公开(公告)号：US11776061B1

公开(公告)日：2023-10-03

申请号：US17039863

申请日：2020-09-30

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： William J. Leise ,  Jacob J. Alt ,  Jaime Skaggs ,  Eric Bellas ,  Shawn M. Call ,  Eric R. Moore ,  Melinda Teresa Magerkurth ,  Vicki King

IPC: G06Q40/08 ,  G06F16/27 ,  G06Q40/00

CPC classification number: G06Q40/08 ,  G06F16/27 ,  G06Q40/00

Abstract: Systems and methods are disclosed for creating, maintaining, and interacting with a distributed ledger for VIN recordkeeping related to a particular vehicle. The systems and methods include the use of smart contracts, and receiving information about the vehicle, such as a description of the vehicle, whether the vehicle is covered by insurance, financial information related to the vehicle, and any maintenance data about the vehicle. This information may be used to create a distributed ledger for the particular vehicle, and during the vehicle's lifetime events related to the vehicle may be recorded in the distributed ledger.

公开(公告)号：US11756128B2

公开(公告)日：2023-09-12

申请号：US17177825

申请日：2021-02-17

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ronny S. Bryant ,  Stacie A. McCullough ,  Mitchell J. Hill ,  Jacob J. Alt ,  Jaime Skaggs ,  Shawn M. Call ,  Eric Bellas ,  Vicki King ,  Melinda Teresa Magerkurth

IPC: G06Q40/08 ,  G06Q30/0601 ,  H04W4/40 ,  G06F16/27 ,  B60W50/00 ,  G07C5/00 ,  G07C5/08 ,  H04L67/1061 ,  H04L67/12 ,  G06Q10/10 ,  G06Q20/38 ,  H04L9/06 ,  H04L12/28 ,  H04L9/32 ,  G06Q30/0283 ,  G16H10/60 ,  G06F16/903 ,  H04L9/00

CPC classification number: G06Q40/08 ,  B60W50/00 ,  G06F16/27 ,  G06Q10/10 ,  G06Q20/389 ,  G06Q30/0283 ,  G06Q30/0623 ,  G07C5/008 ,  G07C5/0808 ,  G16H10/60 ,  H04L9/0643 ,  H04L9/32 ,  H04L12/2803 ,  H04L67/1061 ,  H04L67/12 ,  H04W4/40 ,  B60W2756/10 ,  G06F16/903 ,  H04L9/50 ,  H04L2012/2847

Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for managing smart vehicle data. The managed data may relate to a detected vehicle event, such as: a motion or position detected by a motion or position sensor as a GPS chip, an accelerometer, a compass, a speedometer, a gyroscope, etc.; braking detected by a braking sensor; turn input detected by a steering wheel sensor; wheel position detected by a wheel sensor; engine temperature detected by a temperature gauge; oil temperature detected by a temperature gauge; a seatbelt status detected by a seatbelt and/or seat sensor; etc.

公开(公告)号：US11748330B2

公开(公告)日：2023-09-05

申请号：US17882336

申请日：2022-08-05

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： William J. Leise ,  Jacob J. Alt ,  Jaime Skaggs ,  Eric Bellas ,  Shawn M. Call ,  Eric R. Moore ,  Melinda Teresa Magerkurth ,  Vicki King

IPC: G06F16/23 ,  H04L9/06 ,  G06F16/901 ,  G06F16/182 ,  G06F16/21 ,  G06F16/27 ,  G06Q40/08 ,  G07C5/08 ,  G06Q10/20 ,  G06Q40/00 ,  G06Q30/04 ,  G06Q30/0601 ,  G06Q30/0645 ,  G06Q40/12 ,  G07C5/00 ,  G06Q40/03 ,  H04L67/104

CPC classification number: G06F16/2358 ,  G06F16/182 ,  G06F16/219 ,  G06F16/27 ,  G06F16/9024 ,  G06Q10/20 ,  G06Q30/04 ,  G06Q30/0611 ,  G06Q30/0645 ,  G06Q40/00 ,  G06Q40/03 ,  G06Q40/08 ,  G06Q40/12 ,  G07C5/008 ,  G07C5/085 ,  H04L9/0637 ,  H04L9/0643 ,  G06Q2220/00 ,  H04L67/104

Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.

公开(公告)号：US20230245412A1

公开(公告)日：2023-08-03

申请号：US18188193

申请日：2023-03-22

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Rebecca A. Little ,  An Ho ,  Bryan R. Nussbaum ,  Nathan C. Summers ,  Deanna L. Stockweather ,  Vicki King

IPC: G06T19/20 ,  G06Q50/16 ,  G06V10/75 ,  G06V30/19 ,  G06T17/05

CPC classification number: G06T19/20 ,  G06Q50/163 ,  G06T17/05 ,  G06V10/751 ,  G06V30/19013 ,  G06T2200/24 ,  G06T2219/004 ,  G06T2219/2016

Abstract: Computer-implemented methods and systems for curating virtual models and populating overlays within a virtual environment are described herein. A server may receive a data request from a user electronic device. The data request may comprise a property of interest located at a particular portion of an overall region. The server may then dynamically acquire a virtual model for rendering the property within a virtual environment at the user electronic device based on the data request. The server may then curate the virtual model in accordance with rules that emphasize features associated with the property that are relevant to assessing risks associated with the property when assessing the property. The server may then identify the curated property modeled by the virtual model, obtain annotation records associated with the features of the property, and populate an annotations overlay rendered in the virtual environment with information included in the annotation records.

公开(公告)号：US11645622B1

公开(公告)日：2023-05-09

申请号：US17329041

申请日：2021-05-24

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Rebecca A. Little ,  Bryan R. Nussbaum ,  Deanna L. Stockweather ,  Jacob Simonson ,  An Ho ,  Vicki King

IPC: G06Q10/10 ,  H04L65/403 ,  H04L12/18 ,  G06F3/01 ,  G06F3/04815 ,  G02B27/01

CPC classification number: G06Q10/10 ,  G06F3/011 ,  G06F3/04815 ,  H04L12/1831 ,  H04L65/403 ,  G02B27/017

Abstract: Systems and methods for facilitating virtual collaboration between users within virtual environments are disclosed. A plurality of users access a collaborative virtual environment system at various times using interface devices to establish an asynchronous virtual collaboration session in which users collaborate in real-time and/or asynchronously. To enable asynchronous collaboration, data from virtual collaboration session is stored and presented to later users, including user movements and interactions with the environment, user annotation, and audio communications or comments. Other users may then access the data at a later time, and later user interactions, annotations, and audio may likewise be stored for further review by other users.

公开(公告)号：US11645264B2

公开(公告)日：2023-05-09

申请号：US17586296

申请日：2022-01-27

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： William J. Leise ,  Jacob J. Alt ,  Jaime Skaggs ,  Eric Bellas ,  Shawn M. Call ,  Eric R. Moore ,  Melinda Teresa Magerkurth ,  Vicki King

IPC: G06F16/23 ,  H04L9/06 ,  G06Q40/08 ,  G06F16/901 ,  G06F16/182 ,  G06F16/21 ,  G07C5/08 ,  G06Q10/20 ,  G06Q40/00 ,  G06F16/27 ,  G06Q30/04 ,  G06Q30/0601 ,  G06Q30/0645 ,  G06Q40/12 ,  G06Q40/02 ,  G07C5/00 ,  H04L67/104

CPC classification number: G06F16/2358 ,  G06F16/182 ,  G06F16/219 ,  G06F16/27 ,  G06F16/9024 ,  G06Q10/20 ,  G06Q30/04 ,  G06Q30/0611 ,  G06Q30/0645 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/08 ,  G06Q40/12 ,  G07C5/008 ,  G07C5/085 ,  H04L9/0637 ,  H04L9/0643 ,  G06Q2220/00 ,  H04L67/104

Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.

公开(公告)号：US20220374409A1

公开(公告)日：2022-11-24

申请号：US17882336

申请日：2022-08-05

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： William J. Leise ,  Jacob J. Alt ,  Jaime Skaggs ,  Eric Bellas ,  Shawn M. Call ,  Eric R. Moore ,  Melinda Teresa Magerkurth ,  Vicki King

IPC: G06F16/23 ,  H04L9/06 ,  G06Q40/08 ,  G06F16/901 ,  G06F16/182 ,  G06F16/21 ,  G07C5/08 ,  G06Q10/00 ,  G06Q40/00 ,  G06F16/27 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q40/02 ,  G07C5/00

Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.

公开(公告)号：US11501383B1

公开(公告)日：2022-11-15

申请号：US17168024

申请日：2021-02-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Shawn M. Call ,  Jaime Skaggs ,  Eric Bellas ,  Douglas A. Graff ,  William J. Leise ,  Vicki King ,  Jacob J. Alt ,  Eric R. Moore ,  Stacie A. McCullough

IPC: G06Q40/08 ,  G06Q20/06

Abstract: A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration. Evidence regarding the value of the subrogation claim is sent to the shared ledger by the parties to the subrogation claim such as sending data to a smart contract deployed on the shared ledger. The parties to the subrogation claim or entities that are not parties to the subrogation claim may broadcast data relating to fault to the blockchain. The data relating to fault may be evaluated by the parties or entities acting on the parties' behalf to determine fault. A fault determination may be broadcast to the blockchain based upon the analysis of the data relating to fault. Once the claim is resolved, arbitrator may release funds on the chain to the prevailing party or may accept confirmation that any payments have been made between the parties off-chain.

公开(公告)号：US20220351205A1

公开(公告)日：2022-11-03

申请号：US17868527

申请日：2022-07-19

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Jacob J. Alt ,  Robert Alpine Jennings ,  Amber Nelson-Wolfe ,  Shyam Tummala ,  Eric Bellas ,  Jaime Skaggs ,  Shawn M. Call ,  Melinda Teresa Magerkurth ,  Vicki King ,  Charles H. Roscow ,  Scott Shoop ,  Greg Hayes

IPC: G06Q20/40 ,  G06F21/64 ,  H04L9/32

Abstract: The present methods and systems relate to using and accessing data stored in a blockchain, and in particular, interacting with the blockchain and users via smart contracts to handle account funding and distribution methods. The methods and systems include receiving a transaction from a participant, and verifying the transaction, such as by accessing a smart contract stored on the blockchain and checking a set of parameters against a set of conditions stored in the smart contract. Depending on whether the set of parameters satisfy the conditions, the results may be communicated to participants about the success or failure of the transaction.

公开(公告)号：US11362809B2

公开(公告)日：2022-06-14

申请号：US17077129

申请日：2020-10-22

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： William J. Leise ,  Douglas A. Graff ,  Stacie A. McCullough ,  Shawn M. Call ,  Eric Bellas ,  Jaime Skaggs ,  Jacob J. Alt ,  Eric R. Moore ,  Vicki King

IPC: H04L9/06 ,  G06Q30/00 ,  G06F21/60 ,  G07C5/00 ,  G07C5/08 ,  H04L9/30 ,  G06Q10/10 ,  G06Q40/08 ,  G06F16/901 ,  H04L9/32 ,  G06Q30/02 ,  G06Q40/02 ,  G06Q10/00 ,  G01C22/00

Abstract: The present embodiments relate to systems and methods for using a blockchain or shared ledger to record information regarding a vehicle identified by a Vehicle Identification Number (VIN), or other vehicle identifier. The blockchain may be used to handle vehicles after vehicle collisions based upon sensor data regarding the collision and the vehicle stored on-chain. An indication that a vehicle has been involved in a collision is received including sensor data collected at substantially the time of the vehicle collision. A transaction is broadcast to the blockchain to reflect the sensor data of the vehicle. Since the chain is searchable by VIN, any future searches for the vehicle by VIN include the sensor data collected substantially at the time of the collision.