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    SYSTEMS AND METHODS FOR AUTOMATED CONTEXT-AWARE SOLUTIONS USING A MACHINE LEARNING MODEL
    91.
    发明公开
    SYSTEMS AND METHODS FOR AUTOMATED CONTEXT-AWARE SOLUTIONS USING A MACHINE LEARNING MODEL 审中-公开

    公开(公告)号：US20230267475A1

    公开(公告)日：2023-08-24

    申请号：US17679891

    申请日：2022-02-24

    Applicant: THE TORONTO-DOMINION BANK

    Inventor： MIGUEL NAVARRO ,  ROMAN MELNYK

    IPC: G06Q30/00 ,  G06F16/951 ,  G06F16/954 ,  G06N20/00

    CPC classification number: G06Q30/016 ,  G06F16/951 ,  G06F16/954 ,  G06N20/00

    Abstract: A predictive context aware system, method and device tracks customer attributes comprising: an online customer behaviour of a particular customer of an entity when interacting with a computer application including a particular flow of navigational events when browsing the application indicative of the particular customer seeking assistance; provides the tracked customer attributes to a predictive machine learning model to determine a prediction of a primary intent comprising: at least one predicted problem encountered by the customer associated with the tracked customer attributes and a context of actions derived from the customer attributes, the model trained based on prior historical behaviour of other customers in the entity comprising browser navigational flows for others indicative of a known associated problem; dynamically determines a solution to the predicted problem based on accessing a database linking similar problems; and presents the solution and associated context of the solution to the computer device.

    System and method for establishing secure communication between applications
    92.
    发明授权
    System and method for establishing secure communication between applications 有权

    公开(公告)号：US11729163B2

    公开(公告)日：2023-08-15

    申请号：US17206694

    申请日：2021-03-19

    Applicant: The Toronto-Dominion Bank

    Inventor： Dino Paul D'Agostino ,  David Samuel Tax ,  Milos Dunjic ,  Sahana Dorai ,  Nolan Glynn-Udrow

    IPC: H04L9/40

    CPC classification number: H04L63/0853 ,  H04L63/0245 ,  H04L63/0435 ,  H04L63/0876

    Abstract: A computer-implemented method may comprise: receiving, via a first application on the computing device, a request to connect a first data record associated with the first application with a second data record associated with a second application on the computing device; and establishing a secure communication channel between the first application and the second application, the secure communication channel enabling transmission of data between the first application and the second application, wherein establishing the secure communication channel comprises: sending, to the second application, identifying information for the first data record and a first device token associated with the first application; receiving, from the second application, a second device token associated with the second application; and causing the second device token to be stored, in the memory, in association with the first application.

    SYSTEM AND METHOD FOR AUTOMATICALLY GENERATING A CUSTOMIZED INCENTIVE INTERFACE
    94.
    发明公开
    SYSTEM AND METHOD FOR AUTOMATICALLY GENERATING A CUSTOMIZED INCENTIVE INTERFACE 审中-公开

    公开(公告)号：US20230252515A1

    公开(公告)日：2023-08-10

    申请号：US17592572

    申请日：2022-02-04

    Applicant: The Toronto-Dominion Bank

    Inventor： Michael PRONSKI ,  Darius BRAZIUNAS ,  Shereeka MCEWAN

    IPC: G06Q30/02

    CPC classification number: G06Q30/0225

    Abstract: A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to store, in a database and in association with a provider of one or more incentives, data associated with at least one bulk order of incentives, the data including identifying information of a purchaser of the at least one bulk order of incentives and a unique number for each incentive; authenticate a computing device associated with the provider of the one or more incentives; obtain, from the database, at least one graphical object associated with the provider of the one or more incentives; automatically generate a customized incentive interface by populating one or more interface elements of a white label incentive interface, the customized incentive interface including at least a summary of the at least one bulk order of incentives and the at least one graphical object associated with the provider of the one or more incentives; and send, via the communications module and to the computing device associated with the provider of the one or more incentives, a signal causing the computing device to display the customized incentive interface that includes at least the summary of the at least one bulk order of incentives and the at least one graphical object associated with the provider of the one or more incentives.

    System and method for managing document metadata
    97.
    发明授权
    System and method for managing document metadata 有权

    公开(公告)号：US11714844B2

    公开(公告)日：2023-08-01

    申请号：US17302871

    申请日：2021-05-14

    Applicant: The Toronto-Dominion Bank

    Inventor： Goran Kukolj

    IPC: G06F16/00 ,  G06F16/383 ,  G06F16/31

    CPC classification number: G06F16/383 ,  G06F16/322

    Abstract: A system, server device, and method are provided for managing document metadata. The method includes storing metadata in a graph separately from documents with which the metadata is associated and connecting metadata in the graph according to a hierarchy, with each node of the graph being classified based on metadata content. The method also includes assigning properties to edges in the graph connecting the nodes; receiving, via a communications module, an instruction to update the metadata; and dynamically updating at least one edge or node in the graph according to the instruction without requiring access to an associated document. The method also includes receiving, via the communications module, an inquiry related to a document; and responding to the inquiry, via the communications module, after accessing metadata associated with the document by navigating the graph.

    System and Method for Providing Trusted Links Between Applications
    99.
    发明公开
    System and Method for Providing Trusted Links Between Applications 审中-公开

    公开(公告)号：US20230229814A1

    公开(公告)日：2023-07-20

    申请号：US18192347

    申请日：2023-03-29

    Applicant: The Toronto-Dominion Bank

    Inventor： Dino Paul D'AGOSTINO

    IPC: G06F21/64 ,  G06F16/23 ,  G06F21/62 ,  G06F21/72

    CPC classification number: G06F21/64 ,  G06F16/2379 ,  G06F21/6245 ,  G06F21/72

    Abstract: A system and method are provided for providing trusted links between applications. The method is executed by a registry server device. The method includes storing in a database coupled to the registry server device, query parameters for a plurality of applications; receiving, from a first application, a first request to obtain a trusted link to communicate with a second application; providing the trusted link, wherein the trusted link is signed by the registry server device and identifies one or more query parameters of the first request; sending to the first application, a first response comprising the trusted link; receiving, from the second application, a second request to verify, at least in part, permissions defined by the one or more query parameters identified based on to the trusted link; and sending to the second application a second response comprising a result of the verification that enables the second application to verify that the signed trusted link was not tampered with and that the one or more query parameters of the first request have not been tampered with.

    METHOD AND SYSTEM FOR MANAGING ACCESS TO ENTITY IDENTITY DATA
    100.
    发明公开
    METHOD AND SYSTEM FOR MANAGING ACCESS TO ENTITY IDENTITY DATA 审中-公开

    公开(公告)号：US20230222243A1

    公开(公告)日：2023-07-13

    申请号：US18187227

    申请日：2023-03-21

    Applicant: The Toronto-Dominion Bank

    Inventor： Milos DUNJIC ,  David Samuel TAX ,  Kevin Wayne FARAGHER ,  Harjot Singh PANAG

    IPC: H04W12/062 ,  H04W12/69

    CPC classification number: H04W12/062 ,  H04W12/69

    Abstract: A system and method for managing access to entity identity data are described. The system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to authenticate a remote device as being associated with an entity; receive, via the communications module and from the remote device, pre-consent data identifying one or more third parties permitted to access entity identity data for the entity; store, in the memory, the pre-consent data in association with the entity; receive, via the communications module and from a digital identity network, a signal representing a request to release the entity identity data to the third party; determine, based on the pre-consent data, that the entity identity data is to be released to the third party; and initiate release of the entity identity data to a computing device associated with the third party.

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