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公开(公告)号:US20230415785A1
公开(公告)日:2023-12-28
申请号:US17864269
申请日:2022-07-13
Inventor: Aaron Williams , Joseph Robert Brannan , John Donovan , Brian N. Harvey
CPC classification number: B60W60/00256 , G01C21/3469 , G01C21/3438 , B60W2556/65 , B60W2510/244
Abstract: Methods and systems for power transfer and routing in a compartmentalized electric vehicle (EV) having detachable compartments, and for handing off a load from one EV to another EV for delivering the load to a destination are described herein. Each detachable compartment in the compartmentalized EV may have a separate power supply, motor, set of wheels, and/or autonomous operation features. The detachable compartments may attach to each other, such that each of the detachable compartments combine to form a compartmentalized EV that travels to a particular location.
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公开(公告)号:US20230398834A1
公开(公告)日:2023-12-14
申请号:US17850035
申请日:2022-06-27
Inventor: Aaron Williams , Joseph Robert Brannan , John Donovan , Brian N. Harvey
CPC classification number: B60H1/00735 , B60L1/02 , B60W2555/20 , B60W2510/244 , B60W60/0016
Abstract: Methods and systems for providing emergency heating in an electric vehicle (EV) running out of power are described herein. An on-board computer or mobile device in an EV may determine that an amount of charge remaining for powering the EV is below a threshold charge level. The on-board computer or mobile device may then route the remaining amount of charge to power a heating system in the EV to maintain a temperature in the EV above a threshold temperature level, and shut down power to other components within the EV.
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公开(公告)号:US11823257B2
公开(公告)日:2023-11-21
申请号:US17673106
申请日:2022-02-16
Inventor: Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, Sr. , Ryan Gross
IPC: G06Q30/0645 , B60W40/06 , B60W40/04 , B60W40/09
CPC classification number: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. For each driving behavior, a corresponding state of an environment of the rented vehicle when the driving behavior occurred is determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the corresponding state(s) of the environment of the rented vehicle.
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公开(公告)号:US11798055B1
公开(公告)日:2023-10-24
申请号:US17147209
申请日:2021-01-12
Inventor: Joseph R. Brannan , Benjamin J. Tucker , Ryan M. Gross , Michael A. Myers , Darwin G. Beachy , M. Eric Riley, Sr. , Brian N. Harvey
IPC: G06Q30/0283 , G06Q30/0601 , G06Q10/20 , G07C5/00
CPC classification number: G06Q30/0627 , G06Q10/20 , G06Q30/0283 , G06Q30/0629 , G07C5/008
Abstract: Provided herein is a computing system including a processor in communication with at least one memory. The processor is configured to (i) build a model using historical vehicle telematics data and historical vehicle data, the model configured to: (a) predict an operating cost of a vehicle based upon a vehicle type and user data and (b) output operational parameters for operating the vehicle, (ii) receive a vehicle acquisition request for a selected vehicle including vehicle data for the selected vehicle and selected user data for the user of the selected vehicle, (iii) input the vehicle acquisition request data into the model, and (iv) output from the model an acquisition cost and operational parameters for the selected vehicle and the selected user including a procurement cost for the selected vehicle and an operating cost for operating the selected vehicle within the operational parameters for a predetermined time period.
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公开(公告)号:US20230274368A1
公开(公告)日:2023-08-31
申请号:US18142766
申请日:2023-05-03
Inventor: Roxane Lyons , John H. Jenkins , Brian N. Harvey , Amber L. Wyatt
CPC classification number: G06Q40/08 , G06V20/176
Abstract: A computer-implemented method for assessing damage to a plurality of properties is provided. After an occurrence of an event that is a potential cause of insured losses, image data depicting an aerial view of the properties may be received from an aerial platform. The image data may be processed to determine a subsequent condition of each property after occurrence of the event. Further, a damage severity level may be determined for each property, and used to display a map depicting different regions having properties with different respective damage severity levels.
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176.
公开(公告)号:US20230056605A1
公开(公告)日:2023-02-23
申请号:US17977999
申请日:2022-10-31
Inventor: Nathan L. Tofte , Rosemarie Geier Grant , Michael Shawn Jacob , Timothy W. Ryan , Nathan W. Baumann , Joshua David Lillie , Brian N. Harvey , Roxane Lyons
IPC: G06Q40/08 , G06T7/73 , G06T7/20 , H04N5/44 , H04N7/18 , G06T7/246 , G06K9/62 , G06T7/00 , G06V10/42 , G06V20/10 , G06V20/40 , G06Q40/00 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/02 , B64D47/08
Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.
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公开(公告)号:US20220172280A1
公开(公告)日:2022-06-02
申请号:US17673106
申请日:2022-02-16
Inventor: Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, SR. , Ryan Gross
Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. For each driving behavior, a corresponding state of an environment of the rented vehicle when the driving behavior occurred is determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the corresponding state(s) of the environment of the rented vehicle.
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公开(公告)号:US11334940B1
公开(公告)日:2022-05-17
申请号:US16838417
申请日:2020-04-02
Inventor: Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC: G06Q40/00
Abstract: Unmanned aerial vehicles (UAVs) may facilitate the generation of a virtual reconstruction model of a vehicle collision. UAVs may collect data (including images) related to the vehicle collision, such as with the insured's permission, which may be received by an external computing device associated with the insurer and utilized to perform a photogrammetric analysis of the images to determine vehicle impact points, the road layout at the scene of the collision, the state of the traffic light at the scene of the collision, the speeds and directions of vehicles, etc. This data may be used to generate a virtual reconstruction model of the vehicle collision. An insurer may use the virtual reconstruction model to perform various insurance-related tasks, such as allocating fault to drivers or autonomous vehicles involved in the vehicle collision, and adjustment of insurance pricing based upon the fault allocation.
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179.
公开(公告)号:US11328363B1
公开(公告)日:2022-05-10
申请号:US16413245
申请日:2019-05-15
Inventor: Joseph Robert Brannan , Ryan Michael Gross , Brian N. Harvey , Aaron Williams , J Lynn Wilson
Abstract: A property sharing insurance management (“PSIM”) computing device for analyzing data from a property sharing platform to adjust insurance premiums for an offerer of a property may be provided. The PSIM computing device may include at least one processor programmed to (i) receive, from a data source, a plurality of property data, (ii) store the property data in a plurality of data records in a database, wherein each data record is associated with one property and stores the plurality of property data for that property, (iii) analyze the property data for the property, (iv) determine a percentage of time that the property is used for commercial purposes in an insurance billing cycle, and (v) process one or more adjusted insurance premiums for the offerer based upon the determined percentage of time that the property is used for commercial purposes in the insurance billing cycle.
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公开(公告)号:US11257146B1
公开(公告)日:2022-02-22
申请号:US16266879
申请日:2019-02-04
Inventor: Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, Sr. , Ryan Gross
Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. For each driving behavior, a corresponding state of an environment of the rented vehicle when the driving behavior occurred is determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the corresponding state(s) of the environment of the rented vehicle.
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