公开(公告)号：US06937868B2

公开(公告)日：2005-08-30

申请号：US10047002

申请日：2002-01-16

Applicant: Maria Azua Himmel ,  Herman Rodriguez ,  Newton James Smith, Jr. ,  Clifford Jay Spinac

Inventor： Maria Azua Himmel ,  Herman Rodriguez ,  Newton James Smith, Jr. ,  Clifford Jay Spinac

IPC: H04M1/57 ,  H04M1/64 ,  H04M1/725 ,  H04M3/38 ,  H04M3/436 ,  H04M3/487 ,  H04M8/16

CPC classification number: H04M1/72572 ,  H04M1/57 ,  H04M1/642 ,  H04M3/38 ,  H04M3/42042 ,  H04M3/42059 ,  H04M3/42102 ,  H04M3/436 ,  H04M3/4872 ,  H04M2207/18 ,  H04M2242/14 ,  H04M2242/22

Abstract: An apparatus and method for managing a mobile phone answering mode and outgoing message or other indicator based on a location of the mobile phone are provided. The apparatus and method make use of a location system to ascertain the current location of a mobile telephone being carried by a user. Based on the current location, the apparatus and method determine whether operation of the mobile telephone to receive and/or send calls should be restricted. In addition, the apparatus and method determine an appropriate outgoing message to be provided to calling parties while the mobile telephone is located in an area where use of the mobile telephone to receive calls is prohibited. The particular outgoing message provided is customized to the current location of the mobile telephone and optionally, the caller ID of the calling party.

Abstract translation: 提供了一种用于基于移动电话的位置来管理移动电话应答模式和传出消息或其他指示符的装置和方法。 该装置和方法利用位置系统来确定用户携带的移动电话的当前位置。 基于当前的位置，该装置和方法确定是否应该限制移动电话的接收和/或发送呼叫的操作。 此外，当移动电话位于禁止使用移动电话接收呼叫的区域中时，该设备和方法确定要提供给主叫方的适当的外发消息。 提供的特定传出消息被定制到移动电话的当前位置，并且可选地，主叫方的呼叫者ID。

公开(公告)号：US20050161502A1

公开(公告)日：2005-07-28

申请号：US10765774

申请日：2004-01-27

Applicant: Newton Smith ,  Herman Rodriguez ,  Clifford Spinac

Inventor： Newton Smith ,  Herman Rodriguez ,  Clifford Spinac

IPC: G06F7/08 ,  G06Q30/00 ,  G06F17/60

CPC classification number: G06Q20/14 ,  G06Q20/042 ,  G06Q20/204 ,  G06Q30/00

Abstract: The present invention provides a method for paying bills by check at a remote special-purpose kiosk terminal location. The customer selects a payee from the list displayed on the terminal screen. The customer inserts a statement/bill from that payee into the terminal document feeder. The terminal scans the statement and presents payment information for the customer to verify. The customer then inserts a check into the terminal and selects a form of payment. If the customer selects an electronic form of payment, the terminal will generate an electronic check based routing information scanned from the inserted check. With the electronic check, funds from the customer account are electronically sent to the payee. If the customer selects a physical check payment method, the inserted check is stored in the terminal in a location designated for that payee. The bill is considered paid when the check in stored in the terminal. With either method, the customer will receive a receipt verifying the payment.

Abstract translation: 本发明提供了一种通过在远程专用信息亭终端位置检查来支付账单的方法。 客户从终端屏幕上显示的列表中选择收款人。 客户将该收款人的报表/帐单插入终端文档进纸器。 终端扫描声明并提供付款信息供客户验证。 然后客户将支票插入终端并选择一种付款方式。 如果客户选择电子付款方式，终端将生成从插入的支票扫描的基于电子支票的路由信息​​。 通过电子支票，客户帐户的资金将以电子方式发送给收款人。 如果客户选择了物理支票支付方式，则插入的支票将被存储在终端中指定给该收款人的位置。 当终端中存储的支票被认为是支付的。 使用任一种方法，客户将收到验证付款的收据。

公开(公告)号：US20050131834A1

公开(公告)日：2005-06-16

申请号：US10733838

申请日：2003-12-11

Applicant: Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

Inventor： Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

IPC: G06Q20/00 ,  G06Q30/00 ,  G07F7/08 ,  G07F7/10 ,  H04K1/00 ,  G06F17/60 ,  H04L9/00

CPC classification number: G07F7/1008 ,  G06Q20/04 ,  G06Q20/0425 ,  G06Q20/12 ,  G06Q20/382 ,  G06Q20/4037 ,  G06Q30/06 ,  G07F7/08 ,  G07F7/1025

Abstract: Methods, systems, and media to facilitate payment by check for a web commerce transaction are contemplated. Embodiments include hardware and/or software for providing a purchaser with an encoded personal identification number (PIN); receiving the encoded PIN in response to an offer of payment by the purchaser to a merchant by check; decoding the encoded PIN; and comparing the decoded PIN with information associated with the purchaser to authenticate the purchaser and to verify that sufficient funds are available to the purchaser for the transaction. Many embodiments include encryption systems to encode a PIN or password to generate the encoded PIN. Further embodiments encourage Web Commerce merchants to accept personal, electronic checks on a regular basis for e-commerce transactions by providing a method for clearing checks immediately or practically as fast as clearing credit card payments.

Abstract translation: 预期方法，系统和媒体以便于支付网络商务交易的支付。 实施例包括用于向购买者提供编码的个人识别号码（PIN）的硬件和/或软件; 响应于购买者通过支票向商家提供付款而接收编码的PIN码; 解码编码的PIN; 以及将解码的PIN与与购买者相关联的信息进行比较以验证购买者并验证购买者是否有足够的资金用于交易。 许多实施例包括对PIN或密码进行编码以生成编码的PIN的加密系统。 进一步的实施方案鼓励Web Commerce商家通过提供立即或实际上清除支票以清除信用卡付款的方式来定期接受电子商务交易的个人电子支票。

公开(公告)号：US20050131768A1

公开(公告)日：2005-06-16

申请号：US10733836

申请日：2003-12-11

Applicant: Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

Inventor： Herman Rodriguez ,  Newton Smith ,  Clifford Spinac

IPC: G06Q30/00 ,  G06Q40/00 ,  G06F17/60

CPC classification number: G06Q30/06 ,  G06Q20/202 ,  G06Q20/209 ,  G06Q30/0225 ,  G06Q30/0601 ,  G06Q30/0605 ,  G06Q30/0609 ,  G06Q30/0633 ,  G06Q30/0641 ,  G06Q40/02 ,  G06Q40/08

Abstract: Methods, systems, and media for aggregating and processing product information are disclosed. Embodiments include hardware and/or software for receiving an electronic receipt from a merchant that describes a transaction for a product by a purchaser and gathering product information from one or more sources such as the merchant, the product's manufacturer, the purchaser's bank, and/or an accessories dealer. Upon gathering the product information, the product information is associated with the transaction for the product on the electronic receipt and packaged in a standard, electronic format, an aggregated package, that is accessible and manageable by the purchaser's software, such as a personal finance manager (PFM) like Quicken™, Quickbooks™, Microsoft Money™, or the like. The aggregated package can then be sent to the purchaser via an email address supplied by the purchaser at the time of the purchaser or by the purchaser's bank while completing a funds transfer for the transaction.

Abstract translation: 公开了用于聚合和处理产品信息的方法，系统和介质。 实施例包括用于从商家接收描述产品的交易的购买者的电子收据的硬件和/或软件，以及从诸如商家，产品制造商，购买者银行和/或购买者的一个或多个来源收集产品信息 配件经销商。 在收集产品信息时，产品信息与电子收据上产品的交易相关联，并以标准，电子格式，聚合包装（包括个人财务经理可访问和管理）进行包装 （PFM），如Quicken TM，Quickbooks TM，Microsoft Money TM等。 然后，可以在购买者或购买者的银行通过购买者提供的电子邮件地址将汇总包发送给购买者，同时完成交易的资金转帐。

公开(公告)号：US20050050339A1

公开(公告)日：2005-03-03

申请号：US10641342

申请日：2003-08-14

Applicant: Benjamin Himmel ,  Maria Himmel ,  Herman Rodriguez

Inventor： Benjamin Himmel ,  Maria Himmel ,  Herman Rodriguez

IPC: G06F21/00 ,  G06F12/14 ,  H04L9/00

CPC classification number: G06F21/71 ,  G06F21/32 ,  G06F2221/2153

Abstract: A method and system for securing a removable module. Upon removal of the removable module from a computer system, the removable module is locked. The removable module may be locked by setting the removable operating system module to auto lock, by pressing a lock button on the removable module, or by setting a time delay, where the time delay determines the time after which the removable module locks after removing the removable module from the computer system. Upon reinsertion of the removable module, a user attempting to use the removable module is first authenticated. The user may be authenticated by the user entering a password and the system comparing the password to a list of authenticated passwords, by scanning the user's fingerprints using a fingerprints scanner or the user's retina using a retina scanner and comparing the image to a list of authenticated image signatures.

Abstract translation: 一种用于固定可拆卸模块的方法和系统。 从计算机系统移除可拆卸模块时，可拆卸模块被锁定。 可移动模块可以通过将可移动操作系统模块设置为通过按下可拆卸模块上的锁定按钮来自动锁定，或者通过设置时间延迟来确定可移动模块锁定，其中时间延迟确定可移除模块在移除 可移动模块从计算机系统。 重新插入可移除模块后，首先认证尝试使用可移动模块的用户。 用户可以通过用户输入密码和系统将密码与认证密码列表进行比较，通过使用指纹扫描器或用户的视网膜使用视网膜扫描仪扫描用户的指纹并将图像与认证的密码列表进行比较 图像签名。

公开(公告)号：US20050038988A1

公开(公告)日：2005-02-17

申请号：US10641343

申请日：2003-08-14

Applicant: Benjamin Himmel ,  Maria Himmel ,  Herman Rodriguez

Inventor： Benjamin Himmel ,  Maria Himmel ,  Herman Rodriguez

IPC: G06F9/00 ,  G06F9/44 ,  G06F9/445

CPC classification number: G06F9/4408 ,  G06F9/4411 ,  G06F9/44505

Abstract: A method and a system for providing a processor to a computer system through a removable CPU module. The processor on the removable CPU module may be shared by multiple computer systems by inserting the module into different computer systems at different times. Upon insertion of the removable CPU module into the computer system, the computer system detects and identifies the module. The computer system may determine a compatibility between the processor and the operating system as well as an access address of the processor, an addressing mode of the processor, a data transfer mode of the processor, etc. The computer system then loads the operating system, informs the operating system of the processors attributes, and initiates execution of the operating system using the processor on the removable CPU module.

Abstract translation: 一种通过可移动CPU模块向计算机系统提供处理器的方法和系统。 可移动CPU模块上的处理器可以由多个计算机系统通过在不同时间将模块插入到不同的计算机系统中来共享。 在将可移动CPU模块插入计算机系统后，计算机系统检测并识别模块。 计算机系统可以确定处理器和操作系统之间的兼容性以及处理器的访问地址，处理器的寻址模式，处理器的数据传输模式等。然后，计算机系统加载操作系统， 通知操作系统处理器属性，并使用可移动CPU模块上的处理器启动操作系统的执行。

公开(公告)号：US20050038932A1

公开(公告)日：2005-02-17

申请号：US10641341

申请日：2003-08-14

Applicant: Benjamin Himmel ,  Maria Himmel ,  Herman Rodriguez

Inventor： Benjamin Himmel ,  Maria Himmel ,  Herman Rodriguez

IPC: G06F3/00 ,  G06F9/445

CPC classification number: G06F9/4418 ,  G06F9/4406

Abstract: A method and system for providing a running image of an operating system on a removable operating system module to multiple computer systems. The removable operating system module includes a memory unit for storing the running image of the operating system. Upon insertion of the module into a computer system, a BIOS loads the operating system from the removable operating system module and initiates the execution of the operating system. In response to a request by the user, the BIOS may resume or restart the operating system. The operating system may also discover any available local and remote devices, resume any available previously running applications, and perform tasks requested by the applications and the user. In response to a user's removal request, the state of the operating system is saved on the module and the removable operating system module is removed from the computer system.

Abstract translation: 一种用于将可移动操作系统模块上的操作系统的运行图像提供给多个计算机系统的方法和系统。 可移动操作系统模块包括用于存储操作系统的运行图像的存储器单元。 在将模块插入计算机系统中时，BIOS从可移动操作系统模块加载操作系统并启动操作系统的执行。 响应于用户的请求，BIOS可以恢复或重新启动操作系统。 操作系统还可能发现任何可用的本地和远程设备，恢复任何可用的先前运行的应用程序，以及执行应用程序和用户请求的任务。 响应于用户的删除请求，操作系统的状态被保存在模块上，并且可移除的操作系统模块被从计算机系统中移除。

公开(公告)号：US20050038879A1

公开(公告)日：2005-02-17

申请号：US10641344

申请日：2003-08-14

Applicant: Benjamin Himmel ,  Maria Himmel ,  Herman Rodriguez

Inventor： Benjamin Himmel ,  Maria Himmel ,  Herman Rodriguez

IPC: G06F13/00 ,  G06F15/177

CPC classification number: G06F9/4401

Abstract: A method and system for connecting to a remote device by receiving information about the device's device driver through a remote device driver registry server using a platform-independent language. The computer system connects to the remote device driver registry server and requests information corresponding to the remote device. The computer system then receives from the remote device driver registry server data about the remote device driver corresponding to the remote device. The remote device driver registry server communicates the data in a platform-independent language such as XML. The computer system receives data such as attributes of the remote device driver and access interfaces of the remote device. A remote connection can then be established between the computer system and the remote device using the received remote device driver data. The computer system can access the remote device using the established connection and begin using the remote device.

Abstract translation: 一种通过使用平台无关语言通过远程设备驱动程序注册表服务器接收有关设备设备驱动程序的信息来连接到远程设备的方法和系统。 计算机系统连接到远程设备驱动程序注册服务器并请求与远程设备相对应的信息。 然后，计算机系统从远程设备驱动器注册服务器接收与远程设备相对应的远程设备驱动程序的数据。 远程设备驱动程序注册表服务器以与平台无关的语言（如XML）传送数据。 计算机系统接收远程设备驱动程序的属性和远程设备的访问接口等数据。 然后可以使用接收的远程设备驱动程序数据在计算机系统和远程设备之间建立远程连接。 计算机系统可以使用建立的连接访问远程设备，并开始使用远程设备。

公开(公告)号：US06669084B1

公开(公告)日：2003-12-30

申请号：US09213912

申请日：1998-12-17

Applicant: Herman Rodriguez

Inventor： Herman Rodriguez

IPC: G06F1700

CPC classification number: G07F7/0866 ,  G06Q20/3433 ,  G07F7/02

Abstract: A transaction card comprises an optical card created using CD-ROM technology which can be read and erased but not reprogrammed. The optical transaction card is programmed (i.e., written to) at bit increments representing, in total, the stated value of the card; and, is then decremented by erasing the incremental bits during use. Once bits have been erased, they cannot be reprogrammed.

Abstract translation: 交易卡包括使用可读取和擦除但不重新编程的CD-ROM技术创建的光卡。 光学交易卡被编程（即写入）以比特增量表示卡的规定值; 然后，在使用期间通过擦除增量位来递减。 一旦位被清除，它们就不能重新编程。

公开(公告)号：US06487718B1

公开(公告)日：2002-11-26

申请号：US09282637

申请日：1999-03-31

Applicant: Herman Rodriguez ,  Joel Leslie Smith

Inventor： Herman Rodriguez ,  Joel Leslie Smith

IPC: G06F9445

CPC classification number: G06F8/63 ,  G06F8/65

Abstract: A method and apparatus for installing an application on a client computer. An image is created of a selected client computer. The image of the selected client computer is placed on another computer. The application is installed on the another computer, wherein an update image is created. The updated image is sent back to the client computer.

Abstract translation: 一种用于在客户端计算机上安装应用的方法和装置。 创建所选客户端计算机的映像。 所选客户端计算机的映像放置在另一台计算机上。 应用程序安装在另一台计算机上，其中创建更新映像。 更新的图像被发送回客户端计算机。