Apparatus and Method for Credit Based Management of Telecommunication Activity
    5.
    发明申请
    Apparatus and Method for Credit Based Management of Telecommunication Activity 有权
    电信活动信用管理装置与方法

    公开(公告)号:US20070072585A1

    公开(公告)日:2007-03-29

    申请号:US11559918

    申请日:2006-11-15

    IPC分类号: H04M11/00

    摘要: The present invention provides an apparatus for credit based management of a telecommunication system. One embodiment of the apparatus includes an interface for communicating credit information on a particular subscriber and for receiving call records for the particular subscriber that are derived from a switch which establishes connections between telecommunication devices. A credit limit device then utilizes the credit information to establish a credit limit for the subscriber. The apparatus also includes a device for comparing the particular subscriber's call usage to a credit limit established for the subscriber based on information obtained from the credit bureau. An output device is used to provide an indication that the subscriber has exceeded their credit limit. Another embodiment of the apparatus, includes a device for, upon expiration of a predetermined time period, contacting the credit bureau to obtain a new credit score for a subscriber and use this score to update the subscriber's credit limit.

    摘要翻译: 本发明提供了一种用于电信系统的信用管理的装置。 该装置的一个实施例包括用于在特定订户上传送信用信息的接口,以及用于接收从建立电信设备之间的连接的交换机导出的特定用户的呼叫记录。 信用限额设备然后利用信用信息为用户建立信用限额。 该装置还包括一个装置,用于根据从信用局获得的信息将特定用户的呼叫使用量与为用户建立的信用限额进行比较。 输出设备用于提供用户已经超过其信用限额的指示。 该装置的另一实施例包括一种装置,用于在预定时间段期满后,联系信用局以获得用户的新信用评分,并使用该分数来更新用户的信用限额。