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1.发明授权公开(公告)号：US08540142B1
公开(公告)日：2013-09-24
申请号：US13404617
申请日：2012-02-24
申请人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号： G07F19/20 , G06Q40/02 , G07F7/1033 , G07F7/1091
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该机器还包括一个PIN键盘。 读卡器可以将加密的卡数据发送到键盘。 键盘可以解密加密的卡数据。 键盘可以对已解密的卡片数据和接收到的用户PIN进行加密。 卡片数据和PIN可由机器授权用户执行涉及该帐户的财务转移。
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公开(公告)号：US08474700B1
公开(公告)日：2013-07-02
申请号：US13385567
申请日：2012-02-24
申请人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
CPC分类号： G06K7/0004 , G06K13/06 , G06Q10/00 , G06Q20/102 , G06Q20/105 , G06Q20/1085 , G06Q20/32 , G06Q20/3227 , G06Q20/3274 , G06Q20/352 , G06Q20/385 , G06Q30/0237 , G06Q30/04 , G06Q40/00 , G07F7/10 , G07F7/1075 , G07F19/20 , G07F19/205
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
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公开(公告)号：US08418917B1
公开(公告)日：2013-04-16
申请号：US13404643
申请日：2012-02-24
申请人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号： G06K7/0004 , G06K13/08 , G06Q20/102 , G06Q20/105 , G06Q20/1085 , G06Q20/32 , G06Q20/3227 , G06Q20/3274 , G06Q20/352 , G06Q20/385 , G06Q30/0237 , G07F7/10 , G07F7/1075 , G07F19/20 , G07F19/205
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
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4.发明授权公开(公告)号：US08002176B2
公开(公告)日：2011-08-23
申请号：US12288333
申请日：2008-10-17
申请人： Randall W. Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
发明人： Randall W. Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
IPC分类号： G06F17/60
CPC分类号： G07F19/20 , G06Q40/00 , G07F19/2055
摘要： An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices.
摘要翻译： 响应于从数据记录读取的数据控制自动银行机。 自动银行机包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易位置。 防欺诈感测系统在机器中操作以感测未经授权的设备在机器上的可能安装。 这种未经授权的设备可以包括例如欺诈性读卡设备，欺诈性键盘输入拦截设备，现金出口陷阱设备，存款输入转移设备或其他欺诈设备。
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5.发明授权公开(公告)号：US08225993B2
公开(公告)日：2012-07-24
申请号：US13199106
申请日：2011-08-19
申请人： Randall W. Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
发明人： Randall W. Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
IPC分类号： G06F17/60
CPC分类号： G07F19/20 , G06Q40/00 , G07F19/2055
摘要： An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.
摘要翻译： 响应于从数据记录读取的数据控制自动银行机。 自动银行机包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易地点。 防欺诈感测系统在机器中操作以感测未经授权的设备在机器上的可能安装。 这种未经授权的设备可以包括例如欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备和存款输入转移设备。
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公开(公告)号：US08544730B2
公开(公告)日：2013-10-01
申请号：US13324288
申请日：2011-12-13
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
CPC分类号： G07F19/209 , G07F19/207
摘要： An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
摘要翻译： 自动银行业务响应于与授权用户或财务账户数据相对应的数据承载记录读取的数据。 该机器包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制所包含设备的电力供应以避免超过电力供应能力的设备。
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公开(公告)号：US08657188B2
公开(公告)日：2014-02-25
申请号：US13567023
申请日：2012-08-04
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
CPC分类号： G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
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公开(公告)号：US20120138677A1
公开(公告)日：2012-06-07
申请号：US13324252
申请日：2011-12-13
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
IPC分类号： G07F19/00
CPC分类号： G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要： An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
摘要翻译： 自动银行业务响应于与授权用户或财务账户数据相对应的数据承载记录读取的数据。 该机器包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制所包含设备的电力供应以避免超过电力供应能力的设备。
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公开(公告)号：US08893962B2
公开(公告)日：2014-11-25
申请号：US14189124
申请日：2014-02-25
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
CPC分类号： G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
摘要翻译： 自动银行业务器响应从与授权用户或财务账户数据相对应的数据承载记录读取的数据。 自动银行机包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制诸如读卡器的交易功能设备的电力供应以避免超过电力供应能力的设备。
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公开(公告)号：US08579191B2
公开(公告)日：2013-11-12
申请号：US13324252
申请日：2011-12-13
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
CPC分类号： G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要： An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
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