请日：2008-07-08
申请人： Ayman Hammad , Phil Dixon , Khalid El-Awady , Patrick Faith , Mark Carlson
发明人： Ayman Hammad , Phil Dixon , Khalid El-Awady , Patrick Faith , Mark Carlson
IPC分类号： G07B15/00
CPC分类号： G07B15/00 , G06Q20/32 , G06Q20/3278 , G06Q20/352 , G06Q20/40 , G06Q40/12 , G07B15/02 , G07C9/00103 , G07F17/0014
摘要： A method for allowing on-line authorization in an access environment. The method includes receiving a request for access to a location at a gate access device from a user. After receiving the request for access to the location, an authorization request message is generated. The authorization request message includes an authorization to charge a predetermined amount of money. The authorization request message is then sent to an issuer for approval. An authorization response message is then received. The authorization response message indicates whether or not the charge is authorized or not authorized. If the authorization response message indicates that the authorization response message is authorized, then the user is allowed to access the location.
摘要翻译： 一种在访问环境中允许在线授权的方法。 该方法包括从用户接收访问门禁设备上的位置的请求。 在接收到对该位置的访问请求之后，生成授权请求消息。 授权请求消息包括对预定金额收取的授权。 然后将授权请求消息发送给发行者以供批准。 然后接收授权响应消息。 授权响应消息指示费用是否被授权或未授权。 如果授权响应消息指示授权响应消息被授权，则允许用户访问该位置。
-
公开(公告)号：US20090184163A1
公开(公告)日：2009-07-23
申请号：US12409380
申请日：2009-03-23
申请人： Ayman Hammad , Phil Dixon , Brian Triplett
发明人： Ayman Hammad , Phil Dixon , Brian Triplett
CPC分类号： G06Q20/352 , G06Q20/12 , G06Q20/16 , G06Q20/227 , G06Q20/322 , G06Q20/325 , G06Q20/341 , G06Q20/3576 , G06Q20/367 , G07F7/1008
摘要： An architecture for a contactless smart card or payment device, where the smart card is intended for use in both commerce transaction payment and transit fare payment (or other venue access) environments. The payment device may function as both an electronic wallet for commerce transactions and as a transit system card, for access to and fare payment of transit services. Implementation of both functions may be achieved by use of a dynamic memory management system that permits data for both the payment and transit applications to be stored on the card, with the transit data and storage locations isolated from those used to store data intended for use in paying for commerce transactions. The transit application specific data may include access control data (keys, passwords, identification data) or data required for fare calculations (rates, historical data on system use), for example.
摘要翻译： 用于非接触式智能卡或支付设备的架构，智能卡旨在用于商业交易支付和过境票价支付（或其他场地访问）环境中。 支付设备可以用作商业交易的电子钱包和作为过境系统卡的用于访问和支付过境服务的费用。 这两个功能的实现可以通过使用动态存储器管理系统来实现，该系统允许将支付和转接应用的数据存储在卡上，其中转接数据和存储位置与用于存储旨在用于 支付商业交易。 运输应用程序特定数据可以包括例如访问控制数据（密钥，密码，标识数据）或票价计算所需的数据（费率，系统使用的历史数据）。
-
公开(公告)号：US20090146814A1
公开(公告)日：2009-06-11
申请号：US12273017
申请日：2008-11-18
申请人： Ayman Hammad , Phil Dixon
发明人： Ayman Hammad , Phil Dixon
IPC分类号： G08B13/14
CPC分类号： G06K19/07327 , G06K19/005 , G06K19/07735
摘要： An apparatus and method is provided to shield contactless portable electronic consumer devices such as radio frequency identification devices (RFID), tokens, mini-cards, key fobs, cellular phones, smartcards, etc. from wireless interrogation. In one embodiment, a contactless portable consumer device which includes a first antenna is shielded from unauthorized wireless interrogation with a radio frequency (RF) shield. The RF shield includes electrically conductive, non-ferromagnetic material and is configured to prevent unauthorized data transfer between a second antenna external to the portable consumer device and the first antenna.
-
公开(公告)号：US20080201212A1
公开(公告)日：2008-08-21
申请号：US12022075
申请日：2008-01-29
申请人： Ayman Hammad , Phil Dixon
发明人： Ayman Hammad , Phil Dixon
CPC分类号： G06Q20/3278 , G06Q20/045 , G06Q20/102 , G06Q20/32 , G06Q20/322 , G06Q20/3227 , G06Q20/341 , G06Q30/0284 , G07B15/02 , G07F7/0886 , G07F7/1008 , G07F17/0014 , G07F17/42
摘要： A system and method for facilitating the payment and collection of transit system fares using a mobile device utilizes a smart sign including near field communication (NFC) devices that communicate with a contactless element embedded within a mobile wireless device. Each NFC device is associated with a different transit location. The NFC devices may be included on the same smart sign located at one transit location or on different smart signs located at different transit locations. Alternatively, one NFC device may be included on a smart sign at a departure location and another NFC device may be activated when or after the user enters the transit system to provide proof of fare purchase. The mobile device is positioned proximate the NFC devices to activate the NFC devices and access fare and/or schedule information or purchase a fare.
摘要翻译： 使用移动设备便利支付和收集过境系统票价的系统和方法利用包括与嵌入在移动无线设备内的非接触元件通信的近场通信（NFC）设备的智能符号。 每个NFC设备与不同的传输位置相关联。 NFC设备可以被包括在位于一个中转位置的同一智能标志上，或位于位于不同转接位置的不同智能标志上。 或者，一个NFC设备可以被包括在出发位置的智能标志上，并且当用户进入转接系统以提供票价购买证明时，可以激活另一个NFC设备。 移动设备位于NFC设备附近以激活NFC设备并访问票价和/或日程信息或购买车费。
-
公开(公告)号：US20080183622A1
公开(公告)日：2008-07-31
申请号：US11713307
申请日：2007-03-01
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4016 , G06Q20/027 , G06Q20/04 , G06Q20/085 , G06Q20/0855 , G06Q20/20 , G06Q20/204 , G06Q20/32 , G06Q20/327 , G06Q20/341 , G06Q20/382 , G06Q20/3821 , G06Q20/40 , G06Q20/401 , G07B15/00
摘要： At each of a plurality of transit readers of a transit system, for each of a plurality of riders, where each rider seeks to conduct an access transaction with the transit system for access into the transit facility by using a payment device issued by an issuer in a payment system, data is read from the payment device. The data includes an encryption code that uniquely corresponds to the payment device and was created by the issuer using one or more encryption keys and a predetermined algorithm. A check will be performed, remotely and/or locally, of one or more lists of other encryption codes to determine if the encryption code is on the list. On the basis of whether the encryption code is on the list, the rider is permitted access to the facility of the transit system. The payment device need not be changed for the rider's fare. Decryption of the encryption code read from the payment device is not required to complete the access transaction.
摘要翻译： 在多个交通系统的多个过境读取器中的每一个上，对于多个骑手中的每一个，每个骑手寻求通过使用由发行者发行的支付装置进行与中转系统的访问交易 支付系统，从支付设备读取数据。 数据包括唯一对应于支付设备并由发行者使用一个或多个加密密钥和预定算法创建的加密代码。 远程和/或本地执行一个或多个其他加密代码列表的检查，以确定加密代码是否在列表中。 根据加密代码是否在列表中，骑手被允许访问中转系统的设施。 付款设备不需要更改为骑手的票价。 从支付设备读取的加密代码的解密不需要完成访问事务。
-
8.发明授权Mobile phone containing contactless payment card used in transit fare collection 有权含有非接触式支付卡的手机用于过境票价收集公开(公告)号：US08733663B2
公开(公告)日：2014-05-27
申请号：US12409402
申请日：2009-03-23
申请人： Ayman Hammad , Phil Dixon , Brian Triplett
发明人： Ayman Hammad , Phil Dixon , Brian Triplett
IPC分类号： G06K19/06
CPC分类号： G06Q20/352 , G06Q20/12 , G06Q20/16 , G06Q20/227 , G06Q20/322 , G06Q20/325 , G06Q20/341 , G06Q20/3576 , G06Q20/367 , G07F7/1008
摘要： An apparatus such as a mobile phone includes a contactless smart card or payment device, where the smart card is intended for use in both commerce transaction payment and transit fare payment (or other venue access) environments. The payment device may function as both an electronic wallet for commerce transactions and as a transit system card, for access to and fare payment of transit services. Implementation of both functions may be achieved by use of a dynamic memory management system that permits data for both the payment and transit applications to be stored on the card, with the transit data and storage locations isolated from those used to store data intended for use in paying for commerce transactions. The transit application specific data may include access control data (keys, passwords, identification data) or data required for fare calculations (rates, historical data on system use), for example.
摘要翻译： 诸如移动电话的设备包括非接触式智能卡或支付设备，其中智能卡旨在用于商业交易支付和过境费用支付（或其他场所访问）环境中。 支付设备可以用作商业交易的电子钱包和作为过境系统卡的用于访问和支付过境服务的费用。 这两个功能的实现可以通过使用动态存储器管理系统来实现，该系统允许将支付和转接应用的数据存储在卡上，其中转接数据和存储位置与用于存储旨在用于 支付商业交易。 运输应用程序特定数据可以包括例如访问控制数据（密钥，密码，标识数据）或票价计算所需的数据（费率，系统使用的历史数据）。
-
公开(公告)号：US08118223B2
公开(公告)日：2012-02-21
申请号：US12022075
申请日：2008-01-29
申请人： Ayman Hammad , Phil Dixon
发明人： Ayman Hammad , Phil Dixon
CPC分类号： G06Q20/3278 , G06Q20/045 , G06Q20/102 , G06Q20/32 , G06Q20/322 , G06Q20/3227 , G06Q20/341 , G06Q30/0284 , G07B15/02 , G07F7/0886 , G07F7/1008 , G07F17/0014 , G07F17/42
摘要： A system and method for facilitating the payment and collection of transit system fares using a mobile device utilizes a smart sign including near field communication (NFC) devices that communicate with a contactless element embedded within a mobile wireless device. Each NFC device is associated with a different transit location. The NFC devices may be included on the same smart sign located at one transit location or on different smart signs located at different transit locations. Alternatively, one NFC device may be included on a smart sign at a departure location and another NFC device may be activated when or after the user enters the transit system to provide proof of fare purchase. The mobile device is positioned proximate the NFC devices to activate the NFC devices and access fare and/or schedule information or purchase a fare.
摘要翻译： 使用移动设备便利支付和收集过境系统票价的系统和方法利用包括与嵌入在移动无线设备内的非接触元件通信的近场通信（NFC）设备的智能符号。 每个NFC设备与不同的传输位置相关联。 NFC设备可以被包括在位于一个中转位置的同一智能标志上，或位于位于不同转接位置的不同智能标志上。 或者，一个NFC设备可以被包括在出发位置的智能标志上，并且当用户进入转接系统以提供票价购买证明时，可以激活另一个NFC设备。 移动设备位于NFC设备附近以激活NFC设备并访问票价和/或日程信息或购买车费。
-
公开(公告)号：US20090121016A1
公开(公告)日：2009-05-14
申请号：US12169070
申请日：2008-07-08
申请人： Ayman Hammad , Phil Dixon , Khalid El-Awady , Patrick Faith , Mark Carlson
发明人： Ayman Hammad , Phil Dixon , Khalid El-Awady , Patrick Faith , Mark Carlson
CPC分类号： G07B15/00 , G06Q20/32 , G06Q20/3278 , G06Q20/352 , G06Q20/40 , G06Q40/12 , G07B15/02 , G07C9/00103 , G07F17/0014
摘要： A method for allowing on-line authorization in an access environment. The method includes receiving a request for access to a location at a gate access device from a user. After receiving the request for access to the location, an authorization request message is generated. The authorization request message includes an authorization to charge a predetermined amount of money. The authorization request message is then sent to an issuer for approval. An authorization response message is then received. The authorization response message indicates whether or not the charge is authorized or not authorized. If the authorization response message indicates that the authorization response message is authorized, then the user is allowed to access the location.
摘要翻译： 一种在访问环境中允许在线授权的方法。 该方法包括从用户接收访问门禁设备上的位置的请求。 在接收到对该位置的访问请求之后，生成授权请求消息。 授权请求消息包括对预定金额收取的授权。 然后将授权请求消息发送给发行者以供批准。 然后接收授权响应消息。 授权响应消息指示费用是否被授权或不被授权。 如果授权响应消息指示授权响应消息被授权，则允许用户访问该位置。
-
-
-
-
-
-
-
-
-
搜索结果
369 条记录 (耗时 0.027 秒)
