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公开(公告)号：US12112356B2
公开(公告)日：2024-10-08
申请号：US17546156
申请日：2021-12-09
Applicant: BANK OF AMERICA CORPORATION
Inventor： Cameron Darnell Wadley , Katherine Kei-Zen Dintenfass , Robert Nyeland Huggins , Jinna Zevulun Kim
CPC classification number: G06Q30/0278 , G06N20/00 , G06Q2220/00
Abstract: Systems, computer program products, and methods are described herein for intelligent assessment models for non-fungible electronic resources. The present invention is configured to receive, from a user input device, a request to value a non-fungible token (NFT) of a resource, wherein the NFT is recorded in a distributed ledger; retrieve, using a valuation engine, one or more attributes associated with the NFT from one or more metadata layers of the NFT; initiate a machine learning model on the one or more attributes associated with the NFT; predict, using the machine learning model, a value of the NFT; and transmit control signals configured to cause the user input device to display the value of the NFT.
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2.发明公开公开(公告)号：US20240078624A1
公开(公告)日：2024-03-07
申请号：US17902361
申请日：2022-09-02
Applicant: BANK OF AMERICA CORPORATION
CPC classification number: G06Q50/205 , G06Q10/06398 , H04L67/12
Abstract: Systems, computer program products, and methods are described herein for generating and training a module selection engine for distribution allocation in a network environment. The present invention is configured to receive a subordinate user account identifier associated with a subordinate user account; determine a supervisor user account identifier associated with the subordinate user account identifier; apply a module selection engine to the subordinate user account identifier, wherein the module selection engine determines a plurality of modules to present to the subordinate user based on the subordinate user account identifier; generate, by the module selection engine, a plurality of module interface components; transmit the plurality of module interface components to a user device associated with the subordinate user account; and determine a plurality of module completion statuses for each module of the plurality of module interface components.
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公开(公告)号：US12248825B2
公开(公告)日：2025-03-11
申请号：US18649838
申请日：2024-04-29
Applicant: BANK OF AMERICA CORPORATION
Inventor： Katherine Kei-Zen Dintenfass , Christine D. Black , Jinna Zevulun Kim , Andrea Robinette , Jo-Ann Taylor , Vijaya L. Vemireddy
Abstract: Systems, computer program products, and methods are described herein for processing of event data real time in an electronic communication via an artificial intelligence engine. The present invention is configured to electronically receive an electronic communication from a user to an entity, identify event data associated with the user, identify an inflection level and a language attribution level from the electronic communication by processing the electronic communication with an input recognition engine, form a categorization level by categorizing the electronic communication comprising the inflection level and the language attribution level using an artificial intelligence engine, and route the electronic communication to a designated group containing users associated with the entity and/or an artificial intelligence-based dialogue resolution.
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公开(公告)号：US12143375B2
公开(公告)日：2024-11-12
申请号：US17888125
申请日：2022-08-15
Applicant: BANK OF AMERICA CORPORATION
Inventor： Katherine Kei-Zen Dintenfass , Sandra Ann Breece
IPC: H04L9/40
Abstract: The present invention is configured to track a resource input distribution to a first user account; receive a third party distribution request from the first user account, the third party distribution request comprising at least a portion of the resource input distribution; and authenticate a third party associated with the third party distribution request, the authentication of the third party comprising a comparison of the third party against a trusted third party distribution set, wherein, in an instance where the third party matches at least one trusted third party of the trusted third party distribution set, allow a third party distribution associated with the third party distribution request.
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公开(公告)号：US20230231894A1
公开(公告)日：2023-07-20
申请号：US17578628
申请日：2022-01-19
Applicant: Bank of America Corporation
IPC: H04L65/403 , H04L65/1089 , G06F40/166 , G06F40/40 , G06F21/31
CPC classification number: H04L65/403 , H04L65/1089 , G06F40/166 , G06F40/40 , G06F21/31
Abstract: A system for conducting multi-session user interactions accesses a first interaction session between the user and a first entity, where the first interaction session is via a first communication channel. The system determines first context information associated with the first interaction session, where the first context information associated with the first interaction session comprises a summary associated with the first interaction session. The system generates a token identifier (ID) uniquely identifying the user and the first context information. The system associates the token ID to the user interaction information. The system accesses a second interaction session between the user and a second entity, wherein the second interaction session is via a second communication channel. The system authenticates the user based at least in part upon the token ID. The system communicates the first context information associated with the first interaction session to the second entity.
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Patent Agency Ranking
公开(公告)号：US12164758B2
公开(公告)日：2024-12-10
申请号：US17901535
申请日：2022-09-01
Applicant: BANK OF AMERICA CORPORATION
Inventor： Katherine Kei-Zen Dintenfass , Christine D. Black , Jinna Zevulun Kim , Jo-Ann Taylor , Vijaya L. Vemireddy
IPC: G06F3/04845 , G06F11/34
Abstract: Embodiments of the present invention provide a system for dynamically configuring graphical user interface based on tracking response to interface components. The system is configured for determining that a user has accessed an entity application via a user device, presenting a graphical user interface associated with the entity application to the user on the user device, wherein the graphical user interface comprises one or more interface components, monitoring and capturing response of the user via the user device based on presenting the graphical user interface, gauging the response of the user via an artificial intelligence engine, and dynamically configuring the graphical user interface based on gauging the response of the user.
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7.发明公开公开(公告)号：US20240289192A1
公开(公告)日：2024-08-29
申请号：US18649838
申请日：2024-04-29
Applicant: BANK OF AMERICA CORPORATION
Inventor： Katherine Kei-Zen Dintenfass , Christine D. Black , Jinna Zevulun Kim , Andrea Robinette , Jo-Ann Taylor , Vijaya L. Vemireddy
CPC classification number: G06F9/542 , G06F9/3836 , G06F9/5027
Abstract: Systems, computer program products, and methods are described herein for processing of event data real time in an electronic communication via an artificial intelligence engine. The present invention is configured to electronically receive an electronic communication from a user to an entity, identify event data associated with the user, identify an inflection level and a language attribution level from the electronic communication by processing the electronic communication with an input recognition engine, form a categorization level by categorizing the electronic communication comprising the inflection level and the language attribution level using an artificial intelligence engine, and route the electronic communication to a designated group containing users associated with the entity and/or an artificial intelligence-based dialogue resolution.
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8.发明公开公开(公告)号：US20240073154A1
公开(公告)日：2024-02-29
申请号：US17898933
申请日：2022-08-30
Applicant: BANK OF AMERICA CORPORATION
Inventor： Katherine Kei-Zen Dintenfass , Jinna Zevulun Kim , Jennifer Tiffany Renckert , Vijaya L. Vemireddy
CPC classification number: H04L47/781 , H04L47/801 , H04L47/822
Abstract: Systems, computer program products, and methods are described herein for real-time adjustment of resource allocation based on usage mapping via an artificial intelligence engine. The present invention is configured to receive a data transmission from a plurality of user devices, wherein the data transmission comprises resource usage data and user data; receive, from a plurality of distributed computing systems, resource allocation data; convert the resource allocation data and resource usage data to a standardized format; generate, via an artificial intelligence engine, a predicted networked interaction and a success score associated with the networked interaction; determine that the success score is above a predetermined threshold value; automatically generate a message identifying the networked interaction; and transmit the message in real time to at least one distributed computing system of the plurality of distributed computing systems, wherein the at least one distributed computing system is associated with the networked interaction.
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公开(公告)号：US20240056432A1
公开(公告)日：2024-02-15
申请号：US17888125
申请日：2022-08-15
Applicant: BANK OF AMERICA CORPORATION
Inventor： Katherine Kei-Zen Dintenfass , Sandra Ann Breece
IPC: H04L9/40
CPC classification number: H04L63/062 , H04L63/0853
Abstract: Systems, computer program products, and methods are described herein for tracking, authenticating, and generating resource distributions to trusted entities in a network environment. The present invention is configured to track a resource input distribution to a first user account; receive a third party distribution request from the first user account, the third party distribution request comprising at least a portion of the resource input distribution; and authenticate a third party associated with the third party distribution request, the authentication of the third party comprising a comparison of the third party against a trusted third party distribution set, wherein, in an instance where the third party matches at least one trusted third party of the trusted third party distribution set, allow a third party distribution associated with the third party distribution request.
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公开(公告)号：US20230186353A1
公开(公告)日：2023-06-15
申请号：US17546156
申请日：2021-12-09
Applicant: BANK OF AMERICA CORPORATION
Inventor： Cameron Darnell Wadley , Katherine Kei-Zen Dintenfass , Robert Nyeland Huggins , Jinna Zevulun Kim
CPC classification number: G06Q30/0278 , G06N20/00 , G06Q2220/00
Abstract: Systems, computer program products, and methods are described herein for intelligent assessment models for non-fungible electronic resources. The present invention is configured to receive, from a user input device, a request to value a non-fungible token (NFT) of a resource, wherein the NFT is recorded in a distributed ledger; retrieve, using a valuation engine, one or more attributes associated with the NFT from one or more metadata layers of the NFT; initiate a machine learning model on the one or more attributes associated with the NFT; predict, using the machine learning model, a value of the NFT; and transmit control signals configured to cause the user input device to display the value of the NFT.
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