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    Asset and liability modeling tool
    4.
    发明申请
    Asset and liability modeling tool 有权
    资产和负债建模工具

    公开(公告)号：US20070239572A1

    公开(公告)日：2007-10-11

    申请号：US11389962

    申请日：2006-03-27

    申请人： Trevor Harris ,  Richard Foster ,  David Braben ,  Jonathan Roach ,  Marc Donner ,  Matthew Thomas

    发明人： Trevor Harris ,  Richard Foster ,  David Braben ,  Jonathan Roach ,  Marc Donner ,  Matthew Thomas

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/06 ,  G06F3/04817 ,  G06F3/0482 ,  G06F3/04842 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/10

    摘要： A method of displaying results of a financial model for forecasting at least one financial variable relating to a client. The method comprises the steps of receiving asset and liability data regarding the client; generating forecasted values for the financial variables over a number of simulations using the asset and liability data; and displaying a topographical chart on a user interface. The topographical chart may be positioned on a plane shown in the user interface. The plane may be defined by a time axis and a value axis for the at least one financial variable, such that a coordinate set on the plane represents the value of the at least one financial variable at a time point. The height of a first point on the topographical chart corresponding to the coordinate set may indicate a portion of the simulations that result in the coordinate set.

    摘要翻译： 显示用于预测与客户有关的至少一个财务变量的财务模型的结果的方法。 该方法包括接收有关客户的资产和责任数据的步骤; 使用资产和负债数据，在多次模拟中产生财务变量的预测值; 并在用户界面上显示地形图。 地形图可以位于用户界面中所示的平面上。 平面可以由时间轴和至少一个财务变量的值轴定义，使得在平面上设置的坐标表示在时间点的至少一个财务变量的值。 对应于坐标集的地形图上的第一点的高度可以指示导致坐标集的模拟的一部分。

    Relay panel and system for controlling zoned heating and cooling systems
    5.
    发明授权
    Relay panel and system for controlling zoned heating and cooling systems 失效
    用于控制分区加热和冷却系统的继电器面板和系统

    公开(公告)号：US4932466A

    公开(公告)日：1990-06-12

    申请号：US295894

    申请日：1989-01-11

    申请人： Richard Foster

    发明人： Richard Foster

    IPC分类号： F24F11/76 ,  G05D23/275

    CPC分类号： F24F11/053 ,  G05D23/1934 ,  G05D23/275

    摘要： A zoned heating and cooling system is controlled by a relay panel with a controlling thermostat in a first zone, and an additional thermostat in each additional zone. A relay corresponding to each first and additional zone, a relay to control the mode in which the system operates, and a fan relay, work in conjunction with the thermostats to: turn on system heating or cooling equipment; open dampers to provide conditioned air to those zones which call for heating or cooling; close dampers to block conditioned air from entering the zones which do not call for heating or cooling, when other zones do call; open all dampers when there is no calling; and provide for the manual or automatic control of a system fan.

    摘要翻译： 分区式加热和冷却系统由继电器面板控制，在第一区域具有控制恒温器，并在每个附加区域中附加一个恒温器。 对应于每个第一和附加区域的继电器，用于控制系统运行的模式的继电器和风扇继电器，与恒温器一起工作：打开系统加热或冷却设备; 打开阻尼器，为需要加热或冷却的区域提供调节空气; 关闭阻尼器阻止调节空气进入不需要加热或冷却的区域，当其他区域确实呼叫时; 打电话时打开所有阻尼器; 并提供对系统风扇的手动或自动控制。

    Modular casket hardware
    6.
    发明授权
    Modular casket hardware 有权
    模块化棺材硬件

    公开(公告)号：US08256727B2

    公开(公告)日：2012-09-04

    申请号：US12697848

    申请日：2010-02-01

    申请人： James D. Hiester ,  Mike McKinley ,  Richard Foster ,  DeWayne Acree

    发明人： James D. Hiester ,  Mike McKinley ,  Richard Foster ,  DeWayne Acree

    IPC分类号： F16L3/08

    CPC分类号： A61G17/04 ,  A61G17/041

    摘要： Modular casket hardware which includes a bracket configured to attach to a casket corner wall surface. The bracket is also configured to be oriented with respect to the casket in a first orientation to attach to the casket wall and a second orientation to attach to the casket corner. A bore in the bracket is configured to receive a casket bar when in the first orientation. Tabs on the bracket are configured to at least partially fit within a portion of the casket bar when the bracket is oriented in the second orientation. A bracket cover could also use other bracket type mechanisms to attach and hold the casket bars to the casket which will support the required weight of a casket at the grave site. Once a bracket and bars are attached, the casket will be able to be shipped without the decorative bracket cover installed. The decorative modular casket bracket cover will be able to be added to the casket at any time.

    摘要翻译： 模块化棺材硬件，其包括构造成附接到棺材角壁表面的支架。 托架还构造成在第一方向上相对于棺材定向以附接到棺材壁并且将第二定向附接到棺材角。 支架中的孔被配置为当处于第一方向时接收棺材杆。 当支架朝向第二方向时，托架上的突片被构造成至少部分地配合在棺材杆的一部分内。 托架盖还可以使用其他支架类型的机构来将棺材杆附着并保持在棺材上，这将支撑墓地所需重量的棺材。 一旦安装了支架和杆，就可以在没有安装装饰支架盖的情况下运送棺材。 随时可以将装饰性模块化的棺材支架盖添加到棺材中。

    Watermarking and transferring material
    9.
    发明授权
    Watermarking and transferring material 失效
    水印和转印材料

    公开(公告)号：US07443982B2

    公开(公告)日：2008-10-28

    申请号：US10006481

    申请日：2001-12-06

    申请人： Jonathan James Stone ,  Jason Charles Pelly ,  Paul Gugenheim ,  Isabel Delacour ,  Richard Foster ,  Andrew Collins

    发明人： Jonathan James Stone ,  Jason Charles Pelly ,  Paul Gugenheim ,  Isabel Delacour ,  Richard Foster ,  Andrew Collins

    IPC分类号： H04K1/00

    CPC分类号： H04N21/44 ,  G06F21/10 ,  G06F2221/0737 ,  H04N7/1675 ,  H04N21/234 ,  H04N21/8352 ,  H04N21/8358

    摘要： A system for watermarking and transferring watermarked material comprises a transaction server, first and second clients, first apparatus for applying a perceptible watermark to the material and second apparatus for removing the watermark. The server, clients and first and second apparatus are linked by one or more communications networks. The system is arranged to implement the steps of: transferring from the transaction server to the first apparatus (i) data for creating a watermark, the creating data including (a) data defining an invertible algorithm and (b) data for creating at least one security key associated with the algorithm and (ii) data for creating a material identifier; using the said first apparatus to apply a material identifier to the material and applying a watermark to the material, using the said creating data; transferring from the first client to the transaction server the said material identifier and data for inverting the algorithm including the said at least one key; transferring the watermarked material to the second apparatus; deriving the said material identifier from the material; transferring the identifier from the second client to the transaction server; subject to predetermined conditions being satisfied, transferring from the transaction server to the second apparatus watermark removal data associated with the said material identifier, the removal data including at least one key and data defining an algorithm for removing the watermark in conjunction with the key; and using the second apparatus to remove the watermark using the said removal data.

    摘要翻译： 用于水印和传送水印材料的系统包括交易服务器，第一和第二客户端，用于向材料应用可感知水印的第一装置和用于去除水印的第二装置。 服务器，客户端和第一和第二设备由一个或多个通信网络链接。 该系统被设置为实现以下步骤：从交易服务器转移到第一装置（i）用于创建水印的数据，创建数据包括（a）定义可逆算法的数据和（b）用于创建至少一个 与该算法相关联的安全密钥和（ii）用于创建材料标识符的数据; 使用所述第一装置使用所述创建数据将材料标识符应用于所述材料并向所述材料应用水印; 从所述第一客户端向所述交易服务器传送所述材料标识符和用于反转包括所述至少一个密钥的算法的数据; 将加水印的材料转移到第二装置; 从所述材料导出所述材料标识符; 将所述标识符从所述第二客户端传送到所述交易服务器; 在满足预定条件的情况下，从交易服务器转移到与所述材料标识符相关联的第二装置水印去除数据，删除数据包括至少一个密钥和定义用于结合密钥去除水印的算法的数据; 以及使用第二装置使用所述去除数据去除水印。

    Fresh flower bouquet system
    10.
    发明申请
    Fresh flower bouquet system 审中-公开
    鲜花花束系统

    公开(公告)号：US20060265951A1

    公开(公告)日：2006-11-30

    申请号：US11217416

    申请日：2005-09-02

    申请人： Richard Foster

    发明人： Richard Foster

    IPC分类号： A47G7/07

    CPC分类号： A47G7/07

    摘要： The fresh flower bouquet system provides cost-effective production of fresh floral bouquets, forming bouquets with symmetrical spacing of individual stems and maintaining the flowers in water and a cut flower hydrating solution without the use of floral foam. The system includes a plastic or metal cap having a grid of holes defined therein, a plastic or glass vase or other container, and a tie-down system, e.g., an elastic or rubber band wrapped around the stems, for bundling the stems together in the container below the cap. When the closure or cap is snapped or threaded on to the container, a secured, self-contained floral bouquet having maximum shelf life because of continuous hydration is formed.

    摘要翻译： 鲜花花束系统提供经济有效的新鲜花束的生产，形成具有对称间隔的单个茎的花束，并将花保持在水中，并且不使用花卉泡沫形成切花保湿溶液。 该系统包括具有限定在其中的孔网格的塑料或金属盖，塑料或玻璃花瓶或其他容器，以及捆扎系统，例如缠绕在茎上的弹性或橡胶带，用于将茎捆在一起 盖子下面的容器。 当封盖或盖子卡扣或螺纹连接到容器上时，形成了由于连续水合而具有最大保质期的固定的，独立的花束。