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    System and Method for Performing Financial Transactions on a Network
    5.
    发明申请
    System and Method for Performing Financial Transactions on a Network 有权
    在网络上执行金融交易的系统和方法

    公开(公告)号：US20120123938A1

    公开(公告)日：2012-05-17

    申请号：US13355319

    申请日：2012-01-20

    申请人： Edward John Viera ,  Emerson Ward Swan, II ,  Richard Klein ,  Dmitri Boudtchenko ,  James Howard Ballagh

    发明人： Edward John Viera ,  Emerson Ward Swan, II ,  Richard Klein ,  Dmitri Boudtchenko ,  James Howard Ballagh

    IPC分类号： G06Q40/02

    CPC分类号： G06Q40/02 ,  G06Q20/108 ,  G06Q20/4016 ,  G06Q40/025

    摘要： Embodiments of the present invention include a computer-implemented method of performing a financial transaction on a network comprising storing a plurality of risk factors and associated severities in a web-enabled remote policy database, the severities defining actions taken when a specific risk factor is detected, storing a plurality of hold override policies that associate a financial transaction type with a hold type in the policy database. Various embodiments can receive transaction data including an image of a check, applying the plurality of risk factors to the transaction data, and applying the plurality of hold override policies to the deposit data. Finally, other embodiments include a web-enabled user interface through with users can review and approve/disapprove the handling of exceptions to the risk factors, severities, and hold override policies on a real-time or near-real time basis.

    摘要翻译： 本发明的实施例包括在网络上执行金融交易的计算机实现的方法，包括在启用Web的远程策略数据库中存储多个风险因素和相关联的严重性，所述严重性定义当检测到特定危险因素时采取的动作 存储将金融交易类型与保留类型相关联的多个保持覆盖策略存储在策略数据库中。 各种实施例可以接收交易数据，包括支票的图像，将多个风险因素应用于交易数据，以及将多个保持覆盖策略应用于存款数据。 最后，其他实施例包括具有网络功能的用户界面，通过用户可以审查和批准/不批准对风险因素，严重性和持续覆盖策略的实时或接近实时基础的异常的处理。

    EXPANSIBLE SHOE RACK
    6.
    发明申请
    EXPANSIBLE SHOE RACK 失效
    可扩展鞋架

    公开(公告)号：US20060254991A1

    公开(公告)日：2006-11-16

    申请号：US10908523

    申请日：2005-05-16

    申请人： Richard Klein

    发明人： Richard Klein

    IPC分类号： A47F7/08

    CPC分类号： A47F7/08

    摘要： A self-standing shoe rack or other type of shoe rack such as a hanging shoe rack which can expand lengthwise due to telescoping shoe support bars. Opposite frame sides may have equal-size sockets that receive identical end tubes. The end tubes fit telescopically in center tubes to allow length adjustment.

    摘要翻译： 独立的鞋架或其他类型的鞋架，例如悬挂鞋架，其可由于伸缩式鞋支撑杆而纵向膨胀。 相对的框架侧面可以具有相等的插座，其接收相同的端管。 端管可伸缩地装配在中心管中，以允许长度调节。

    Variable rail safety system
    7.
    发明申请
    Variable rail safety system 审中-公开
    可变轨道安全系统

    公开(公告)号：US20050247518A1

    公开(公告)日：2005-11-10

    申请号：US11113005

    申请日：2005-04-25

    申请人： Richard Klein ,  Victor Klein

    发明人： Richard Klein ,  Victor Klein

    IPC分类号： E04G1/36 ,  E04G21/32 ,  E04H17/00

    CPC分类号： E04G21/3219 ,  E04G21/3214

    摘要： A multi-use variable guard rail system for providing a safe working area is mountable on various surfaces, whether sloped (roofs), vertical (walls) or horizontal (floors). A rail support of the system has an upright pivotally engaged with a base, and a brace that locks the upright relative to the base in numerous positions ranging between an acute angle and an obtuse angle where the upright and base are linearly aligned. The upright has openings that hold rails such as various sizes of lumber in a vertically stacked array without the need to cut or fasten the lumber, and which allows for replacement of rails without disassembly of the rest of the system. The base has a tongue particularly suited for roof work, namely it is used to mount the rail support to the roof, yet allows the base to be lifted for placing shingles thereunder.

    摘要翻译： 用于提供安全工作区域的多用途可变护栏系统可安装在各种表面上，无论是倾斜（屋顶），垂直（墙壁）还是水平（楼层）。 系统的轨道支撑件具有与基座直立枢转地接合的支架，以及支架，其将竖立件相对于基座锁定在倾斜角度和钝角之间的许多位置，其中直立件和底座线性对准。 立柱具有开口，其将诸如各种尺寸的木材的轨道保持在垂直堆叠的阵列中，而不需要切割或紧固木材，并且允许更换轨道而不拆卸系统的其余部分。 基座具有特别适用于屋顶工作的舌头，即用于将导轨支架安装在屋顶上，但允许底座被提升以将其放置在其下。

    Solar panel mounting structure
    8.
    发明申请
    Solar panel mounting structure 有权
    太阳能电池板安装结构

    公开(公告)号：US20050172953A1

    公开(公告)日：2005-08-11

    申请号：US11115170

    申请日：2005-04-27

    申请人： Richard Klein

    发明人： Richard Klein

    IPC分类号： F24J2/52 ,  F24J2/46 ,  F24J2/38 ,  F24J2/00

    CPC分类号： F24S25/617 ,  F24S25/10 ,  F24S25/11 ,  Y02B10/20 ,  Y02E10/47 ,  Y10S126/906 ,  Y10T29/49826

    摘要： A method and apparatus for mounting solar panels is provided. Preferably, the apparatus includes a base, a solar panel receiving structure, and a support structure coupling the base to the solar panel receiving structure such that the solar panel receiving structure is at least one of elevated and angled relative to the base. The solar panel receiving structure preferably includes a base member, a first side member coupled to the base member, and a second side member coupled to the base member. Preferably, the first side member and the second side member are slotted so as to slidably receive at least one solar panel between the first side member, the second side member, and the base member.

    摘要翻译： 提供一种用于安装太阳能电池板的方法和装置。 优选地，该装置包括基座，太阳能电池板接收结构和将基座耦合到太阳能电池板接收结构的支撑结构，使得太阳能电池板接收结构相对于基座升高和成角度中的至少一个。 太阳能电池板接收结构优选地包括基部构件，联接到基座构件的第一侧构件和联接到基座构件的第二侧构件。 优选地，第一侧构件和第二侧构件开槽，以便在第一侧构件，第二侧构件和基构件之间可滑动地容纳至少一个太阳能板。

    Wooden shoe rack construction
    9.
    发明申请
    Wooden shoe rack construction 审中-公开
    木鞋架构造

    公开(公告)号：US20050000922A1

    公开(公告)日：2005-01-06

    申请号：US10903663

    申请日：2004-08-02

    申请人： Richard Klein ,  John Scott ,  Chris Serslev

    发明人： Richard Klein ,  John Scott ,  Chris Serslev

    IPC分类号： A47F5/01 ,  A47F7/08

    CPC分类号： A47F5/01 ,  A47F7/08

    摘要： A wooden shoe rack constructed either as a unit hung on a door or as a self-standing unit. Frame sides connect with support arms at special dado joints. Shoe support bars extend between the joints on the opposite sides of the frame to support shoes. A single mechanical fastener is used at each joint to connect the frame sides, arms and shoe bars together.

    摘要翻译： 一个木鞋架构造成一个单元挂在门上或作为一个独立的单位。 框架侧面与特殊的多面接头处的支撑臂连接。 鞋支撑杆在框架的相对侧上的接头之间延伸以支撑鞋。 在每个接头处使用单个机械紧固件将框架侧面，臂和鞋条连接在一起。

    Solar panel mounting structure
    10.
    发明授权
    Solar panel mounting structure 有权
    太阳能电池板安装结构

    公开(公告)号：US08151789B2

    公开(公告)日：2012-04-10

    申请号：US12334728

    申请日：2008-12-15

    申请人： Richard Klein

    发明人： Richard Klein

    IPC分类号： F24J2/52

    CPC分类号： F24S25/617 ,  F24S25/10 ,  F24S25/11 ,  Y02B10/20 ,  Y02E10/47 ,  Y10S126/906 ,  Y10T29/49826

    摘要： A method and apparatus for mounting solar panels is provided. Preferably, the apparatus includes a base, a solar panel receiving structure, and a support structure coupling the base to the solar panel receiving structure such that the solar panel receiving structure is at least one of elevated and angled relative to the base. The solar panel receiving structure preferably includes a base member, a first side member coupled to the base member, and a second side member coupled to the base member. Preferably, the first side member and the second side member are slotted so as to slidably receive at least one solar panel between the first side member, the second side member, and the base member.

    摘要翻译： 提供一种用于安装太阳能电池板的方法和装置。 优选地，该装置包括基座，太阳能电池板接收结构和将基座耦合到太阳能电池板接收结构的支撑结构，使得太阳能电池板接收结构相对于基座升高和成角度中的至少一个。 太阳能电池板接收结构优选地包括基部构件，联接到基座构件的第一侧构件和联接到基座构件的第二侧构件。 优选地，第一侧构件和第二侧构件开槽，以便在第一侧构件，第二侧构件和基构件之间可滑动地容纳至少一个太阳能板。