公开(公告)号：US20230334768A1

公开(公告)日：2023-10-19

申请号：US18338240

申请日：2023-06-20

申请人： Fyusion, Inc.

发明人： Stefan Johannes Josef Holzer ,  Abhishek Kar ,  Matteo Munaro ,  Pavel Hanchar ,  Radu Bogdan Rusu ,  Santi Arano

IPC分类号： G06T15/20 ,  G06T7/00 ,  G06T7/70 ,  G06T19/00 ,  G06F30/15 ,  G06N3/02 ,  G06Q30/02 ,  G06T15/10 ,  G06T17/00 ,  G06F9/451 ,  G06F17/18 ,  G06T7/593 ,  H04N13/271 ,  H04N13/243 ,  G06F16/29 ,  H04N23/63

CPC分类号： G06T15/205 ,  G06T7/0004 ,  G06T7/70 ,  G06T19/003 ,  G06F30/15 ,  G06N3/02 ,  G06Q30/0278 ,  G06T7/0002 ,  G06T15/10 ,  G06T17/00 ,  G06F9/453 ,  G06F17/18 ,  G06T7/593 ,  H04N13/271 ,  H04N13/243 ,  G06F16/29 ,  G06T19/006 ,  H04N23/633 ,  G06T2207/30248 ,  G06T2207/30244 ,  G06T2200/08 ,  G06T2207/30108 ,  G06T2207/20084 ,  G06T2200/24 ,  G06T2207/20076 ,  G06T2207/10016 ,  G06T2207/20081 ,  G06T2207/20224 ,  G06T2207/10028 ,  H04N2013/0081

摘要： A plurality of images may be analyzed to determine an object model. The object model may have a plurality of components, and each of the images may correspond with one or more of the components. Component condition information may be determined for one or more of the components based on the images. The component condition information may indicate damage incurred by the object portion corresponding with the component.

公开(公告)号：US11783384B2

公开(公告)日：2023-10-10

申请号：US16458827

申请日：2019-07-01

申请人： Insurance Services Office, Inc.

发明人： Bryce Zachary Porter ,  Dean Lebaron

IPC分类号： G06Q30/02 ,  G06V20/40 ,  G06F18/24 ,  G06V10/25 ,  G06V10/764 ,  G06V10/82 ,  G06V20/10

CPC分类号： G06Q30/0278 ,  G06F18/24 ,  G06V10/25 ,  G06V10/764 ,  G06V10/82 ,  G06V20/10 ,  G06V20/41 ,  G06V20/46

摘要： A system and method for automatically detecting, classifying, and processing objects captured in an image. The system receives an image from the image source and detects one or more objects in the image. The system then performs a high-level classification of each of the one or more objects in the image and extracts each of the one or more objects from the image. The system then performs a specific classification of each of the one or more objects and determines a price of each of the one or more objects. Finally, the system generates a pricing report comprising a price of each of the one or more objects.

公开(公告)号：US11776069B2

公开(公告)日：2023-10-03

申请号：US16886652

申请日：2020-05-28

申请人： Strong Force TX Portfolio 2018, LLC

发明人： Charles Howard Cella

IPC分类号： G06Q40/02 ,  G06Q10/10 ,  G06Q30/02 ,  G06N20/00 ,  G06Q30/00 ,  G06Q40/08 ,  G06F9/54 ,  G06F16/23 ,  G06F16/27 ,  G06Q50/18 ,  G06Q50/26 ,  G06Q50/00 ,  G06Q30/0208 ,  G06Q30/0207 ,  G06N3/08 ,  G06Q30/0201 ,  G06F9/46 ,  G06Q10/0639 ,  G06Q20/40 ,  H04L9/06 ,  G06N5/04 ,  G06Q30/018 ,  G16Y10/50 ,  G16Y40/10 ,  G06F18/22 ,  G06F18/23 ,  G06F18/241 ,  G06Q40/03 ,  G06N3/042 ,  G06V10/762 ,  G06Q40/04

CPC分类号： G06Q50/01 ,  G06F9/466 ,  G06F9/543 ,  G06F16/2379 ,  G06F16/27 ,  G06F18/22 ,  G06F18/23 ,  G06F18/241 ,  G06N3/042 ,  G06N3/08 ,  G06N5/04 ,  G06N20/00 ,  G06Q10/0639 ,  G06Q10/10 ,  G06Q20/405 ,  G06Q30/018 ,  G06Q30/0201 ,  G06Q30/0206 ,  G06Q30/0208 ,  G06Q30/0215 ,  G06Q30/0278 ,  G06Q40/03 ,  G06Q40/08 ,  G06Q50/18 ,  G06Q50/188 ,  G06Q50/26 ,  G06V10/762 ,  G16Y10/50 ,  G16Y40/10 ,  H04L9/0637 ,  G06Q40/04 ,  G06Q2220/18

摘要： Systems and methods using IOT input to validate a loan guarantee are disclosed. An example system may include an Internet of Things (IoT) data input circuit to interpret a loan guarantee parameter; an IoT data collection circuit to collect data using at least one algorithm that is configured to monitor IoT information collected from and about an entity involved in a loan in response to the loan guarantee parameter; and a guarantee validation circuit to validate a guarantee for the loan in response to the monitored IoT information.

公开(公告)号：US11769180B2

公开(公告)日：2023-09-26

申请号：US16739286

申请日：2020-01-10

申请人： Orchard Technologies, Inc.

发明人： Mark Jayne ,  Gergely Svigruha ,  Raymond Liang ,  Gregory Aponte

IPC分类号： G06Q30/02 ,  G06N3/08 ,  G06N20/20 ,  G06Q50/16 ,  G06F18/214 ,  G06N3/042 ,  G06N3/045 ,  G06N5/01 ,  G06V10/764 ,  G06V10/774 ,  G06V10/80 ,  G06V10/82

CPC分类号： G06Q30/0278 ,  G06F18/214 ,  G06N3/042 ,  G06N3/045 ,  G06N3/08 ,  G06N5/01 ,  G06N20/20 ,  G06Q50/16 ,  G06V10/764 ,  G06V10/774 ,  G06V10/809 ,  G06V10/82

摘要： Techniques for determining value of a home by applying one or more neural network models to images of spaces in the home. The techniques include: obtaining at least one image of a first space inside or outside of a home; determining a type of the first space by processing the at least one image of the first space with a first neural network model; identifying at least one feature in the first space by processing the at least one image with a second neural network model different from the first neural network model and trained using images of spaces of a same type as the first space; and determining a value of the home at least in part by using the at least one feature as input to a machine learning model different from the first neural network model and the second neural network model.

公开(公告)号：US20230297974A1

公开(公告)日：2023-09-21

申请号：US18324921

申请日：2023-05-26

申请人： ecoATM, LLC

发明人： Mark Vincent Bowles ,  Randal Erman ,  Jarrod Hammes ,  Jeffrey Ploetner ,  John Silva ,  Rick Segil

IPC分类号： G06Q10/30 ,  G07F7/06 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q30/0601

CPC分类号： G06Q10/30 ,  G07F7/06 ,  G06Q20/18 ,  G06Q20/208 ,  G06Q30/0611 ,  Y02W30/82 ,  G06Q30/0278

摘要： Software application systems and associated methods for recycling, purchasing, and/or performing other processes with mobile phones, tablet computers, laptop computers, and/or other electronic devices at a kiosk are described herein. In various embodiments, the present technology includes systems and methods associated with an electronic device to facilitate a consumer-operated kiosk processing (e.g., purchasing) the electronic device. In some embodiments, the present technology includes using a mobile app to identify an electronic device, evaluate the electronic device, resolve device issues to enable purchase of the electronic device, etc. Various other aspects of the present technology are described herein.

公开(公告)号：US11763387B1

公开(公告)日：2023-09-19

申请号：US18105409

申请日：2023-02-03

申请人： Sharematter Inc.

发明人： Georges Ayoub ,  Zeid Ayoub

IPC分类号： G06Q40/04 ,  G06Q30/02 ,  G06Q10/04 ,  G06F16/28

CPC分类号： G06Q40/04 ,  G06F16/285 ,  G06Q10/04 ,  G06Q30/0278

摘要： The system and methodology of the present invention operate, in one embodiment, to provide a set of cloud-based applications through which creators, initial investors and secondary investors can all interact so that content catalogs can be valued, initially invested in and traded on a secondary basis. As a result, content creators can source valuable capital for growth and expansion as well as other purposes. Separately, the system and methodologies of the present invention provide the unique opportunity for investors to invest in an interesting asset class which is diverse from other typical investment vehicles. The ability to rely on automated valuations at the time of the initial offering as well as the liquidity provided via secondary trading enhances the desirability of the content catalog asset class as well as the revenue streams associated therewith.

公开(公告)号：US11756134B2

公开(公告)日：2023-09-12

申请号：US18074925

申请日：2022-12-05

申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

发明人： Ronny S. Bryant ,  Shawn M. Call ,  Daryoush Hakimi-Boushehri ,  John H. Weekes ,  Jennifer Criswell ,  Todd Binion ,  Jackie O. Jordan, II ,  Elisabeth McDermeit ,  John Donovan

IPC分类号： G06Q40/08 ,  G06Q50/16 ,  G05B15/02 ,  G06Q10/10 ,  G16Y10/50 ,  E03B7/07 ,  H04L12/28 ,  G08B21/20 ,  G06Q30/02 ,  G16Y40/10 ,  G08B21/04

CPC分类号： G06Q40/08 ,  E03B7/071 ,  G05B15/02 ,  G06Q10/10 ,  G06Q30/0278 ,  G06Q50/16 ,  G06Q50/163 ,  G08B21/20 ,  G16Y10/50 ,  H04L12/2823 ,  H04L12/2827 ,  G05B2219/163 ,  G05B2219/2642 ,  G08B21/043 ,  G16Y40/10 ,  H04L12/2803

摘要： Methods and systems for homeowner-directed risk mitigation for damage to a property associated with insurance-related events are provided. A smart home controller may analyze data received from a plurality of smart devices disposed on, or proximate to, a property as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller may transmit an alert to a homeowner detailing the risk. The homeowner may respond to the alert by transmitting an instruction to mitigate or prevent damage associated with the risk back to the smart home controller. Subsequently, the smart home controller may transmit information about the actual or potential risks and any homeowner-directed mitigative actions to an insurance provider. The insurance provider may interpret the transmitted data and perform insurance activities, such as providing discounts and adjusting an insurance policy associated with the property.

公开(公告)号：US11748371B2

公开(公告)日：2023-09-05

申请号：US17346684

申请日：2021-06-14

申请人： Market Data Service LLC

发明人： Gilbert Allan Thomas ,  Scott Hintze ,  Daniel Stamey

IPC分类号： G06F16/25 ,  G06Q30/02 ,  G06Q50/16 ,  G06F16/215 ,  G06F16/23

CPC分类号： G06F16/258 ,  G06F16/215 ,  G06F16/2365 ,  G06Q30/0278 ,  G06Q50/16

摘要： Systems and methods for managing, generating, and reporting real estate data from a plurality of source databases that are distributed over a computer network are disclosed and described.

公开(公告)号：US11728910B2

公开(公告)日：2023-08-15

申请号：US16151177

申请日：2018-10-03

申请人： Strong Force IoT Portfolio 2016, LLC

发明人： Charles Howard Cella ,  Gerald William Duffy, Jr. ,  Jeffrey P. McGuckin ,  Mehul Desai

IPC分类号： G05B19/418 ,  H04B17/29 ,  H04L67/12 ,  G06N20/00 ,  H04L1/00 ,  G06N3/084 ,  G06N3/088 ,  G06N3/006 ,  H04B17/345 ,  H04W4/38 ,  H04W4/70 ,  G06Q30/02 ,  G06Q30/06 ,  G01M13/045 ,  G01M13/028 ,  H04L1/1867 ,  G06Q10/0639 ,  G06Q10/04 ,  H04B17/23 ,  H03M1/12 ,  G16Z99/00 ,  H02M1/12 ,  G06F18/21 ,  G06N3/044 ,  G06N3/045 ,  G06N3/047 ,  G06N7/01 ,  G06V10/778 ,  G06V10/82 ,  B62D15/02 ,  G01M13/04 ,  G06Q50/00 ,  G05B23/02 ,  G05B13/02 ,  H04L67/1097 ,  H04B17/318 ,  G06N3/02 ,  G06N5/046 ,  H04B17/309 ,  H04L1/18 ,  G06N3/126 ,  G05B19/042 ,  H04B17/40 ,  H04L67/306 ,  B62D5/04 ,  G06F17/18 ,  G06F18/25 ,  H04L5/00

CPC分类号： H04B17/29 ,  B62D15/0215 ,  G01M13/028 ,  G01M13/04 ,  G01M13/045 ,  G05B13/028 ,  G05B19/4183 ,  G05B19/4184 ,  G05B19/4185 ,  G05B19/41845 ,  G05B19/41865 ,  G05B19/41875 ,  G05B23/024 ,  G05B23/0221 ,  G05B23/0229 ,  G05B23/0264 ,  G05B23/0283 ,  G05B23/0286 ,  G05B23/0289 ,  G05B23/0291 ,  G05B23/0294 ,  G05B23/0297 ,  G06F18/2178 ,  G06N3/006 ,  G06N3/02 ,  G06N3/044 ,  G06N3/045 ,  G06N3/047 ,  G06N3/084 ,  G06N3/088 ,  G06N5/046 ,  G06N7/01 ,  G06N20/00 ,  G06Q10/04 ,  G06Q10/0639 ,  G06Q30/02 ,  G06Q30/0278 ,  G06Q30/06 ,  G06Q50/00 ,  G06V10/7784 ,  G06V10/82 ,  G16Z99/00 ,  H02M1/12 ,  H03M1/12 ,  H04B17/23 ,  H04B17/309 ,  H04B17/318 ,  H04B17/345 ,  H04L1/0002 ,  H04L1/0041 ,  H04L1/18 ,  H04L1/1874 ,  H04L67/1097 ,  H04L67/12 ,  H04W4/38 ,  H04W4/70 ,  B62D5/0463 ,  G05B19/042 ,  G05B23/02 ,  G05B23/0208 ,  G05B2219/32287 ,  G05B2219/35001 ,  G05B2219/37337 ,  G05B2219/37351 ,  G05B2219/37434 ,  G05B2219/37537 ,  G05B2219/40115 ,  G05B2219/45004 ,  G05B2219/45129 ,  G06F17/18 ,  G06F18/21 ,  G06F18/217 ,  G06F18/25 ,  G06N3/126 ,  H04B17/40 ,  H04L1/0009 ,  H04L5/0064 ,  H04L67/306 ,  Y02P80/10 ,  Y02P90/02 ,  Y02P90/80 ,  Y04S50/00 ,  Y04S50/12 ,  Y10S707/99939

摘要： Methods and systems for a monitoring system for data collection in an industrial environment including a data collector communicatively coupled to a plurality of input channels connected to data collection points related to machine components, wherein at least one of the plurality of input channels is connected to a data collection point on a rotating machine component; a data acquisition circuit structured to interpret a plurality of detection values from the collected data, each of the plurality of detection values corresponding to at least one of the plurality of input channels; and an expert system analysis circuit structured to analyze the collected data, wherein the expert system analysis circuit determines a failure state for the rotating machine component based on analysis of the plurality of detection values, wherein upon determining the failure state the expert system analysis circuit provides the failure state to a data storage.

公开(公告)号：US20230252579A1

公开(公告)日：2023-08-10

申请号：US18136142

申请日：2023-04-18

申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

发明人： Bryan Allen Plummer ,  Drew Cross ,  Nathan L. Tofte

IPC分类号： G06Q40/08 ,  G06Q40/00 ,  G06F30/20 ,  G06T7/00 ,  G06T17/00 ,  G06T7/187 ,  H04N13/204 ,  G06Q20/10 ,  G06Q30/02 ,  G06T15/08

CPC分类号： G06Q40/08 ,  G06Q40/00 ,  G06F30/20 ,  G06T7/00 ,  G06T17/00 ,  G06T7/187 ,  H04N13/204 ,  G06Q20/10 ,  G06Q30/0278 ,  G06T7/0004 ,  G06T15/08 ,  G06T2210/56 ,  G06T2219/012

摘要： A damage assessment module operating on a computer system automatically evaluates a roof, estimating damage to the roof by analyzing a point cloud of a roof. The damage assessment module identifies individual shingles from the point cloud and detects potentially damaged areas on each of the shingles. The damage assessment module then maps the potentially damaged areas of each shingle back to the point cloud to determine which areas of the roof are damaged. Based on the estimation, the damage assessment module generates a report on the roof damage.