Systems and methods for insurance based upon status of vehicle software
    2.
    发明授权
    Systems and methods for insurance based upon status of vehicle software 有权
    基于车辆软件状态的保险系统和方法

    公开(公告)号:US09424607B2

    公开(公告)日:2016-08-23

    申请号:US14033062

    申请日:2013-09-20

    申请人: Elwha, LLC

    IPC分类号: G07C5/00 G06Q40/08

    CPC分类号: G06Q40/08 G07C5/008

    摘要: A vehicle may be configured to determine a characteristic of a software program operating on the vehicle. The characteristic may be provided to an insurer, and the insurer may determine a property of an insurance policy based on the characteristic. The characteristic may be, for example, a feature, a setting, and/or a version of the software program. The insurer may indicate to a vehicle operator and/or owner how changing the characteristic may affect the property of the insurance policy. The insurance policy may be formalized and agreed to by the insurer and/or the insured. The vehicle may also or instead save pre-collision status data, such adjustable parameters, internal variables, dynamic decisions, and/or identification of a software program, when a collision is detected. The pre-collision status data may be used to diagnose problems with the software program, determine fault, and/or determine future properties of insurance policies.

    摘要翻译: 车辆可以被配置为确定在车辆上操作的软件程序的特性。 该特征可以提供给保险人,并且保险人可以基于特征确定保险单的财产。 该特征可以是例如软件程序的特征,设置和/或版本。 保险人可向车辆运营商和/或所有者通知如何改变特征可能影响保险单的财产。 保险单可以由保险人和/或被保险人正式确定并同意。 当检测到碰撞时,车辆还可以或者替代地保存预碰撞状态数据,这种可调节参数,内部变量,动态决策和/或软件程序的标识。 预碰撞状态数据可用于诊断软件程序的问题,确定故障,和/或确定保险单的未来属性。

    SYSTEMS AND METHODS FOR INSURANCE BASED UPON STATUS OF VEHICLE SOFTWARE

    公开(公告)号:US20190385238A1

    公开(公告)日:2019-12-19

    申请号:US16238353

    申请日:2019-01-02

    申请人: Elwha LLC

    IPC分类号: G06Q40/08

    摘要: A vehicle may be configured to determine a characteristic of a software program operating on the vehicle. The characteristic may be provided to an insurer, and the insurer may determine a property of an insurance policy based on the characteristic. The characteristic may be, for example, a feature, a setting, and/or a version of the software program. The insurer may indicate to a vehicle operator and/or owner how changing the characteristic may affect the property of the insurance policy. The insurance policy may be formalized and agreed to by the insurer and/or the insured. The vehicle may also or instead save pre-collision status data, such adjustable parameters, internal variables, dynamic decisions, and/or identification of a software program, when a collision is detected. The pre-collision status data may be used to diagnose problems with the software program, determine fault, and/or determine future properties of insurance policies.

    Systems and methods for insurance based upon status of vehicle software

    公开(公告)号:US10169821B2

    公开(公告)日:2019-01-01

    申请号:US14033053

    申请日:2013-09-20

    申请人: Elwha, LLC

    IPC分类号: G06Q40/08

    摘要: A vehicle may be configured to determine a characteristic of a software program operating on the vehicle. The characteristic may be provided to an insurer, and the insurer may determine a property of an insurance policy based on the characteristic. The characteristic may be, for example, a feature, a setting, and/or a version of the software program. The insurer may indicate to a vehicle operator and/or owner how changing the characteristic may affect the property of the insurance policy. The insurance policy may be formalized and agreed to by the insurer and/or the insured. The vehicle may also or instead save pre-collision status data, such adjustable parameters, internal variables, dynamic decisions, and/or identification of a software program, when a collision is detected. The pre-collision status data may be used to diagnose problems with the software program, determine fault, and/or determine future properties of insurance policies.