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    Biometric tokenless electronic rewards system and method
    3.
    发明申请
    Biometric tokenless electronic rewards system and method 审中-公开
    生物识别无电子奖励系统及方法

    公开(公告)号：US20060083408A1

    公开(公告)日：2006-04-20

    申请号：US11245662

    申请日：2005-10-07

    申请人： Ned Hoffman ,  David Pare ,  Jonathan Lee ,  Philip Lapsley

    发明人： Ned Hoffman ,  David Pare ,  Jonathan Lee ,  Philip Lapsley

    IPC分类号： G06K9/00 ,  G07G1/14

    CPC分类号： G06Q30/02 ,  G06F21/31 ,  G06F21/32 ,  G06Q20/02 ,  G06Q20/18 ,  G06Q20/387 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q30/0222 ,  G06Q30/0225 ,  G06Q30/0226 ,  G06Q30/0234 ,  G06Q30/0236 ,  G07C9/00142 ,  G07C9/00158

    摘要： Disclosed is a system and method for processing tokenless electronic consumer rewards between a reward provider and a recipient using an electronic identicator comparator and at least one recipient biometric data. The process uses apparatus for creating an electronic registry of a reward provider's products or services each having a predetermined rewards value, the rewards being disbursed to recipients based upon the occurrence of predetermined criteria; recipient registration, wherein the recipient registers with the electronic identicator comparator at least one registration biometric sample, and recipient specific data; recipient identification, wherein the identicator comparator compares a recipient bid biometric sample with previously registered biometric samples for producing either a successful or failed identification of the recipient; and recipient rewards issuance, wherein the rewards provider issues rewards to the recipient. This method and system can process an electronic consumer rewards transaction without the recipient using any unique identification tokens.

    摘要翻译： 公开了一种用于使用电子识别器比较器和至少一个接收者生物测定数据来处理奖励提供者和接收者之间的无令牌电子消费者奖励的系统和方法。 该过程使用用于创建奖励提供者的产品或服务的电子注册表的装置，每个产品或服务具有预定的奖励值，根据预定标准的发生，奖励被支付给接收者; 收件人注册，其中所述接收者向所述电子标识符比较器注册至少一个注册生物特征样本和接收者特定数据; 其中所述识别者比较器将接收者投标生物特征样本与先前注册的生物特征样本进行比较，以产生接收者的成功或失败的标识; 和收款人奖励发行，其中奖励提供者向收件人发放奖励。 该方法和系统可以处理电子消费者回报交易，而不使用任何唯一的识别令牌。

    Tokenless electronic transaction system
    4.
    发明申请
    Tokenless electronic transaction system 有权

    公开(公告)号：US20060029261A1

    公开(公告)日：2006-02-09

    申请号：US11245624

    申请日：2005-10-07

    申请人： Ned Hoffman ,  David Pare ,  Jonathan Lee

    发明人： Ned Hoffman ,  David Pare ,  Jonathan Lee

    IPC分类号： G06K9/00 ,  G06Q99/00

    CPC分类号： G06Q20/40 ,  G06Q20/12 ,  G06Q20/401 ,  G06Q20/4014 ,  G07C9/00158 ,  G07C9/00166 ,  H04L9/3226 ,  H04L9/3231 ,  H04L63/0861 ,  H04L2209/56

    摘要： The invention as described provides a method and system for tokenless authorization of commercial transactions between a buyer and a seller using a computer system. The method comprises the steps of registering a buyer, wherein the buyer registers with the computer system a PIN, at least one registration biometric sample, and at least one buyer financial account. The method also includes a seller registration step, wherein the seller registers with the computer system at least one seller financial account. In a proposal step, the seller offers a proposed commercial transaction to the buyer usually comprising price information. If the buyer accepts the seller's proposal, in an acceptance step, the buyer signals his/her acceptance by adding to the proposed commercial transaction the buyer's personal authentication information comprising a PIN and at least one bid biometric sample which is obtained from the buyer's person. In a transmission step, the bid biometric sample and PIN are forwarded to the computer system. The computer system compares the bid biometric sample with registration biometric samples for producing either a successful or failed identification of the buyer in a buyer identification step. Upon determination of sufficient resources, a financial account of the buyer is debited and a financial account of the seller is credited, in a payment step. Therefore, a commercial transaction is conducted without the buyer having to use any portable man-made memory devices such as smartcards or swipe cards.

    System and method for using a streaming protocol
    6.
    发明申请
    System and method for using a streaming protocol 有权
    使用流协议的系统和方法

    公开(公告)号：US20050190915A1

    公开(公告)日：2005-09-01

    申请号：US11019110

    申请日：2004-12-22

    申请人： David Pare ,  David Biderman ,  Stephen Loomis ,  Scott Brown ,  Michael Wise ,  David Wexelblat ,  Conor Cahill ,  David Bill

    发明人： David Pare ,  David Biderman ,  Stephen Loomis ,  Scott Brown ,  Michael Wise ,  David Wexelblat ,  Conor Cahill ,  David Bill

    IPC分类号： H04K1/00 ,  H04K1/04 ,  H04K1/06 ,  H04L9/12 ,  H04N7/167

    CPC分类号： H04L65/602 ,  H04L9/0637 ,  H04L9/065 ,  H04L9/08 ,  H04L9/0844 ,  H04L9/12 ,  H04L67/2842 ,  H04L67/32

    摘要： An initialization vector (IV) is employed to decrypt a block of a stream that has been encrypted with Cypher Block Chaining (CBC) encryption, without requiring decryption of previous blocks within the stream. For example, a listener who accesses a distribution point to retrieve encrypted content authenticates himself to an application server that regulates access to encrypted content on the distribution point, and responsively receives a key. The listener then requests access to a reference point within the encrypted content stream somewhere after its beginning (e.g., using preview clips). The distribution point relates the reference point to a corresponding block of the encrypted stream, and identifies an IV previously used for encryption of that block. The distribution point provides the associated encrypted block of content and the IV to the listener to enable mid-stream rendering of the encrypted content, without requiring the listener to decrypt previous blocks within the encrypted stream.

    摘要翻译： 使用初始化向量（IV）来解密已经使用Cypher块链接（CBC）加密加密的流的块，而不需要解析流内的先前块。 例如，访问分发点以检索加密内容的监听者向调配对分发点上的加密内容的访问的应用服务器认证自身，并且响应地接收密钥。 然后，收听者在其开始之后的某处（例如，使用预览剪辑）请求访问加密内容流中的参考点。 分配点将参考点与加密流的相应块相关联，并且识别先前用于该块的加密的IV。 分发点向收听者提供相关的加密内容块和IV，以允许加密内容的中间流呈现，而不需要收听者解密加密流中的先前块。