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91.发明公开公开(公告)号：US20230334583A1
公开(公告)日：2023-10-19
申请号：US18213162
申请日：2023-06-22
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC: G06Q40/08 , G06T7/73 , G06T7/20 , H04N5/44 , H04N7/18 , G06T7/246 , G06T7/00 , G06V20/10 , G06V20/40 , G06Q40/00 , G06F18/22 , G06V10/42 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/02 , B64D47/08
CPC classification number: G06Q40/08 , G06T7/75 , G06T7/20 , H04N5/44 , H04N7/185 , G06T7/246 , G06T7/00 , G06V20/10 , G06V20/41 , G06Q40/00 , G06F18/22 , G06V10/42 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/024 , B64D47/08 , G06T2207/30236 , G06T2207/30252 , G06V20/44 , B64U10/00
Abstract: Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.
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公开(公告)号：US11776062B1
公开(公告)日：2023-10-03
申请号：US17319952
申请日：2021-05-13
Inventor： Joseph Robert Brannan , Brian N. Harvey , Ryan Michael Gross , J. Lynn Wilson , Matthew Eric Riley, Sr.
IPC: G06Q40/08 , G06Q50/00 , G06Q30/0645 , G06F16/9535
CPC classification number: G06Q40/08 , G06F16/9535 , G06Q30/0645 , G06Q50/01
Abstract: A matching computer system for electronically generating, matching, and providing online user profiles, and determining a trust score for a user based upon at least social media data and insurance data is provided. The matching computer system may be configured to register users within the matching computer system, receive consent from the users to capture the social media data, and collect the social media data and the insurance data from each registered user. The matching computer system may also be configured to retrieve the social media data and the insurance data associated with each registered user. The matching computer system may be further configured to determine a trust score for each registered user based upon each respective social media data and each respective insurance data. Each trust score represents a level of trustworthiness of the user.
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公开(公告)号：US20230153917A1
公开(公告)日：2023-05-18
申请号：US18157206
申请日：2023-01-20
Inventor： Joseph Robert Brannan , Brian N. Harvey , Ryan Michael Gross , J. Lynn Wilson , Matthew Eric Riley, SR.
IPC: G06Q40/08 , G06Q30/0645 , G06Q50/00 , G06F16/9535 , G06F16/9035
CPC classification number: G06Q40/08 , G06Q30/0645 , G06Q50/01 , G06F16/9535 , G06F16/9035
Abstract: A matching computer system for electronically generating, matching, and providing online user profiles, and determining a sharing score between the online user profiles is provided. The matching computer system may be configured to generate online user profiles associated with users of the systems. The matching computer system may be also configured to calculate a base score based upon the generated online user profile. Each base score represents a level of trustworthiness of each respective user. The matching computer system may be further configured to determine a sharing score between users based upon the base scores. Each sharing score represents a level of matching between the online user profiles.
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公开(公告)号：US20230081273A1
公开(公告)日：2023-03-16
申请号：US17977977
申请日：2022-10-31
Inventor： Brian N. Harvey , Nathan L. Tofte , Roger D. Schmidgall , Michael Jeffrey Aviles , Kyle Pott , Rosemarie Geier Grant , Eric Haefli , Michael Shawn Jacob
Abstract: A method and system may survey a property using aerial images captured from an unmanned aerial vehicle (UAV), a manned aerial vehicle (MAV) or from a satellite device. The method may include identifying a commercial property for a UAV to perform surveillance, and directing the UAV to hover over the commercial property and capture aerial images at predetermined time intervals. Furthermore, the method may include receiving the aerial images of the commercial property captured at the predetermined time intervals, detecting a surveillance event at the commercial property, generating a surveillance alert, and transmitting the surveillance alert to an electronic device associated with an owner of the commercial property.
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95.发明申请公开(公告)号：US20220261924A1
公开(公告)日：2022-08-18
申请号：US17739983
申请日：2022-05-09
Inventor： Joseph Robert Brannan , Ryan Michael Gross , Brian N. Harvey , Aaron Williams , J Lynn Wilson
Abstract: A computing device for analyzing data from a property sharing platform may be provided. The computing device may include a processor in communication with a memory device and the property sharing platform. The processor may be programmed to (i) receive a plurality of property data associated with commercial transactions of a plurality of properties, (ii) organize the received property data in a plurality of data records by date, (iii) identify patterns in the subset of property data for a selected property for a predetermined period of time, the patterns indicating when the selected property was used for commercial purposes during the predetermined period of time, and (iv) transmit content to a client device including the identified patterns and a percentage of time the selected property was used for commercial purposes during the predetermined period of time.
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Patent Agency Ranking
96.发明申请公开(公告)号：US20220258740A1
公开(公告)日：2022-08-18
申请号：US17739730
申请日：2022-05-09
Inventor： Brian N. Harvey , Joseph Robert Brannan , Ryan Gross , J. Lynn Wilson , Matthew Eric Riley, SR.
Abstract: Embodiments described herein receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by an owner of the vehicle during the period of time; analyze the telematics data to identify driving behavior(s) of the owner during the period of time; predict one or more user preference values of a vehicle-sharing platform profile of the owner based on the identified one or more driving behaviors, wherein the one or more user preference values define one or more criteria for vehicle renters with whom the first vehicle can be shared; apply the one or more criteria to a potential vehicle renter; and cause an indication of the first vehicle of the owner to be displayed via a mobile device of the potential renter only if the potential vehicle renter satisfies the one or more criteria.
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公开(公告)号：US20220058670A1
公开(公告)日：2022-02-24
申请号：US17516804
申请日：2021-11-02
Inventor： Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, SR. , Ryan Gross
Abstract: Embodiments described herein generate a first set of prompts, the first set of prompts configured to prompt a vehicle owner for a first set of answers used to learn preferred vehicle renter characteristics; receive the first set of answers; generate, based upon the first set of answers, a second set of prompts, the second set of prompts configured to prompt the owner for a second set of answers used to learn additional preferred vehicle renter characteristics; receive the second set of answers; predict user preference value(s) of a profile of the owner based upon the second set of answers, wherein the user preference value(s) define criteria for sharing a vehicle associated with the profile with vehicle renters who satisfy the criteria; apply the criteria to potential vehicle renters; and cause an indication of the vehicle to be displayed only to the potential vehicle renters who satisfy the criteria.
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98.发明申请公开(公告)号：US20210192629A1
公开(公告)日：2021-06-24
申请号：US14858034
申请日：2015-09-18
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
Abstract: Various techniques are described utilizing one or more unmanned aerial vehicles (UAVs, or “drones”) for various disaster and/or catastrophe-related purposes. UAVs may collect data in an attempt to predict the occurrence and/or extent of a catastrophe and/or to mitigate the impact of a catastrophe before and, if not at that time, once it has occurred. The UAVs may perform various tasks such that the damage to property caused by a catastrophe (or potential catastrophe) may be eliminated or mitigated. The drone data may be transmitted by the UAVs to an external computing device, which may be associated with an insurer and used, with an insured's permission, to begin and/or facilitate an insurance claim process or other various insurance-related tasks. Damage to insured property may be estimated from the drone data, and proposed or estimated insurance claims may be generated for customer review, modification, or approval.
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公开(公告)号：US10668930B1
公开(公告)日：2020-06-02
申请号：US16267047
申请日：2019-02-04
Inventor： Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, Sr. , Ryan Gross
Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is also received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. One or more characteristics of the rented vehicle are also determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the one or more characteristics of the rented vehicle.
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100.发明授权公开(公告)号：US10565658B1
公开(公告)日：2020-02-18
申请号：US15837649
申请日：2017-12-11
Inventor： Brian N. Harvey , Nathan L. Tofte , Roger D. Schmidgall , Michael Jeffrey Aviles , Kyle Pott , Rosemarie Geier Grant , Michael Shawn Jacob
Abstract: A method and system may determine the condition of insured properties in a neighborhood using aerial images captured from an unmanned aerial vehicle (UAV) or from a satellite device. The neighborhood may be selected by identifying a neighborhood that includes properties which are insured by a particular insurance provider. Aerial images of the entire neighborhood may then be captured and received from the UAV or the satellite device. For each insured property in the neighborhood, a condition and level of risk may be automatically determined based on the received aerial images. Then a level of risk indicator may be assigned to the insured property based on the determined level of risk. The aerial images of the insured property may be displayed on a user interface with indications of the level of risk overlaying the aerial images.
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