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    Banking system controlled responsive to data bearing records
    5.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号：US09564024B2

    公开(公告)日：2017-02-07

    申请号：US14580987

    申请日：2014-12-23

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Michael J. Harty ,  Randall Jenkins ,  Tim Crews ,  Natarajan Ramachandran

    IPC分类号： G06Q40/00 ,  G07F19/00 ,  G06Q40/02 ,  G06F3/041 ,  G07D7/00

    CPC分类号： G07F19/201 ,  G06F3/0416 ,  G06F2203/04104 ,  G06Q40/02 ,  G07D7/00 ,  G07D11/00 ,  G07F19/203 ,  G07F19/205 ,  G07F19/2055 ,  G07F19/206

    摘要： An apparatus that operates to cause financial transfers responsive to data read from data bearing records includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a touch screen display. The processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Data corresponding to a user input alphanumeric characters is resolved by the processor responsive to contact with an input surface of the touch screen display. The area of contact may not include any visible output indicia that corresponds to the possible input characters prior to contact.

    摘要翻译： 响应于从数据承载记录读取的数据而进行财务转移的装置包括至少一个与读卡器，支票接收器，自动提款机和触摸屏显示器操作连接的处理器。 处理器使得机器操作以从用户卡读取卡数据，并且确定读取的卡数据对应于授权的财务帐户。 所述至少一个处理器可操作以从要分发的支票和/或现金读取数据，以及从其账户对应的财务转账。 响应于与触摸屏显示器的输入表面的接触，由处理器解决与用户输入字母数字字符相对应的数据。 接触区域可能不包括与接触前可能的输入字符相对应的任何可见输出标记。

    AUTOMATED BANKING MACHINE THAT OUTPUTS INTERFERENCE SIGNALS TO JAM READING ABILITY OF UNAUTHORIZED CARD READER DEVICES
    6.
    发明申请
    AUTOMATED BANKING MACHINE THAT OUTPUTS INTERFERENCE SIGNALS TO JAM READING ABILITY OF UNAUTHORIZED CARD READER DEVICES 有权
    自动化银行机器输出干扰信号到JAM读取读卡器的能力

    公开(公告)号：US20160191197A1

    公开(公告)日：2016-06-30

    申请号：US14955712

    申请日：2015-12-01

    申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated

    发明人： Gregory S. Ray ,  David N. Lewis ,  Randall Jenkins ,  James Block ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery Enright ,  James E. Pettitt

    IPC分类号： H04K3/00

    CPC分类号： H04K3/825 ,  G06K7/087 ,  H04K3/42 ,  H04K3/45 ,  H04K3/65 ,  H04K3/86 ,  H04K2203/20

    摘要： A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.

    摘要翻译： 响应于从数据记录读取的数据来控制银行系统。 该系统包括自动银行机。 该机器包括至少一种类型的数据读取器，其包括读卡器。 该机器还包括可以阻止附着在机器上的未经授权的设备的有效操作的反欺诈安排。 这种未经授权的设备可以包括与通向读卡器的卡入口槽相邻放置的欺诈读卡器。 该装置可以感测安装在机器上的欺诈读卡器。 该装置还可以发出妨碍感测到的欺诈读卡器精确读取卡片数据的能力的干扰信号。

    Automated banking machine with non-contact reading of card data
    7.
    发明授权
    Automated banking machine with non-contact reading of card data 有权
    自动银行机，非接触式读卡数据

    公开(公告)号：US09368000B2

    公开(公告)日：2016-06-14

    申请号：US14716373

    申请日：2015-05-19

    申请人： Diebold Self-Service Systems division of Diebold, Inc.

    发明人： Natarajan Ramachandran ,  Mark A. Douglass

    IPC分类号： G06Q40/00 ,  G07F19/00 ,  G06K7/00 ,  G06Q20/32 ,  G06Q20/34 ,  G06Q20/38 ,  G07F7/10 ,  G06Q20/10

    CPC分类号： G07F19/201 ,  G06K7/0004 ,  G06Q20/1085 ,  G06Q20/32 ,  G06Q20/3274 ,  G06Q20/352 ,  G06Q20/385 ,  G07F7/10 ,  G07F7/1075 ,  G07F19/20 ,  G07F19/205

    摘要： An automated banking machine is part of a banking system that can operate to cause financial transfers responsive to data read from data bearing records. The machine can also receive user card data from a cell phone, including an electronic account number. The phone's banking application encrypts the account number along with an inputted random number which was generated by the machine. The phone then displays a bar code image containing the encrypted data. The machine includes a bar code reader. The random number is used to verify the current transaction session. Thereafter, normal transaction flow can follow, including PIN input. The process allows for secure input of card data without physical insertion of a card. Thus, fraudulent activities based on card insertion can be reduced.

    摘要翻译： 自动银行机是银行系统的一部分，可以根据从数据记录中读取的数据进行响应，从而进行财务转移。 该机器还可以从手机接收用户卡数据，包括电子帐号。 手机的银行业务应用程序加密帐号以及机器生成的输入随机数。 然后，手机显示包含加密数据的条形码图像。 该机器包括一个条码阅读器。 随机数用于验证当前事务会话。 此后，可以遵循正常的交易流程，包括PIN输入。 该过程允许卡数据的安全输入，而无需物理插入卡。 因此，可以减少基于卡插入的欺诈活动。