中科微点-全球专利检索

  1. Login
  2. Sign Up

Search Results

64 records (took 0.022 seconds)

    USER AUTHENTICATION BASED ON SELF-SELECTED PREFERENCES
    41.
    发明申请
    USER AUTHENTICATION BASED ON SELF-SELECTED PREFERENCES 有权
    基于自选优先权的用户认证

    公开(公告)号：US20160099929A1

    公开(公告)日：2016-04-07

    申请号：US14968657

    申请日：2015-12-14

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： David M. Grigg ,  Joseph Neil Johansen ,  Carrie Anne Hanson ,  Charles Jason Burrell ,  Elizabeth S. Votaw

    IPC: H04L29/06

    CPC classification number: H04L63/08 ,  G06F21/31 ,  H04L63/0876 ,  H04L63/10

    Abstract: Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences. The system typically including a memory, a processor, and a module configured to receive a request to execute a user action from a user associated with an application, wherein the user action requires one or more authentication credentials; receive one or more authentication credentials from the user based on a user-selected preference; validate the one or more authentication credentials based on the user-selected preference; and execute the user action based on a successful validation of the one or more authentication credentials

    Abstract translation: 本发明的实施例涉及一种用于基于自选择的偏好的用户认证的系统，方法和计算机程序产品。 该系统通常包括存储器，处理器和被配置为从与应用相关联的用户接收执行用户动作的请求的模块，其中用户动作需要一个或多个认证证书; 基于用户选择的优先级从用户接收一个或多个认证凭证; 基于用户选择的优先级验证一个或多个认证凭证; 并且基于一个或多个认证凭证的成功验证来执行用户动作

    USER AUTHENTICATION BASED ON SELF-SELECTED PREFERENCES
    44.
    发明申请
    USER AUTHENTICATION BASED ON SELF-SELECTED PREFERENCES 有权
    基于自选优先权的用户认证

    公开(公告)号：US20150227730A1

    公开(公告)日：2015-08-13

    申请号：US14175688

    申请日：2014-02-07

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： David M. Grigg ,  Joseph Neil Johansen ,  Carrie Anne Hanson ,  Charles Jason Burrell ,  Elizabeth S. Votaw

    IPC: G06F21/31

    CPC classification number: H04L63/08 ,  G06F21/31 ,  H04L63/0876 ,  H04L63/10

    Abstract: Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences. The system typically including a memory, a processor, and a module configured to receive a request to execute a user action from a user associated with an application, wherein the user action requires validation of one or more authentication credentials; access a user-selected preference indicating a level of authentication associated with a user-selected preference as desired by the user; determine authentication types from a plurality of authentication types associated with the level of authentication and the user-selected preference; request one or more authentication credentials corresponding to the determined one or more authentication types; receive one or more authentication credentials from the user; validate the one or more authentication credentials and in response to the successful validation of the one or more authentication credentials, execute the user action.

    Abstract translation: 本发明的实施例涉及一种用于基于自选择的偏好的用户认证的系统，方法和计算机程序产品。 该系统通常包括存储器，处理器和模块，其被配置为从与应用相关联的用户接收执行用户动作的请求，其中所述用户动作需要验证一个或多个认证凭证; 访问用户选择的偏好，其指示与用户所期望的用户选择的偏好相关联的认证级别; 从与认证级别和用户选择的优先级相关联的多种认证类型中确定认证类型; 请求与所确定的一种或多种认证类型相对应的一个或多个认证证书; 从用户接收一个或多个认证凭证; 验证一个或多个认证凭证，并且响应于成功验证一个或多个认证凭证，执行用户操作。

    PROMOTION IDENTIFICATION AND PRESENTATION FOR PRIOR TRANSACTIONS
    45.
    发明申请
    PROMOTION IDENTIFICATION AND PRESENTATION FOR PRIOR TRANSACTIONS 审中-公开
    以前的交易的促销标识和陈述

    公开(公告)号：US20140330644A1

    公开(公告)日：2014-11-06

    申请号：US13875994

    申请日：2013-05-02

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Charles Jason Burrell

    IPC: G06Q30/02

    CPC classification number: G06Q30/0255

    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing post-transaction receipt collection and product promotion monitoring. As such, receipts associated with a user transaction may be collected and the products from those receipts may be determined. Subsequently, the invention may monitor promotions from merchants that are associated with the products of the transaction. In this way, the invention monitors for promotions, such as coupons or discounts, associated with products of a past transaction. If a match between a promotion and a product is made, the system may compare the match to pre-established rules. If the pre-established rules are not triggered, the invention may provide the user with a notification that an eligible promotion exists for a product that he/she has previously purchased. In this way, the user may be able utilize the current promotion for a previously purchased product.

    Abstract translation: 本发明的实施例涉及用于提供事后收据收集和产品推广监控的系统，方法或计算机程序产品。 因此，可以收集与用户交易相关联的收据，并且可以确定来自那些收据的产品。 随后，本发明可以监视与交易产品相关联的商家的促销。 以这种方式，本发明监测与过去交易的产品相关联的促销，例如优惠券或折扣。 如果进行促销和产品之间的匹配，系统可以将匹配与预先确定的规则进行比较。 如果未触发预先确定的规则，则本发明可以向用户提供他/她先前购买的产品的合格促销的通知。 以这种方式，用户可以利用当前的促销来获得先前购买的产品。

    System for recurring auxiliary resource distribution
    46.
    发明授权
    System for recurring auxiliary resource distribution 有权

    公开(公告)号：US11631099B2

    公开(公告)日：2023-04-18

    申请号：US16933280

    申请日：2020-07-20

    Applicant: Bank of America Corporation

    Inventor： Charles Jason Burrell ,  Justin Riley duPont ,  Michael Robert Hasslinger ,  John Allen Sellers ,  Tony England ,  Christina Ann Lillie

    IPC: G06Q30/0207 ,  G06Q20/10 ,  G06Q20/36 ,  G06Q40/02 ,  G06Q30/0226

    Abstract: Systems, computer program products, and methods are described herein for recurring auxiliary resource distribution. The present invention may be configured to detect a trigger event associated with a plurality of sources, where the plurality of sources includes a standard source and an auxiliary source, and where the plurality of sources is associated with a user. The present invention may be configured to transform, using a resource transformation engine and based on the trigger event, a first amount of auxiliary resources in the auxiliary source to a second amount of standard resources, deduct the first amount of auxiliary resources from a first balance of the auxiliary source, and add the second amount of standard resources to a second balance of the standard source. The present invention may be configured to perform a resource distribution using the second amount of standard resources from the standard source.

    System for predictive resource access within a technical environment
    47.
    发明授权
    System for predictive resource access within a technical environment 有权

    公开(公告)号：US11348041B2

    公开(公告)日：2022-05-31

    申请号：US16919182

    申请日：2020-07-02

    Applicant: Bank of America Corporation

    Inventor： John Allen Sellers ,  Charles Jason Burrell

    IPC: G06Q10/04 ,  H04L9/40 ,  G06Q40/02 ,  G06Q30/02 ,  G06N20/00 ,  G06Q10/06 ,  G06F11/34 ,  G06F11/30 ,  G06Q30/00

    Abstract: Systems, computer program products, and methods are described herein for predictive resource access within a technical environment. The present invention is configured to initiate a resource monitoring engine on a resource procurement profile associated with a user; receive information associated with one or more resources accessed by the user over a predetermined past period of time; receive information associated with one or more user characteristics associated with the user; initiate one or more machine learning algorithms on the one or more resources and the information associated with one or more user characteristics; generate, using the one or more machine learning algorithms, a forecasting model configured to predict one or more future resources accessible to the user at a predetermined future time; and initiate a resource transformation engine on the one or more future resources predicted to be accessible to the user at the predetermined future time.

Patent Agency Ranking