公开(公告)号：US12115983B2

公开(公告)日：2024-10-15

申请号：US18096310

申请日：2023-01-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Cole Nave ,  Nathan L. Tofte

IPC: B60W30/095 ,  B60W10/04 ,  B60W10/184 ,  B60W10/20 ,  B60W30/09 ,  B60W50/00 ,  B60W50/14 ,  G05D1/00 ,  G08G1/16

CPC classification number: B60W30/0956 ,  B60W10/04 ,  B60W10/184 ,  B60W10/20 ,  B60W30/09 ,  B60W50/0098 ,  B60W50/14 ,  G05D1/0055 ,  G05D1/0088 ,  G08G1/16 ,  B60W2420/403 ,  B60W2420/408 ,  B60W2520/00 ,  B60W2540/26 ,  B60W2554/00 ,  B60W2556/00

Abstract: A method may include receiving sensor data of a sensor associated with a vehicle occupied by a user, the sensor data indicating that the vehicle is involved in an accident. The method may further include determining one or more potential injuries sustained by occupants of the vehicle during the accident and transmitting an indication of the one or more injuries to a mobile device of the user. Still further, the method may including prompting the user to provide a response confirming or modifying the one or more potential injuries and updating the one or more potential injuries based on the response. The method may also include generating at least one insurance claim form for the accident based on the one or more potential injuries.

公开(公告)号：US20230260388A1

公开(公告)日：2023-08-17

申请号：US18309219

申请日：2023-04-28

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Cole Nave ,  Nathan Tofte

IPC: G08B25/00 ,  B60N2/00 ,  G06F16/23 ,  H04M3/51 ,  G07C5/08 ,  G08B25/10 ,  G06F16/21 ,  G06F30/20 ,  H04W4/02 ,  G06F16/2455

CPC classification number: G08B25/006 ,  B60N2/002 ,  G06F16/23 ,  G06F16/212 ,  G06F16/2455 ,  G06F30/20 ,  G07C5/0841 ,  G08B25/10 ,  H04M3/5116 ,  H04W4/025

Abstract: A system for notifying emergency services of a vehicular crash may (i) receive sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generate a scenario model of the vehicular crash based upon the received sensor data; (iii) store the scenario model; and/or (iv) transmit a message to one or more emergency services based upon the scenario model. As a result, the speed and accuracy of deploying emergency services to the vehicular crash location is increased. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.

公开(公告)号：US10789650B1

公开(公告)日：2020-09-29

申请号：US15415315

申请日：2017-01-25

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Cole Nave ,  Nathan Tofte

IPC: G06Q40/08 ,  H04W4/02 ,  H04M3/51

Abstract: A system for reconstructing a vehicular crash (i) receives sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generates a scenario model of the vehicular crash based upon the received sensor data; (iii) transmits the scenario model to a user computer device associated with the user; (iv) receives a confirmation of the scenario model from the user computer device; (v) stores the scenario model; and (vi) may generate at least one insurance claim form based upon the scenario model. As a result, the speed and accuracy of the claim processing is increased. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.

公开(公告)号：US20240326796A1

公开(公告)日：2024-10-03

申请号：US18742710

申请日：2024-06-13

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Cole Nave ,  Nathan Tofte

IPC: B60W30/095 ,  B60N2/00 ,  B60W10/04 ,  B60W10/184 ,  B60W10/20 ,  B60W30/09 ,  B60W50/00 ,  B60W50/14 ,  G06F16/21 ,  G06F16/23 ,  G06F16/2455 ,  G06F30/20 ,  G06Q40/08 ,  G07C5/00 ,  G07C5/08 ,  G08B25/00 ,  G08B25/01 ,  G08B25/10 ,  G08G1/16 ,  H04M3/51 ,  H04W4/02

CPC classification number: B60W30/0956 ,  B60N2/002 ,  B60W10/04 ,  B60W10/184 ,  B60W10/20 ,  B60W30/09 ,  B60W50/0098 ,  B60W50/14 ,  G06F16/212 ,  G06F16/23 ,  G06F16/2455 ,  G06F30/20 ,  G06Q40/08 ,  G07C5/008 ,  G07C5/0841 ,  G07C5/085 ,  G08B25/006 ,  G08B25/016 ,  G08B25/10 ,  G08G1/16 ,  H04M3/5116 ,  H04W4/025 ,  B60W2420/403 ,  B60W2420/408 ,  B60W2520/00 ,  B60W2540/26 ,  B60W2554/00 ,  B60W2554/20 ,  B60W2554/4023 ,  B60W2554/4029 ,  B60W2554/4041 ,  B60W2556/00

Abstract: A system for notifying emergency services of a vehicular crash may (i) receive sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generate a scenario model of the vehicular crash based upon the received sensor data; (iii) store the scenario model; and/or (iv) transmit a message to one or more emergency services based upon the scenario model. As a result, the speed and accuracy of deploying emergency services to the vehicular crash location is increased. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.

公开(公告)号：US20220375000A1

公开(公告)日：2022-11-24

申请号：US17880413

申请日：2022-08-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nathan Tofte ,  Cole Nave

IPC: G06Q40/08 ,  G06Q30/02

Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.

公开(公告)号：US20220374999A1

公开(公告)日：2022-11-24

申请号：US17880410

申请日：2022-08-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nathan Tofte ,  Cole Nave

IPC: G06Q40/08 ,  G06Q30/02

Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.

公开(公告)号：US11508011B1

公开(公告)日：2022-11-22

申请号：US16834679

申请日：2020-03-30

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nathan Tofte ,  Cole Nave

IPC: G06Q40/00 ,  G06Q40/08 ,  G06Q30/02

Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.

公开(公告)号：US11869094B2

公开(公告)日：2024-01-09

申请号：US17830155

申请日：2022-06-01

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nathan Tofte ,  Cole Nave

IPC: G06Q40/00 ,  G06Q40/08 ,  G06Q30/0251 ,  B60W10/20 ,  B60W10/30 ,  B60W30/085 ,  G06Q30/0201 ,  H04Q9/00

CPC classification number: G06Q40/08 ,  B60W10/20 ,  B60W10/30 ,  B60W30/085 ,  G06Q30/0201 ,  G06Q30/0261 ,  G06Q30/0265 ,  H04Q9/00 ,  B60W2554/00 ,  B60W2710/207 ,  B60W2710/30 ,  B60W2900/00 ,  H04Q2209/40

Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.

公开(公告)号：US11861727B2

公开(公告)日：2024-01-02

申请号：US17880413

申请日：2022-08-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nathan Tofte ,  Cole Nave

IPC: G06Q40/00 ,  G06Q40/08 ,  G06Q30/0251 ,  B60W10/20 ,  B60W10/30 ,  B60W30/085 ,  G06Q30/0201 ,  H04Q9/00

CPC classification number: G06Q40/08 ,  B60W10/20 ,  B60W10/30 ,  B60W30/085 ,  G06Q30/0201 ,  G06Q30/0261 ,  G06Q30/0265 ,  H04Q9/00 ,  B60W2554/00 ,  B60W2710/207 ,  B60W2710/30 ,  B60W2900/00 ,  H04Q2209/40

Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.

公开(公告)号：US20220292612A1

公开(公告)日：2022-09-15

申请号：US17830155

申请日：2022-06-01

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nathan Tofte ,  Cole Nave

IPC: G06Q40/08 ,  G06Q30/02

Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.