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公开(公告)号：US20250005399A1
公开(公告)日：2025-01-02
申请号：US18733757
申请日：2024-06-04
Applicant: Digital Consolidation, Inc.
Inventor： David Leigh DONOHO , Matan GAVISH
Abstract: The invention relates to information representation, exchange, validation, and utilization. Embodiments of the invention enable a fully digital shared information reality: an information fabric, in which unlimited numbers of participants can all permanently access (with access controls) information objects that all participants can trust and verify, according to a universal set of protocols that are logically complete, address all stages of information exchange, and enable convincing, persuasive user experience. We disclose foundational embodiments that include methods to properly record, store, communicate and display information in digital form; computational verification and validation of information; and foundational concepts in human-information interaction. The invention teaches that by using unique digital objects, numerous difficulties and inefficiencies in state-of-the-art information exchange are overcome, and the next stage of digital transformation is enabled. Embodiments discussed include Next-Generation Digital Documents, Universal User Interface and Application Programming Interface for physical objects and devices, and user-friendly digital signatures.
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公开(公告)号：US12182880B1
公开(公告)日：2024-12-31
申请号：US18303954
申请日：2023-04-20
Inventor： John C. Hopkins , William J. Cunningham , David P. Dixon
Abstract: Vehicle inspection systems and methods are disclosed. A system disclosed includes a frame configured to be mounted to a vehicle, wherein the frame comprises an extendable arm. The system also includes at least one camera for taking imagery of a damaged vehicle at an accident scene in support of a damage assessment, wherein the at least one camera is coupled with the extendable arm. The system also includes at least one damage filter associated with the at least one camera. The damage filter creates filtered imagery based on the imagery of the damaged vehicle.
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公开(公告)号：US12182878B2
公开(公告)日：2024-12-31
申请号：US18214692
申请日：2023-06-27
Applicant: Mobileye Vision Technologies Ltd.
Inventor： Shai Shalev-Shwartz , Amnon Shashua , Shaked Shammah
IPC: G06Q40/08 , B60W10/04 , B60W10/18 , B60W10/20 , B60W30/09 , B60W30/095 , B60W30/18 , B60W60/00 , G01C21/34 , G01C21/36 , G05D1/00 , G06Q10/00 , G07C5/02 , G07C5/08 , G08G1/16
Abstract: Systems and methods are provided for navigating a host vehicle. In one implementation, a system may include a processing device configured to receive an image acquired by an image capture device; determine a planned navigational action for accomplishing a navigational goal of the host vehicle; analyze the at least one image to identify a first target vehicle ahead of the host vehicle and a second target vehicle ahead of the first target vehicle; determine a next-state distance between the host vehicle and the second target vehicle that would result if the planned navigational action was taken; determine a stopping distance for the host vehicle based on a maximum braking capability of the host vehicle and a current speed of the host vehicle; and cause the vehicle to implement the planned navigational action if the stopping distance is less than the determined next-state distance.
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公开(公告)号：US20240428343A1
公开(公告)日：2024-12-26
申请号：US18828537
申请日：2024-09-09
Applicant: PATTY, LLC
Inventor： Seth Cohen , Luis Silvestre
Abstract: Autonomous solution for connecting a user to a live agent. Language input is received from the user during a communication session. The input is interpreted using artificial intelligence, and language responses are generated based on user-specific parameters. The available human agents are scanned to find one that offers the relevant products or services. A transfer to that agent is initiated during the session. The interpretation of the language input includes determining a vector in multi-dimensional space that represent the sentiment and tone of the input. The generation of language responses includes providing prompts for information about products or services that might interest the user and determining their applicability based on predefined criteria. Additionally, the user-specific parameters are adjusted in response to the vector in multi-dimensional space.
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35.发明授权公开(公告)号：US12175540B2
公开(公告)日：2024-12-24
申请号：US17953140
申请日：2022-09-26
Applicant: Allstate Insurance Company
Inventor： Jennifer A. Brandmaier , Mark E. Faga , Robert H. Johnson , Daniel Koza , William Loo , Clint J. Marlow , Kurt Stricker
Abstract: Systems and methods provide for an automated system for analyzing damage to process claims and pre-claim consultations associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. In addition, the server may interface with third party entities such as repair shops and may generate a payment for compensating a claimant for repair of the insured item.
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Patent Agency Ranking
公开(公告)号：US12175480B1
公开(公告)日：2024-12-24
申请号：US18317305
申请日：2023-05-15
Inventor： David Patrick Dixon
IPC: G06Q40/08 , G06Q10/0635 , G06Q10/10 , G06Q30/016 , G06Q30/018 , G10L15/183 , H04W4/029
Abstract: Technology for determining an insurance fraud risk associated with a user comprises receiving, at an enterprise, a call or a chat from a user device associated with the user. Data associated with the call or the chat is analyzed to determine if at least one factor indicating fraud is present. A weighted level of possible fraud associated with the at least one factor is determined. The weighted level of possible fraud is compared to at least one weight threshold. The user is identified as an increased fraud risk based on the weighted level of possible fraud meeting or exceeding the at least one weight threshold.
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公开(公告)号：US12175477B1
公开(公告)日：2024-12-24
申请号：US17827587
申请日：2022-05-27
Inventor： Christopher E. Flores , Jennifer M. Chandler-Bradley , Elena M. Carrasco , Keegan P. Hayes , Nikhil Dama , Yibin Xu , Neetu Jain
IPC: G06Q30/018 , G06Q40/08
Abstract: A non-fungible token (NFT) representing title to property may be received. A search of the title to the property may be conducted. A title confidence may be determined based on the search of the title to the property. A premium may be determined based on the title confidence. The premium may be redetermined based on changes to the title confidence.
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38.发明申请公开(公告)号：US20240420245A1
公开(公告)日：2024-12-19
申请号：US18816233
申请日：2024-08-27
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q40/08 , G06Q10/20 , G06Q20/10 , G06Q30/0201 , G06Q30/0207 , G06Q30/0282 , G06Q40/02 , G06Q50/40 , G07C5/00 , G07C5/08 , G10L15/18
Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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39.发明申请公开(公告)号：US20240420042A1
公开(公告)日：2024-12-19
申请号：US18818602
申请日：2024-08-29
Applicant: 9 REALMS CO.
Inventor： KUN LIU , XIAOQING WU , CHAORAN YANG , TIANWU ZANG
IPC: G06Q10/0631 , G06Q10/02 , G06Q40/08
Abstract: The present application provides a method and apparatus for dispatching UAV inspectors, a computer device, and a storage medium. The method includes: receiving order information and obtaining personal data of pilots, wherein a service terminal of an insurance company responds to underwriting or claims request initiated by a target user, obtains order information of the target user and contract information between the insurance company and an inspection party, verifies qualification of the inspection party based on the contract information between the insurance company and the inspection party and basic information of an object to be inspected, and if verification is passed, sends the order information to a server end of the inspection party; performing pilot selection based on the order information and the personal data of pilots to generate dispatch information; sending the dispatch information to a user terminal of a pilot corresponding to the dispatch information.
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公开(公告)号：US20240411782A1
公开(公告)日：2024-12-12
申请号：US18813698
申请日：2024-08-23
Applicant: Assured Insurance Technologies, Inc.
Inventor： Theo Patt , Justin Lewis-Weber
IPC: G06F16/28 , G06F3/0481 , G06Q40/08
Abstract: A computing system receives a trigger from a computing device of a user, the trigger indicating that the claimant has experienced a personal injury. The system provides an injury interface for display on the computing device of the user, enabling the user to provide injury information corresponding to the personal injury. The system utilizes inputs provided by the user to generate a simulation of the injury event.
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