Method and system for living expense arbitrage across borders by retirees
    1.
    发明申请
    Method and system for living expense arbitrage across borders by retirees 审中-公开
    退休人员跨国边界生活费用套利的方法和制度

    公开(公告)号:US20060116951A1

    公开(公告)日:2006-06-01

    申请号:US10999628

    申请日:2004-11-30

    申请人: Yong Kim Ashish Dev

    发明人: Yong Kim Ashish Dev

    IPC分类号: G06Q40/00

    CPC分类号: G06Q30/02 G06Q40/025

    摘要: This invention identifies the economic benefits of living in a foreign country, where the cost of living is a fraction of the cost of living in the U.S., for retirees. Specifically, the method addresses the needs of those retired homeowners who will consider living abroad only a portion of the year while keeping their current homes as primary residences. A computer-implemented method determines the amount saved from living abroad for part of year for retirees who would buy a second home in a foreign country financed by reverse mortgages. Clearly, the level of saving or benefit depends crucially on the price of the second home in the foreign country, the difference between two countries' living expenses, and the number of months retirees plan to stay in the foreign country, among other inputs. Higher the amount saved, the more likely the retirees in high living-cost areas in the U.S. look into this option of living abroad, particularly those first-generation immigrant senior citizens. The method also addresses assessing the feasibility of developing residential communities in foreign countries for the U.S. senior citizens by developers. Specifically, given the cost of developing such communities abroad, the method determines the minimum threshold of living expense in the U.S. This minimum threshold of living expense in the U.S. will, in turn, determine the market segment or client base in the U.S., which the developer can target.

    摘要翻译: 本发明确定了生活在外国的生活费用在退休人员中的生活费用是美国生活费用的一部分。 具体来说,该方法解决了那些将在当地居住作为主要住宅而考虑在一年之内居住在国外的退休房主的需求。 计算机实施的方法确定了在国外为退休人员而在国外生活的部分退休金,这些退休人员将在外国资助的反向抵押贷款中购买第二所家庭。 显然,储蓄或利益的水平在很大程度上取决于外国第二所房屋的价格,两国生活费用的差异以及退休人员计划留在外国的月数等等。 美国的高生活费用领域的退休人员越来越多地考虑到这个生活在国外的选择,特别是那些第一代移民老年人。 该方法还针对发展商对美国老年人发展国外住宅社区的可行性进行了评估。 具体来说,考虑到在国外开发这些社区的成本,该方法决定了美国的生活费用的最低门槛。美国的最低生活费用门槛将决定美国的市场份额或客户群, 开发人员可以瞄准。

    Method and system for the financial feasibility of time-sharing of retirement community units using reverse mortgages
    2.
    发明申请
    Method and system for the financial feasibility of time-sharing of retirement community units using reverse mortgages 审中-公开
    使用反向抵押的退休社区单位分时经济可行性的方法和制度

    公开(公告)号:US20060089902A1

    公开(公告)日:2006-04-27

    申请号:US10970942

    申请日:2004-10-22

    申请人: Yong Kim Ashish Dev

    发明人: Yong Kim Ashish Dev

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/02 G06Q40/025

    摘要: This invention relates to retirement communities. Specifically, a computer-implemented method and system enhances retired homeowners' accessibility to the retirement community on time-sharing basis and broadens the client base for the management and/or developers of such communities. The method particularly addresses the needs of those retired homeowners who will consider joining a retired community only a portion of the year while keeping their current homes. It determines the affordability of retirement community living on a time-sharing basis for retired homeowners, using reverse mortgages. The method also addresses the needs of developers of retirement community projects. It does a break-even analysis of the project under different scenarios, enabling a developer to assess the project's feasibility.

    摘要翻译: 本发明涉及退休社区。 具体来说,一个计算机实施的方法和系统可以使退休的业主以分时的方式提供退休社区的可及性,并扩大这些社区的管理和/或开发人员的客户基础。 该方法特别针对退休的业主的需求,他们将考虑在一年之内加入退休社区,同时保持现有的住房。 它决定了退休社区生活在退休居民身上的负担能力,使用反向抵押贷款。 该方法还解决了退休社区项目开发人员的需求。 它对不同情景下的项目进行了一个平衡分析,使开发人员能够评估项目的可行性。

    Method and system for hedging risk of college expenses using options
    3.
    发明申请
    Method and system for hedging risk of college expenses using options 审中-公开
    使用期权对冲大学费用风险的方法和制度

    公开(公告)号:US20050144118A1

    公开(公告)日:2005-06-30

    申请号:US11018123

    申请日:2004-12-21

    申请人: Ashish Dev Yong Kim

    发明人: Ashish Dev Yong Kim

    IPC分类号: G06F17/60

    CPC分类号: G06Q20/10 G06Q40/025

    摘要: The present invention addresses uncertainties associated with future college education expenses, and provides a means to resolve these uncertainties. It relates to methods and systems for creating and maintaining an options market for college education expenses. In this system and method, a group of colleges and universities (member institutions) similar in quality and in education expenses form a consortium or contract with an independent third party for an operation of creating an index of member institutions' education expenses and issuing European call options on the index to participating parents who wish to hedge the risk associated with their children's future college education expenses. An index is a weighted average of member institutions' education expenses. A call option here is a pure financial instrument. That is, the option price depends only on the index, not on the likelihood of a child's obtaining admission from one of member institutions. The consortium or the third party plays a role of a broker-dealer and market maker of call options on the index. Participating parents take long positions in call options, while member institutions take short positions in call options. The system provides member institutions a new source of funding.

    摘要翻译: 本发明解决与未来大学教育费用相关的不确定性,为解决这些不确定性提供了手段。 它涉及创建和维护大学教育费用选择市场的方法和系统。 在这种制度和方法中,质量和教育费用类似的一批高等院校(成员机构)与独立第三方形成联合体或者合同,创建成员机构教育费用指标并发出欧洲电话 参与父母的指数的选择,希望对照与子女未来大学教育费用相关的风险。 指数是成员机构教育费用的加权平均数。 这是一个纯粹的金融工具。 也就是说,期权价格只取决于指数,而不是取决于孩子从其中一个成员机构获得入学的可能性。 该联盟或第三方扮演经纪交易商和该指数的看涨期权市场的角色。 参与的家长在通话期间持有多头头寸,而成员机构在通话期间持有空头头寸。 该系统为成员机构提供了新的资金来源。

    Method of manufacturing light emitting diode package
    4.
    发明申请
    Method of manufacturing light emitting diode package 审中-公开
    制造发光二极管封装的方法

    公开(公告)号:US20070155033A1

    公开(公告)日:2007-07-05

    申请号:US11649914

    申请日:2007-01-05

    IPC分类号: H01L21/00

    摘要: A method of manufacturing an LED package. The method includes dispensing a transparent resilient resin on an LED package body and overturning an entire structure to form an LED lens integrally provided to the LED package body. This prevents extra processes and costs incurring from forming intermediate layers and obviates degradation in reliability and light extraction efficiency due to additional interfaces.

    摘要翻译: 一种制造LED封装的方法。 该方法包括将透明弹性树脂分配在LED封装主体上并翻转整个结构以形成一体地提供到LED封装体的LED透镜。 这防止了由于附加界面而形成中间层而导致额外的工艺和成本,并且消除了可靠性和光提取效率的降低。

    Method of manufacturing barrier ribs for pdp by capillary molding of paste and paste compositions therefor
    5.
    发明申请
    Method of manufacturing barrier ribs for pdp by capillary molding of paste and paste compositions therefor 失效
    通过毛细管成型用于制造pdp隔壁的糊剂和糊剂组合物的方法

    公开(公告)号:US20060121815A1

    公开(公告)日:2006-06-08

    申请号:US10521196

    申请日:2003-07-15

    IPC分类号: H01J9/24

    CPC分类号: H01J9/242 H01J11/12 H01J11/36

    摘要: Disclosed is a method of manufacturing rear plate barrier ribs for Plasma Display Panel (PDP), which includes the steps of: forming barrier ribs by infiltrating the barrier rib forming paste into grooves of a mold by using the capillary phenomenon, and then sintering the paste. This method causes rare environmental pollution, enables to make barrier ribs having fine and complex shapes and reduces material costs required for the barrier rib. Thus, the method may improve quality of PDP and reduce manufacture costs of the rear plate.

    摘要翻译: 公开了一种制造等离子体显示面板(PDP)的后板阻挡肋的方法,其包括以下步骤:通过使用毛细管现象将隔壁形成膏渗透到模具的凹槽中,然后烧结浆料 。 这种方法造成罕见的环境污染,能够形成具有精细和复杂形状的隔肋,并且减少隔壁所需的材料成本。 因此,该方法可以提高PDP的质量并降低后板的制造成本。

    Light emitting diode package and method for manufacturing the same
    6.
    发明申请
    Light emitting diode package and method for manufacturing the same 审中-公开
    发光二极管封装及其制造方法

    公开(公告)号:US20070063214A1

    公开(公告)日:2007-03-22

    申请号:US11524278

    申请日:2006-09-21

    IPC分类号: H01L33/00

    CPC分类号: H01L33/507 H01L33/58

    摘要: The invention relates to a light emitting diode package that can prevent deterioration of phosphor and a method of manufacturing the same. The light emitting diode package includes a package body having a recessed part, a light emitting diode chip mounted on a floor surface of the recessed part and a lens structure disposed on an upper surface of the package body, apart from the light emitting diode chip. Phosphor is dispersed in at least a part of the lens structure.

    摘要翻译: 本发明涉及能够防止荧光体劣化的发光二极管封装及其制造方法。 发光二极管封装包括具有凹部的封装主体,安装在凹部的地板表面上的发光二极管芯片和设置在封装体的上表面上的透镜结构,与发光二极管芯片分开。 荧光体分散在透镜结构的至少一部分中。

    Method of manufacturing barrier ribs for pdp by etching of thick film using water-based solution and compositions therefor
    7.
    发明申请
    Method of manufacturing barrier ribs for pdp by etching of thick film using water-based solution and compositions therefor 审中-公开
    通过使用水溶液蚀刻厚膜及其组合物来制造pdp隔壁的方法

    公开(公告)号:US20050156522A1

    公开(公告)日:2005-07-21

    申请号:US10510036

    申请日:2002-04-08

    摘要: Disclosed is a method of manufacturing barrier ribs for a Plasma Display Panel (PDP), which includes the steps of forming a thick film (or, “green tape”) for barrier ribs on a glass or metal substrate by using composition for forming the barrier ribs, which contains water soluble components and solvent soluble components together a binder; forming a protective pattern film partially soluble or insoluble to the water based solution on the thick film; etching the thick film into a barrier rib shape by using solution or mixed solution containing ceramic powder as an etching accelerator, and sintering the etched thick film. This method causes rare environmental pollution, enables to make barrier ribs having fine and complex shapes and reduces material costs required for the barrier rib. Thus, the method may improve quality of DPD and reduce manufacture costs of the rear plate.

    摘要翻译: 公开了一种制造用于等离子体显示面板(PDP)的隔壁的方法,其包括以下步骤:通过使用用于形成屏障的组合物在玻璃或金属基板上形成用于隔壁的厚膜(或“生胶条”) 肋骨,其含有水溶性成分和溶剂可溶性成分在一起的粘合剂; 在厚膜上形成部分溶解或不溶于水基溶液的保护性图案膜; 通过使用含有陶瓷粉末作为蚀刻加速剂的溶液或混合溶液将厚膜蚀刻成隔壁形状,并烧结蚀刻的厚膜。 这种方法造成罕见的环境污染,能够形成具有精细和复杂形状的隔肋,并且减少隔壁所需的材料成本。 因此,该方法可以提高DPD的质量并降低后板的制造成本。

    Method of fabricating light emitting diode package
    8.
    发明申请
    Method of fabricating light emitting diode package 有权
    制造发光二极管封装的方法

    公开(公告)号:US20060270078A1

    公开(公告)日:2006-11-30

    申请号:US11439189

    申请日:2006-05-24

    IPC分类号: H01L21/00

    摘要: The invention relates to an LED package and proposes a method of fabricating an LED package including steps of providing a package substrate having a mounting area of an LED and a metal pattern to be connected with the LED, and plasma-treating the package substrate to reform at least a predetermined surface area of the package substrate where a resin-molded part will be formed. The method also includes mounting the LED on the mounting area on the substrate package and electrically connecting the LED with the metal pattern, and forming the resin-molded part in the mounting area of the LED to seal the LED package.

    摘要翻译: 本发明涉及一种LED封装,并提出了一种制造LED封装的方法,包括以下步骤:提供具有LED的安装区域和与LED连接的金属图案的封装基板,以及等离子体处理封装基板以改造 至少形成将形成树脂成型部件的封装基板的预定表面积。 该方法还包括将LED安装在基板封装上的安装区域上,并将LED与金属图形电连接,并在LED的安装区域中形成树脂模制部件以密封LED封装。

    Dual connection device for memory mediums and mobile communication terminals with the same
    9.
    发明申请
    Dual connection device for memory mediums and mobile communication terminals with the same 有权
    用于存储介质的双连接设备和具有相同功能的移动通信终端

    公开(公告)号:US20050233763A1

    公开(公告)日:2005-10-20

    申请号:US11050802

    申请日:2005-02-07

    申请人: Yong Kim Yong Kim

    发明人: Yong Kim Yong Kim

    摘要: A dual connection device for memory mediums has a body portion electrically connected with a mobile communication terminal, a first receiving portion formed to the body portion for receiving therein a first memory medium, a second receiving portion formed to the body portion as to be arranged piled up to the first receiving portion for receiving therein a second memory medium, a first connection terminal installed in the first receiving portion so as to be electrically connected with a terminal of the first memory medium, and a second connection terminal installed in the second receiving portion so as to be electrically connected with a terminal of the second memory medium. Since a plurality of memory mediums are connected with a terminal mobile communication terminal by the connection device, it is possible to make the mobile communication terminal have a slim and compact size, accomplish a simplified assembly process, and obtain increased productivity and cost reduction due to simplification of assembly process.

    摘要翻译: 用于存储介质的双连接装置具有与移动通信终端电连接的主体部分,形成在主体部分上用于在其中容纳第一存储介质的第一接收部分,形成在主体部分上的第二接收部分,以布置成堆 直到第一接收部分用于在其中接收第二存储介质;第一连接端子,安装在第一接收部分中以便与第一存储介质的端子电连接,第二连接端子安装在第二接收部分中 以便与第二存储介质的端子电连接。 由于多个存储介质通过连接装置与终端移动通信终端连接,所以可以使移动通信终端具有纤细且紧凑的尺寸,实现简化的组装过程,并且由于 装配过程简化。