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公开(公告)号：US20170221065A1
公开(公告)日：2017-08-03
申请号：US15492718
申请日：2017-04-20
Applicant: GOOGLE INC.
Inventor： Varouj Chitilian , Sashikanth Chandrasekaran , Johnie Lee , William Hartley Setchell , Phalachandra Sreepada Bhat , Yangui Tao
IPC: G06Q20/40
CPC classification number: G06Q20/401 , G06Q20/322 , G06Q20/3224 , G06Q20/3227 , G06Q20/3278 , G06Q20/3674 , G06Q20/382 , G06Q20/3821 , G06Q20/38215 , G06Q20/4014 , G06Q20/4016 , G06Q2220/00
Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier. The payment processing system receives a communication from a hands- free payment application on a user computing device, the communication comprising a transaction token, an identification of a user account, and the beacon identifier received by the user computing device via a wireless communication from a device associated with the merchant system and transmits the transaction token to the merchant system computing device. The payment processing system receives from the merchant system computing device, a transaction request, the transaction request comprising the token and transaction data associated with the transaction request and conducts the transaction between the user account and the merchant system based on the received token and transaction request.
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公开(公告)号：US20160012426A1
公开(公告)日：2016-01-14
申请号：US14540034
申请日：2014-11-12
Applicant: Google Inc.
Inventor： Varouj Chitilian , Sashikanth Chandrasekaran , Johnie Lee , Denise Ho , Pramod Adiddam , Zhihong Xu , Michal Palczewski
IPC: G06Q20/38
CPC classification number: G06Q20/3674 , G06Q20/00 , G06Q20/02 , G06Q20/20 , G06Q20/322 , G06Q20/3224 , G06Q20/3278 , G06Q20/382 , G06Q20/40 , G06Q20/401 , G06Q20/40145 , G06Q20/405 , G06Q20/4097 , G06Q20/425 , G10L15/08
Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier. The merchant may provide a challenge to the user and use the response to identify the token and account of the user. The merchant computing device can use voice patterns of the user to assist in identifying the token and account of the user. The system receives from the merchant computing device a transaction request, the transaction request comprising the first transaction token and transaction data associated with the transaction request. The system determines that the transaction is for an amount less than a configured transaction limit and communicates a request for an authorization of the transaction.
Abstract translation: 执行免提交易包括在支付处理系统处的服务器，用户计算设备和商业计算设备。 支付处理系统从用户设备上的免提支付应用接收通信，该通信包括第一交易令牌，用户帐户的标识和信标标识符。 商家可以向用户提供挑战并使用响应来识别用户的令牌和帐户。 商业计算设备可以使用用户的语音模式来帮助识别用户的令牌和帐户。 系统从商业计算设备接收交易请求，该交易请求包括第一交易令牌和与交易请求相关联的交易数据。 该系统确定该事务的数量小于配置的事务限制，并传达对该事务授权的请求。
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公开(公告)号：US10482463B2
公开(公告)日：2019-11-19
申请号：US15447083
申请日：2017-03-01
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Michal Palczewski
Abstract: An account management system establishes a facial template for a user based on an image. The user computing device, signed into a payment application at the merchant location, receives an identifier from a merchant beacon device to transmit to the account management system, which transmits payment tokens based on payment account data and facial templates to the merchant POS device for each user signed in at the merchant location. The merchant POS device identifies the user by comparing a captured image of the user against the received facial templates and transmits the payment token to an issuer system. At a later time, the account management system receives, from a user computing device, a subsequent user image and generates a subsequent facial template. If the difference of the subsequent facial template is less than a threshold from the existing facial template, the subsequent facial template is associated with the user account.
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公开(公告)号：US20150134414A1
公开(公告)日：2015-05-14
申请号：US14498446
申请日：2014-09-26
Applicant: Google Inc.
Inventor： Daniel Shaffer , Shreyas Doshi , Dani Suleman , Lakshmi Kumar Dabbiru , Varouj Chitilian , Sundeep Jain
CPC classification number: G06Q30/0254 , G06Q30/0203
Abstract: Systems and methods for annotating a content item may include determining statistical data concerning the at least one resource, brand, product, or service. A statistic of the statistical data may be associated with a content item associated with the at least one resource, brand, product, or service. A request for a content item may be received from a client device and the content item associated with the statistic of the statistical data may be selected in response to the request. Data to effect presentation of the selected content item and data to effect presentation of an annotation with the selected content item may be served. The annotation may be based, at least in part, on the statistic of the statistical data.
Abstract translation: 用于注释内容项的系统和方法可以包括确定关于至少一个资源，品牌，产品或服务的统计数据。 统计数据的统计量可以与与至少一个资源，品牌，产品或服务相关联的内容项目相关联。 可以从客户端设备接收对内容项目的请求，并且可以响应于该请求来选择与统计数据的统计信息相关联的内容项目。 可以提供用于实现所选择的内容项目和数据的呈现以实现具有所选内容项目的注释的呈现的数据。 该注释可以至少部分地基于统计数据的统计。
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公开(公告)号：US10397220B2
公开(公告)日：2019-08-27
申请号：US15143453
申请日：2016-04-29
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Michal Palczewski
Abstract: An account management system establishes an account for a user. The user enters user account information into the account and the account management system establishes a facial template for the user based on an image of the face of the user. The user requests to change user account information at a merchant POS (POS) device. The merchant POS device captures a facial image of the user and transmits the image the account management system, which generates a facial template and compares the generated facial template against the existing facial template associated with user account. If the generated facial template is less than a threshold difference from the existing facial template, the user may update user account information at the merchant POS device, which communicates the updated user account information to the account management system. The account management system associates the updated user account information with the user account.
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Patent Agency Ranking
公开(公告)号：US10278006B2
公开(公告)日：2019-04-30
申请号：US15440973
申请日：2017-02-23
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Michal Palczewski , Varouj Chitilian
IPC: H04W4/02 , H04W4/80 , G01S1/04 , G06Q20/02 , G06Q20/20 , G06Q20/24 , G06Q20/32 , G06Q20/40 , H04L29/08 , H04W4/04
Abstract: A user enters a location with a user device. A beacon device broadcasts a first beacon device code comprising a hardware identifier via a local wireless network at the location. A service application of the user device receives the first beacon device hardware identifier, logs a check-in status of the user, and transmits the check-in status to a service provider system. The beacon device generates, after a predetermined period of time, a subsequent beacon device code comprising a random number to broadcast at the location via the local wireless network. In response to receiving the subsequent beacon device code broadcast by the beacon device, the user device logs and transmits a subsequent check in status to the service provider system via the network. The service provider system provides services to the user device or another device at the location in accordance with the check-in status of the user device.
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公开(公告)号：US20170255942A1
公开(公告)日：2017-09-07
申请号：US15447083
申请日：2017-03-01
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Michal Palczewski
CPC classification number: G06Q20/40145 , G06F21/32 , G06Q20/202
Abstract: An account management system establishes a facial template for a user based on an image. The user computing device, signed into a payment application at the merchant location, receives an identifier from a merchant beacon device to transmit to the account management system, which transmits payment tokens based on payment account data and facial templates to the merchant POS device for each user signed in at the merchant location. The merchant POS device identifies the user by comparing a captured image of the user against the received facial templates and transmits the payment token to an issuer system. At a later time, the account management system receives, from a user computing device, a subsequent user image and generates a subsequent facial template. If the difference of the subsequent facial template is less than a threshold from the existing facial template, the subsequent facial template is associated with the user account.
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8.发明申请Facial Profile Password to Modify User Account Data for Hands-Free Transactions 审中-公开面部轮廓密码修改免提交易的用户帐户数据公开(公告)号：US20160323274A1
公开(公告)日：2016-11-03
申请号：US15143453
申请日：2016-04-29
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Michal Palczewski
CPC classification number: H04L63/0861 , G06F21/32 , G06Q20/20 , G06Q20/204 , G06Q20/3278 , G06Q20/40145 , G06Q40/02 , H04W12/06
Abstract: An account management system establishes an account for a user. The user enters user account information into the account and the account management system establishes a facial template for the user based on an image of the face of the user. The user requests to change user account information at a merchant POS (POS) device. The merchant POS device captures a facial image of the user and transmits the image the account management system, which generates a facial template and compares the generated facial template against the existing facial template associated with user account. If the generated facial template is less than a threshold difference from the existing facial template, the user may update user account information at the merchant POS device, which communicates the updated user account information to the account management system. The account management system associates the updated user account information with the user account.
Abstract translation: 帐户管理系统为用户建立帐户。 用户将用户帐户信息输入到帐户中，并且帐户管理系统基于用户脸部的图像为用户建立面部模板。 用户请求在商家POS（POS）设备上更改用户帐户信息。 商户POS设备捕获用户的面部图像，并将图像发送给产生面部模板的帐户管理系统，并将生成的面部模板与与用户帐户相关联的现有面部模板进行比较。 如果所生成的面部模板小于与现有面部模板的阈值差异，则用户可以在商户POS设备处更新用户帐户信息，其将更新的用户帐户信息传达到帐户管理系统。 帐户管理系统将更新的用户帐户信息与用户帐户相关联。
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公开(公告)号：US20160321633A1
公开(公告)日：2016-11-03
申请号：US15143451
申请日：2016-04-29
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Jumana Al Hashal
Abstract: A user signs into an application via a user computing device at a merchant system location. The user computing device receives an identifier from a beacon device at the location to transmit to an account management system. The account management system transmits facial templates to the merchant camera device for users who are signed in to the application in range of the merchant beacon device. The user approaches a point of sale device to purchase a restricted product or service. The merchant camera device compares a captured facial image against the received facial templates to identify the user. A merchant POS device operator, after determining that the user is eligible for the restricted product or service based on account information of the user, selects a payment account of the user. The merchant POS device transmits transaction details to the account management system, which processes the transaction with an issuer system.
Abstract translation: 用户通过用户计算设备在商家系统位置登录应用。 用户计算设备从位置处的信标设备接收到发送给客户管理系统的标识符。 账户管理系统向登录到商户信标设备的范围内的应用的用户的商务相机设备发送面部模板。 用户接近销售点设备以购买受限产品或服务。 商务相机装置将捕获的面部图像与接收到的面部模板进行比较以识别用户。 商户POS设备运营商在基于用户的帐户信息确定用户符合受限制的产品或服务之后，选择用户的支付账户。 商户POS设备将交易细节传送到帐户管理系统，账户管理系统使用发行者系统来处理该交易。
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公开(公告)号：US20170255923A1
公开(公告)日：2017-09-07
申请号：US15446734
申请日：2017-03-01
Applicant: GOOGLE INC.
Inventor： Steven Dieter , Amit Litsur , Yangui Tao , Pramod Adiddam , Denise Ho , Varouj Chitilian
CPC classification number: G06Q20/3226 , G06Q20/204 , G06Q20/40145 , G06Q20/405
Abstract: A hands-free transaction is processed by utilizing an account management system to authorize a transaction and to provide payment account information to a payment processing system while allowing the transaction settlement to occur between the payment processing system and the merchant. After the account of the user is verified, a POS device generates a payment authorization request based on a user verification and other transaction information. The POS device transmits the payment authorization request to the account management system, and the account management system identifies the user payment data. The account management system receives an authorization from the payment processing system and transmits the payment authorization to the merchant. The merchant salesperson completes the transaction with the user by providing the product or service being purchased. The payment processing system and the merchant system then settle the transaction without involvement of account management system.
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