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    Secure transaction notifications and receipts
    14.
    发明授权
    Secure transaction notifications and receipts 有权

    公开(公告)号：US10685346B2

    公开(公告)日：2020-06-16

    申请号：US16140214

    申请日：2018-09-24

    Applicant: Apple Inc.

    Inventor： Ahmer A. Khan ,  Zachary A. Rosen ,  Joakim Linde

    IPC: G06K5/00 ,  G06Q20/32 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/04 ,  G06Q20/20 ,  G06Q20/42 ,  G06Q20/10

    Abstract: To facilitate conducting a secure transaction via wireless communication between a portable electronic device (such as a smartphone) and another electronic device (such as a point-of-sale terminal), the portable electronic device may, after a final command is received from the other electronic device, determine a unique transaction identifier for the secure transaction. In particular, the final command may be specific to an applet, stored in a secure element in the portable electronic device, which conducts the secure transaction. The secure element may generate the unique transaction identifier based on financial-account information associated with the applet, which is communicated to the other electronic device. Next, the secure element may provide, to a processor in the portable electronic device, an end message for the secure transaction with the unique transaction identifier.

    Priority based routing of data on an electronic device
    15.
    发明授权
    Priority based routing of data on an electronic device 有权

    公开(公告)号：US10206082B2

    公开(公告)日：2019-02-12

    申请号：US15174859

    申请日：2016-06-06

    Applicant: Apple Inc.

    Inventor： Ahmer A. Khan ,  Zachary A. Rosen

    IPC: H04W4/00 ,  H04W4/80 ,  H04L12/725

    Abstract: Systems, methods, and computer-readable media for priority based routing on an electronic device of data received from a processing subsystem are provided. In some embodiments, a method may include detecting on an electronic device that data received from a remote subsystem includes identifier information that is associated with a match element of an entry of a routing table, routing at least a portion of the data to a first priority destination identified by the entry, and, when the routing of the at least a portion of the data to the first priority destination identified by the entry is not successful, routing the at least a portion of the data to a second priority destination identified by the entry, wherein the second priority destination identified by the entry is different than the first priority destination identified by the entry.

    FINANCIAL-TRANSACTION NOTIFICATIONS
    17.
    发明申请
    FINANCIAL-TRANSACTION NOTIFICATIONS 有权
    财务交易通知

    公开(公告)号：US20150348000A1

    公开(公告)日：2015-12-03

    申请号：US14474754

    申请日：2014-09-02

    Applicant: Apple Inc.

    Inventor： Ahmer A. Khan ,  Zachary A. Rosen ,  Joakim Linde

    IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q20/36

    CPC classification number: G06Q20/325 ,  G06Q20/0453 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/322 ,  G06Q20/3227 ,  G06Q20/3278 ,  G06Q20/36 ,  G06Q20/3821 ,  G06Q20/385 ,  G06Q20/425

    Abstract: To facilitate conducting a financial transaction via wireless communication between a portable electronic device (such as a smartphone) and another electronic device (such as a point-of-sale terminal), the portable electronic device may, after a final command is received from the other electronic device, determine a unique transaction identifier for the financial transaction. In particular, the final command may be specific to a payment applet, stored in a secure element in the portable electronic device, which conducts the financial transaction. The secure element may generate the unique transaction identifier based on financial-account information associated with the payment applet, which is communicated to the other electronic device. Moreover, the financial-account information may specify a financial account that is used to pay for the financial transaction. Next, the secure element may provide, to a processor in the portable electronic device, an end message for the financial transaction with the unique transaction identifier.

    Abstract translation: 为了便于通过便携式电子设备（例如智能电话）和另一电子设备（例如销售点终端）之间的无线通信进行金融交易，便携式电子设备可以在从 其他电子设备，确定金融交易的唯一交易标识符。 特别地，最终命令可以特定于存储在便携式电子设备中的执行金融交易的安全元件中的支付小应用程序。 安全元件可以基于与支付小应用程序相关联的财务帐户信息来生成唯一的交易标识符，该信息被传送到另一个电子设备。 此外，金融账户信息可以指定用于支付金融交易的金融账户。 接下来，安全元件可以向便携式电子设备中的处理器提供具有唯一事务标识符的用于金融交易的结束消息。

    Secure element having multiple users
    18.
    发明授权
    Secure element having multiple users 有权

    公开(公告)号：US11074582B2

    公开(公告)日：2021-07-27

    申请号：US15709925

    申请日：2017-09-20

    Applicant: Apple Inc.

    Inventor： Herve Sibert ,  Oren M. Elrad ,  Jerrold V. Hauck ,  Onur E. Tackin ,  Zachary A. Rosen ,  Matthias Lerch

    IPC: G06Q20/14 ,  G06Q20/10 ,  G06Q20/40 ,  G06Q20/38 ,  G06F16/182 ,  G06Q20/32 ,  G06Q20/20 ,  G06F21/32 ,  G06F21/31 ,  H04W12/065 ,  H04W12/06 ,  H04L9/32

    Abstract: Techniques are disclosed relating to secure data storage. In various embodiments, a mobile device includes a wireless interface, a secure element, and a secure circuit. The secure element is configured to store confidential information associated with a plurality of users and to receive a request to communicate the confidential information associated with a particular one of the plurality of users. The secure element is further configured to communicate, via the wireless interface, the confidential information associated with the particular user in response to an authentication of the particular user. The secure circuit is configured to perform the authentication of the particular user. In some embodiments, the mobile device also includes a biosensor configured to collect biometric information from a user of the mobile device. In such an embodiment, the secure circuit is configured to store biometric information collected from the plurality of users by the biosensor.

    User device enabling access to payment information in response to mechanical input detection
    19.
    发明授权
    User device enabling access to payment information in response to mechanical input detection 有权

    公开(公告)号：US10699262B2

    公开(公告)日：2020-06-30

    申请号：US16600289

    申请日：2019-10-11

    Applicant: Apple Inc.

    Inventor： Jeremy T. Brown ,  Zachary A. Rosen ,  Morgan J. Grainger

    IPC: G06K7/10 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/36 ,  G06Q20/34 ,  G06Q20/40 ,  G07F7/08

    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).

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