-
公开(公告)号：US20240281888A1
公开(公告)日：2024-08-22
申请号：US18204533
申请日：2023-06-01
CPC分类号： G06Q40/08 , G06N3/006 , G06N5/022 , G10L15/063 , G10L15/1815 , G10L15/22 , G10L15/30 , G06Q50/26 , G10L2015/228
摘要： The following relates generally to using AI and/or ML to build and/or present an insurance contract. In some embodiments, one or more processors: (1) receive, with an AI chatbot of the one or more processors, an input statement; (2) determine, with the AI chatbot, from the received input statement, a type of insurance policy, wherein the type of insurance policy comprises a homeowners insurance policy, a renters insurance policy, an auto insurance policy, a life insurance policy, a disability insurance policy, and/or an umbrella insurance policy; (3) build, with the AI chatbot, an insurance contract based upon the type of insurance policy; and/or (4) present, via the AI chatbot, the insurance contract to the potential insurance customer.
-
公开(公告)号：US12039669B2
公开(公告)日：2024-07-16
申请号：US18198760
申请日：2023-05-17
发明人： James M. Freeman , Roger D. Schmidgall , Patrick H. Boyer , Nicholas U. Christopulos , Jonathan D. Maurer , Nathan L. Tofte , Jackie O. Jordan, II
IPC分类号： G06T17/20 , B64C39/02 , G01N21/64 , G01N21/88 , G01N22/02 , G01S7/481 , G01S13/89 , G01S15/89 , G01S17/86 , G01S17/89 , G06F30/13 , G06Q30/02 , G06Q30/0283 , G06Q40/08 , G06Q50/16 , G06Q50/163 , G06T1/00 , G06T7/00 , H04N7/18 , H04N13/106 , H04N13/254 , H04N13/271 , H04N13/275 , H04R23/00
CPC分类号： G06T17/20 , B64C39/024 , G01N21/64 , G01N21/8851 , G01N22/02 , G01S7/4817 , G01S13/89 , G01S15/89 , G01S17/86 , G01S17/89 , G06F30/13 , G06Q30/0278 , G06Q30/0283 , G06Q40/08 , G06Q50/16 , G06Q50/163 , G06T1/0007 , G06T7/0002 , H04N7/185 , H04N13/106 , H04N13/254 , H04N13/271 , H04N13/275 , H04R23/008 , G01N2201/06113 , G01N2201/10 , G06T2200/08 , G06T2207/10028 , G06T2207/10032
摘要： In a computer-implemented method and system for capturing the condition of a structure, the structure is scanned with an unmanned aerial vehicle (UAV). Data collected by the UAV corresponding to points on a surface of a structure is received and a 3D point cloud is generated for the structure, where the 3D point cloud is generated based at least in part on the received UAV data. A 3D model of the surface of the structure is reconstructed using the 3D point cloud.
-
公开(公告)号：US11816736B2
公开(公告)日：2023-11-14
申请号：US17977999
申请日：2022-10-31
发明人： Nathan L. Tofte , Rosemarie Geier Grant , Michael Shawn Jacob , Timothy W. Ryan , Nathan W. Baumann , Joshua David Lillie , Brian N. Harvey , Roxane Lyons
IPC分类号： G06Q40/00 , G06Q40/08 , G06T7/73 , G06T7/20 , H04N5/44 , H04N7/18 , G06T7/246 , G06T7/00 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/02 , B64D47/08 , G06V20/10 , G06V20/40 , G06F18/22 , G06V10/42 , B64U10/00 , B64U101/00 , B64U101/30
CPC分类号： G06Q40/08 , B64C39/024 , B64D47/08 , G01C11/02 , G06F18/22 , G06Q40/00 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/75 , G06T11/60 , G06T17/05 , G06V10/42 , G06V20/10 , G06V20/41 , H04N5/44 , H04N7/185 , B64U10/00 , B64U2101/00 , B64U2101/30 , G06T2207/10032 , G06T2207/30232 , G06T2207/30236 , G06T2207/30252 , G06T2215/16 , G06V20/44
摘要： Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.
-
4.发明公开公开(公告)号：US20230334583A1
公开(公告)日：2023-10-19
申请号：US18213162
申请日：2023-06-22
发明人： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC分类号： G06Q40/08 , G06T7/73 , G06T7/20 , H04N5/44 , H04N7/18 , G06T7/246 , G06T7/00 , G06V20/10 , G06V20/40 , G06Q40/00 , G06F18/22 , G06V10/42 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/02 , B64D47/08
CPC分类号： G06Q40/08 , G06T7/75 , G06T7/20 , H04N5/44 , H04N7/185 , G06T7/246 , G06T7/00 , G06V20/10 , G06V20/41 , G06Q40/00 , G06F18/22 , G06V10/42 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/024 , B64D47/08 , G06T2207/30236 , G06T2207/30252 , G06V20/44 , B64U10/00
摘要： Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.
-
公开(公告)号：US20230290066A1
公开(公告)日：2023-09-14
申请号：US18198760
申请日：2023-05-17
发明人： James M. Freeman , Roger D. Schmidgall , Patrick H. Boyer , Nicholas U. Christopulos , Jonathan D. Maurer , Nathan L. Tofte , Jackie O. Jordan, II
IPC分类号： G06T17/20 , H04N13/106 , H04N13/254 , H04N13/271 , H04N13/275 , G01S17/89 , G01S13/89 , B64C39/02 , G06F30/13 , G01S17/86 , G01S15/89 , G06Q40/08 , G06Q50/16 , G06T7/00 , G06Q30/0283 , G06Q30/02 , H04R23/00 , G01N21/64 , G01N21/88 , G06T1/00 , G01S7/481 , H04N7/18 , G01N22/02
CPC分类号： G06T17/20 , H04N13/106 , H04N13/254 , H04N13/271 , H04N13/275 , G01S17/89 , G01S13/89 , B64C39/024 , G06F30/13 , G01S17/86 , G01S15/89 , G06Q40/08 , G06Q50/16 , G06T7/0002 , G06Q30/0283 , G06Q30/0278 , H04R23/008 , G01N21/64 , G01N21/8851 , G06T1/0007 , G01S7/4817 , H04N7/185 , G01N22/02 , G06Q50/163 , G06T2207/10028 , G06T2207/10032 , G06T2200/08 , G01N2201/06113 , G01N2201/10
摘要： In a computer-implemented method and system for capturing the condition of a structure, the structure is scanned with an unmanned aerial vehicle (UAV). Data collected by the UAV corresponding to points on a surface of a structure is received and a 3D point cloud is generated for the structure, where the 3D point cloud is generated based at least in part on the received UAV data. A 3D model of the surface of the structure is reconstructed using the 3D point cloud.
-
6.发明授权公开(公告)号：US11704738B2
公开(公告)日：2023-07-18
申请号：US17093420
申请日：2020-11-09
发明人： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC分类号： G06Q40/08 , H04N7/18 , G06T7/246 , G06T7/00 , G06V20/10 , G06Q40/00 , G01C11/02 , B64C39/02 , B64D47/08 , B64U10/00 , B64U101/00 , B64U101/30 , G06T7/73 , G06T7/20 , H04N5/44 , G06V20/40 , G06F18/22 , G06T11/60 , G06T17/05
CPC分类号： G06Q40/08 , B64C39/024 , B64D47/08 , G01C11/02 , G06F18/22 , G06Q40/00 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/75 , G06T11/60 , G06T17/05 , G06V20/10 , G06V20/41 , H04N5/44 , H04N7/185 , B64U10/00 , B64U2101/00 , B64U2101/30 , G06T2207/10032 , G06T2207/30232 , G06T2207/30236 , G06T2207/30252 , G06T2215/16 , G06V20/44
摘要： Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.
-
公开(公告)号：US20230150491A1
公开(公告)日：2023-05-18
申请号：US18096310
申请日：2023-01-12
发明人： Cole Nave , Nathan L. Tofte
IPC分类号： B60W30/095 , B60W50/14 , G05D1/00 , B60W10/184 , B60W10/04 , B60W30/09 , G08G1/16 , B60W10/20 , B60W50/00
CPC分类号： B60W30/0956 , B60W50/14 , G05D1/0088 , B60W10/184 , B60W10/04 , G05D1/0055 , B60W30/09 , G08G1/16 , B60W10/20 , B60W50/0098 , B60W2554/00 , B60W2420/52 , G05D2201/0213 , B60W2556/00 , B60W2540/26 , B60W2420/42 , B60W2520/00
摘要： A method may include receiving sensor data of a sensor associated with a vehicle occupied by a user, the sensor data indicating that the vehicle is involved in an accident. The method may further include determining one or more potential injuries sustained by occupants of the vehicle during the accident and transmitting an indication of the one or more injuries to a mobile device of the user. Still further, the method may including prompting the user to provide a response confirming or modifying the one or more potential injuries and updating the one or more potential injuries based on the response. The method may also include generating at least one insurance claim form for the accident based on the one or more potential injuries.
-
公开(公告)号：US20230081273A1
公开(公告)日：2023-03-16
申请号：US17977977
申请日：2022-10-31
发明人： Brian N. Harvey , Nathan L. Tofte , Roger D. Schmidgall , Michael Jeffrey Aviles , Kyle Pott , Rosemarie Geier Grant , Eric Haefli , Michael Shawn Jacob
摘要： A method and system may survey a property using aerial images captured from an unmanned aerial vehicle (UAV), a manned aerial vehicle (MAV) or from a satellite device. The method may include identifying a commercial property for a UAV to perform surveillance, and directing the UAV to hover over the commercial property and capture aerial images at predetermined time intervals. Furthermore, the method may include receiving the aerial images of the commercial property captured at the predetermined time intervals, detecting a surveillance event at the commercial property, generating a surveillance alert, and transmitting the surveillance alert to an electronic device associated with an owner of the commercial property.
-
公开(公告)号：US11270504B2
公开(公告)日：2022-03-08
申请号：US16831518
申请日：2020-03-26
发明人： James M. Freeman , Roger D. Schmidgall , Patrick H. Boyer , Nicholas U. Christopulos , Jonathan D. Maurer , Nathan L. Tofte , Jackie O. Jordan, II
IPC分类号： G06T17/20 , H04N13/106 , G06T7/00 , H04N13/254 , H04N13/271 , H04N13/275 , G01S17/89 , G01S13/89 , B64C39/02 , G06F30/13 , G01S17/86 , G01S15/89 , G06Q40/08 , G06Q50/16 , G06Q30/02 , H04R23/00 , G01N21/64 , G01N21/88 , G06T1/00 , G01S7/481 , H04N7/18 , G01N22/02
摘要： In a computer-implemented method and system for capturing the condition of a structure, the structure is scanned with an unmanned aerial vehicle (UAV). The UAV receives an instruction to collect information on at least one aspect of a property, and identifies one or more onboard sensors of the UAV to collect the information on the at least one aspect of the property, where the UAV is configured to identify a first set of one or more onboard sensors to collect a first type of data and to identify a second set of one or more onboard sensors to collect a second type of data. The UAV also collects the information on the at least one aspect of the property using the one or more onboard sensors, and identifies, based on the collected information, a type of damage incurred on the at least one aspect of the property.
-
10.发明申请公开(公告)号：US20210192629A1
公开(公告)日：2021-06-24
申请号：US14858034
申请日：2015-09-18
发明人： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
摘要： Various techniques are described utilizing one or more unmanned aerial vehicles (UAVs, or “drones”) for various disaster and/or catastrophe-related purposes. UAVs may collect data in an attempt to predict the occurrence and/or extent of a catastrophe and/or to mitigate the impact of a catastrophe before and, if not at that time, once it has occurred. The UAVs may perform various tasks such that the damage to property caused by a catastrophe (or potential catastrophe) may be eliminated or mitigated. The drone data may be transmitted by the UAVs to an external computing device, which may be associated with an insurer and used, with an insured's permission, to begin and/or facilitate an insurance claim process or other various insurance-related tasks. Damage to insured property may be estimated from the drone data, and proposed or estimated insurance claims may be generated for customer review, modification, or approval.
-
-
-
-
-
-
-
-
-
搜索结果
165 条记录 (耗时 0.037 秒)
