摘要:
A payment device and method and system for using the payment device is described capable of utilizing a pre-authorized amount on existing infrastructure, including POS terminals or for using offline pre-paid products on this infrastructure. The updates for the pre-authorized or offline prepaid products can be sent by the issuer and applied by the card contemporaneously with the card's processing of the issuer authentication data but without requiring any additional bytes in the issuer authentication data. The updates performed by the issuer can be larger and more extensive than could be achieved by using any available space in the issuer authentication data.
摘要:
A payment-enabled mobile device such as a “smart phone” incorporates risk management features that are applicable to its use in contactless payment transactions. Some features may govern when verification of the cardholder's identity is required for consummation of the current transaction. The features may be configurable by the payment card account issuer and/or the user of the mobile device.
摘要:
According to some embodiments, systems, methods, apparatus, computer program code and means are provided for enrolling payment cardholders in loyalty programs and processing loyalty transactions. Some embodiments include receiving, from a consumer associated with a payment device, loyalty program enrollment information and a payment device identifier, the loyalty program enrollment information including a loyalty program identifier, and providing the loyalty program enrollment information and the payment device identifier to at least one of an issuer of the payment device and an agent of the issuer. The loyalty program identifier is caused to be stored in a memory of said payment device.
摘要:
A portable device for attaching a connector to an optical fiber, the optical fiber having an end, the device comprising means for receiving the optical fiber at the end of the optical fiber; and a connector station for autonomously attaching the connector to the optical fiber.
摘要:
Facilitating communications between an electronic payment device and an issuer host includes storing in the payment device a set of personalization parameters. A first set of status information indicative of available status information relating to the payment device is transformed into a second set of status information based on the set of personalization parameters, and/or a second set of actions is selected from a first set of actions indicative of available actions to be performed by the payment device based on the set of personalization parameters and an order received from the issuer for initiating at least one corresponding action in the payment device. The second set of status information includes a subset of the first set of status information; the second set of actions includes a subset of the first set of actions. The payment device transmits the second set of status information to the issuer and/or initiates the actions in the second set of actions corresponding to the order received from the issuer.
摘要:
Methods and systems for fast and reliable network recovery from multiple link failures. In accordance with one example of the method, a master node receives a request from a transit node having a blocked port to open the blocked port for data forwarding, wherein the blocked port is associated with a restored link. The master node starts a health-check timer and transmits a health-check message on its primary port to determine that all failed links of the network are restored. Upon determining that the health-check message is received at its secondary port, the master node transmits a message to each transit node indicating that all failed links are restored. Upon determining that the health-check message is not received at its secondary port before the health-check timer lapsed, the master node transmits a message to the transit node to open the blocked port associated with the restored link for data forwarding.
摘要:
A personal powered proximity payment device that can be owned by or issued to an individual user is provided. The device is a non-ISO card device that includes an internal dual-mode (contact and contactless) chip card coupled to a display and a robust PIN entry or biometric reading means. The device provides proximity payment functions, and optional proximity payment on/off and local pre-purchase account holder verification functions to the individual user.
摘要:
Methods and systems for fast and reliable network recovery from multiple link failures. In accordance with one example of the method, a master node receives a request from a transit node having a blocked port to open the blocked port for data forwarding, wherein the blocked port is associated with a restored link. The master node starts a health-check timer and transmits a health-check message on its primary port to determine that all failed links of the network are restored. Upon determining that the health-check message is received at its secondary port, the master node transmits a message to each transit node indicating that all failed links are restored. Upon determining that the health-check message is not received at its secondary port before the health-check timer lapsed, the master node transmits a message to the transit node to open the blocked port associated with the restored link for data forwarding.
摘要:
A proxy authentication method and apparatus is described for use in user authentication, e.g. for payment transactions.The authentication is carried out before the transaction between a electronic, e.g. digital identification device and a person terminal. Verification information is entered at the personal terminal to authenticate the user and if this is successful a verification flag is set in the digital identification device.The status of this flag, or an encrypted version thereof can be used by a transaction terminal of evidence that the user has been authenticated without having to transmit any secret identification information to the transaction terminal.
摘要:
A payment device and method and system for using the payment device is described capable of utilizing a pre-authorized amount on existing infrastructure, including POS terminals or for using offline pre-paid products on this infrastructure. The updates for the pre-authorized or offline prepaid products can be sent by the issuer and applied by the card contemporaneously with the card's processing of the issuer authentication data but without requiring any additional bytes in the issuer authentication data. The updates performed by the issuer can be larger and more extensive than could be achieved by using any available space in the issuer authentication data.