Dynamic Level Assessment
    2.
    发明申请
    Dynamic Level Assessment 审中-公开
    动态水平评估

    公开(公告)号:US20130054463A1

    公开(公告)日:2013-02-28

    申请号:US13586752

    申请日:2012-08-15

    IPC分类号: G06Q20/38 G06Q20/40

    摘要: Embodiments of the present invention include a dynamic and auditable rules-based spend requirement management (SRM) server configured to receive transaction data associated with a payment transaction involving an issuer of an account, where the account is associated with a first set of account level requirements (e.g., a minimum spend requirement) and a first interchange rate. The SRM is further configured to determine that the transaction data is not within the first set of account level requirements, but is within a second set of account level requirements associated with a second interchange rate, and associate the account to the second set of account level requirements by way of a final product identifier stored in a database accessible by a payment processing network (PPN).

    摘要翻译: 本发明的实施例包括动态和可审计的基于规则的花费需求管理(SRM)服务器,其被配置为接收与涉及帐户的发行者的支付交易相关联的交易数据,其中所述帐户与第一组帐户级别要求相关联 (例如,最低支出要求)和第一个交换费率。 SRM还被配置为确定交易数据不在第一组帐户级别要求内,但是处于与第二交换费用相关联的第二组帐户级别要求中,并且将帐户与第二组帐户级别相关联 通过存储在可由支付处理网络(PPN)访问的数据库中的最终产品标识符的要求。

    Desktop alert with interactive bona fide dispute initiation through chat session facilitated by desktop application
    3.
    发明授权
    Desktop alert with interactive bona fide dispute initiation through chat session facilitated by desktop application 失效
    通过桌面应用促进的聊天会话,通过交互式真正的争议发起桌面警报

    公开(公告)号:US08346662B2

    公开(公告)日:2013-01-01

    申请号:US12122573

    申请日:2008-05-16

    IPC分类号: G06Q40/00

    摘要: A consumer installs a desktop application on a computer which renders a user interface on the computer's desktop. Upon installation, the desktop application is registered to receive offers and alerts. Each alert includes data for a transaction on an account conducted with a merchant where the account was issued by an issuer to an account holder to conduct transactions on the account with merchants. A received alert is rendered on the desktop. If the consumer, upon review of the rendered alert, deems the corresponding transaction to be fraudulent, the consumer can operate the user interface to activate a live chat with a web service, and use the live chat to send information sufficient to initiate a bona fide dispute of the transaction. The offers are rendered on the user interface as advertisement and are selectable to initiate a transaction on the account.

    摘要翻译: 消费者在计算机上安装桌面应用程序,从而在计算机的桌面上呈现用户界面。 安装后,桌面应用程序被注册接收报价和提醒。 每个警报包括与商户进行的帐户交易的数据,其中帐户由发行人发行给账户持有者以与商家的账户进行交易。 收到的警报在桌面上呈现。 如果消费者在查看所提醒的警报后,认为相应的交易是欺诈性的,消费者可以操作用户界面来激活与Web服务的实时聊天,并使用即时聊天发送足以启动真实信息的信息 交易争议。 这些优惠在用户界面上呈现为广告,并可选择在该帐户上启动交易。

    Anti human ovarian cancer-anti CD3 bispecific antibody
    4.
    发明授权
    Anti human ovarian cancer-anti CD3 bispecific antibody 失效
    抗人卵巢癌抗CD3双特异性抗体

    公开(公告)号:US07262276B2

    公开(公告)日:2007-08-28

    申请号:US10478345

    申请日:2002-05-23

    IPC分类号: C07K16/30

    摘要: The present invention provides an anti-ovarian cancer bispecific antibody. Said antibody includes two polypeptide domains connected by a polypeptide linker, one is anti-ovarian cancer antibody, or its Fab fragment, single complementarity determining region (CDR) antibody or single chain Fv (scFv) and the other is anti-CD3 antibody, or its Fab fragment, single CDR antibody or scFv. The present invention also provides DNA sequences encoding said antibody, an expression vector containing said DNA sequence, and a host cell containing said expression vector.

    摘要翻译: 本发明提供了抗卵巢癌双特异性抗体。 所述抗体包括通过多肽接头连接的两个多肽结构域,一个是抗卵巢癌抗体或其Fab片段,单互补决定区(CDR)抗体或单链Fv(scFv),另一个是抗CD3抗体,或 其Fab片段,单CDR抗体或scFv。 本发明还提供编码所述抗体的DNA序列,含有所述DNA序列的表达载体和含有所述表达载体的宿主细胞。

    Watermark insertion in frequency domain for audio encoding/decoding/transcoding

    公开(公告)号:US09620133B2

    公开(公告)日:2017-04-11

    申请号:US14096959

    申请日:2013-12-04

    申请人: Qi Yang Jie Feng

    发明人: Qi Yang Jie Feng

    CPC分类号: G10L19/018 G10L19/02

    摘要: An audio processing device includes an initial processing module to generate a stream of frequency coefficients based on input audio data, a watermarking module to embed a digital watermark into the stream of frequency coefficients to generate a modified stream of frequency coefficients, and a final processing module to process the modified stream of frequency coefficients to generate output audio data. In some implementations, the input audio data comprises unencoded audio data, the initial processing module comprises a frequency domain transform module to perform a time-to-frequency domain transform to generate the unencoded audio data, and the output audio data is encoded audio data. In other instances, the input audio data comprises encoded audio data, the initial processing module comprises an initial decoding module to partially decode the encoded audio data to generate the stream of frequency coefficients, and the output audio data is decoded audio data.

    WATERMARK INSERTION IN FREQUENCY DOMAIN FOR AUDIO ENCODING/DECODING/TRANSCODING
    6.
    发明申请
    WATERMARK INSERTION IN FREQUENCY DOMAIN FOR AUDIO ENCODING/DECODING/TRANSCODING 有权
    频域编码/解码/平移中的水印插入

    公开(公告)号:US20150154972A1

    公开(公告)日:2015-06-04

    申请号:US14096959

    申请日:2013-12-04

    申请人: Qi Yang Jie Feng

    发明人: Qi Yang Jie Feng

    IPC分类号: G10L19/018

    CPC分类号: G10L19/018 G10L19/02

    摘要: An audio processing device includes an initial processing module to generate a stream of frequency coefficients based on input audio data, a watermarking module to embed a digital watermark into the stream of frequency coefficients to generate a modified stream of frequency coefficients, and a final processing module to process the modified stream of frequency coefficients to generate output audio data. In some implementations, the input audio data comprises unencoded audio data, the initial processing module comprises a frequency domain transform module to perform a time-to-frequency domain transform to generate the unencoded audio data, and the output audio data is encoded audio data. In other instances, the input audio data comprises encoded audio data, the initial processing module comprises an initial decoding module to partially decode the encoded audio data to generate the stream of frequency coefficients, and the output audio data is decoded audio data.

    摘要翻译: 音频处理装置包括:初始处理模块,用于基于输入音频数据生成频率系数流;水印模块,用于将数字水印嵌入到频率系数流中,以生成修改的频率系数流;以及最终处理模块 以处理修改的频率系数流以产生输出音频数据。 在一些实现中,输入音频数据包括未编码的音频数据,初始处理模块包括频域变换模块,用于执行时间 - 频域变换以生成未编码的音频数据,并且输出音频数据是编码音频数据。 在其他情况下,输入音频数据包括经编码的音频数据,初始处理模块包括一个初始解码模块,用于对编码音频数据进行部分解码以产生频率系数流,输出音频数据是解码音频数据。

    DESKTOP ALERT WITH INTERACTIVE BONA FIDE DISPUTE INITIATION THROUGH CHAT SESSION FACILITATED BY DESKTOP APPLICATION
    7.
    发明申请
    DESKTOP ALERT WITH INTERACTIVE BONA FIDE DISPUTE INITIATION THROUGH CHAT SESSION FACILITATED BY DESKTOP APPLICATION 失效
    桌面提醒与交互式BONA FIDE争议通过桌面应用程序通过聊天会议启动

    公开(公告)号:US20090287604A1

    公开(公告)日:2009-11-19

    申请号:US12122573

    申请日:2008-05-16

    摘要: A consumer installs a desktop application on a computer which renders a user interface on the computer's desktop. Upon installation, the desktop application is registered to receive offers and alerts. Each alert includes data for a transaction on an account conducted with a merchant where the account was issued by an issuer to an account holder to conduct transactions on the account with merchants. A received alert is rendered on the desktop. If the consumer, upon review of the rendered alert, deems the corresponding transaction to be fraudulent, the consumer can operate the user interface to activate a live chat with a web service, and use the live chat to send information sufficient to initiate a bona fide dispute of the transaction. The offers are rendered on the user interface as advertisement and are selectable to initiate a transaction on the account.

    摘要翻译: 消费者在计算机上安装桌面应用程序,从而在计算机的桌面上呈现用户界面。 安装后,桌面应用程序被注册接收报价和提醒。 每个警报包括与商户进行的帐户交易的数据,其中帐户由发行人发行给账户持有者以与商家的账户进行交易。 收到的警报在桌面上呈现。 如果消费者在查看所提醒的警报后,认为相应的交易是欺诈性的,消费者可以操作用户界面来激活与Web服务的实时聊天,并使用即时聊天发送足以启动真实信息的信息 交易争议。 这些优惠在用户界面上呈现为广告,并可选择在该帐户上启动交易。