公开(公告)号：WO2012044692A8

公开(公告)日：2012-11-15

申请号：PCT/US2011053696

申请日：2011-09-28

申请人： BILLSHRINK INC ,  SATYAVOLU RAMAKRISHNA ,  KOTHARI SAMIR ,  NAKSHATRALA BALA KRISHNA

发明人： SATYAVOLU RAMAKRISHNA ,  KOTHARI SAMIR ,  NAKSHATRALA BALA KRISHNA

IPC分类号： G06Q10/00 ,  G06Q20/00 ,  G06Q40/00

CPC分类号： G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0226 ,  G06Q30/0254 ,  G06Q30/0255 ,  G06Q30/0269 ,  G06Q40/02 ,  H04M15/00 ,  H04M15/44 ,  H04M15/58 ,  H04M15/745 ,  H04M15/80 ,  H04M15/8011 ,  H04M15/8044 ,  H04M15/805 ,  H04M15/8083 ,  H04M15/83 ,  H04M15/84 ,  H04M15/85 ,  H04M15/851 ,  H04M2215/0104 ,  H04M2215/0108 ,  H04M2215/018 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/74 ,  H04M2215/7407 ,  H04M2215/745 ,  H04M2215/7457 ,  H04M2215/81 ,  H04M2215/8129 ,  H04M2215/815

摘要： Systems and methods may include gathering transaction data from a user's financial account, wherein the user's financial account is a financial institution account that is maintained on behalf of the user, analyzing the transaction data to determine an amount spent per a selected view type, generating a spending chart displaying the amount spent per selected view type, and displaying the spending chart in association with a statement of the user's financial account. The amount spent may be compared to a benchmark, such as a national average, a city average, a state average, similar people as defined by either a similar spend pattern or similar demographics, and a private group.

摘要翻译： 系统和方法可以包括从用户的财务账户收集交易数据，其中用户的金融账户是代表用户维护的金融机构账户，分析交易数据以确定每个所选视图类型花费的金额，生成 支出图表显示每个选定视图类型花费的金额，并显示支出图表与用户财务帐户的报表相关联。 可以将所花费的金额与基准值进行比较，例如全国平均水平，城市平均水平，国家平均水平，类似人口或相似人口统计特征的类似人群以及私人团体。

公开(公告)号：WO2010082221A1

公开(公告)日：2010-07-22

申请号：PCT/IT2009/000011

申请日：2009-01-15

申请人： ONE WORLDWILDE, S.R.L. ,  GIACOMINI, Gian Luca

发明人： GIACOMINI, Gian Luca

IPC分类号： G06Q30/00 ,  H04M15/00

CPC分类号： H04M15/745 ,  G06Q30/02 ,  H04M15/00 ,  H04M15/44 ,  H04M15/58 ,  H04M15/80 ,  H04M15/8011 ,  H04M15/8022 ,  H04M15/8083 ,  H04M2215/0104 ,  H04M2215/0108 ,  H04M2215/0152 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/74 ,  H04M2215/7407 ,  H04M2215/7421 ,  H04W4/24

摘要： The present invention refers to a system for the comparison of rate plans consumer uses, by way of example: fixed telephony, mobile telephony, ADS electric energy, gas, TV, etc. The system allows to acquire in a completely automatic way real costs incurr by a user for a certain service over a certain time period, and to find, on the basis the use of the service during said period, the best rate plans.

摘要翻译： 本发明涉及用于比较消费者使用率的方法的系统，例如：固定电话，移动电话，ADS电能，燃气，电视等。该系统允许以完全自动的方式获得实际成本 由用户在特定时间段内进行某项服务，并在此期间根据服务的使用情况找出最佳利率计划。

公开(公告)号：WO2010019604A3

公开(公告)日：2010-06-24

申请号：PCT/US2009053457

申请日：2009-08-11

申请人： BENDER DOUG ,  HEWITT MARK S ,  I2 TELECOM

发明人： BENDER DOUG ,  HEWITT MARK S

IPC分类号： H04W4/16 ,  H04W4/12 ,  H04W80/04

CPC分类号： H04W76/02 ,  H04M3/42382 ,  H04M15/00 ,  H04M15/8044 ,  H04M15/8083 ,  H04M2203/652 ,  H04M2215/0184 ,  H04M2215/42 ,  H04M2215/745 ,  H04W4/16 ,  H04W4/24

摘要： Systems, methods and processor-readable media for initiating a call are disclosed. A particular system includes an access interface to receive a data message including a destination address from a mobile communication device. The system also includes a communication bridge responsive to the access interface. The communication bridge initiates a first call to the mobile communication device and initiates a second call to the destination address in response to the data message. The communication bridge bridges the first call to the second call.

摘要翻译： 公开了用于发起呼叫的系统，方法和处理器可读介质。 特定系统包括访问接口，以从移动通信设备接收包括目的地地址的数据消息。 该系统还包括响应于访问接口的通信桥。 通信网桥响应于数据消息向移动通信设备发起第一呼叫并发起对目的地地址的第二呼叫。 通信桥将第一个呼叫桥接到第二个呼叫。

公开(公告)号：WO2009155983A1

公开(公告)日：2009-12-30

申请号：PCT/EP2008/058197

申请日：2008-06-26

申请人： NOKIA SIEMENS NETWORKS OY ,  GÖRMER, Gerald ,  KAMPHUIS, Robert ,  SCHENDEL, Jens

发明人： GÖRMER, Gerald ,  KAMPHUIS, Robert ,  SCHENDEL, Jens

IPC分类号： H04M15/06

CPC分类号： H04M15/06 ,  H04M15/55 ,  H04M15/63 ,  H04M15/8077 ,  H04M15/8083 ,  H04M15/8221 ,  H04M15/8292 ,  H04M2215/0184 ,  H04M2215/2073 ,  H04M2215/28 ,  H04M2215/44 ,  H04M2215/7492 ,  H04M2215/7826 ,  H04W4/14

摘要： A short message service (SMS) node is detecting that at least one request to deliver a plurality of short messages (SM) is originating from a single user, combining information (MSISDN, ISMI) related to recipients of the plurality of short messages in a signalling message, and is transmitting the signalling message to a charging function (OFCS, OCS).

摘要翻译： 短消息服务（SMS）节点正在检测到至少一个递送多个短消息（SM）的请求是从单个用户发起的，将与多个短消息的接收者相关的信息（MSISDN，ISMI）组合在一个 信令消息，并且正在将信令消息发送到计费功能（OFCS，OCS）。

公开(公告)号：WO2009044388A3

公开(公告)日：2009-11-12

申请号：PCT/IE2008000096

申请日：2008-10-06

申请人： MARKPORT LTD ,  GARDNER THOMAS GODFREY

发明人： GARDNER THOMAS GODFREY

IPC分类号： H04M15/00

CPC分类号： H04M17/00 ,  G06Q40/12 ,  H04M15/00 ,  H04M15/43 ,  H04M15/58 ,  H04M15/71 ,  H04M15/715 ,  H04M15/75 ,  H04M15/765 ,  H04M15/7652 ,  H04M15/7655 ,  H04M15/772 ,  H04M15/773 ,  H04M15/78 ,  H04M15/785 ,  H04M15/79 ,  H04M15/80 ,  H04M15/8022 ,  H04M15/8083 ,  H04M15/8228 ,  H04M15/8278 ,  H04M15/853 ,  H04M15/854 ,  H04M2215/0152 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/7018 ,  H04M2215/7027 ,  H04M2215/72 ,  H04M2215/724 ,  H04M2215/7245 ,  H04M2215/725 ,  H04M2215/7263 ,  H04M2215/7268 ,  H04M2215/7281 ,  H04M2215/7295 ,  H04M2215/74 ,  H04M2215/7421 ,  H04M2215/7833 ,  H04M2215/788 ,  H04M2215/8162 ,  H04M2215/8166

摘要： A rating and charging engine (1) comprises an engine core (2), having an accounts/pots/resources/rules persistent database (3), and a provisioning system (4). The core (2) interfaces with a service supply entity (10) such as an IN (intelligent network) service control point, and with an external rating and charging entity (20). The engine (1) overcomes the 'combinatorial explosion' limitation of the prior rating and charging approaches by reducing complexity. Most of the rating and charging rules are associated with pot types, and each pot has its own set of rules. The core (2) executes pot traversal rules according to at least one parameter to efficiently determine which pots cannot fulfil a service event, thus immediately narrowing down the rule base to execute. This is very important for real-time performance, where there may be in excess of tens of thousands of service events per second arriving at the core (2). This ensures many hitherto difficult requirements can be simply and rapidly implemented and provisioned, including arbitrary combinations of: cross-service bundles, single-purpose bundles, and time and volume limited bundles.

摘要翻译： 评级和计费引擎（1）包括具有帐户/电台/资源/规则持久性数据库（3）的引擎核心（2）和供应系统（4）。 核心（2）与诸如IN（智能网）服务控制点的服务供应实体（10）以及外部评级和计费实体（20）相连接。 发动机（1）通过降低复杂性来克服先前的额定值和充电方法的“组合爆炸”限制。 大多数评级和收费规则与锅类型相关联，每个锅具有自己的一套规则。 核心（2）根据至少一个参数执行锅遍历规则，以有效地确定哪些锅不能满足服务事件，从而立即缩小规则库以执行。 这对于实时性能非常重要，其中每秒可能会有超过数万个服务事件达到核心（2）。 这确保了许多迄今困难的要求可以简单，快速地实现和配置，包括以下任意组合：交叉服务捆绑包，单用途捆绑包以及时间和数量有限的捆绑包。

公开(公告)号：WO2009091617A1

公开(公告)日：2009-07-23

申请号：PCT/US2009/000394

申请日：2009-01-15

申请人： BRANDED MARKETING LLC ,  JACKOWITZ, Richard ,  LEHMANN, Jack

发明人： JACKOWITZ, Richard ,  LEHMANN, Jack

IPC分类号： G06Q30/00

CPC分类号： H04M3/4878 ,  H04M3/42059 ,  H04M3/42348 ,  H04M15/8083 ,  H04M2215/0184 ,  H04M2215/0192

摘要： A method for delivering targeted promotional announcements comprising: associating a financial card account with a subscriber (110); receiving an instruction (210) to connect a call from the subscriber (110) to a called party; selecting a promotional announcement from a plurality of promotional announcements based on information derived from the financial card account (212); delivering the promotional announcement to the subscriber (110); and connecting (214) the subscriber (110) to the called party.

摘要翻译： 一种用于提供目标促销公告的方法，包括：将金融卡帐户与订户（110）相关联; 接收用于将来自所述用户（110）的呼叫连接到被叫方的指令（210） 基于从所述金融卡账户（212）获得的信息，从多个促销公告中选择促销公告; 向所述用户（110）发送所述促销通知; 以及将所述订户（110）连接（214）到被叫方。

公开(公告)号：WO2009014518A1

公开(公告)日：2009-01-29

申请号：PCT/US2007/016715

申请日：2007-07-24

申请人： DENG, Hang

发明人： DENG, Hang

IPC分类号： H04M15/00

CPC分类号： H04M15/00 ,  H04M15/09 ,  H04M15/745 ,  H04M15/8083 ,  H04M2215/0108 ,  H04M2215/0168 ,  H04M2215/0184 ,  H04M2215/66 ,  H04W4/24

摘要： The present invention utilizes a message which can be sent from any suitable source for an appropriate message. The basic message includes a pin number, the desired telephone from which the caller intends to talk. This caller :may intend his own cell-phone or another's cell phone or any other telephone to be the originating telephone. Included in the message is the destination telephone number. The message is sent to a service center which verifies the pin number and sets up to charge the pin associated pre-paid or open account. Upon verification, a switch is set with the destination telephone number in its switch calling memory. Upon setting up the switch for the call, a call is placed to the intended originating telephone. When that telephone is answered, the destination telephone number is called.

摘要翻译： 本发明利用可以从任何合适的源发送用于适当消息的消息。 基本信息包括一个针号，呼叫者打算从中呼叫的所需电话。 该来电者：可能打算将自己的手机或其他手机或任何其他电话作为始发电话。 消息中包含目的地电话号码。 该消息被发送到服务中心，该服务中心验证引脚号码并设置为相关的预付费或开放帐户的引脚充电。 验证后，在其切换呼叫存储器中设置目的地电话号码的交换机。 在设置呼叫开关时，将呼叫发送到预期的发起电话。 当该电话被应答时，呼叫目的地电话号码。

公开(公告)号：WO2006057665A2

公开(公告)日：2006-06-01

申请号：PCT/US2005017268

申请日：2005-05-18

申请人： NASHED ASHRAF

发明人： NASHED ASHRAF

IPC分类号： G06Q30/00

CPC分类号： G06Q30/02 ,  G06Q30/0236 ,  G06Q30/0241 ,  G06Q30/0257 ,  H04M15/00 ,  H04M15/8083 ,  H04M2215/0184 ,  H04M2215/0192 ,  H04M2215/2013 ,  H04M2215/2026 ,  H04W4/24

摘要： Users of a communications network, when registered with a base communications network site on the network, automatically are awarded credits when they interact with the base site. The registered users can redeem the credits at any communications network site that is partnered with the base site in exchange for obtaining access to information and content, or credit towards the purchase of products and services, available on the partner sites.

摘要翻译： 通信网络的用户在与基站相互作用时自动获得积分。 注册用户可以在与基地站点合作的任何通信网络站点兑换信用，以换取获取信息和内容的信息，或者在合作伙伴站点上可用的购买产品和服务的信用。

公开(公告)号：WO2004107086A3

公开(公告)日：2005-08-04

申请号：PCT/IL2004000467

申请日：2004-06-02

申请人： FESTIN ENTPR CORP ,  WINKLER YAIR

发明人： WINKLER YAIR

IPC分类号： G01R31/08 ,  G06F20060101 ,  H04M20060101 ,  H04M3/36 ,  H04M3/42 ,  H04M3/48 ,  H04M3/493 ,  H04M3/53 ,  H04M3/533 ,  H04M7/00 ,  H04M11/00 ,  H04M15/00 ,  H04Q3/66 ,  H04W4/12

CPC分类号： H04Q3/66 ,  H04M3/36 ,  H04M3/42195 ,  H04M3/42229 ,  H04M3/48 ,  H04M3/493 ,  H04M3/5322 ,  H04M3/53325 ,  H04M3/53358 ,  H04M7/0033 ,  H04M7/0048 ,  H04M15/49 ,  H04M15/51 ,  H04M15/8044 ,  H04M15/8083 ,  H04M2207/20 ,  H04M2207/206 ,  H04M2215/0184 ,  H04M2215/42 ,  H04M2215/46 ,  H04M2215/54 ,  H04M2215/745 ,  H04Q2213/13138 ,  H04Q2213/13377 ,  H04W4/12

摘要： A method and system for reducing the cost of handling incoming/outgoing calls are disclosed. A plurality of communication centers deployed in a different geographical region and granted permission to use the receiving and transmitting infrastructure of a corresponding service provider are employed. A default communication center (33) routes incoming/outgoing calls associated with a given subscriber to a distant communication center via an optimal path (35) through the infrastructure of each of said service providers. The optimal path (35) is selected after comparing the transmission time and cost of call for a plurality of possible communication paths.

摘要翻译： 公开了一种用于降低处理呼入/呼出呼叫的成本的方法和系统。 采用部署在不同地理区域并允许使用相应服务提供商的接收和发送基础设施的许多通信中心。 默认通信中心（33）通过每个所述服务提供商的基础设施经由最佳路径（35）将与给定订户相关联的进入/离开呼叫路由到远程通信中心。 在对多个可能的通信路径的传送时间和呼叫成本进行比较之后，选择最佳路径（35）。

公开(公告)号：WO2004107086A2

公开(公告)日：2004-12-09

申请号：PCT/IL2004/000467

申请日：2004-06-02

申请人： FESTIN ENTERPRISES CORP. ,  WINKLER, Yair

发明人： WINKLER, Yair

IPC分类号： G06F

CPC分类号： H04Q3/66 ,  H04M3/36 ,  H04M3/42195 ,  H04M3/42229 ,  H04M3/48 ,  H04M3/493 ,  H04M3/5322 ,  H04M3/53325 ,  H04M3/53358 ,  H04M7/0033 ,  H04M7/0048 ,  H04M15/49 ,  H04M15/51 ,  H04M15/8044 ,  H04M15/8083 ,  H04M2207/20 ,  H04M2207/206 ,  H04M2215/0184 ,  H04M2215/42 ,  H04M2215/46 ,  H04M2215/54 ,  H04M2215/745 ,  H04Q2213/13138 ,  H04Q2213/13377 ,  H04W4/12

摘要： A method and system for reducing the cost of handling incoming/outgoing calls are disclosed. A plurality of communication centers deployed in a different geographical region and granted permission to use the receiving and transmitting infrastructure of a corresponding service provider are employed. A default communication center routes incoming/outgoing calls associated with a given subscriber to a distant communication center via an optimal path through the infrastructure of each of said service providers. The optimal path is selected after comparing the transmission time and cost of call for a plurality of possible communication paths.

摘要翻译： 公开了一种用于降低处理呼入/呼出呼叫的成本的方法和系统。 采用部署在不同地理区域并允许使用相应服务提供商的接收和发送基础设施的许多通信中心。 默认通信中心通过经由每个所述服务提供商的基础设施的最佳路径将与给定订户相关联的进入/离开呼叫路由到远程通信中心。 在比较多个可能通信路径的传送时间和呼叫成本之后，选择最佳路径。