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公开(公告)号：US10834360B1
公开(公告)日：2020-11-10
申请号：US16242206
申请日：2019-01-08
Inventor： Rebecca A. Little , Bryan R. Nussbaum , Deanna L. Stockweather , Nathan C. Summers , An Ho , Vicki King
Abstract: Systems and methods for facilitating virtual collaboration between users within virtual environments are disclosed. A plurality of users access a collaborative virtual environment system using interface devices to establish a virtual collaboration session in which users communicate via a bidirectional real-time communication channel and interact within a virtual environment. Annotations or other user interactions within the virtual environment are automatically propagated to each user in the virtual collaboration session in order to facilitate collaboration. Data from such virtual collaboration sessions may be captured for later use.
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公开(公告)号：US20250013790A1
公开(公告)日：2025-01-09
申请号：US18897331
申请日：2024-09-26
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breiweiser , Robert Gomez , Shelia Cummings Smith
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations. A node may receive a transaction indicative of a settlement condition of a smart contract being satisfied. Accordingly, the transaction may be compiled into a block of a blockchain and routed to the smart contract. The smart contract may direct a node to transfer funds in accordance with the payment obligations.
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公开(公告)号：US12190389B2
公开(公告)日：2025-01-07
申请号：US18202365
申请日：2023-05-26
Inventor： Ronny S. Bryant , Stacie A. McCullough , Mitchell J. Hill , Jacob J. Alt , Jaime Skaggs , Shawn M. Call , Eric Bellas , Vicki King , Melinda Teresa Magerkurth
IPC: G06Q40/08 , B60W50/00 , G06F16/182 , G06F16/27 , G06Q10/10 , G06Q20/38 , G06Q30/0283 , G06Q30/0601 , G06Q50/163 , G07C5/00 , G07C5/08 , G16H10/60 , H04L9/06 , H04L9/32 , H04L12/28 , H04L67/1061 , H04L67/12 , H04W4/40 , G06F16/903 , H04L9/00
Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for tracking changes for a user. Example methods may include implementing one or more servers, each of the one or more servers maintaining a copy of a distributed ledger; detecting a change in a policy or claim status for a user; responding to the detection of the change, including: (i) generating, via a server of the one or more servers, a transaction record for the distributed ledger including data corresponding to the change; (ii) generating a hash value representative of at least the transaction record using at least a generated nonce value; and (iii) storing the transaction record and the hash value to each copy of the distributed ledger at the one or more servers; and performing a function based upon the transaction record stored to the distributed ledger.
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公开(公告)号：US12088692B2
公开(公告)日：2024-09-10
申请号：US17989850
申请日：2022-11-18
Inventor： William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
IPC: H04L29/06 , G06F16/901 , G06F21/60 , G06Q10/10 , G06Q10/20 , G06Q30/018 , G06Q30/02 , G06Q40/02 , G06Q40/03 , G06Q40/08 , G07C5/00 , G07C5/08 , H04L9/06 , H04L9/30 , H04L9/32 , G01C22/00 , H04L9/00
CPC classification number: H04L9/0637 , G06F16/9027 , G06F21/602 , G06Q10/10 , G06Q10/20 , G06Q30/018 , G06Q30/0278 , G06Q40/02 , G06Q40/03 , G06Q40/08 , G07C5/006 , G07C5/008 , G07C5/0808 , G07C5/0816 , G07C5/085 , H04L9/30 , H04L9/3239 , G01C22/00 , G06Q2220/00 , H04L9/3236 , H04L9/3247 , H04L9/50 , H04L2209/84
Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to the lifecycle of a vehicle associated with a Vehicle Identification Number (VIN), or other vehicle identifier. For example, the VIN lifecycle process may be used to ensure the transferability of title, including when information relevant to transferability is not easily determinable, such as after a collision occurs. The systems and methods may include the reception of a mileage report corresponding to a vehicle and updating a blockchain to associate the vehicle with mileage information. The systems and methods described herein may allow for using a blockchain which gives the option for private information, and permissioned participants in the blockchain. In particular, the systems and methods allow for a distributed consensus amongst businesses, consumers, and authorities, as to the validity of information and transactions stored on the blockchain.
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公开(公告)号：US20240281888A1
公开(公告)日：2024-08-22
申请号：US18204533
申请日：2023-06-01
Inventor： Brian Mark Fields , Nathan L. Tofte , Joseph Robert Brannan , Vicki King , Justin Davis
CPC classification number: G06Q40/08 , G06N3/006 , G06N5/022 , G10L15/063 , G10L15/1815 , G10L15/22 , G10L15/30 , G06Q50/26 , G10L2015/228
Abstract: The following relates generally to using AI and/or ML to build and/or present an insurance contract. In some embodiments, one or more processors: (1) receive, with an AI chatbot of the one or more processors, an input statement; (2) determine, with the AI chatbot, from the received input statement, a type of insurance policy, wherein the type of insurance policy comprises a homeowners insurance policy, a renters insurance policy, an auto insurance policy, a life insurance policy, a disability insurance policy, and/or an umbrella insurance policy; (3) build, with the AI chatbot, an insurance contract based upon the type of insurance policy; and/or (4) present, via the AI chatbot, the insurance contract to the potential insurance customer.
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Patent Agency Ranking
公开(公告)号：US20240095846A1
公开(公告)日：2024-03-21
申请号：US18521151
申请日：2023-11-28
Inventor： Shawn M. Call , Jaime Skaggs , Eric Bellas , Douglas A. Graff , William J. Leise , Vicki King , Jacob J. Alt , Eric R. Moore , Stacie A. McCullough
IPC: G06Q40/08
CPC classification number: G06Q40/08 , G06Q20/0655
Abstract: A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration. Evidence regarding the value of the subrogation claim is sent to the shared ledger by the parties to the subrogation claim such as sending data to a smart contract deployed on the shared ledger. The parties to the subrogation claim or entities that are not parties to the subrogation claim may broadcast data relating to fault to the blockchain. The data relating to fault may be evaluated by the parties or entities acting on the parties' behalf to determine fault. A fault determination may be broadcast to the blockchain based upon the analysis of the data relating to fault. Once the claim is resolved, arbitrator may release funds on the chain to the prevailing party or may accept confirmation that any payments have been made between the parties off-chain.
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公开(公告)号：US20230421725A1
公开(公告)日：2023-12-28
申请号：US18244507
申请日：2023-09-11
Inventor： Rebecca A. Little , Nathan C. Summers , Deanna L. Stockweather , An Ho , Bryan R. Nussbaum , Vicki King
CPC classification number: H04N7/157 , G06T19/003 , G06Q50/163 , G06F16/29
Abstract: Systems and methods for facilitating virtual collaboration between users within virtual environments are disclosed. A plurality of users access a collaborative virtual environment system using interface devices to establish a virtual collaboration session in which users communicate via a bidirectional real-time communication channel and interact within a virtual environment. Annotations or other user interactions within the virtual environment are automatically propagated to each user in the virtual collaboration session in order to facilitate collaboration. Data from such virtual collaboration sessions may be captured for later use.
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公开(公告)号：US20230410575A1
公开(公告)日：2023-12-21
申请号：US17887214
申请日：2022-08-12
Inventor： Ryan Gross , Matthew S. Megyese , Joseph P. Harr , Scott Thomas Christensen , Vicki King , Shawn Harbaugh
CPC classification number: G07C5/0816 , B60L58/16 , G06K7/1417 , G07C2205/02 , G07C5/0841
Abstract: A computer-implemented method in a mobile computing device for tracking health and usage of electric vehicle (EV) batteries using Quick Response (QR) codes (or NFC or RFID tags) is provided. The method may include (1) capturing, by a camera associated with a mobile computing device, an image of a tag affixed to an EV; (2) analyzing the image of the tag affixed to the EV; (3) identifying, by the one or more processors of the mobile computing device, the EV based upon analyzing the image of the tag affixed to the EV; (4) determining vehicle battery data associated with a rechargeable battery that powers the identified EV; (5) determining based upon the vehicle battery data associated with the rechargeable battery that powers the identified EV, a battery status indication corresponding to the identified EV; and/or (6) providing, via a user interface, the battery status indication corresponding to the identified EV.
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59.发明公开公开(公告)号：US20230399024A1
公开(公告)日：2023-12-14
申请号：US17947677
申请日：2022-09-19
Inventor： Ryan Michael Gross , Matthew S. Megyese , Joseph P. Harr , Scott Thomas Christensen , Vicki King , Shawn Renee Harbaugh
CPC classification number: B60W60/0023 , G01C21/3469 , G01C21/3461 , B60L58/16 , B60W2510/18
Abstract: A computer-implemented method of predicting and providing an efficient driving route for an electric vehicle (EV) based upon battery health impact includes (i) receiving geographical telematics data; (ii) generating one or more driving routes for the electric vehicle based upon at least the geographical telematics data; (iii) predicting a projected battery health impact on a battery of the electric vehicle for each driving route of the one or more driving routes, wherein the projected battery health impact for each driving route is based at least upon geographical characteristics of the driving route; (iv) determining one or more battery-efficient driving route recommendations based upon at least the projected battery health impact for each driving route; and/or (v) providing the one or more battery-efficient driving route recommendations to a user.
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公开(公告)号：US20230385940A1
公开(公告)日：2023-11-30
申请号：US18231636
申请日：2023-08-08
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
Abstract: Systems and methods are disclosed for creating, maintaining, and interacting with a distributed ledger for VIN recordkeeping related to a particular vehicle. The systems and methods include the use of smart contracts, and receiving information about the vehicle, such as a description of the vehicle, whether the vehicle is covered by insurance, financial information related to the vehicle, and any maintenance data about the vehicle. This information may be used to create a distributed ledger for the particular vehicle, and during the vehicle's lifetime events related to the vehicle may be recorded in the distributed ledger.
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