METHOD FOR SECURE USER AND TRANSACTION AUTHENTICATION AND RISK MANAGEMENT

    公开(公告)号:US20190238531A1

    公开(公告)日:2019-08-01

    申请号:US16379558

    申请日:2019-04-09

    Inventor: Ravi Ganesan

    Abstract: To provide a user signature on a network transaction, a security server receives transaction information representing a transaction between a network user and a network site, such as a website, directly from the network site. The security server calculates a one-time-password based on the received transaction information and a secret shared by the security server and the network site, but not by the user. The security server transmits the calculated one-time-password for application as the user's signature on the transaction. The one-time-password is independently calculable by the network site based on the shared secret.

    SYSTEM AND METHOD FOR IDENTITY AUTHENTICATION

    公开(公告)号:US20180041479A1

    公开(公告)日:2018-02-08

    申请号:US15667542

    申请日:2017-08-02

    Inventor: Qinghua Wang

    Abstract: Embodiments of the present application relate to a method, device, and system for processing data. The method includes receiving a login request from a front-end device, the login request comprising account information of an account associated with the front-end device, determining a confirmation device associated with the front-end device based at least in part on the account information, generating an authentication request based at least in part on the account information, wherein said authentication request comprises said account information, obtaining confirmation information from the confirmation device, the confirmation information being generated based at least in part on the authentication request and confirming the login request, and authenticating, by the authentication system, the front-end device based at least in part on the confirmation information.

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