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公开(公告)号：US20240185359A1
公开(公告)日：2024-06-06
申请号：US18443177
申请日：2024-02-15
Inventor： William Simonovich , Kenrick Niedbalski , Sam Yeargin , Benjamin Tarmann , Archy Ntabona , Natalie Smith , Jared Musil , Deborah Taylor , Mary Gonsalves , Brittany Boyer , Jordan Leach , Yohan Santos , Richard Kim , Loubna Fassi , Abdul Wahab
IPC: G06Q40/08 , G06F3/04842 , G06Q10/10 , H04L67/02
CPC classification number: G06Q40/08 , G06F3/04842 , G06Q10/10 , H04L67/02
Abstract: This technology relates to providing a web-based digital claims platform to provide users with a simple and customized experience when filing insurance claims. The platform is enabled by a plurality of back-end application programming interface (API) resources. These API resources are event-driven (e.g., when an “event” associated with the claim occurs, the status of the claim changes and the API is provided with updated information indicative of the change). The platform includes a customized user interface (UI) that tailors the claim experience to a particular user's needs. The customization can be based off of stated user preferences and/or learned user preferences associated with the user's past behavior. A user can perform/request various services through the customized UI's self-service function (e.g., rent a car, find a hotel room, select a repair shop, etc.). Additionally, the customized UI can enable the user upload documents, track claim status, find relevant help topics, etc.
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公开(公告)号：US20240183133A1
公开(公告)日：2024-06-06
申请号：US18459341
申请日：2023-08-31
Inventor： John R. Donovan , Joseph Robert Brannan , Aaron Williams , Jeffrey Wilson Stoiber , Bryan R. Nussbaum , EllaKate LeFebre
IPC: E03B7/07
Abstract: Techniques are described herein for detecting status changes to fluid flow devices. An exemplary computer-implemented method may include (1) receiving, from a sensor disposed proximate to a fluid flow device, a vibration signal; (2) determining a current flow rate within the fluid flow device based upon the vibration signal; (3) detecting a status change of the fluid flow device based upon a comparison between the current flow rate and a prior flow rate; (4) determining a recommended remediation action to adjust the current flow rate to the prior flow rate; and (5) generating an alert signal indicating the status change and the recommended remediation action.
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公开(公告)号：US20240177239A1
公开(公告)日：2024-05-30
申请号：US18431400
申请日：2024-02-02
Inventor： Michael Shawn Jacob , Benjamin D. Schappaugh , William Guthrie , Frank Matthew McCully , Timothy J. Nickel , Brian W. Batronis , Robert D. Rariden
CPC classification number: G06Q40/08 , G06N20/00 , H04L67/535
Abstract: Techniques for providing recommendations of actions for a user to perform to improve efficiency in user interactions with a user interface of a user computing device. An intelligent monitoring (IM) computing system may receive data from a user computing device and may determine user interactions associated with the user interface. The user interactions may include selections, an order associated with the selections, times associated with the selections, and/or other data corresponding to user interaction with a user interface. The IM computing device may be configured to determine a fault (e.g., inefficiency) associated with the user interactions and determine an action for the user to perform to correct the fault. The IM computing device may cause a notification including the action to surface on a display of the user computing device, such as to inform the user of a means by which they can improve efficiency of the user interactions.
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公开(公告)号：US11995717B1
公开(公告)日：2024-05-28
申请号：US18296594
申请日：2023-04-06
Inventor： Benjamin Tarmann , Richard R. Rhodes , Lokesh Awasthy , Denise DeRoeck , Jaime Skaggs , Jacob J. Alt , Shanna L. Phillips , Shyam Tummala , Matthew S. Meierotto , Richard D. Groonwald , Brian J. Hughes
Abstract: A system and computer-implemented method for approving a dynamic mortgage application. In one aspect, the method may include determining a customer is approved for a mortgage and determining a real estate property is mortgage ready, including calculating an appraisal value for the real estate property based upon the information about the real property retrieved from a computer file or memory location/address (such as by using a machine learning or artificial intelligence algorithm). The method may still further include comparing the calculated amount the customer is approved for a mortgage loan with the calculated appraisal value of the real estate property; and approving the mortgage application of the customer for the real estate property when the calculated amount the customer is approved for the mortgage loan meets, or exceeds, the calculated appraisal value of the real estate property.
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公开(公告)号：US20240169720A1
公开(公告)日：2024-05-23
申请号：US18424170
申请日：2024-01-26
Inventor： Emily Suits , David J. Podwojski , Veronca Ann McNear
IPC: G06V20/10 , B64C39/02 , G06F3/04842 , G06F3/04847 , G06F3/04883 , G06F18/22 , G06Q40/08
CPC classification number: G06V20/176 , B64C39/024 , G06F3/04842 , G06F3/04847 , G06F3/04883 , G06F18/22 , G06Q40/08 , G06F2203/04806 , G06F2203/04808 , H04L67/01
Abstract: A computer-implemented method for allowing a user to visualize exposure data to facilitate catastrophe analysis includes receiving a wind speed probabilities data set; selecting a count of policies; generating an exposure map layer; and transmitting the map layer to a client device. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to: receive one or more map layers; display a set of filter criteria; receive an input of a user; and update the map graphical user interface.
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Patent Agency Ranking
公开(公告)号：US20240169283A1
公开(公告)日：2024-05-23
申请号：US18420519
申请日：2024-01-23
Inventor： Jeremy David Dickerson , Matthew Marsh , Garren King , Justin Devore
IPC: G06Q10/0631 , G06F16/332 , G06F16/35 , G06Q40/08
CPC classification number: G06Q10/063112 , G06F16/3329 , G06F16/35 , G06Q40/08
Abstract: Candidate function data can include data for multiple candidate functions that may indicate whether insurance claims are likely to involve certain issues, such as comparative negligence issues. A real-time claim identifier can use the candidate function data to determine, in near real-time, if claim data for a new insurance claim submitted to an insurance company satisfies at least one of the candidate functions. If the claim data satisfies at least one of the candidate functions, the insurance claim can be assigned to a corresponding destination in the insurance company, such as a department that processes comparative negligence claims, for further processing.
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公开(公告)号：US20240167864A1
公开(公告)日：2024-05-23
申请号：US18459334
申请日：2023-08-31
Inventor： John R. Donovan , Joseph Robert Brannan , Aaron Williams , Jeffrey Wilson Stoiber , Bryan R. Nussbaum , EllaKate LeFebre
IPC: G01F23/00 , G06F3/01 , G06F3/04815 , G06T19/00
CPC classification number: G01F23/0007 , G06F3/011 , G06F3/04815 , G06T19/00 , B64U10/00
Abstract: Techniques for detecting water hazard conditions proximate to a structure are disclosed herein. An exemplary computer-implemented method may include receiving, from a sensor disposed proximate to the structure, a water level signal, and determining a water level proximate to the structure based upon the water level signal. The exemplary computer-implemented method may further include detecting, by executing a water hazard model, a water hazard condition based upon the water level proximate to the structure, and determining (i) a recommended mitigation action to mitigate damage to the structure from the water hazard condition and (ii) a cause of the water hazard condition. The exemplary computer-implemented method may further include generating an alert signal indicating the water hazard condition and the recommended mitigation action.
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158.发明授权公开(公告)号：US11989788B2
公开(公告)日：2024-05-21
申请号：US18142641
申请日：2023-05-03
Inventor： Nicholas Carmelo Marotta , Jd Johnson Willingham , Stacee Madsen , Jared Wheet , Laura A. Uphoff , Paul Bates , Austin Rowley , Michael Scott Harrison
IPC: G06Q40/08 , G01S7/48 , G01S17/89 , G01S17/894 , G05B15/02 , G06Q50/16 , G06V20/10 , G06V20/17 , G06V20/20 , B64C39/02 , B64U101/30 , G06Q10/087 , H04L67/12
CPC classification number: G06Q40/08 , G01S7/4802 , G01S17/89 , G01S17/894 , G05B15/02 , G06Q50/16 , G06V20/17 , G06V20/176 , G06V20/20 , B64C39/024 , B64U2101/30 , G06Q10/087 , H04L67/12
Abstract: The following relates generally to light detection and ranging (LIDAR). In some embodiments, a homeowners insurance quote is produced based upon data received from a LIDAR camera. For instance, in some embodiments, a system: receives light detection and ranging (LIDAR) data generated from one or more LIDAR cameras; analyzes the LIDAR data to determine or identify one or more features or characteristics of a home; and generates an electronic homeowners insurance quote based upon, at least in part, the one or more features or characteristics of the home determined or identified from the LIDAR data.
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159.发明授权公开(公告)号：US11989759B2
公开(公告)日：2024-05-21
申请号：US17826250
申请日：2022-05-27
Inventor： Brian Mark Fields , Lee Marvin John Assam
CPC classification number: G06Q30/0278 , G06Q40/08
Abstract: Disclosed systems and methods incorporate machine learning to assess damage to vehicles. An example method includes: accessing image data representing one or more digital images of damage to a vehicle; selecting, using one or more processors, an applicable machine learning algorithm from a plurality of different trained machine learning algorithms, wherein the plurality of different machine learning algorithms are trained for respective different combinations of one or more of vehicle make, vehicle model, vehicle year, or area of damage; processing the image data, with the applicable machine learning algorithm using one or more processors, to determine assessed damage for the vehicle; accessing actual damage information for the vehicle; determining, using one or more processors, differences between the actual damage and the assessed damage; and iterating, using one or more processors, the applicable machine learning algorithm based on the differences to improve its damage assessment accuracy.
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公开(公告)号：US20240163290A1
公开(公告)日：2024-05-16
申请号：US18421813
申请日：2024-01-24
Inventor： Vaidya Balasubramanian Pillai , Gregory Debo
IPC: H04L9/40 , G06F11/34 , G06F21/60 , G06F21/62 , H04L67/306
CPC classification number: H04L63/102 , G06F11/3476 , G06F21/604 , G06F21/6218 , H04L67/306 , G06F2221/2141
Abstract: A system for data security includes a processor and a computer-readable storage medium having instructions stored thereon that cause the processor to perform operations including: (i) logging data access events initiated by a user; (ii) generating a user profile of the user, the user profile including a size and a type of data accessed by each data access event; (iii) receiving a new data access event initiated by the user including a size and a type of data requested by the new data access event; (iv) comparing the size and the type of the requested data of the new data access event to the user profile; (v) determining that the new data access event initiated by the user does not correspond to the data included in the user profile; (vi) restricting the requested data associated with the new data access event; and (vii) transmitting the restricted data to the user.
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