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公开(公告)号:US09082253B1
公开(公告)日:2015-07-14
申请号:US13317725
申请日:2011-10-26
CPC分类号: G06F3/0488 , G06F3/041 , G06F3/0482 , G06F21/31 , G06F2203/04104 , G06Q20/10 , G06Q20/4014 , G06Q40/02 , G07F19/201 , G07F19/205
摘要: An apparatus that operates to cause financial transfers responsive to data read from data bearing records includes at least one processor that is in operative connection with a card reader and a touch screen display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination that the read card data corresponds to an authorized financial account. Data corresponding to a user input character is resolved by the at least one processor responsive to contact with the touch screen display input surface, which may not include any visible output indicia that corresponds to the input character.
摘要翻译: 响应于从数据承载记录读取的数据而进行财务转移的装置包括与读卡器和触摸屏显示器操作连接的至少一个处理器。 所述至少一个处理器使得所述机器操作以从用户卡读取卡数据,并且确定读取的卡数据对应于授权的财务帐户。 响应于与触摸屏显示输入表面的接触,由至少一个处理器解析对应于用户输入字符的数据,其可以不包括对应于输入字符的任何可见输出标记。
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公开(公告)号:US08978971B1
公开(公告)日:2015-03-17
申请号:US13396026
申请日:2012-02-14
申请人: James Block , Randall W Jenkins , Tim Crews , Michael J Harty , Paul D Magee , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran
发明人: James Block , Randall W Jenkins , Tim Crews , Michael J Harty , Paul D Magee , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran
IPC分类号: G06Q40/00
CPC分类号: G07F19/2055
摘要: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.
摘要翻译: 响应于从数据承载记录读取的数据而进行财务转移的装置包括至少一个与读卡器,支票接收器,自动取款机和显示器操作连接的处理器。 所述至少一个处理器使得所述机器操作以从用户卡读取卡数据,并且确定所读取的卡数据对应于授权的财务帐户。 所述至少一个处理器可操作以从要分发的支票和/或现金读取数据,以及从其账户对应的财务转账。 通过使用不可见光发射器防止通过电子摄像机拦截装置观察这些输入,从而防止对输入设备的手动输入的未经授权的观察。
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公开(公告)号:US09177449B1
公开(公告)日:2015-11-03
申请号:US13421107
申请日:2012-03-15
申请人: David E. Kolinski-Schultz , James Block , Randall W. Jenkins , Tim Crews , Michael J. Harty , Paul D. Magee , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran
发明人: David E. Kolinski-Schultz , James Block , Randall W. Jenkins , Tim Crews , Michael J. Harty , Paul D. Magee , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran
CPC分类号: G07F19/20 , G06Q20/1085 , G07F19/201 , G07F19/2055
摘要: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. A secure chest portion of the machine is accessible responsive to servicer input through an input device of the machine.
摘要翻译: 响应于从数据承载记录读取的数据而进行财务转移的装置包括至少一个与读卡器,支票接收器,自动取款机和显示器操作连接的处理器。 所述至少一个处理器使得所述机器操作以从用户卡读取卡数据,并且确定所读取的卡数据对应于授权的财务帐户。 所述至少一个处理器可操作以从要分发的支票和/或现金读取数据,以及从其账户对应的财务转账。 机器的安全的胸部部分可通过机器的输入设备进行服务器输入。
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公开(公告)号:US08950665B1
公开(公告)日:2015-02-10
申请号:US13385338
申请日:2012-02-14
申请人: James Block , Randall W. Jenkins , Tim Crews , Michael J. Harty , Paul D. Magee , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran
发明人: James Block , Randall W. Jenkins , Tim Crews , Michael J. Harty , Paul D. Magee , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran
IPC分类号: G06Q40/00
CPC分类号: G07F19/201 , G07F19/205 , G07F19/2055
摘要: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.
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5.
公开(公告)号:US08544730B2
公开(公告)日:2013-10-01
申请号:US13324288
申请日:2011-12-13
申请人: Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人: Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
CPC分类号: G07F19/209 , G07F19/207
摘要: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
摘要翻译: 自动银行业务响应于与授权用户或财务账户数据相对应的数据承载记录读取的数据。 该机器包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移,这些转账对应于从用户卡读取的数据。 自动银行机还包括控制所包含设备的电力供应以避免超过电力供应能力的设备。
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公开(公告)号:US08474700B1
公开(公告)日:2013-07-02
申请号:US13385567
申请日:2012-02-24
申请人: David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
发明人: David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
CPC分类号: G06K7/0004 , G06K13/06 , G06Q10/00 , G06Q20/102 , G06Q20/105 , G06Q20/1085 , G06Q20/32 , G06Q20/3227 , G06Q20/3274 , G06Q20/352 , G06Q20/385 , G06Q30/0237 , G06Q30/04 , G06Q40/00 , G07F7/10 , G07F7/1075 , G07F19/20 , G07F19/205
摘要: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
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7.
公开(公告)号:US07959072B1
公开(公告)日:2011-06-14
申请号:US12459187
申请日:2009-06-26
申请人: Randall W. Jenkins , Vincent L. Owens , Gregory Fockler , Jerry Cox , Tom Ertle , Dave Krzic , Steven Shepley , Nick Billett , Victor A. Cogan , Willis Miller , Mike R. Ryan , Tim Crews , Natarajan Ramachandran
发明人: Randall W. Jenkins , Vincent L. Owens , Gregory Fockler , Jerry Cox , Tom Ertle , Dave Krzic , Steven Shepley , Nick Billett , Victor A. Cogan , Willis Miller , Mike R. Ryan , Tim Crews , Natarajan Ramachandran
CPC分类号: G07F19/201 , B65H7/02 , B65H7/20 , B65H29/20 , G06Q20/1085 , G06Q40/02 , G07F19/20 , G07F19/202 , G07F19/205 , G07G5/00
摘要: An automatic banking machine operates responsive to data bearing records. The machine includes a card reader for reading user cards, and at least one of a note acceptor and a cash dispenser. The automated banking machine carries out financial transfers related to user accounts based on information read from cards. The automated banking machine provides a printed receipt for transactions conducted. The machine carries out transactions when operatively connected to a source of power and a transaction network. The machine also carries out functions to control the power status of devices in the machine.
摘要翻译: 自动银行业务响应于数据记录记录。 该机器包括用于读取用户卡的读卡器,以及音符接受器和自动提款机中的至少一个。 自动银行机器根据从卡读取的信息执行与用户账户相关的财务转账。 自动银行机器为进行的交易提供打印收据。 当机器可操作地连接到电源和交易网络时,机器执行交易。 该机还执行功能来控制机器中设备的电源状态。
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8.
公开(公告)号:US08893962B2
公开(公告)日:2014-11-25
申请号:US14189124
申请日:2014-02-25
申请人: Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人: Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
CPC分类号: G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
摘要翻译: 自动银行业务器响应从与授权用户或财务账户数据相对应的数据承载记录读取的数据。 自动银行机包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移,这些转账对应于从用户卡读取的数据。 自动银行机还包括控制诸如读卡器的交易功能设备的电力供应以避免超过电力供应能力的设备。
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公开(公告)号:US08579191B2
公开(公告)日:2013-11-12
申请号:US13324252
申请日:2011-12-13
申请人: Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人: Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
CPC分类号: G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
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公开(公告)号:US08418917B1
公开(公告)日:2013-04-16
申请号:US13404643
申请日:2012-02-24
申请人: David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
发明人: David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号: G06K7/0004 , G06K13/08 , G06Q20/102 , G06Q20/105 , G06Q20/1085 , G06Q20/32 , G06Q20/3227 , G06Q20/3274 , G06Q20/352 , G06Q20/385 , G06Q30/0237 , G07F7/10 , G07F7/1075 , G07F19/20 , G07F19/205
摘要: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
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