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51.发明申请公开(公告)号：US20220318922A1
公开(公告)日：2022-10-06
申请号：US17840858
申请日：2022-06-15
Abstract: A computer implemented method for determining a primary movement window from a vehicle trip is presented. A client computing device may be placed in a vehicle, be free to move with respect to movement of the vehicle, and include an accelerometer. A computer network may receive a plurality of telematics data originating from the client computing device. One or more processors may select one or more data points from the telematics data, and determine that a total spectral power of the selected data points meets a threshold value. The one or more processors may identify a primary movement window including the selected data points if the total spectral power of the selected data points does not meet the threshold value.
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公开(公告)号：US20220172494A1
公开(公告)日：2022-06-02
申请号：US17671727
申请日：2022-02-15
Inventor： Aaron Scott Chan , Kenneth J. Sanchez , Scott Thomas Christensen , Taylor Michael Thiel , Anuj Dahiya
Abstract: Apparatuses, systems and methods are provided for generating a vehicle driver signature. More particularly, apparatuses, systems and methods are provided for generating a vehicle driver signature based on current image data, previously classified image data, and vehicle dynamics data.
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公开(公告)号：US20210312565A1
公开(公告)日：2021-10-07
申请号：US17351662
申请日：2021-06-18
Inventor： Todd Binion , Steven Cielocha , Scott Thomas Christensen , Gregory Hayward , Christopher E. Gay
IPC: G06Q40/08 , B60Q1/00 , G06Q40/00 , B60R25/20 , G07C5/00 , H04W4/40 , G08G1/0968 , G06Q10/06 , G06Q30/02 , B60C1/00
Abstract: A computer implemented method for providing insurance comprises receiving a plurality of vehicle data including a start point, an end point and a frequency value. The method further comprises analyzing the plurality of vehicle data to determine a driving route associated with the vehicle. The method also comprises determining, based on the frequency value, that the driving route is a common driving route and a risk level of the common driving route. The method further comprises processing one or more insurance options, including pricing and underwriting, based at least in part on the risk level of the common driving route.
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54.发明授权公开(公告)号：US10832346B1
公开(公告)日：2020-11-10
申请号：US16379481
申请日：2019-04-09
Abstract: A computer implemented method for determining a primary movement window from a vehicle trip is presented. A client computing device may be placed in a vehicle, be free to move with respect to movement of the vehicle, and include an accelerometer. A computer network may receive a plurality of telematics data originating from the client computing device. One or more processors may summarize the plurality of telematics data at a specified sample rate, convert the plurality of telematics data from a time domain to a spectral domain, select one or more data points from the converted telematics data, and determine that a total spectral power of the selected data points meets a threshold value. The one or more processors may identify a first primary movement window including the selected data points if the total spectral power of the selected data points does not meet the threshold value.
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公开(公告)号：US10719879B1
公开(公告)日：2020-07-21
申请号：US14788998
申请日：2015-07-01
Inventor： Christopher E. Gay , Scott Thomas Christensen , Gregory Hayward , Steve Cielocha , Todd Binion
Abstract: Methods and systems for offering and providing trip-based vehicle insurance are provided. Information is received regarding a vehicle operator and a vehicle, and trip-based insurance policies including quantities of vehicle use units are offered to the customer. Based on selected coverage types, the insurance provider may generate an insurance quote for a policy having an amount of the vehicle use units and may facilitate a purchase transaction with the customer for the insurance policy. Once a policy is selected and purchased, the system and method monitor vehicle use to determine each use of a vehicle use unit. Each vehicle use unit generally corresponds to one vehicle trip, but additional vehicle trip limitations may be added that may result in additional charges when exceeded during the course of a vehicle trip.
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Patent Agency Ranking
公开(公告)号：US10676097B1
公开(公告)日：2020-06-09
申请号：US15653759
申请日：2017-07-19
Inventor： Meghan Sims Goldfarb , Scott Thomas Christensen , Taylor Michael Thiel , Anuj Dahiya
IPC: B60W40/09 , H04W4/40 , H04W4/30 , G08G1/01 , G06Q40/08 , G06Q10/08 , G07C5/00 , G06Q10/06 , G07B15/06 , G01C21/34 , G02B27/01 , G10L25/48 , G06K9/00 , G02B27/00 , H04W4/02 , G05D1/00 , B60W30/00 , G08G1/052 , H04W76/10
Abstract: Historical vehicle telematics data, corresponding to trips known to have been driven by specific persons within a limited pool of potential drivers, may be processed to generate a statistical model that is customized for those persons. Once generated, the custom statistical model may be used to process vehicle telematics data from trips where it is known that the driver was one of the drivers in the pool of drivers, but the specific identify of the driver is not known. Because the statistical model is specifically optimized or designed to distinguish among the drivers in the pool, the model may be more accurate than universal driver identification models.
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公开(公告)号：US10121203B2
公开(公告)日：2018-11-06
申请号：US14273093
申请日：2014-05-08
Inventor： Scott Thomas Christensen , Gregory Hayward , Steven Cielocha , Todd Binion
Abstract: Methods and systems for improving vehicular safety by notifying vehicle operators of location-based risks are provided. According to embodiments, a processing server may receive an initial location of a vehicle. Based on location data associated with the initial location, the processing server can determine the risk of an incident. The processing server can generate a notification to communicate to the vehicle operator, and the vehicle operator can assess the risk and take action to mitigate the risk, for example by relocating the vehicle. The processing server can receive updated location data for the vehicle and can determine, based on the updated location data, that the risk has been mitigated.
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公开(公告)号：US09764742B1
公开(公告)日：2017-09-19
申请号：US15010399
申请日：2016-01-29
Inventor： Meghan Sims Goldfarb , Scott Thomas Christensen , Taylor Michael Thiel , Anuj Dahiya
IPC: B60W40/09 , G08G1/01 , G07B15/06 , G06Q10/06 , G07C5/00 , G01C21/34 , G06Q10/08 , G06Q40/08 , G08G1/052 , H04W4/04 , B60W30/00 , G05D1/00 , H04W4/02 , G02B27/00 , G06K9/00 , G02B27/01 , G10L25/48 , H04W76/02
CPC classification number: B60W40/09 , B60W30/00 , G01C21/34 , G02B27/00 , G02B27/01 , G02B27/0172 , G05D1/00 , G06K9/00 , G06K9/00832 , G06K9/6272 , G06Q10/06 , G06Q10/08 , G06Q10/083 , G06Q40/08 , G07B15/06 , G07C5/00 , G07C5/008 , G07C5/085 , G08G1/0112 , G08G1/0129 , G08G1/017 , G08G1/052 , G10L25/48 , H04W4/02 , H04W4/04 , H04W4/046 , H04W76/10
Abstract: Historical vehicle telematics data, corresponding to trips known to have been driven by specific persons within a limited pool of potential drivers, may be processed to generate a statistical model that is customized for those persons. Once generated, the custom statistical model may be used to process vehicle telematics data from trips where it is known that the driver was one of the drivers in the pool of drivers, but the specific identify of the driver is not known. Because the statistical model is specifically optimized or designed to distinguish among the drivers in the pool, the model may be more accurate than universal driver identification models.
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59.发明授权System and method for separating ambient gravitational acceleration from a moving three-axis accelerometer data 有权从运动的三轴加速度计数据分离环境重力加速度的系统和方法公开(公告)号：US09360322B2
公开(公告)日：2016-06-07
申请号：US14277924
申请日：2014-05-15
CPC classification number: G01C21/10 , B60W40/09 , G01B21/16 , G01B21/22 , G01C21/00 , G01C21/005 , G01C21/16 , G01P15/00 , G01P21/00 , G06Q40/08
Abstract: A method based on separating ambient gravitational acceleration from a moving three-axis accelerometer data for determining a driving pattern is presented. A server may receive telematics data originating from a client computing device and combine the telematics data. The server may estimate a gravitational constant to the combined telematics data and generate a function for pitch and a roll angle from the combined telematics data. The server may further determine a driving pattern using at least the pitch and the roll angle.
Abstract translation: 提出了一种基于用于确定驾驶模式的移动三轴加速度计数据分离环境重力加速度的方法。 服务器可以接收源自客户端计算设备的远程信息处理数据，并组合远程信息处理数据。 服务器可以估计组合远程信息数据的重力常数，并且从组合的远程信息数据生成用于俯仰和滚动角度的功能。 服务器可以使用至少间距和滚动角来进一步确定驾驶模式。
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60.发明授权System and method for identifying heading of a moving vehicle using accelerometer data 有权使用加速度计数据识别移动车辆的航向的系统和方法公开(公告)号：US09285223B1
公开(公告)日：2016-03-15
申请号：US14714387
申请日：2015-05-18
Abstract: A method for determining a yaw angle estimate or vehicle heading direction is presented. A potential range of yaw angles is generated based on a plurality of primary telematics data. One or more yaw angle estimates are generated from the potential range of yaw angles. A driving pattern is determined based on at least one of the yaw angle estimates. The primary telematics data is a plurality of telematics data originated from a client computing device. The effects of gravity have been removed from the plurality of telematics data in a first primary movement window.
Abstract translation: 提出了一种用于确定偏航角估计或车辆方向的方法。 基于多个主远程信息数据生成偏航角的潜在范围。 从偏航角的潜在范围产生一个或多个偏航角估计。 基于至少一个偏航角估计来确定驾驶模式。 主要远程信息处理数据是从客户端计算设备产生的多个远程信息处理数据。 在第一主要运动窗口中已经从多个远程信息处理数据中去除了重力的影响。
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