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    Consumer Lending Using A Money Transfer Network Systems And Methods
    3.
    发明申请
    Consumer Lending Using A Money Transfer Network Systems And Methods 审中-公开
    消费贷款使用汇款网络系统和方法

    公开(公告)号：US20090192934A1

    公开(公告)日：2009-07-30

    申请号：US12058973

    申请日：2008-03-31

    Applicant: Lau Kam Chu ,  Cheung Pik Wa ,  Yung Miu Chu ,  Stuart Davis

    Inventor： Lau Kam Chu ,  Cheung Pik Wa ,  Yung Miu Chu ,  Stuart Davis

    IPC: G06Q40/00

    CPC classification number: G06Q40/02 ,  G06Q20/10 ,  G06Q40/025

    Abstract: A method of lending money includes receiving a loan application from a consumer. The consumer is a prior customer of a money transfer service provider. The method also includes using information indicative of the consumer's prior usage of services provided by or through the money transfer service provider to approve the loan application. The method further includes using a money transfer network to provide loan proceeds to the consumer or a designee of the consumer and/or transfer loan payments associated with the loan application. In some embodiments using information indicative of the consumer's prior usage of services provided by or through the money transfer service provider to approve the loan application includes approving the loan in the absence of a credit report on the consumer. The method also my include using the consumer's usage history of pre-paid accounts serviced by the money transfer service provider to approve the loan application.

    Abstract translation: 贷款的方法包括从消费者那里收到贷款申请。 消费者是汇款服务提供商的先前客户。 该方法还包括使用指示消费者事先使用或通过汇款服务提供商提供的服务的信息来批准贷款申请。 该方法还包括使用汇款网络向消费者或消费者的指定人提供贷款收益和/或与贷款申请相关联的转移贷款支付。 在一些实施例中，使用指示消费者事先使用或通过汇款服务提供商批准贷款申请的服务的信息包括在没有消费者的信用报告的情况下批准贷款。 该方法还包括使用消费者的使用历史记录，由汇款服务提供商提供的预付款账户批准贷款申请。

    Wafer alkaline cell
    5.
    发明申请
    Wafer alkaline cell 有权
    晶圆碱性电池

    公开(公告)号：US20050214648A1

    公开(公告)日：2005-09-29

    申请号：US11130670

    申请日：2005-05-17

    Applicant: Jonathan Boulton ,  Stuart Davis ,  Charles O'Brien ,  Thomas Richards

    Inventor： Jonathan Boulton ,  Stuart Davis ,  Charles O'Brien ,  Thomas Richards

    IPC: H01M2/02 ,  H01M2/08 ,  H01M2/16 ,  H01M4/02 ,  H01M4/50 ,  H01M4/66 ,  H01M6/12

    CPC classification number: H01M10/287 ,  H01M2/0257 ,  H01M2/0277 ,  H01M2/0287 ,  H01M2/08 ,  H01M4/50 ,  H01M4/66 ,  H01M4/661 ,  H01M4/662 ,  H01M4/667 ,  H01M4/668 ,  H01M4/669 ,  H01M4/70 ,  H01M4/74 ,  H01M4/742 ,  H01M6/12 ,  H01M6/40 ,  H01M10/0436 ,  H01M2004/021

    Abstract: A wafer alkaline cell of a laminar structure is disclosed. The cell has a pair of opposing sides comprising at least the majority of the boundary surface of said cell and defining a short cell dimension therebetween. The cell comprises an anode assembly and a cathode assembly bonded together to form a laminate structure. The cell comprises preferably two separate plastic frames housing the anode and cathode material. The anode current collector may be precoated with a sealing metal forming an alkaline resistant metal oxide film to improve bonding to the frame. The anode assembly has an anode material therein typically comprising zinc and the cathode assembly has a cathode material therein typically comprising manganese dioxide. The cell is durable and preferably rigid, has elongated leak block paths, and resists electrolyte leakage.

    Abstract translation: 公开了一种层状结构的晶片碱性电池。 电池具有至少包括所述电池的边界表面的大部分并且在它们之间限定短电池尺寸的一对相对侧。 电池包括阳极组件和结合在一起以形成层压结构的阴极组件。 电池优选地包括容纳阳极和阴极材料的两个分离的塑料框架。 阳极集电器可以用形成耐碱金属氧化物膜的密封金属预涂以改善与框架的粘合。 阳极组件具有其中通常包含锌的阳极材料，阴极组件具有其中通常包含二氧化锰的阴极材料。 电池是耐用的，优选刚性的，具有细长的泄漏块路径，并且抵抗电解液泄漏。

    METHOD FOR CLARIFYING INDUSTRIAL WASTEWATER
    6.
    发明申请
    METHOD FOR CLARIFYING INDUSTRIAL WASTEWATER 审中-公开
    澄清工业废水的方法

    公开(公告)号：US20130075341A1

    公开(公告)日：2013-03-28

    申请号：US13491008

    申请日：2012-06-07

    Applicant: Robert Davis ,  Stuart Davis

    Inventor： Robert Davis ,  Stuart Davis

    IPC: C02F1/54

    CPC classification number: B01D17/048

    Abstract: Methods are described for removing contaminates from aqueous industrial wastewater process streams, specifically industrial laundries to yield a less contaminated aqueous effluent for discharge to a sewer and reduce the sludge generated therefrom. A premixed medium/high molecular weight and medium/high charged cationic coagulant solution polymer and an inorganic aluminum species is added to the wastewater, and after at least a two second delay, a high molecular weight highly charged anionic flocculent is injected into the wastewater which reduces sludge generation, while maintaining or exceeding effluent quality. Also, no coagulant, flocculent or sludge aids are needed to attain the results and the sludge can be dewatered in a plate and frame press.

    Abstract translation: 描述了用于从水性工业废水工艺流，特别是工业洗涤物中除去污染物的方法，以产生较少污染的含水废水排放到下水道并减少由其产生的污泥。 向废水中加入预混合的中等/高分子量和中等/高电荷的阳离子凝结剂溶液聚合物和无机铝物质，至少延迟两秒钟后，将高分子量高电荷的阴离子絮凝剂注入废水中 减少污泥产生，同时保持或超过污水质量。 此外，不需要凝结剂，絮凝剂或污泥辅助剂来获得结果，并且污泥可以在板框压机中脱水。

    High speed valve assembly
    7.
    发明申请
    High speed valve assembly 有权
    高速阀门总成

    公开(公告)号：US20070152515A1

    公开(公告)日：2007-07-05

    申请号：US11411060

    申请日：2006-04-25

    Applicant: William Motherway ,  Stuart Davis

    Inventor： William Motherway ,  Stuart Davis

    IPC: H02K41/00 ,  H02K21/00

    CPC classification number: H02K41/031 ,  H02K1/145 ,  H02K1/2733 ,  H02K1/32 ,  H02K3/24 ,  H02K7/14 ,  H02K2207/03 ,  Y10T29/53191 ,  Y10T137/0753 ,  Y10T137/0989

    Abstract: Apparatus and associated systems or methods include a linear machine with an elongate, axially-slidable core member (i.e., shaft). In one embodiment, the shaft includes at least one radial aperture to provide fluid (e.g., air) communication from an interior volume of a winding tube that contains one or more stationary windings, to either end of the shaft through a lumen that extends axially through the length of the shaft. The stationary windings are spaced apart to permit fluid to flow through a plurality of radial apertures in the winding tube. In particular, fluid circulation across the windings may provide sufficient cooling to increase the machine's maximum current rating. The fluid circulation may also provide pneumatic processing capabilities (e.g., vacuum hold, blow-off). In one exemplary embodiment, the apparatus may be used to insert tube-and-square paper separators into battery casings at high rates.

    Abstract translation: 设备和相关系统或方法包括具有细长的可轴向滑动的芯构件（即，轴）的线性机器。 在一个实施例中，轴包括至少一个径向孔，以从包含一个或多个静止绕组的缠绕管的内部容积提供流体（例如，空气）连通到轴的任一端，该腔通过轴向延伸穿过 轴的长度。 固定绕组间隔开以允许流体流过绕组管中的多个径向孔。 特别地，跨绕组的流体循环可以提供足够的冷却以增加机器的最大额定电流。 流体循环还可以提供气动处理能力（例如，真空保持，吹扫）。 在一个示例性实施例中，该装置可用于以高速率将管和方形纸分离器插入电池壳体。

    Electrochemical cell systems comprising fuel consuming agents
    8.
    发明申请
    Electrochemical cell systems comprising fuel consuming agents 有权
    包含燃料消耗剂的电化学电池系统

    公开(公告)号：US20070048586A1

    公开(公告)日：2007-03-01

    申请号：US11585404

    申请日：2006-10-24

    Applicant: Stuart Davis

    Inventor： Stuart Davis

    IPC: H01M8/02 ,  B05D5/12

    CPC classification number: C01B5/00 ,  F17C11/005 ,  H01M8/04089 ,  H01M8/22 ,  H01M8/247

    Abstract: Electrochemical cell systems are provided. In some implementations, the electrochemical cell system includes a fuel cell and a fuel cartridge connected to the fuel cell. The fuel cell includes (i) a fuel cell housing having a first external surface and a first internal surface defining a first internal volume of the fuel cell housing, and (ii) a cathode, and anode, and an electrolyte disposed within the first internal volume. The fuel cartridge includes (i) a cartridge housing having a second external surface and a second internal surface defining a second internal volume of the cartridge housing, wherein the second internal volume includes a fuel; and (ii) a fuel consuming agent disposed on at least one of the first external surface and the second external surface.

    Abstract translation: 提供电化学电池系统。 在一些实施方案中，电化学电池系统包括燃料电池和连接到燃料电池的燃料盒。 燃料电池包括（i）燃料电池壳体，其具有第一外表面和限定燃料电池壳体的第一内部体积的第一内表面，以及（ii）阴极和阳极以及设置在第一内部内部的电解质 卷。 燃料盒包括（i）具有第二外表面的盒壳体和限定盒壳体的第二内部容积的第二内表面，其中第二内部容积包括燃料; 和（ii）设置在所述第一外表面和所述第二外表面中的至少一个上的燃料消耗剂。

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