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1.发明授权Automated teller machine with an encrypting card reader and an encrypting pin pad 有权自动取款机，带加密卡读卡器和加密针脚垫公开(公告)号：US09595026B2
公开(公告)日：2017-03-14
申请号：US15188531
申请日：2016-06-21
发明人： David Lewis , Jeffery Enright , Natarajan Ramachandran , Mark A. Douglass , Timothy Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号： G06Q20/4012 , G06Q20/1085 , G06Q20/3829 , G06Q2220/00 , G07F7/0873 , G07F19/202 , G07F19/203 , G07F19/205 , G07F19/2055
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该机器还包括一个PIN键盘。 读卡器可以将加密的卡数据发送到键盘。 键盘可以解密加密的卡数据。 键盘可以对已解密的卡片数据和接收到的用户PIN进行加密。 卡片数据和PIN可由机器授权用户执行涉及该帐户的财务转移。
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公开(公告)号：US09569937B2
公开(公告)日：2017-02-14
申请号：US14070696
申请日：2013-11-04
发明人： Randall Jenkins , Tim Crews , Natarajan Ramachandran , Joseph Hartman , Raymond P. Motz , Anne E. Konecny , Klaus Steinbach
CPC分类号： G06Q20/1085 , G06F3/016 , G06F3/0482 , G06F3/04886 , G06Q20/4012 , G07F19/201 , G07F19/205
摘要： A machine (10) is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. Records of the financial transfers are provided by a printer (30). A touch screen display module (608) is operative to securely receive manual inputs and/or card data. The touch screen display module includes a contact surface that can be electronically contoured to provide outputs that can be perceived through finger contact with the contact surface.
摘要翻译： 机器（10）可操作以响应包括在包括用户卡的数据承载记录上的数据执行财务转移。 该机器包括包括显示器（24）的用户界面（15）。 用户接口包括读卡器（16），其可用于读取识别用户和用户财务帐户中的至少一个的用户卡上的数据。 财务转账记录由打印机（30）提供。 触摸屏显示模块（608）可操作以安全地接收手动输入和/或卡数据。 触摸屏显示模块包括接触表面，该接触表面可以被电子地轮廓化以提供通过手指与接触表面接触可感知的输出。
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3.发明授权Automated banking machine that outputs interference signals to jam reading ability of unauthorized card reader devices 有权自动银行机器输出干扰信号，阻止未经授权的读卡器设备的阅读能力公开(公告)号：US09564985B2
公开(公告)日：2017-02-07
申请号：US14955712
申请日：2015-12-01
发明人： Gregory S. Ray , David N. Lewis , Randall Jenkins , James Block , Songtao Ma , Natarajan Ramachandran , Jeffery Enright , James E. Pettitt
摘要： A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.
摘要翻译： 响应于从数据记录读取的数据来控制银行系统。 该系统包括自动银行机。 该机器包括至少一种类型的数据读取器，其包括读卡器。 该机器还包括可以阻止附着在机器上的未授权设备的有效操作的反欺诈安排。 这种未经授权的设备可以包括与通向读卡器的卡入口槽相邻放置的欺诈读卡器。 该装置可以感测安装在机器上的欺诈读卡器。 该装置还可以发出妨碍感测到的欺诈读卡器精确读取卡片数据的能力的干扰信号。
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公开(公告)号：US09547961B2
公开(公告)日：2017-01-17
申请号：US14078220
申请日：2013-11-12
发明人： Eric Toepke , Mike Ryan , Randall Jenkins , Natarajan Ramachandran , Thomas Ertle , Tim Crews , Willis Miller , Nicholas T. Billett, Jr. , Steven Shepley , Dave Krzic , Songtao Ma , Victor A. Cogan
CPC分类号： G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要： An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
摘要翻译： 自动银行业务响应于与授权用户或财务账户数据相对应的数据承载记录读取的数据。 该机器包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制所包含设备的电力供应以避免超过电力供应能力的设备。
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5.发明申请CASSETTE FOR USE WITH AN AUTOMATED BANKING MACHINE THAT CAN RECEIVE POWER AND COMMUNICATE VIA MAGNETIC INDUCTION 有权使用具有可接收电力并通过磁感应通信的自动化机器的CASSETTE公开(公告)号：US20160379452A1
公开(公告)日：2016-12-29
申请号：US15262476
申请日：2016-09-12
发明人： Kenneth TUROCY , William BESKITT , Mike RYAN , Eric KLEIN , David A. PETERS , H. Thomas GRAEF
CPC分类号： G07F19/201 , G06Q20/1085 , G07D11/0006 , G07D11/0042 , G07D11/0048 , G07D11/0078 , G07F9/06 , G07F19/203
摘要： In an example embodiment, a document holding cassettes that can be used in an automated banking machine that includes circuitry that is wirelessly powered through inductive coupling. The cassette can wirelessly communicate with the automated banking machine through induction.
摘要翻译： 在一个示例性实施例中，一种可以在自动银行机中使用的盒子的文档，其包括通过电感耦合无线供电的电路。 盒式磁带可以通过感应与自动银行机无线通信。
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公开(公告)号：USD769570S1
公开(公告)日：2016-10-18
申请号：US29511161
申请日：2014-12-08
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公开(公告)号：US09373229B2
公开(公告)日：2016-06-21
申请号：US14451971
申请日：2014-08-05
发明人： Jeffrey M. Eastman , Brian Jones , Michael S. Johnson , Shawn Griggy , Jeff A. Brannan , Michael J. Harty , Robert W. Barnett , Eric S. Vankeulen , Mike P. Ryan , William D. Beskitt , Kenneth Turocy
CPC分类号： G07F19/201 , B65H7/02 , B65H7/20 , B65H29/20 , G06Q20/1085 , G06Q40/02 , G07F19/20 , G07F19/202 , G07F19/205 , G07G5/00
摘要： An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.
摘要翻译： 一种自动银行业务，可以根据从数据记录中读取的数据进行财务转移。 自动银行机包括读卡器，用于从对应于财务账户的用户卡读取卡数据。 自动银行机器响应于卡数据来执行在账户之间转移和/或分配资金的交易。 自动银行机进一步操作以向用户提供进行的交易的收据。 自动银行机包括一个自动取款机，用于向机器用户分配现金，并将现金价值评估为对应于卡数据的金融账户。 自动银行机进一步操作以从用户接收货币票据或其他票据，并通过货币接收装置的操作来处理和存储这样的票据。 对应于卡数据的帐户可以记入所接收的账单或其他票据的价值。
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8.发明授权公开(公告)号：US09368003B2
公开(公告)日：2016-06-14
申请号：US14120363
申请日：2014-05-14
发明人： Timothy Crews , Grant Thornberry , Songtao Ma , Darla Rowland
CPC分类号： G06Q20/1085 , G06Q10/20 , G06Q20/18 , G06Q20/405 , G07F19/20 , G07F19/203 , G07F19/206 , G07F19/209
摘要： In an example embodiment, an automated banking machine that operates responsive at least in part to data read from data bearing records. The automated banking machine including a transaction function device, a slot associated with the transaction function device, an indicator adjacent to the slot, the indicator includes at least three different color light emitting diodes (LEDs), and an indicator processor in operative connection with the indicator. The indicator processor is operable to cause the LEDs of the indicator to intermittently illuminate to produce a plurality of blended colors that correspond to a functional status of the transaction function device.
摘要翻译： 在示例性实施例中，一种自动银行机器，其至少部分地响应于从数据承载记录读取的数据。 所述自动银行机包括交易功能装置，与所述交易功能装置相关联的时隙，与所述时隙相邻的指示器，所述指示器包括至少三个不同的彩色发光二极管（LED），以及指示器处理器，其与 指示符。 指示器处理器可操作以使指示器的LED间歇地照亮以产生与交易功能设备的功能状态相对应的多种混合颜色。
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公开(公告)号：US09251540B1
公开(公告)日：2016-02-02
申请号：US13687033
申请日：2012-11-28
发明人： Paul D Magee , James Block , Randall W Jenkins , Tim Crews , Michael J Harty , Richard C Lute , Klaus Steinbach , Natarajan Ramachandran , Songtao Ma , Sathish Irudayam , Robert Konecny , James D Atkinson
CPC分类号： G06Q40/02 , G07F19/2055 , G07F19/206
摘要： An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
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公开(公告)号：US09230414B2
公开(公告)日：2016-01-05
申请号：US14193925
申请日：2014-02-28
发明人： David N. Lewis , Gregory S. Ray , Tim Crews , Bruce Bowen , Lee Kravitz , James Trocme
CPC分类号： G07F19/201 , G07F19/205 , G09B21/006
摘要： In accordance with an example embodiment, there is disclosed herein an externally accessible headphone jack that is suitable for use with an automated banking machine such as an ATM. The headphone jack is configured to be releasably, electrically connectable to portable audio output devices. The headphone jack includes an opening external of the machine that is configured to receive electrical connector plugs therein. A jack housing is located within the automated banking machine, wherein the jack housing extends below the opening and bounds an interior area, wherein the interior area houses at least one electrical contact configured for releasable electrical connection with electrical connector plugs. The jack housing includes a drain opening therein below the at least one electrical contact that is configured to drain water from the interior area of the jack housing.
摘要翻译： 根据示例性实施例，这里公开了一种外部可访问的耳机插孔，其适用于诸如ATM的自动银行机。 耳机插孔被配置为可释放地电连接到便携式音频输出设备。 耳机插孔包括被配置为在其中接收电连接器插头的机器外部的开口。 插座壳体位于自动银行机器内，其中插座壳体在开口下方延伸并且限定内部区域，其中内部区域容纳至少一个电触点，该电触点被配置用于与电连接器插头的可释放电连接。 所述插座壳体包括在所述至少一个电触头下方的排放开口，所述电触头构造成从所述插座壳体的内部区域排出水。
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