MOBILE INFORMATION APPARATUS SUPPORTING MOBILE PAYMENT THAT INCLUDES SECURITY BASED, AT LEAST PARTLY, ON USER PUSHBUTTON, USER BIOMETRICS, DATA ENCRYPTION, AND SHORT PHYSICAL DISTANCE WIRELESS COMMUNICATION
    48.
    发明申请
    MOBILE INFORMATION APPARATUS SUPPORTING MOBILE PAYMENT THAT INCLUDES SECURITY BASED, AT LEAST PARTLY, ON USER PUSHBUTTON, USER BIOMETRICS, DATA ENCRYPTION, AND SHORT PHYSICAL DISTANCE WIRELESS COMMUNICATION 审中-公开
    移动信息设备支持移动支付,其中包括基于安全性,至少部分,用户按钮,用户生物量,数据加密和短距离无线通信

    公开(公告)号:US20150356565A1

    公开(公告)日:2015-12-10

    申请号:US14828369

    申请日:2015-08-17

    Abstract: A mobile information apparatus for making mobile payments associated with a credit card, via a near distance radio frequency wireless communication unit, is herein disclosed and enabled. At least part of the payment information is stored in the mobile information apparatus with an encryption technique. To make a payment, the user approximates the mobile information apparatus to within a limited local physical distance of a wireless output controller, and the biometrics of the user is obtained by the mobile information apparatus as a security measure. The user authorizes the payment by using a push button on the mobile information apparatus, and subsequent to the having received the biometric authentication and user push button, the mobile information apparatus releases the payment information that includes encrypted data associated with a transaction over a short range radio frequency communication link to the wireless output controller for payment and transaction processing.

    Abstract translation: 本文公开了一种用于通过近距离射频无线通信单元进行与信用卡相关联的移动支付的移动信息设备。 支付信息的至少一部分以加密技术存储在移动信息装置中。 为了进行支付,用户将无线输出控制器的有限本地物理距离内的移动信息装置近似,并且由移动信息装置获取用户的生物特征作为安全措施。 用户通过使用移动信息装置上的按钮来授权付款,并且在接收到生物认证和用户按钮之后,移动信息装置释放包括与短交易相关联的加密数据的支付信息 射频通信链接到无线输出控制器进行支付和事务处理。

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