公开(公告)号：US12033221B2

公开(公告)日：2024-07-09

申请号：US18206889

申请日：2023-06-07

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Nathan L. Tofte ,  Timothy W. Ryan ,  Nathan W. Baumann ,  Joshua David Lillie ,  Brian N. Harvey ,  Roxane Lyons ,  Rosemarie Geier Grant ,  Michael Shawn Jacob

IPC: G06Q40/00 ,  B64C39/02 ,  B64D47/08 ,  G01C11/02 ,  G06F18/22 ,  G06Q40/08 ,  G06T7/00 ,  G06T7/20 ,  G06T7/246 ,  G06T7/73 ,  G06T11/60 ,  G06T17/05 ,  G06V10/42 ,  G06V20/10 ,  G06V20/40 ,  H04N5/44 ,  H04N7/18 ,  B64U10/00 ,  B64U101/00 ,  B64U101/30

CPC classification number: G06Q40/08 ,  B64C39/024 ,  B64D47/08 ,  G01C11/02 ,  G06F18/22 ,  G06Q40/00 ,  G06T7/00 ,  G06T7/20 ,  G06T7/246 ,  G06T7/75 ,  G06T11/60 ,  G06T17/05 ,  G06V10/42 ,  G06V20/10 ,  G06V20/41 ,  H04N5/44 ,  H04N7/185 ,  B64U10/00 ,  B64U2101/00 ,  B64U2101/30 ,  G06T2207/10032 ,  G06T2207/30232 ,  G06T2207/30236 ,  G06T2207/30252 ,  G06T2215/16 ,  G06V20/44

Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.

公开(公告)号：US12014401B2

公开(公告)日：2024-06-18

申请号：US18161699

申请日：2023-01-30

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Ryan Michael Gross ,  Joseph Robert Brannan ,  Brian N. Harvey

IPC: G06Q30/02 ,  G01C21/34 ,  G01C21/36 ,  G06N5/04 ,  G06N20/00 ,  G06Q30/0208 ,  G06Q30/0279 ,  H04W4/02 ,  H04W4/029

CPC classification number: G06Q30/0279 ,  G01C21/3446 ,  G01C21/3484 ,  G01C21/3492 ,  G01C21/3688 ,  G06N5/04 ,  G06N20/00 ,  G06Q30/0208 ,  H04W4/027 ,  H04W4/029

Abstract: A user analytics computing device for processing mobile device telematics data includes a processor in communication with a memory device. The processor is programmed to: (i) store a model to predict a travel mode for a user based upon historical telematics data, (ii) form a first group by assigning a user to the first group, (iii) receive telematics data associated with movement of the user, (iv) input the telematics data into the model to determine a travel mode of the user, (v) parse subsets of the telematics data based upon the determined travel modes, (vi) retrieve an eligibility condition defining eligibility to qualify for a user offering, (vii) aggregate one subset of the telematics data associated with the first travel mode of the user, (viii) determine that the group telematics data satisfies the eligibility condition, and (ix) cause a notification to be displayed on the mobile device of the user.

公开(公告)号：US20240160274A1

公开(公告)日：2024-05-16

申请号：US18114822

申请日：2023-02-27

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Brian N. Harvey ,  Joseph Robert Brannan ,  Joseph Harr

IPC: G06F3/01 ,  G06F40/279 ,  G06N20/00

CPC classification number: G06F3/011 ,  G06F40/279 ,  G06N20/00

Abstract: Systems and methods for generating personalized virtual content for a user of a virtual experience system are disclosed. Personal data associated with a customer or a user of a virtual experience device is collected, and a set of keywords representative of customer characteristics is identified from the personal data. Virtual content is generated using a machine learning model trained to generate personalized virtual content based upon keywords. The personalized virtual content is generated based upon the set of keywords representative of the customer characteristics. The personalized virtual content is provided via the virtual experience device to the customer or user in a virtual environment.

公开(公告)号：US11981335B2

公开(公告)日：2024-05-14

申请号：US17745036

申请日：2022-05-16

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian N. Harvey ,  Matthew Eric Riley, Sr. ,  Joseph Robert Brannan ,  J. Lynn Wilson ,  Ryan Gross

IPC: B60W40/09 ,  G06Q30/0645 ,  G06Q50/30 ,  G07C5/00

CPC classification number: B60W40/09 ,  G06Q30/0645 ,  G06Q50/30 ,  G07C5/008

Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is also received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. One or more characteristics of the rented vehicle are also determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the one or more characteristics of the rented vehicle.

公开(公告)号：US20240135362A1

公开(公告)日：2024-04-25

申请号：US18187631

申请日：2023-03-20

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Brian N. Harvey ,  Edward W. Breitweiser ,  Joseph P. Harr

IPC: G06Q20/36 ,  G06Q50/18 ,  G16H10/60

CPC classification number: G06Q20/3672 ,  G06Q50/188 ,  G16H10/60

Abstract: The following relates generally to implementing a medical data non-fungible token (NFT). In some embodiments, one or more processors receive medical data of a plurality of users, and store the medical data of the plurality of users in a first storage location in a medical data database. The one or more processors may then detect a request to purchase a data feed for one or more types of medical data, and identify medical data corresponding to the request in the medical data database. The one or more processors may then store the identified medical data in a second storage location, and mint a medical data NFT that indicates the second storage location.

公开(公告)号：US20240127258A1

公开(公告)日：2024-04-18

申请号：US18187622

申请日：2023-03-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Brian N. Harvey ,  Edward W. Breitweiser ,  Joseph P. Harr

IPC: G06Q30/012 ,  G06Q20/36

CPC classification number: G06Q30/012 ,  G06Q20/36 ,  G06Q2220/16

Abstract: The following relates generally to creating a backup of data and/or settings of a smart device. In some embodiments, one or more processors receive the data and/or settings of the smart device. The one or more processors may then mint a non-fungible token (NFT) that references a link to a data storage area. The data storage area may store: (i) an identification of the smart device, and/or (ii) the received data and/or settings of the smart device. The following also relates generally to providing a warranty of an item. In some embodiments, one or more processors detect an indication of a sale. The one or more processors may then mint a warranty non-fungible token (NFT) that: (a) is owned by the owner of the item, (b) identifies the item, and (c) identifies warranty information of the item.

公开(公告)号：US20240112148A1

公开(公告)日：2024-04-04

申请号：US18124420

申请日：2023-03-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Brian N. Harvey ,  Edward W. Breitweiser ,  Joseph P. Harr

IPC: G06Q10/20 ,  G06Q30/0283 ,  G06Q40/08 ,  G06T17/00 ,  G06T19/00

CPC classification number: G06Q10/20 ,  G06Q30/0283 ,  G06Q40/08 ,  G06T17/00 ,  G06T19/006

Abstract: The following relates generally to assisting with repair of a physical item. In some embodiments, one or more processors: receive an indication of an insurance claim including an indication of a physical item to be repaired; determine a set of potential repair options for the physical item to be repaired; build a virtual model of the physical item to be repaired; and present, in the virtual environment: (i) the set of potential repair options, (ii) the physical item to be repaired, and/or (iii) a repaired version of the physical item to be repaired.

公开(公告)号：US20240103982A1

公开(公告)日：2024-03-28

申请号：US18124360

申请日：2023-03-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian N. Harvey ,  Joseph Robert Brannan ,  Joseph P. Harr ,  Edward W. Breitweiser

IPC: G06F11/14 ,  G06Q20/38 ,  G06Q40/08

CPC classification number: G06F11/1464 ,  G06F11/1469 ,  G06Q20/389 ,  G06Q40/08 ,  G06F2201/815

Abstract: The following relates generally to providing insurance for one or more virtual items in a virtual environment. In some embodiments, an insurance server receives a request for insurance for one or more virtual items from a customer. The insurance server then obtains information associated with the one or more virtual items from a virtual environment server, and determines an insurance premium based upon the received information. The following also relates generally to providing backups of virtual items. In some embodiments, a backup server creates backups of virtual items by writing data associated with the virtual item to a data store. The virtual items may be fungible or non-fungible. In some embodiments, the virtual items are periodically backed up.

公开(公告)号：US20230415785A1

公开(公告)日：2023-12-28

申请号：US17864269

申请日：2022-07-13

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Aaron Williams ,  Joseph Robert Brannan ,  John Donovan ,  Brian N. Harvey

IPC: B60W60/00 ,  G01C21/34

CPC classification number: B60W60/00256 ,  G01C21/3469 ,  G01C21/3438 ,  B60W2556/65 ,  B60W2510/244

Abstract: Methods and systems for power transfer and routing in a compartmentalized electric vehicle (EV) having detachable compartments, and for handing off a load from one EV to another EV for delivering the load to a destination are described herein. Each detachable compartment in the compartmentalized EV may have a separate power supply, motor, set of wheels, and/or autonomous operation features. The detachable compartments may attach to each other, such that each of the detachable compartments combine to form a compartmentalized EV that travels to a particular location.

公开(公告)号：US20230398834A1

公开(公告)日：2023-12-14

申请号：US17850035

申请日：2022-06-27

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Aaron Williams ,  Joseph Robert Brannan ,  John Donovan ,  Brian N. Harvey

IPC: B60H1/00 ,  B60L1/02 ,  B60W60/00

CPC classification number: B60H1/00735 ,  B60L1/02 ,  B60W2555/20 ,  B60W2510/244 ,  B60W60/0016

Abstract: Methods and systems for providing emergency heating in an electric vehicle (EV) running out of power are described herein. An on-board computer or mobile device in an EV may determine that an amount of charge remaining for powering the EV is below a threshold charge level. The on-board computer or mobile device may then route the remaining amount of charge to power a heating system in the EV to maintain a temperature in the EV above a threshold temperature level, and shut down power to other components within the EV.