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1.发明申请SYSTEM AND METHOD TO ADJUST INSURANCE RATE BASED ON REAL-TIME DATA ABOUT POTENTIAL VEHICLE OPERATOR IMPAIRMENT 有权基于实时数据调整潜在车辆操作员的保险费率的系统和方法公开(公告)号：US20140172467A1
公开(公告)日：2014-06-19
申请号：US13717514
申请日：2012-12-17
Inventor： Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng , Julian Coltea
IPC: G06Q40/08
CPC classification number: G06Q40/08 , A61B5/18 , B60K28/066 , B60W40/08 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06N99/005 , G06Q30/0201 , G07C5/008
Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy), log data relating to vehicle operator impairment for further analysis, and send the data to a server for analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration. The data gathered by the various sensors may be scored to determine whether to change a property and casualty insurance rate charged to vehicle operator and/or vehicle owner and/or vehicle policy.
Abstract translation: 方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，车辆前方的环境和/或作用在车辆上的力，以确定车辆操作者是否受损（例如，分心， 昏昏欲睡），记录有关车辆操作人员损伤的数据进行进一步分析，并将数据发送到服务器进行分析。 方法，系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者，车辆前方的环境和/或作用在车辆上的力。 特别地，一个光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。 另一个光学传感器可以监控车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。 可以对各种传感器收集的数据进行评分，以确定是否改变向车辆操作者和/或车主和/或车辆策略收取的财产和伤亡险费率。
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Patent Agency Ranking
2.发明授权System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment 有权基于有关潜在车辆操作人员损失的实时数据调整保险费率的制度和方法公开(公告)号：US09165326B1
公开(公告)日：2015-10-20
申请号：US14484922
申请日：2014-09-12
Inventor： Jibo He , Brian Mark Fields , Steve Roberson , Steve C. Cielocha , Jufeng Peng , Julian Coltea
CPC classification number: G06Q40/08 , A61B5/18 , B60K28/066 , B60W40/08 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06N99/005 , G06Q30/0201 , G07C5/008
Abstract: A method includes receiving data about potential impairment of a vehicle operator, wherein the data about potential impairment is generated by: (i) a first optical sensor monitoring a vehicle operator, and (ii) a second optical sensor monitoring an environment ahead of a vehicle operated by the vehicle operator. The computer-implemented method further includes assigning a plurality of scores based on the data about potential vehicle operator impairment, wherein each of the plurality of scores corresponds to a respective impairment indicator, determining an impairment score by performing a mathematical operation on the plurality of scores, and providing the impairment score to a remote device configured to alert the vehicle operator based on the impairment score.
Abstract translation: 一种方法包括接收关于车辆操作者的潜在的损害的数据，其中关于潜在的损害的数据是通过以下方式产生的：（i）监测车辆操作者的第一光学传感器和（ii）监测车辆前方的环境的第二光学传感器 由车辆操作员操作。 计算机实现的方法还包括基于关于潜在的车辆运营商减值的数据分配多个分数，其中多个分数中的每个分数对应于相应的减值指标，通过对多个分数执行数学运算来确定减值分数 ，并且将所述减值分数提供给被配置为基于所述损害分数警告所述车辆操作者的远程设备。
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公开(公告)号：US20140167967A1
公开(公告)日：2014-06-19
申请号：US13717506
申请日：2012-12-17
Inventor： Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng , Julian Coltea
IPC: G08B21/02
CPC classification number: B60W40/08 , B60K28/066 , B60Q9/00 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06K9/00845 , G06Q40/08 , G07C5/008 , G08B21/02
Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy, intoxicated), alerting the vehicle operator when impairment is detected, and log data relating to vehicle operator impairment for further analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration.
Abstract translation: 方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，车辆前方的环境和/或作用在车辆上的力，以确定车辆操作者是否受损（例如，分心， 困倦，醉酒），当检测到损伤时警告车辆操作人员，并记录与车辆操作人员损伤有关的数据进行进一步分析。 方法，系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者，车辆前方的环境和/或作用在车辆上的力。 特别地，一个光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。 另一个光学传感器可以监控车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。
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公开(公告)号：US08981942B2
公开(公告)日：2015-03-17
申请号：US13717506
申请日：2012-12-17
Inventor： Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng , Julian Coltea
CPC classification number: B60W40/08 , B60K28/066 , B60Q9/00 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06K9/00845 , G06Q40/08 , G07C5/008 , G08B21/02
Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy, intoxicated), alerting the vehicle operator when impairment is detected, and log data relating to vehicle operator impairment for further analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration.
Abstract translation: 方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，车辆前方的环境和/或作用在车辆上的力，以确定车辆操作者是否受损（例如，分心， 困倦，醉酒），当检测到损伤时警告车辆操作人员，并记录与车辆操作人员损伤有关的数据进行进一步分析。 方法，系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者，车辆前方的环境和/或作用在车辆上的力。 特别地，一个光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。 另一个光学传感器可以监控车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。
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公开(公告)号：US10163163B1
公开(公告)日：2018-12-25
申请号：US14484760
申请日：2014-09-12
Inventor： Jibo He , Brian Mark Fields , Steve Roberson , Steve C. Cielocha , Jufeng Peng , Julian Coltea
Abstract: A method includes receiving data about potential impairment of a vehicle operator, wherein the data about potential impairment is generated by: (i) monitoring the vehicle operator with a first optical sensor, and (ii) monitoring an environment ahead of a vehicle operated by the vehicle operator with a second optical sensor. The computer-implemented method further includes assigning a plurality of scores based on the data about potential impairment, wherein each of the plurality of scores corresponds to a respective impairment indicator, and determining an impairment score for the vehicle operator by performing a mathematical operation on the plurality of scores, the impairment score summarizing a level of impairment of the vehicle operator.
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6.发明授权System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment 有权基于有关潜在车辆操作人员损失的实时数据调整保险费率的制度和方法公开(公告)号：US08930269B2
公开(公告)日：2015-01-06
申请号：US13717514
申请日：2012-12-17
Inventor： Jibo He , Brian M. Fields , Steve Roberson , Steve Cielocha , Jufeng Peng , Julian Coltea
CPC classification number: G06Q40/08 , A61B5/18 , B60K28/066 , B60W40/08 , B60W2040/0818 , B60W2040/0827 , B60W2040/0836 , B60W2040/0845 , G06N99/005 , G06Q30/0201 , G07C5/008
Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy), log data relating to vehicle operator impairment for further analysis, and send the data to a server for analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration. The data gathered by the various sensors may be scored to determine whether to change a property and casualty insurance rate charged to vehicle operator and/or vehicle owner and/or vehicle policy.
Abstract translation: 方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，车辆前方的环境和/或作用在车辆上的力，以确定车辆操作者是否受损（例如，分心， 昏昏欲睡），记录有关车辆操作人员损伤的数据进行进一步分析，并将数据发送到服务器进行分析。 方法，系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者，车辆前方的环境和/或作用在车辆上的力。 特别地，一个光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。 另一个光学传感器可以监控车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。 可以对各种传感器收集的数据进行评分，以确定是否改变向车辆操作者和/或车主和/或车辆策略收取的财产和伤亡险费率。
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