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公开(公告)号：US20200320639A1
公开(公告)日：2020-10-08
申请号：US16906408
申请日：2020-06-19
Inventor： Rajiv Shah , Michael S. Jacob , Sripriya Sundararaman , Jeffrey D. Hervin , Jeffrey G. Kinsey , Phillip Sangpil Moon , Ellakate LeFebre , Sunish Menon , Jeffrey W. Stoiber , James Dykeman , Erin Olander , Lucas Allen
Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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公开(公告)号：US10515372B1
公开(公告)日：2019-12-24
申请号：US14873817
申请日：2015-10-02
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
Abstract: Methods and systems that manage building code compliance are provided. A smart or interconnected home may be populated with multiple smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive building code compliance information associated with the smart devices, and may update an inventory list to include the building code compliance information. The controller may detect that one or more devices do not comply with building code requirements. The controller may transmit a notification to a customer about possible corrective actions to remedy non-compliant conditions and to facilitate building code compliance. The smart devices may be associated with appliances, electronics, wiring, pipes, ducts, or other equipment or personal belongings. Insurance discounts may be provided based upon the building code compliance functionality.
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公开(公告)号：US10304313B1
公开(公告)日：2019-05-28
申请号：US16211525
申请日：2018-12-06
Inventor： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US10282788B1
公开(公告)日：2019-05-07
申请号：US14873968
申请日：2015-10-02
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
IPC: G06Q40/08
Abstract: Methods and systems for processing insurance policies associated with properties may be provided. A home may be populated with smart devices that are connected to, or in communication with, a central (or “smart home”) controller, such as via wired or wireless communication. The smart devices are covered by an insurance policy, such as homeowners, renters, or personal articles insurance. The central controller may receive, with customer permission, service log information for the devices, and update an inventory list to include the service log information. The controller may detect that a smart device has been repaired, and then generate and transmit a notification to the customer. In some cases, the notification may prompt the customer to schedule a future repair event. The smart devices may be associated with appliances, electronics, computers, televisions, jewelry, vehicles, furniture, or other personal belongings. Insurance discounts may be provided based upon the service log/maintenance functionality.
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公开(公告)号：US10057664B1
公开(公告)日：2018-08-21
申请号：US15396969
申请日：2017-01-03
Inventor： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
CPC classification number: G08B21/10 , G06Q50/265 , G08B27/001 , H04Q9/00
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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Patent Agency Ranking
16.发明公开公开(公告)号：US20230267694A1
公开(公告)日：2023-08-24
申请号：US18111208
申请日：2023-02-17
Inventor： Edward W. Breitweiser , Ryan Gross , Jeffrey W. Stoiber , Craig Cope , Christopher N. Kawakita , Matthew L. Floyd
CPC classification number: G06T19/006 , G06V10/44 , G06V10/70 , G06Q40/08 , G06V2201/07
Abstract: Embodiments of extended reality (XR) methods and systems for handling home-related information are disclosed. In one embodiment, a computer-implemented method may include (1) obtaining one or more XR preferences for a party; (2) presenting, using one or more devices associated with the party instructions constructed to guide the party to move throughout or around a real property, and prompts constructed to direct the party to capture data representing one or more of the real property or belongings; (3) determining, by one or more processors processing the captured data, asset data representing one or more of the real property or the belongings; and/or (4) presenting, in a virtualized environment in accordance with the party's XR preferences via an XR device, one or more visual depictions of the determined asset data such that the party or an insurance representative can at least one of view, modify, or approve the asset data.
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公开(公告)号：US20230267551A1
公开(公告)日：2023-08-24
申请号：US18111206
申请日：2023-02-17
Inventor： Edward W. Breitweiser , Ryan Gross , Jeffrey W. Stoiber , Craig Cope , Christopher N. Kawakita , Matthew L. Floyd
CPC classification number: G06Q40/08 , G06T19/006 , G06Q10/20 , G07C5/008
Abstract: Embodiments of extended reality (XR) methods and systems for processing vehicle-related insurance claims are disclosed. In one embodiment, a computer-implemented method may include: (i) obtaining, using one or more XR devices, first data representing insured party XR preferences, and second data related to a damage-causing event for a vehicle; (ii) creating, using one or more processors and based upon the second data, a virtual reconstruction of the damage-causing event; and/or (iii) presenting, in a virtualized environment in accordance with the XR preferences via an XR device, the virtual reconstruction such that the insured party or an insurance representative may view, alter, and/or approve the virtual reconstruction.
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公开(公告)号：US20230161305A1
公开(公告)日：2023-05-25
申请号：US18094731
申请日：2023-01-09
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , EllaKate Wagner , Michael Harris, JR. , Jennylind Sun
IPC: G05B15/02 , H04L12/28 , G01C21/20 , H04W4/024 , G08B13/22 , G06Q30/018 , G06Q50/16 , G08B21/02 , G08B21/04 , G08B21/18 , H04W4/02 , G06Q30/01 , G06V40/16 , H04N23/661 , G08B7/06 , G06Q40/08 , G08B17/10 , H04L67/12 , G06Q10/20
CPC classification number: G05B15/02 , H04L12/2818 , G01C21/20 , H04W4/024 , G08B13/22 , H04L12/283 , H04L12/2825 , G06Q30/018 , G06Q50/163 , G08B21/02 , G08B21/043 , G08B21/0446 , G08B21/0461 , G08B21/182 , H04W4/02 , G06Q30/01 , G08B21/185 , G06V40/172 , H04N23/661 , G08B7/066 , G06Q40/08 , G08B7/062 , G08B17/10 , H04L67/12 , G06Q10/20 , H04W4/90
Abstract: Methods and systems that manage building code compliance are provided. A smart or interconnected home may be populated with multiple smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive building code compliance information associated with the smart devices, and may update an inventory list to include the building code compliance information. The controller may detect that one or more devices do not comply with building code requirements. The controller may transmit a notification to a customer about possible corrective actions to remedy non-compliant conditions and to facilitate building code compliance. The smart devices may be associated with appliances, electronics, wiring, pipes, ducts, or other equipment or personal belongings. Insurance discounts may be provided based upon the building code compliance functionality.
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公开(公告)号：US11656585B1
公开(公告)日：2023-05-23
申请号：US17009914
申请日：2020-09-02
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
CPC classification number: G05B15/02 , G06Q40/08 , H04L12/2818
Abstract: Managing the operation of devices within a home or other property based upon electrical usage data. With customer knowledge or consent, a home controller may retrieve and analyze electrical usage data corresponding to a device, such as by comparing it to certain threshold data. If the analysis results in a trigger condition, the controller may generate a command, and transmit the command to the device for implementation, allowing modification of device operation to address any issues indicated in the electrical usage data. The controller may notify a home owner/occupant. As a result, faulty devices may be managed prior to their faults causing damage to the device and/or the property, and/or property owners may be timely prompted to investigate, repair, and/or replace a failing device. Insurance discounts may be provided based upon the risk mitigation/prevention functionality.
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公开(公告)号：US11551235B1
公开(公告)日：2023-01-10
申请号：US16674140
申请日：2019-11-05
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , EllaKate Wagner , Michael Harris, Jr. , Jennylind Sun
Abstract: Methods and systems that manage building code compliance are provided. A smart or interconnected home may be populated with multiple smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive building code compliance information associated with the smart devices, and may update an inventory list to include the building code compliance information. The controller may detect that one or more devices do not comply with building code requirements. The controller may transmit a notification to a customer about possible corrective actions to remedy non-compliant conditions and to facilitate building code compliance. The smart devices may be associated with appliances, electronics, wiring, pipes, ducts, or other equipment or personal belongings. Insurance discounts may be provided based upon the building code compliance functionality.
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