Settlement server, settlement request server and settlement execution terminal
    1.
    发明申请
    Settlement server, settlement request server and settlement execution terminal 有权
    结算服务器,结算请求服务器和结算执行终端

    公开(公告)号:US20080197186A1

    公开(公告)日:2008-08-21

    申请号:US11707715

    申请日:2007-02-16

    IPC分类号: G06F17/00

    摘要: An object of the present invention is to, in settlement by electronic money, reduce burden on an electronic money server and enhance convenience for users. The function of generating transaction numbers is transferred from the electronic money server to affiliated store servers, so that the transaction numbers are generated by the affiliated store servers. The transaction numbers are each associated with transaction information calculated in accordance with a calculation rule confidential to third parties, such that the electronic money server can detect the presence of alteration of the transaction information based on the transaction number. Furthermore, at the time of generating a transaction number, a seed, which is time-limited secret information confidential to third parties, is inputted to the calculation rule along with the transaction information and used for calculating the transaction number, whereby it is possible to further enhance the level of security.

    摘要翻译: 本发明的目的在于,通过电子货币进行结算,减轻了电子货币服务器的负担,增加了用户的便利性。 生成交易号码的功能从电子货币服务器传送到附属店铺服务器,以便交易号码由附属店铺服务器生成。 交易号码各自与根据对第三方机密的计算规则计算的交易信息相关联,使得电子货币服务器可以基于交易号码来检测交易信息的改变的存在。 此外,在生成交易号码时,将对第三方机密的时间有限的秘密信息的种子与交易信息一起输入到计算规则,并用于计算交易号码,由此可以 进一步提升安全水平。

    Settlement server, settlement request server and settlement execution terminal
    2.
    发明授权
    Settlement server, settlement request server and settlement execution terminal 有权
    结算服务器,结算请求服务器和结算执行终端

    公开(公告)号:US07926713B2

    公开(公告)日:2011-04-19

    申请号:US11707715

    申请日:2007-02-16

    IPC分类号: G06K5/00 G06F21/00

    摘要: An object of the present invention is to, in settlement by electronic money, reduce burden on an electronic money server and enhance convenience for users. The function of generating transaction numbers is transferred from the electronic money server to affiliated store servers, so that the transaction numbers are generated by the affiliated store servers. The transaction numbers are each associated with transaction information calculated in accordance with a calculation rule confidential to third parties, such that the electronic money server can detect the presence of alteration of the transaction information based on the transaction number. Furthermore, at the time of generating a transaction number, a seed, which is time-limited secret information confidential to third parties, is inputted to the calculation rule along with the transaction information and used for calculating the transaction number, whereby it is possible to further enhance the level of security.

    摘要翻译: 本发明的目的在于,通过电子货币进行结算,减轻了电子货币服务器的负担,增加了用户的便利性。 生成交易号码的功能从电子货币服务器传送到附属店铺服务器,以便交易号码由附属店铺服务器生成。 交易号码各自与根据对第三方机密的计算规则计算的交易信息相关联,使得电子货币服务器可以基于交易号码来检测交易信息的改变的存在。 此外,在生成交易号码时,将对第三方机密的时间有限的秘密信息的种子与交易信息一起输入到计算规则,并用于计算交易号码,由此可以 进一步提升安全水平。

    Monetary Terminal Processing Server, Monetary Terminal Processing Method, Monetary Terminal, Arithmetic Instruction Input and Amount Change Information Input Unit
    3.
    发明申请
    Monetary Terminal Processing Server, Monetary Terminal Processing Method, Monetary Terminal, Arithmetic Instruction Input and Amount Change Information Input Unit 审中-公开
    货币终端处理服务器,货币终端处理方法,货币终端,算术指令输入和数量变化信息输入单元

    公开(公告)号:US20070226135A1

    公开(公告)日:2007-09-27

    申请号:US11587526

    申请日:2005-04-26

    IPC分类号: G06Q40/00

    摘要: An object is to properly perform failure recovery in an electronic money system where on-line terminals and off-line terminals coexist. For both an electronic money card and a center server, a flag selectable between two values, “transaction in progress” and “transaction completed”, is prepared. In the course of processing information between the electronic money card and the center server, the processing is caused to progress while setting their flags on (inverting them from “transaction completed” to “transaction in progress”), or setting them off (resetting them from “transaction in progress” to “transaction completed”) in a synchronized manner. If any failure occurs during the processing, the state of the flag at the time of occurrence of the failure is saved in both of them, and therefore based on these states, it is possible to specify the time at which the failure has occurred.

    摘要翻译: 一个目标是在线上终端和离线终端共存的电子货币系统中正确执行故障恢复。 对于电子货币卡和中央服务器,准备在两个值之间可选择的标志“正在进行中”和“完成交易”。 在处理电子货币卡和中央服务器之间的信息的过程中,进行处理,同时设置它们的标志(将它们从“交易完成”转换为“正在进行的交易”),或将其设置为关闭(重置它们 从“交易进行中”到“交易完成”)。 如果在处理期间发生任何故障,则在故障发生时标志的状态被保存在它们两者中,因此基于这些状态,可以指定发生故障的时间。

    Monetary information processing server and monetary information processing method
    4.
    发明申请
    Monetary information processing server and monetary information processing method 有权
    货币信息处理服务器和货币信息处理方法

    公开(公告)号:US20080197190A1

    公开(公告)日:2008-08-21

    申请号:US11707708

    申请日:2007-02-16

    IPC分类号: G06K5/00

    摘要: An object of the present invention is to deposit money to a monetary terminal using an account in a financial institution.When remitting money for charging up a monetary terminal to a center account 31, the user inputs to a banking system 3 remitter information containing a name (in katakana characters) and a monetary terminal ID of the monetary terminal that is to be charged up. In response to this, the banking system 3 transmits a remittance amount and the remitter information to an electronic money server 2. The electronic money server 2 extracts the name of the user and the monetary terminal ID from the received remitter information, and checks them against user registration information. Thereafter, the electronic money server 2 generates amount update information within the remitted amount, and transmits it to a cell phone 7 or an electronic money card 15, which is identified by the monetary terminal ID.

    摘要翻译: 本发明的目的是使用金融机构中的账户向货币终端机存款。 当向货币兑换中心帐户31汇出货币充值时,用户向银行系统3输入包含要收费的货币终端的名称(片假名字符)和货币终端ID的信息。 响应于此,银行系统3将汇款金额和汇款者信息发送到电子货币服务器2。 电子货币服务器2从接收到的汇款者信息中提取用户的名称和货币终端ID,并根据用户注册信息进行检查。 此后,电子货币服务器2产生在汇款金额内的金额更新信息,并将其发送到由货币终端ID识别的手机7或电子货币卡15。

    Monetary information processing server and monetary information processing method
    5.
    发明授权
    Monetary information processing server and monetary information processing method 有权
    货币信息处理服务器和货币信息处理方法

    公开(公告)号:US09483757B2

    公开(公告)日:2016-11-01

    申请号:US11707708

    申请日:2007-02-16

    IPC分类号: G06Q20/32 G06Q20/06 G06Q20/10

    摘要: In a monetary information processing method, an amount remitted by a remitter to a financial account in a banking system and monetary terminal identification information identifying a monetary terminal that stores a monetary value are acquired from the banking system. The acquired amount is divided into unit amounts when the acquired amount exceeds a preselected amount. Amount update information is transmitted to the monetary terminal to increase the monetary value by the acquired amount when the acquired amount does not exceed the preselected amount or by any selected one of the unit amounts provided that the acquired amount or the selected unit amount does not exceed an allowable limit previously set for the monetary terminal. The amount acquired from the banking system is decreased by the amount by which the monetary value is increased in accordance with the amount update information.

    摘要翻译: 在货币信息处理方法中,从银行系统获取汇款人汇入银行系统中的金融账户的金额和识别存储货币价值的货币终端的货币终端识别信息。 当获得量超过预选量时,将获得的金额分为单位金额。 金额更新信息被传送到货币终端,当获得的金额不超过预先选定的金额或者单位金额中的任何一个单位金额,只要所取得的金额或所选择的单位金额不超过金额,就将金额增加所获得的金额 以前为货币终端设定的允许限额。 从银行系统获得的金额根据更新信息量减少金额增加的金额。

    Terminal unit, server unit, terminal verification method, terminal program product, and storage medium
    6.
    发明申请
    Terminal unit, server unit, terminal verification method, terminal program product, and storage medium 审中-公开
    终端单元,服务器单元,终端验证方法,终端程序产品和存储介质

    公开(公告)号:US20070170246A1

    公开(公告)日:2007-07-26

    申请号:US10590641

    申请日:2005-02-25

    IPC分类号: G06K5/00

    摘要: A program product for causing a computer to function as a terminal for processing an electronic money card is prepared and distributed to a member store. The member store installs it in the computer and uses as a member store terminal. The computer for installation may be a general-purpose computer, such as a personal computer, for example, capable of substantially reducing burdens of terminal installation on the member store side and of terminal management on the electronic money center side. The terminal application is configured so that the hardware information of the predetermined hardware provided in the computer for installation may be collected and stored at the time of installation. The terminal application then acquires the hardware information from this hardware at the time of starting of the member store terminal to compare it with the hardware information stored at the time of installation.

    摘要翻译: 准备用于使计算机用作处理电子货币卡的终端的程序产品并将其分发给成员商店。 会员商店将其安装在计算机中并用作会员商店终端。 用于安装的计算机可以是诸如个人计算机的通用计算机,例如能够大大减少会员店侧的终端安装的负担和电子货币中心侧的终端管理。 终端应用程序被配置为使得可以在安装时收集和存储在计算机中提供的用于安装的预定硬件的硬件信息。 然后,终端应用程序在成员存储终端启动时从该硬件获取硬件信息,以将其与安装时存储的硬件信息进行比较。