Cash access with automatic transaction machine with mobile phone

    公开(公告)号:US10963851B2

    公开(公告)日:2021-03-30

    申请号:US15288593

    申请日:2016-10-07

    摘要: A cash-dispensing banking terminal has a housing, a transmitter, a receiver, a cash dispenser, and a processor to control the cash dispenser. A pre-created transaction request was earlier created with a mobile device before a banking customer and the mobile device arrive at the cash-dispensing banking terminal. A remote computing device authenticates and authorizes the transaction request before the customer and the mobile device arrive at the cash-dispensing banking terminal. When the transaction is authenticated and authorized, a remote computer generates an executable transaction request and generates and sends a transaction identifier associated with an executable transaction request to the mobile device. The receiver receives the transaction identifier from the mobile device, when the customer is at the banking terminal. The remote computer and/or other devices verify the transaction identifier is valid. The banking terminal performs the transaction request while the customer is at the banking terminal.

    IN-BRANCH FINANCIAL INSTITUTION CALEDNARING SOLUTION

    公开(公告)号:US20170103370A1

    公开(公告)日:2017-04-13

    申请号:US15311061

    申请日:2015-05-12

    IPC分类号: G06Q10/10 G06Q30/02

    摘要: In an example embodiment, a financial institution calendaring solution that allows a consumer to schedule an appointment for a resource (for example a person who can assist with a particular type of transaction such as a mortgage loan, car load, investment advice, etc.) at a particular location. The consumer is provided with a list of available times for the resource at the location. The consumer selects a time and an appointment is scheduled. Some embodiments are directed to an application for a consumer device and other embodiments are directed to financial institution calendaring logic that communicates with the consumer device.

    Tactile touch screen
    5.
    发明授权
    Tactile touch screen 有权
    触觉触摸屏

    公开(公告)号:US09569937B2

    公开(公告)日:2017-02-14

    申请号:US14070696

    申请日:2013-11-04

    IPC分类号: G06Q40/00 G07F19/00

    摘要: A machine (10) is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. Records of the financial transfers are provided by a printer (30). A touch screen display module (608) is operative to securely receive manual inputs and/or card data. The touch screen display module includes a contact surface that can be electronically contoured to provide outputs that can be perceived through finger contact with the contact surface.

    摘要翻译: 机器(10)可操作以响应包括在包括用户卡的数据承载记录上的数据执行财务转移。 该机器包括包括显示器(24)的用户界面(15)。 用户接口包括读卡器(16),其可用于读取识别用户和用户财务帐户中的至少一个的用户卡上的数据。 财务转账记录由打印机(30)提供。 触摸屏显示模块(608)可操作以安全地接收手动输入和/或卡数据。 触摸屏显示模块包括接触表面,该接触表面可以被电子地轮廓化以提供通过手指与接触表面接触可感知的输出。