Methods and systems to remotely issue proximity payment devices
    1.
    发明授权
    Methods and systems to remotely issue proximity payment devices 有权
    远程发送接近支付设备的方法和系统

    公开(公告)号:US08752770B2

    公开(公告)日:2014-06-17

    申请号:US12543849

    申请日:2009-08-19

    IPC分类号: G06K9/00

    摘要: Pursuant to some embodiments, methods, apparatus, systems, devices, and means for issuing a payment device from a remote dispensing device are provided which include receiving a request to purchase a payment device from the remote dispensing device, the request including a load amount. Device information is read from a pre-personalized payment device in the remote dispensing device, and a request is made to an issuer of the pre-personalized payment device, for personalization data to personalize the pre-personalized payment device. In some embodiments, the request is sent over a secure authenticated session established between a module of the dispensing device and the issuer. The personalization data is loaded in the pre-personalized payment device to create a personalized payment device, and the personalized payment device is dispensed for use by a consumer.

    摘要翻译: 根据一些实施例,提供了用于从远程分配设备发出支付设备的方法,设备,系统,设备和装置,其包括从远程分配设备接收购买支付设备的请求,该请求包括负载量。 从远程分配设备中的预先个性化的支付设备读取设备信息,并且向预先个性化的支付设备的发行者请求个性化数据以个性化预先个性化的支付设备。 在一些实施例中,通过在分配装置的模块和发行者之间建立的安全认证会话来发送请求。 个性化数据被加载在预先个性化的支付设备中以创建个性化支付设备,并且个性化支付设备被分配供消费者使用。

    METHODS AND SYSTEMS TO REMOTELY ISSUE PROXIMITY PAYMENT DEVICES
    2.
    发明申请
    METHODS AND SYSTEMS TO REMOTELY ISSUE PROXIMITY PAYMENT DEVICES 有权
    远程发送临时付款设备的方法和系统

    公开(公告)号:US20100044433A1

    公开(公告)日:2010-02-25

    申请号:US12543849

    申请日:2009-08-19

    IPC分类号: G06F7/00

    摘要: Pursuant to some embodiments, methods, apparatus, systems, devices, and means for issuing a payment device from a remote dispensing device are provided which include receiving a request to purchase a payment device from the remote dispensing device, the request including a load amount. Device information is read from a pre-personalized payment device in the remote dispensing device, and a request is made to an issuer of the pre-personalized payment device, for personalization data to personalize the pre-personalized payment device. In some embodiments, the request is sent over a secure authenticated session established between a module of the dispensing device and the issuer. The personalization data is loaded in the pre-personalized payment device to create a personalized payment device, and the personalized payment device is dispensed for use by a consumer.

    摘要翻译: 根据一些实施例,提供了用于从远程分配设备发出支付设备的方法,设备,系统,设备和装置,其包括从远程分配设备接收购买支付设备的请求,该请求包括负载量。 从远程分配设备中的预先个性化的支付设备读取设备信息,并且向预先个性化的支付设备的发行者请求个性化数据以个性化预先个性化的支付设备。 在一些实施例中,通过在分配装置的模块和发行者之间建立的安全认证会话来发送请求。 个性化数据被加载在预先个性化的支付设备中以创建个性化支付设备,并且个性化支付设备被分配供消费者使用。

    Optical data path systems
    5.
    发明授权
    Optical data path systems 有权
    光数据路径系统

    公开(公告)号:US08472808B2

    公开(公告)日:2013-06-25

    申请号:US12898798

    申请日:2010-10-06

    IPC分类号: H04B10/12 H04J14/02 H04J14/00

    摘要: This disclosure is directed to optical data path systems that enable unidirectional and bidirectional transmission of optical signals between nodes of a multi-node system such as a multiprocessor system. In one aspect, an optical data path system includes an optical device layer connected to nodes of a multi-node system and a controller. The optical device layer includes a waveguide network of waveguide branches optically connecting each node of the multi-node system to every other node of the multi-node system, resonators disposed adjacent to the waveguide branches, and detectors disposed adjacent to waveguide branches of the waveguide network. Each detector is electronically connected to a node of the multi-node system. The resonators are operated by the controller to control the path of optical signals sent between the nodes of the multi-node system.

    摘要翻译: 本公开涉及能够在诸如多处理器系统的多节点系统的节点之间实现光信号的单向和双向传输的光数据路径系统。 一方面,光学数据路径系统包括连接到多节点系统的节点和控制器的光学设备层。 光学器件层包括波导管路的波导网络,其将多节点系统的每个节点与多节点系统的每个其他节点光学连接,邻近波导支路设置的谐振器以及邻近波导管的波导分支设置的检测器 网络。 每个检测器电连接到多节点系统的节点。 谐振器由控制器操作以控制在多节点系统的节点之间发送的光信号的路径。

    PAYMENT APPARATUS AND METHOD
    6.
    发明申请
    PAYMENT APPARATUS AND METHOD 审中-公开
    付款方式及方法

    公开(公告)号:US20130024363A1

    公开(公告)日:2013-01-24

    申请号:US13454728

    申请日:2012-04-24

    IPC分类号: G06Q20/08

    摘要: Techniques are provided for updating an offline parameter of a payment device having an online-capable application and a primarily offline application. The offline parameter can be a counter reflective of an offline spending balance. The same parameter can be shared between the applications, or cross-application visibility of the parameter can be provided. When a requirement to update the offline parameter is determined, the offline parameter can be updated substantially contemporaneously with an online transaction. The updates can be transparent to the user, allowing substantial duplication of the debit card and/or credit card experience with an offline payment device.

    摘要翻译: 提供了用于更新具有在线能力应用和主要脱机应用的支付设备的离线参数的技术。 脱机参数可以反映离线支出余额。 可以在应用程序之间共享相同的参数,也可以提供参数的跨应用程序可见性。 当确定更新离线参数的要求时,离线参数可以与在线交易基本同时更新。 这些更新对于用户来说可以是透明的,从而允许用离线支付设备大量重复借记卡和/或信用卡体验。

    TECHNIQUES FOR TRANSACTION ADJUSTMENT
    7.
    发明申请
    TECHNIQUES FOR TRANSACTION ADJUSTMENT 有权
    交易调整技术

    公开(公告)号:US20120072344A1

    公开(公告)日:2012-03-22

    申请号:US13304589

    申请日:2011-11-25

    IPC分类号: G06Q40/00

    摘要: Techniques are provided for transaction adjustment. A payment device, having an offline balance, is presented to an offline terminal in connection with a putative transaction. If an irregularity with the putative transaction is detected, the offline balance is adjusted responsive to the detection. In one aspect of the invention, such adjustment can be carried out, via offline-terminal interaction, substantially without the use of a security module and cryptographic keys in the offline terminal.

    摘要翻译: 技术提供交易调整。 具有离线余额的支付设备与假定交易相关联地呈现给离线终端。 如果检测到违规事项,则根据检测结果调整离线余额。 在本发明的一个方面,这样的调整可以通过离线终端交互来实现,而不需要在离线终端中使用安全模块和密码密钥。

    Techniques for transaction adjustment
    8.
    发明授权
    Techniques for transaction adjustment 有权
    交易调整技术

    公开(公告)号:US08090654B2

    公开(公告)日:2012-01-03

    申请号:US11684226

    申请日:2007-03-09

    IPC分类号: G06Q40/00

    摘要: Techniques are provided for transaction adjustment. A payment device, having an offline balance, is presented to an offline terminal in connection with a putative transaction. If an irregularity with the putative transaction is detected, the offline balance is adjusted responsive to the detection. In one aspect of the invention, such adjustment can be carried out, via offline-terminal interaction, substantially without the use of a security module and cryptographic keys in the offline terminal.

    摘要翻译: 技术提供交易调整。 具有离线余额的支付设备与假定交易相关联地呈现给离线终端。 如果检测到违规事项,则根据检测结果调整离线余额。 在本发明的一个方面,这样的调整可以通过离线终端交互来实现,而不需要在离线终端中使用安全模块和密码密钥。

    APPARATUS, METHOD, AND COMPUTER PROGRAM PRODUCT FOR RECOVERING TORN SMART PAYMENT DEVICE TRANSACTIONS
    9.
    发明申请
    APPARATUS, METHOD, AND COMPUTER PROGRAM PRODUCT FOR RECOVERING TORN SMART PAYMENT DEVICE TRANSACTIONS 有权
    装备,方法和计算机程序产品,用于恢复转账智能付款设备交易

    公开(公告)号:US20100274722A1

    公开(公告)日:2010-10-28

    申请号:US12769245

    申请日:2010-04-28

    IPC分类号: G06Q20/00

    摘要: Initial presentation of a payment device to a payment terminal assembly, in connection with a putative transaction, is facilitated. The payment device includes a payment device memory storing a device-side payment application, with an on-device balance, and at least one payment device processor coupled to the payment device memory. The payment terminal assembly includes a terminal memory, storing a terminal-side payment application, and at least one terminal processor coupled to the terminal memory. A first command is sent from the payment terminal assembly to the payment device to compute a cryptogram to complete the putative transaction. It is detected that the cryptogram is not received as expected. In response, an identifier of the payment device and transaction recovery data associated with the putative transaction are stored in a storage area of the terminal memory. The payment terminal assembly obtains the identifier of the payment device, upon re-presentation of the payment device to the payment terminal assembly. Upon the re-presentation of the payment device to the payment terminal assembly, the payment terminal assembly compares the obtained identifier of the payment device to contents of the storage area. Conditioned at least upon the comparing yielding a match, a second command is sent from the payment terminal assembly to the payment device. The second command instructs the payment device to re-produce the cryptogram to complete the putative transaction.

    摘要翻译: 与付款交易相关的支付设备初步呈现给支付终端组件是有利的。 支付设备包括存储具有设备内余额的设备侧支付应用以及耦合到支付设备存储器的至少一个支付设备处理器的支付设备存储器。 支付终端组件包括终端存储器,存储终端支付应用,以及耦合到终端存储器的至少一个终端处理器。 第一命令从支付终端组件发送到支付设备以计算密码以完成推定的交易。 检测到没有按预期方式收到密码。 作为响应,将与推定事务相关联的支付设备和交易恢复数据的标识符存储在终端存储器的存储区域中。 支付终端组件在将支付设备重新呈现给支付终端组件时获得支付设备的标识符。 在将支付设备重新呈现给支付终端组件时,支付终端组件将获得的支付设备的标识符与存储区域的内容进行比较。 至少在进行比较的条件下产生匹配,第二命令从支付终端组件发送到支付装置。 第二个命令指示支付设备重新生成密码以完成推定的交易。

    WIRELESS PROVISIONING A DEVICE FOR A NETWORK USING A SOFT ACCESS POINT
    10.
    发明申请
    WIRELESS PROVISIONING A DEVICE FOR A NETWORK USING A SOFT ACCESS POINT 有权
    使用软访问点无线提供用于网络的设备

    公开(公告)号:US20100165879A1

    公开(公告)日:2010-07-01

    申请号:US12347440

    申请日:2008-12-31

    IPC分类号: H04L12/28

    摘要: A computing device for provisioning a wireless device for connection to a wireless network via a legacy access point. The wireless device supports a wireless protected setup protocol for obtaining the network profile of the network. A user requests the computing device discover wireless devices for provisioning. In response to the user input, the computing device is configured as a soft access point and broadcasts a beacon signal indicating that the access point supports a wireless protected setup protocol, such as Wi-Fi Protected Setup. A request for provisioning is then received by the computing device from the wireless device. A network profile is transmitted from the computing device to the wireless device in accordance with the wireless protected setup protocol. The wireless device may use the profile to connect to the network via the legacy access point using the network profile.

    摘要翻译: 一种用于经由遗留接入点配置无线设备以连接到无线网络的计算设备。 无线设备支持用于获得网络的网络配置文件的无线保护设置协议。 用户请求计算设备发现无线设备进行供应。 响应于用户输入,计算设备被配置为软接入点,并且广播指示接入点支持诸如Wi-Fi保护设置的无线保护设置协议的信标信号。 然后计算设备从无线设备接收到供应请求。 根据无线保护设置协议,网络配置文件从计算设备发送到无线设备。 无线设备可以使用该配置文件来使用网络配置文件通过传统接入点连接到网络。