System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
    1.
    发明授权
    System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment 有权
    基于有关潜在车辆操作人员损失的实时数据调整保险费率的制度和方法

    公开(公告)号:US09165326B1

    公开(公告)日:2015-10-20

    申请号:US14484922

    申请日:2014-09-12

    Abstract: A method includes receiving data about potential impairment of a vehicle operator, wherein the data about potential impairment is generated by: (i) a first optical sensor monitoring a vehicle operator, and (ii) a second optical sensor monitoring an environment ahead of a vehicle operated by the vehicle operator. The computer-implemented method further includes assigning a plurality of scores based on the data about potential vehicle operator impairment, wherein each of the plurality of scores corresponds to a respective impairment indicator, determining an impairment score by performing a mathematical operation on the plurality of scores, and providing the impairment score to a remote device configured to alert the vehicle operator based on the impairment score.

    Abstract translation: 一种方法包括接收关于车辆操作者的潜在的损害的数据,其中关于潜在的损害的数据是通过以下方式产生的:(i)监测车辆操作者的第一光学传感器和(ii)监测车辆前方的环境的第二光学传感器 由车辆操作员操作。 计算机实现的方法还包括基于关于潜在的车辆运营商减值的数据分配多个分数,其中多个分数中的每个分数对应于相应的减值指标,通过对多个分数执行数学运算来确定减值分数 ,并且将所述减值分数提供给被配置为基于所述损害分数警告所述车辆操作者的远程设备。

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