公开(公告)号：WO2018083663A1

公开(公告)日：2018-05-11

申请号：PCT/IB2017/056894

申请日：2017-11-03

Applicant: ZHOU, Andrew ,  ZHOU, Dylan ,  ZHOU, Tiger ,  XING, Zhou

Inventor： ZHOU, Andrew ,  ZHOU, Dylan ,  ZHOU, Tiger ,  XING, Zhou

IPC: G06Q20/00

CPC classification number: G06Q20/385 ,  G06Q20/00 ,  G06Q20/322 ,  G06Q20/348

Abstract: Provided is a method for issuing single-use and multiple-use virtual payment cards via a mobile and wearable device. The method may include receiving a card issuance request from a user, prompting the user to enter a user authentication information, accessing a user account maintained by a card issuer, generating the virtual payment card based on payment data of the user account, and providing the virtual payment card to the mobile and wearable device. The method may continue with receiving a transaction request from a merchant and matching merchant identification data provided by the user in the card issuance request and merchant identification data provide by the merchant. If the match of the merchant identification data is determined, the method may continue with authorizing a payment transaction by transferring a payment amount from the virtual payment card to a merchant account associated with the merchant.

Abstract translation: 提供了一种通过移动和可穿戴设备发行单次使用和多次使用的虚拟支付卡的方法。 该方法可以包括：从用户接收卡发行请求，提示用户输入用户验证信息，访问由发卡人维护的用户账户，基于用户账户的支付数据生成虚拟支付卡，以及提供 虚拟支付卡到移动和可穿戴设备。 该方法可以继续接收来自商家的交易请求并匹配由用户在卡发行请求中提供的商家标识数据和由商家提供的商家标识数据。 如果商家标识数据的匹配被确定，则该方法可继续通过将支付金额从虚拟支付卡转移到与商家相关联的商家账户来授权支付交易。

公开(公告)号：WO2018122709A1

公开(公告)日：2018-07-05

申请号：PCT/IB2017/058333

申请日：2017-12-22

Applicant: XING, Zhou ,  ZHOU, Dylan ,  ZHOU, Tiger ,  ZHOU, Andrew

Inventor： XING, Zhou ,  ZHOU, Dylan ,  ZHOU, Tiger ,  ZHOU, Andrew

IPC: G06T19/00 ,  G06F3/16

CPC classification number: G06F3/167 ,  G02B27/017 ,  G02B2027/0138 ,  G02B2027/0178 ,  G02B2027/0187

Abstract: Provided are an augmented reality, virtual reality and mixed reality eyeglass communication device and a method for facilitating shopping, payments and multimedia capture using an eyeglass communication device. The eyeglass communication device may comprise a frame, and a right earpiece and a left earpiece connected to the frame. The eyeglass communication device may comprise a processor configured to receive one or more commands of a user, perform operations associated with the commands of the user, receive product information, and process the product information. The eyeglass communication device may comprise a display connected to the frame and configured to display data received from the processor. The eyeglass communication device may comprise a transceiver electrically connected to the processor and configured to receive and transmit data over a wireless network. The eyeglass communication device may comprise a Subscriber Identification Module card slot, a camera, an earphone, a microphone, and a charging unit.

公开(公告)号：WO2018127782A1

公开(公告)日：2018-07-12

申请号：PCT/IB2017/058551

申请日：2017-12-31

Applicant: XING, Zhou ,  ZHOU, Dylan ,  ZHOU, Tiger ,  ZHOU, Andrew

Inventor： XING, Zhou ,  ZHOU, Dylan ,  ZHOU, Tiger ,  ZHOU, Andrew

IPC: G06F3/01 ,  G06T19/00 ,  G01C21/00

CPC classification number: G06F3/011 ,  G01C21/20 ,  G02B27/0172 ,  G02B27/0176 ,  G06F1/163 ,  G06F3/01 ,  G06F3/013 ,  G06F3/017 ,  G06F3/0304 ,  G06F3/0426

Abstract: Provided are an augmented reality, virtual reality and mixed reality eyeglass communication device method via eye movement tracking and gestures. The eyeglass communication device may comprise an eyeglass frame, and a right earpiece and a left earpiece connected to the frame. The eyeglass communication device may comprise a processor configured to receive one or more commands of a user, perform operations associated with the commands of the user, receive product information, and process the product information. The eyeglass communication device may comprise a display connected to the frame and configured to display data received from the processor. The eyeglass communication device may comprise a transceiver electrically connected to the processor and configured to receive and transmit data over a wireless network. The eyeglass communication device may comprise a Subscriber Identification Module card slot, an eye tracker, a camera, an earphone, a microphone, and a charging unit.

公开(公告)号：WO2018083638A1

公开(公告)日：2018-05-11

申请号：PCT/IB2017/056857

申请日：2017-11-03

Applicant: ZHOU, Andrew ,  ZHOU, Dylan ,  ZHOU, Tiger ,  XING, Zhou

Inventor： ZHOU, Andrew ,  ZHOU, Dylan ,  ZHOU, Tiger ,  XING, Zhou

IPC: G06Q20/32

Abstract: A method for facilitating mobile device payments, multimedia capture, calling, and messaging may include providing a payment, multimedia capture, calling, and messaging interface on a display of a mobile and wearable device and sensing a haptic input of the user via the haptic control. In response to the haptic input, a cloud-based application associated with the mobile and wearable device may be activated. The haptic input may be analyzed to determine a duration of the haptic input. Based on the duration of the haptic input, an operation may be selected from the list of predetermined operations to be performed by the cloud-based application. The predetermined operations include at least a payment operation, a multimedia capture operation, a calling operation, and a messaging operation. The method may include operably connecting the mobile and wearable device to a cloud storage. Upon selection of the predetermined operation, the predetermined operation may be performed.

Abstract translation: 用于促进移动设备支付，多媒体捕获，呼叫和消息传递的方法可以包括在移动和可穿戴设备的显示器上提供支付，多媒体捕获，呼叫和消息接口，并且感测触觉 通过触觉控件输入用户。 响应于触觉输入，可以激活与移动和可穿戴设备相关联的基于云的应用程序。 可以分析触觉输入以确定触觉输入的持续时间。 基于触觉输入的持续时间，可以从要由基于云的应用程序执行的预定操作的列表中选择操作。 预定操作至少包括支付操作，多媒体捕获操作，呼叫操作和消息传送操作。 该方法可以包括将移动和可穿戴设备可操作地连接到云存储。 在选择预定操作时，可以执行预定操作。

公开(公告)号：WO2016075598A2

公开(公告)日：2016-05-19

申请号：PCT/IB2015/058572

申请日：2015-11-06

Applicant: ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

Inventor： ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

CPC classification number: G07F17/3218 ,  G06Q20/065 ,  G06Q20/367 ,  G06Q30/0209 ,  G06Q30/0241 ,  G06Q30/0601 ,  G07F17/3255

Abstract: Provided are computer implemented methods for combining online and offline gaming, advertising, and commerce and providing free games, free products, and free services. The method may commence with receiving a buying request associated with a product from a user. The method may continue with providing an incentive to the user to play a game and receiving an indication that the user intends to play the game. In response to the indication, a payment amount associated with the game may be transferred from a user account. The payment amount associated with the game may constitute a predetermined portion of a payment amount associated with the product. The method may include receiving results of the game played by the user. Based on the results of the game, the user may be selectively provided with a discount for the product. The discount may be equal to the payment amount associated with the game.

Abstract translation: 提供用于组合在线和离线游戏，广告和商业并提供免费游戏，免费产品和免费服务的计算机实现的方法。 该方法可以从接收与来自用户的产品相关联的购买请求开始。 该方法可继续向用户提供激励来玩游戏并接收用户打算玩游戏的指示。 响应于该指示，可以从用户账户转移与游戏相关联的支付金额。 与游戏相关的支付金额可以构成与产品相关的支付金额的预定部分。 该方法可以包括接收用户所玩的游戏的结果。 基于游戏的结果，用户可以选择性地为产品提供折扣。 折扣可能等于与游戏相关的付款金额。

公开(公告)号：WO2015170253A1

公开(公告)日：2015-11-12

申请号：PCT/IB2015/053275

申请日：2015-05-05

Applicant: ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

Inventor： ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

IPC: G06Q20/34 ,  H04B1/38

CPC classification number: G06Q20/34 ,  G06F1/163 ,  G06F1/1677 ,  G06Q20/3274 ,  G06Q20/36 ,  G06Q20/40145 ,  H04B1/385 ,  H04B2001/3866

Abstract: A wearable personal digital device(200) and methods for enlarging display space using the wearable personal digital device(200) are provided. The wearable personal digital device(200) may comprises a processor, a memory unit, an expandable display(208), a camera(218), a projector(210), a communication circuit, a swipe card reader(212), one or more biometric sensors(220,222), one or more accelerometers, a housing(204), and a band(202). The expandable display(208) is be communicatively coupled to the processor and configured to expand to enlarge display space using a flip up portion, detachable portion, or bending the expandable display(208). The band(202) may include one or more rechargeable batteries configured to power the wearable personal digital device(200). Biometric sensors(220,222) and accelerometers provide data for monitoring health and activity of the user. The swipe card reader(212) is configured to read payment card data.

Abstract translation: 提供一种穿戴式个人数字设备（200）以及使用该可穿戴式个人数字设备（200）来扩大显示空间的方法。 可穿戴个人数字设备（200）可以包括处理器，存储器单元，可扩展显示器（208），相机（218），投影仪（210），通信电路，刷卡读卡器（212），一个或 更多的生物测定传感器（220,222），一个或多个加速度计，壳体（204）和带（202）。 可扩展显示器（208）可通信地耦合到处理器并且被配置为使用翻转部分，可拆卸部分或弯曲可扩展显示器（208）来扩大显示空间。 带（202）可以包括一个或多个被配置为为可穿戴个人数字设备（200）供电的可再充电电池。 生物特征传感器（220,222）和加速度计提供用于监测用户的健康和活动的数据。 刷卡读卡器（212）被配置为读取支付卡数据。

公开(公告)号：WO2014174399A2

公开(公告)日：2014-10-30

申请号：PCT/IB2014/060554

申请日：2014-04-09

Applicant: ZHOU, Andrew ,  ZHOU, Tiger ,  ZHOU, Dylan

Inventor： ZHOU, Andrew ,  ZHOU, Tiger ,  ZHOU, Dylan

CPC classification number: G09B5/08 ,  G06Q30/02 ,  G06Q30/0209 ,  G06Q30/0273 ,  G09B5/00 ,  G09B5/06 ,  G09B7/02

Abstract: Provided are methods and systems for delivering educational products and services via a cloud massive online open course. Users may access the cloud massive online open course at any point of time using a networked client device. Educational resources are stored on a remote server of a cloud provider and are delivered to users over a network using cloud computing services. Users are also provided with tools for interaction within a cloud education environment. Along the learning process users of the cloud massive online open course may communicate with each other within the cloud education environment and share educational content with each other. Users' learning activity may be graded through online assessment.

Abstract translation: 提供了通过云计算在线开放课程提供教育产品和服务的方法和系统。 用户可以使用联网的客户端设备在任何时间点访问云在线开放课程。 教育资源存储在云提供商的远程服务器上，并通过使用云计算服务的网络传递给用户。 用户还可以在云教育环境中提供交互工具。 沿着学习过程，云中的用户大量在线开放课程可以在云教育环境中相互沟通，并相互分享教育内容。 用户的学习活动可以通过在线评估进行分级。

公开(公告)号：WO2014141076A2

公开(公告)日：2014-09-18

申请号：PCT/IB2014/059640

申请日：2014-03-11

Applicant: ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

Inventor： ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

CPC classification number: G06Q30/0641 ,  G06Q30/00 ,  G06Q30/02 ,  G06Q30/0209 ,  G06Q30/0273

Abstract: Provided is a table tablet computer for facilitating a process of ordering product items and making mobile device payments. The user may select product items via interface of the table tablet computer and send an order request to a merchant. Upon receipt of an order from the merchant, the user may send a check-out request to transfer payment for the order. Once the check-out request has been received, the merchant may transmit an invoice to the table tablet computer. The invoice may include a barcode, which may be scanned by a mobile device, a barcode scanner, an external device, or any other personal digital device of the user. The barcode may encode data associated with the order. The data associated with the order may include payment data of the merchant, the product items, and a total price of the order.

Abstract translation: 提供一种用于促进订购产品项目并使移动设备付款的过程的平板电脑。 用户可以通过台式计算机的接口选择产品项目，并向商家发送订单请求。 在收到商家的订单后，用户可以发送退货请求以转移订单的付款。 收到退房请求后，商家可以向桌面平板电脑发送发票。 发票可以包括可由移动设备，条形码扫描器，外部设备或用户的任何其他个人数字设备扫描的条形码。 条形码可以编码与订单相关联的数据。 与订单相关联的数据可以包括商家的付款数据，产品项目和订单的总价格。

公开(公告)号：WO2014132192A1

公开(公告)日：2014-09-04

申请号：PCT/IB2014/059251

申请日：2014-02-26

Applicant: ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

Inventor： ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

IPC: G06F15/16

CPC classification number: G06F15/163 ,  A63F13/211 ,  A63F13/212 ,  A63F13/332 ,  G06F1/1652 ,  G06F15/0216 ,  G06Q20/102 ,  G06Q20/3223 ,  G06Q30/02 ,  G06Q30/0209 ,  G06Q30/0273 ,  G09G2370/16 ,  G09G2380/02 ,  G09G2380/14

Abstract: Provided is a wearable personal digital (WPD) flexible cloud game, multimedia, communication and computing device, a method for accessing game and multimedia data and performing communications using the WPD flexible cloud game, multimedia, communication and computing device, and a method for facilitating payments using a WPD flexible cloud game, multimedia, communication and computing device. The WPD flexible cloud game, multimedia, communication and computing device comprises a flexible display, a flexible power source, a processor, a memory unit, and a communication circuit. The processor is configured to communicate with a game and multimedia server and a communication server over a network to transfer game, multimedia and communication data, and transmit, upon a user's request, the game, multimedia and communication data to one or more external devices.

Abstract translation: 提供了一种可穿戴个人数字（WPD）灵活的云游戏，多媒体，通信和计算设备，一种访问游戏和多媒体数据以及使用WPD灵活云游戏，多媒体，通信和计算设备进行通信的方法，以及一种促进 支付使用WPD灵活的云游戏，多媒体，通信和计算设备。 WPD灵活云游戏，多媒体，通信和计算设备包括灵活的显示器，灵活的电源，处理器，存储器单元和通信电路。 处理器被配置为通过网络与游戏和多媒体服务器和通信服务器进行通信，以传送游戏，多媒体和通信数据，并且根据用户的请求将游戏，多媒体和通信数据发送到一个或多个外部设备。

公开(公告)号：WO2014041456A1

公开(公告)日：2014-03-20

申请号：PCT/IB2013/058157

申请日：2013-08-30

Applicant: ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

Inventor： ZHOU, Tiger ,  ZHOU, Dylan ,  ZHOU, Andrew

IPC: G06Q40/00

CPC classification number: G06Q30/02 ,  G06Q20/322 ,  G06Q20/3274 ,  G06Q20/3276 ,  G06Q30/06 ,  G07G1/0081

Abstract: Provided are methods and systems for facilitating mobile device payments using codes and cashback business model. Upon installation of an application on a mobile device, a customer may specify his payment information, which may include data on a credit/debit card or a bank checking account. Once the payment information has been specified, the customer may receive a unique code encoding his payment information. The customer may then start scanning product barcodes with his mobile device. To make payment for products, the unique code displayed on a screen of the customer mobile device may be scanned by a payment receiver mobile device. The payment receiver mobile device may further display customer records stored in a database of a payment processing system. Based on the customer records, the customer may be provided with various cashback opportunities, as well as credits and discounts.

Abstract translation: 提供使用代码和现金回扣业务模式促进移动设备支付的方法和系统。 在移动设备上安装应用程序时，客户可以指定他的付款信息，其可以包括信用卡/借记卡或银行支票账户的数据。 一旦指定了支付信息，客户可以收到编码他的付款信息的唯一代码。 然后，客户可以用他的移动设备开始扫描产品条形码。 为了对产品进行支付，可以由支付接收者移动装置扫描在客户移动装置的屏幕上显示的唯一代码。 支付接收者移动设备还可以显示存储在支付处理系统的数据库中的客户记录。 根据客户记录，客户可能会获得各种现金返还机会，以及信用和折扣。