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    Apparatuses and Methods for Using a Primary User Device to Provision Credentials onto a Secondary User Device
    31.
    发明申请
    Apparatuses and Methods for Using a Primary User Device to Provision Credentials onto a Secondary User Device 有权

    公开(公告)号：US20210241268A1

    公开(公告)日：2021-08-05

    申请号：US17238805

    申请日：2021-04-23

    Applicant: Apple Inc.

    Inventor： Jeremy T. Brown ,  George R. Dicker ,  Glen W. Steele ,  Morgan J. Grainger ,  Zachary A. Rosen

    IPC: G06Q20/38 ,  G06Q20/36 ,  G06Q20/34 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/12

    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.

    User interface for payments
    33.
    发明授权
    User interface for payments 有权

    公开(公告)号：US10748153B2

    公开(公告)日：2020-08-18

    申请号：US16164561

    申请日：2018-10-18

    Applicant: Apple Inc.

    Inventor： Marcel Van Os ,  Christopher D. Adams ,  Charles Ahn ,  Pablo F. Caro ,  George R. Dicker ,  Craig M. Federighi ,  Woo-Ram Lee ,  Brian Tucker ,  Giancarlo Yerkes

    IPC: G06Q20/10 ,  G06Q30/06 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/36 ,  H04L29/08 ,  H04M1/725 ,  G06Q20/22

    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

    User interface for payments
    34.
    发明授权
    User interface for payments 有权

    公开(公告)号：US10482461B2

    公开(公告)日：2019-11-19

    申请号：US14503296

    申请日：2014-09-30

    Applicant: Apple Inc.

    Inventor： Marcel Van Os ,  Pablo F. Caro ,  George R. Dicker ,  Anton K. Diederich

    IPC: G06Q40/00 ,  G06Q20/40 ,  G06Q20/32 ,  H04L29/08 ,  H04M1/725 ,  G06Q20/10 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q30/06 ,  G06Q20/22

    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

    User interface for payments
    35.
    发明授权
    User interface for payments 有权

    公开(公告)号：US10438205B2

    公开(公告)日：2019-10-08

    申请号：US15866341

    申请日：2018-01-09

    Applicant: Apple Inc.

    Inventor： Marcel Van Os ,  George R. Dicker

    IPC: G06Q40/00 ,  G07D11/00 ,  G07F19/00 ,  G06K5/00 ,  G06Q20/40 ,  G06Q20/32 ,  H04L29/08 ,  H04M1/725 ,  G06Q20/10 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q30/06 ,  G06Q20/22

    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

    Apparatuses and Methods for Using a Random Authorization Number to Provide Enhanced Security for a Secure Element
    38.
    发明申请
    Apparatuses and Methods for Using a Random Authorization Number to Provide Enhanced Security for a Secure Element 审中-公开
    使用随机授权号码为安全元素提供增强安全性的设备和方法

    公开(公告)号：US20150348022A1

    公开(公告)日：2015-12-03

    申请号：US14475375

    申请日：2014-09-02

    Applicant: Apple Inc.

    Inventor： Ahmer A. Khan ,  Jerrold V. Hauck ,  George R. Dicker ,  Jeffrey C. Lee ,  Mitchell D. Adler ,  Wade Benson

    IPC: G06Q20/38 ,  G06Q20/40 ,  G06Q20/32

    CPC classification number: G06Q20/385 ,  G06Q20/3226 ,  G06Q20/354 ,  G06Q20/3829

    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, and one or more user devices that can be used to perform mobile transactions at a merchant terminal. The user device may communicate with the service provider subsystem in order to obtained commerce credentials from the payment network subsystem. The user device may include a secure element and a corresponding trusted processor. The trusted processor may generate a random authorization number and inject that number into the secure element. Mobile payments should only be completed if the random authorization number on the secure element matches the random authorization number at the trusted processor. The trusted processor may be configured to efface the previous random authorization number and generate a new random authorization number when detecting a potential change in ownership at the user device.

    Abstract translation: 提供了一种用于将凭证提供到电子设备上的系统。 系统可以包括支付网络子系统，服务提供商子系统以及可以用于在商家终端执行移动交易的一个或多个用户设备。 用户设备可以与服务提供商子系统通信，以便从支付网络子系统获得商业凭证。 用户设备可以包括安全元件和相应的可信处理器。 可信处理器可以生成随机授权号，并将该号码注入到安全元件中。 仅当安全元素上的随机授权号码与可信处理器上的随机授权号码匹配时，才应完成移动支付。 信任处理器可以被配置为在检测用户设备的所有权的潜在变化时消除先前的随机授权号码并生成新的随机授权号码。

    ONLINE PAYMENTS USING A SECURE ELEMENT OF AN ELECTRONIC DEVICE
    39.
    发明申请
    ONLINE PAYMENTS USING A SECURE ELEMENT OF AN ELECTRONIC DEVICE 审中-公开
    使用电子设备安全元件的在线付款

    公开(公告)号：US20150095238A1

    公开(公告)日：2015-04-02

    申请号：US14481526

    申请日：2014-09-09

    Applicant: Apple Inc.

    Inventor： Ahmer A. Khan ,  Timothy S. Hurley ,  Anton K. Diederich ,  George R. Dicker ,  Scott M. Herz ,  Christopher Sharp

    IPC: G06Q20/38 ,  G06Q20/10

    CPC classification number: G06Q20/325 ,  G06Q20/10 ,  G06Q20/12 ,  G06Q20/3227 ,  G06Q20/3278 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40

    Abstract: Systems, methods, and computer-readable media for securely conducting online payments with a secure element of an electronic device are provided. In one example embodiment, a method includes, inter alia, at an electronic device, generating first data that includes payment card data, generating second data by encrypting the first data and merchant information with a first key, transmitting to a commercial entity subsystem the generated second data, receiving third data that includes the first data encrypted with a second key that is associated with the merchant information, and transmitting the received third data to a merchant subsystem that is associated with the merchant information, where the first key is not accessible to the merchant subsystem, and where the second key is not accessible to the electronic device. Additional embodiments are also provided.

    Abstract translation: 提供了使用电子设备的安全元件安全地进行在线支付的系统，方法和计算机可读介质。 在一个示例实施例中，一种方法尤其包括在电子设备上，生成包括支付卡数据的第一数据，通过用第一密钥加密第一数据和商家信息来生成第二数据，向商业实体子系统发送生成的 第二数据，接收包括用与所述商家信息相关联的第二密钥加密的第一数据的第三数据，以及将所接收的第三数据发送到与所述商家信息相关联的商户子系统，其中所述第一密钥不可访问 商业子系统，以及第二密钥不能被电子设备访问的地方。 还提供了另外的实施例。

    QUIET HOURS FOR NOTIFICATIONS
    40.
    发明申请
    QUIET HOURS FOR NOTIFICATIONS 有权
    安排小时通知

    公开(公告)号：US20130332721A1

    公开(公告)日：2013-12-12

    申请号：US13842682

    申请日：2013-03-15

    Applicant: APPLE INC.

    Inventor： Imran A. Chaudhri ,  Gregory Novick ,  Scott Forstall ,  Morgan Grainger ,  George R. Dicker ,  Tyler Hawkins

    IPC: G06F9/44

    CPC classification number: H04M1/72577 ,  G06F3/016 ,  G06F3/048 ,  G06F3/0481 ,  G06F3/0484 ,  G06F3/0488 ,  G06F3/167 ,  G06F2203/04803 ,  H04M1/72566 ,  H04M1/72572 ,  H04M19/045

    Abstract: In some implementations, a computing device can be configured to automatically turn off notifications when generating a notification would cause a disturbance or be unwanted by a user. The device can be configured with quiet hours during which notifications that would otherwise be generated by the computing device can be suppressed. In some implementations, quiet hours can be configured as a time period with a start time and an end time. In some implementations, quiet hours can be derived from application data. For example, calendar data, alarm clock data, map data, etc. can be used to determine when quiet hours should be enforced. In some implementations, the device can be configured with exceptions to quiet hour notification suppression. In some implementations, the user can identify contacts to which the quiet hours notification suppression should not be applied.

    Abstract translation: 在一些实施方式中，计算设备可以被配置为在生成通知时自动关闭通知将导致用户干扰或不想要的通知。 可以在安静的小时配置设备，在此期间可以抑制由计算设备产生的通知。 在某些实现中，安静的小时可以配置为具有开始时间和结束时间的时间段。 在某些实现中，可以从应用程序数据导出安静的时间。 例如，可以使用日历数据，闹钟数据，地图数据等来确定何时应该执行安静小时。 在一些实现中，设备可以配置有静音小时通知抑制的例外。 在一些实现中，用户可以识别不应该应用静音小时通知抑制的联系人。

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