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    SYSTEMS AND METHODS FOR NEGOTIATING THE PURCHASE OF A VEHICLE USING A CHATBOT
    81.
    发明公开
    SYSTEMS AND METHODS FOR NEGOTIATING THE PURCHASE OF A VEHICLE USING A CHATBOT 审中-公开

    公开(公告)号：US20240362692A1

    公开(公告)日：2024-10-31

    申请号：US18597514

    申请日：2024-03-06

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Aaron Williams ,  Scott T. Christensen ,  Joseph P. Harr ,  Ryan M. Gross

    IPC: G06Q30/0601 ,  G06Q30/0283

    CPC classification number: G06Q30/0611 ,  G06Q30/0283

    Abstract: A computer-implemented method may include, by one or more processors and/or associated transceivers: (1) detecting a signal that a buyer would like to purchase a vehicle, wherein the signal indicates a vehicle type of the vehicle; and/or (2) inputting the vehicle type into a generative artificial intelligence (AI) model. The generative AI model is trained on transactional data associated with vehicle purchases to learn a relationship between vehicle purchase terms and buyer characteristics, and is configured to: (i) identify one or more sellers of the vehicle type; (ii) establish a communication coupling with the one or more sellers of the vehicle type; (iii) automatically negotiate, with the one or more sellers, one or more terms for purchasing available vehicles of the vehicle type; and/or (iv) present the terms to the buyer to facilitate purchase of a particular vehicle of the available vehicles from a particular seller.

    Manual control re-engagement in an autonomous vehicle
    82.
    发明授权
    Manual control re-engagement in an autonomous vehicle 有权

    公开(公告)号：US12130622B2

    公开(公告)日：2024-10-29

    申请号：US18206414

    申请日：2023-06-06

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Brian Mark Fields ,  Leo Nelson Chan ,  Kristopher Keith Gaudin ,  Aaron Williams

    IPC: G05D1/00 ,  B60W50/00

    CPC classification number: G05D1/0061 ,  G05D1/0088 ,  B60W2050/007 ,  B60W2050/0072

    Abstract: Vehicles may have the capability to navigate according to various levels of autonomous capabilities, the vehicle having a different set of autonomous competencies at each level. In certain situations, the vehicle may shift from one level of autonomous capability to another. The shift may require more or less driving responsibility from a human operator. Sensors inside the vehicle collect human operator parameters to determine an alertness level of the human operator. An alertness level is determined based on the human operator parameters and other data including historical data or human operator-specific data. Notifications are presented to the user based on the determined alertness level that are more or less intrusive based on the alertness level of the human operator and on the urgency of an impending change to autonomous capabilities. Notifications may be tailored to specific human operators based on human operator preference and historical performance.

    Systems and Methods for Analysis of Home Telematics Using Generative AI
    85.
    发明公开
    Systems and Methods for Analysis of Home Telematics Using Generative AI 审中-公开

    公开(公告)号：US20240289596A1

    公开(公告)日：2024-08-29

    申请号：US18196700

    申请日：2023-05-12

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Aaron Williams ,  Scott T. Christensen ,  Ryan Gross ,  Joseph P. Harr

    IPC: G06N3/0475 ,  G06Q40/08

    CPC classification number: G06N3/0475 ,  G06Q40/08

    Abstract: Systems and methods are described for analyzing home telematics data to generate a dialogue output. The method may include: (1) receiving, by one or more processors, home telematics data at a generative artificial intelligence (AI) model, wherein the home telematics data includes sensor data regarding a property associated with a user; (2) analyzing, by the one or more processors and using the generative AI model, the home telematics data to generate a home telematics analysis for the property; and (3) generating, by the one or more processors and using the generative AI model, a dialogue output (or visual or virtual output for display) to present to the user based upon at least the home telematics analysis, wherein the dialogue output is further generated based upon at least a predicted user understanding of the dialogue output.

    SYSTEMS AND METHODS FOR AUTONOMOUSLY GENERATING AND MAINTAINING NON-FUNGIBLE TOKENS FOR REAL-TIME SUBJECT ASSESSMENT
    89.
    发明公开
    SYSTEMS AND METHODS FOR AUTONOMOUSLY GENERATING AND MAINTAINING NON-FUNGIBLE TOKENS FOR REAL-TIME SUBJECT ASSESSMENT 审中-公开

    公开(公告)号：US20240146532A1

    公开(公告)日：2024-05-02

    申请号：US18496158

    申请日：2023-10-27

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Seth L. Corin ,  Aaron Williams

    IPC: H04L9/32 ,  H04L9/00

    CPC classification number: H04L9/3213 ,  H04L9/50

    Abstract: A computer system for generating and maintaining non-fungible tokens for real-time subject assessment is described herein. The computer system includes at least one processor in communication with at least one memory device, the at least one processor programmed to: (i) receive a plurality of data associated with a subject history of a subject; (ii) generate a container file for the subject history to include the plurality of data; (iii) generate a non-fungible token (NFT) for the subject based upon the container file; (iv) store the NFT and the container file for the subject; (v) retrieve the NFT to access the plurality of data; and (vi) input the plurality of data to a trained model to receive an initial subject assessment as output from the trained model.

    Systems and Methods for Data Management of Durable Assets
    90.
    发明公开
    Systems and Methods for Data Management of Durable Assets 审中-公开

    公开(公告)号：US20240127193A1

    公开(公告)日：2024-04-18

    申请号：US17980193

    申请日：2022-11-03

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Aaron Williams

    IPC: G06Q20/36

    CPC classification number: G06Q20/3672 ,  G06Q2220/00

    Abstract: The present systems and methods relate generally to using non-fungible tokens (NFTs) to manage durable asset data regarding durable assets. In some embodiments, systems and methods may include associating subsets of durable asset usage data with individuals, such as durable asset usage data during time intervals the individuals were associated with the assets. The systems and methods may evaluate durable assets and/or associated individuals based upon asset usage data and may generated recommendations regarding durable assets, such as recommendations regarding maintenance or repairs of the durable assets.

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