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公开(公告)号：US20240362718A1
公开(公告)日：2024-10-31
申请号：US18428889
申请日：2024-01-31
发明人： Nigel Lombard , Paul Cassidy , Atul Thakor , Robert Rushton , Ian Law , Christopher Hill , Jonathan Byford , Jonathan Wilshire , Andrew Snuggs
IPC分类号： G06Q40/08 , G06F40/103 , G06F40/284 , G06F40/40 , G06N20/00
CPC分类号： G06Q40/08 , G06F40/103 , G06F40/284 , G06F40/40 , G06N20/00
摘要： Platform-agnostic digital assistant methods and apparatuses are provided. The apparatuses and methods include a processor configured by a memory to receive user data from a storage, wherein the storage includes informational contents, establish a communication channel with an entity, utilize the communication channel to exchange a plurality of information related at least to a user and a language component between the processor and the entity, extract at least one user datum from the plurality of information by analyzing the second portion of the plurality of information, modify the informational contents of the storage based on at least one of the user datum and the plurality of information, generate a task datum as a function of the modified informational contents and transmit the task datum to the entity.
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公开(公告)号：US20240362668A1
公开(公告)日：2024-10-31
申请号：US18765967
申请日：2024-07-08
申请人： Quanata, LLC
CPC分类号： G06Q30/0236 , G06F21/6263 , G06Q20/042 , G06Q20/065 , G06Q30/0215 , G06Q40/08 , G01S19/49
摘要： A system for a telematics data marketplace for a plurality of users including one or more processors. The one or more processors can be configured to perform certain operations. The operations can include receiving a request from a provider. The request can include a data specification. The operations also can include searching user data associated with the plurality of users based on the data specification to generate a search result. The user data can be associated with the plurality of users including telematics data. The operations additionally can include identifying one or more users of the plurality of users based at least in part upon the search result. The operations further can include transmitting a prompt to the one or more users. The prompt can indicate that the provider requests access to user data associated with the one or more users. The operations additionally can include receiving a response to the prompt from the one or more users. Other embodiments are described.
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公开(公告)号：US20240362013A1
公开(公告)日：2024-10-31
申请号：US18765905
申请日：2024-07-08
发明人： Brian Mark Fields , Chien Che Huang , Mohamed A. Wazeer , Shawn C. Bennett , Steven C. Cielocha , Ronny S. Bryant , Stephen Kohaus , Terry Quakenbush , Richard A. Novak , Craig M. Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion , Aaron Scott Chan
IPC分类号： G06F8/65 , A61B5/00 , A61B5/02 , B60K35/00 , B60W10/04 , B60W30/06 , B60W30/09 , B60W30/095 , B60W40/02 , B60W40/08 , B60W40/09 , B60W50/00 , B60W50/02 , B60W50/04 , B60W50/08 , B60W50/12 , B60W50/14 , B60W60/00 , B62D15/02 , G01C21/34 , G05D1/248 , G05D1/617 , G06Q30/0201 , G06Q30/0207 , G06Q30/0217 , G06Q40/08 , G07C5/02 , G07C5/08 , G08B25/10 , G08G1/09 , G08G1/0962 , G08G1/14
CPC分类号： G06F8/65 , A61B5/02028 , A61B5/4064 , A61B5/4094 , A61B5/6893 , A61B5/7282 , B60K35/00 , B60W10/04 , B60W30/06 , B60W30/09 , B60W30/0956 , B60W40/02 , B60W40/08 , B60W40/09 , B60W50/02 , B60W50/0205 , B60W50/045 , B60W50/082 , B60W50/12 , B60W50/14 , B60W60/0053 , B60W60/0059 , B60W60/007 , B62D15/0285 , G01C21/3407 , G05D1/248 , G05D1/617 , G06Q30/0206 , G06Q30/0207 , G06Q30/0217 , G06Q40/08 , G07C5/02 , G07C5/0808 , G08B25/10 , G08G1/091 , G08G1/0962 , G08G1/14 , B60W2040/0809 , B60W2040/0818 , B60W2050/0071 , B60W2050/0073 , B60W2050/0075 , B60W2050/0215 , B60W2050/046 , B60W2050/143 , B60W2420/403 , B60W2540/043 , B60W2540/22 , B60W2540/221 , B60W2540/26 , B60W2556/45 , B60W2756/10 , B60W2900/00
摘要： Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status of the features, the identity of a vehicle operator, risk levels for operation of the vehicle by the vehicle operator, or damage to the vehicle may be determined based upon sensor or other data. According to further aspects, decisions regarding transferring control between the features and the vehicle operator may be made based upon sensor data and information regarding the vehicle operator. Additional aspects may recommend or install updates to the autonomous operation features based upon determined risk levels. Some aspects may include monitoring transportation infrastructure and communicating information about the infrastructure to vehicles.
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公开(公告)号：US20240355466A1
公开(公告)日：2024-10-24
申请号：US18763784
申请日：2024-07-03
发明人： Nicholas Carmelo Marotta , Austin Rowley , Michael Scott Harrison , Jared Wheet , Cathy Jo Roth , Matthew Megyese , JD Johnson Willingham , Laura Anne Uphoff , Paul Bates , Stacee Madsen
CPC分类号： G16H40/60 , G01R19/1659 , G01R22/068 , G06Q40/08 , G08B21/185 , H02J13/00006
摘要： A device for evaluating aspects of health of a residential property configured to: (i) receive a first element of internal home health data captured by one or more smart devices installed within a residential property, the first element of internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; (ii) determine a safety score based upon the first element of internal home health data; (iii) receive a second element of internal home health data captured by the one or more smart devices; (iv) determine a home health score based upon the first or second elements of internal home health data, the home health score representing a measure of health of the residential property; and (v) cause to be displayed, to a homeowner via a graphical user interface, a home health evaluation that includes the safety score and the home health score.
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公开(公告)号：US20240354865A1
公开(公告)日：2024-10-24
申请号：US18763364
申请日：2024-07-03
发明人： Garren King , Justin Devore , Holly Kay Sanderson , Barbara Williford , Andrew Mathes , Mehron Beheshti , Alexandria Pokorny , Merril Myers , Andy Pulkstenis
IPC分类号： G06Q40/08 , G06Q10/0639
CPC分类号： G06Q40/08 , G06Q10/06393
摘要： Variants of an application, such as user interface variants and/or logic variants, can be used in a production environment as part of a designed experiment. An experiment manager can cause the application to operate based on different variants for different users and/or instances of input data. Synchronous and/or asynchronous results can be collected that indicate impacts of the variants at the application and/or other downstream systems. Such asynchronous and/or synchronous results can be used to prove or disprove a hypothesis associated with the designed experiment.
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公开(公告)号：US12125002B2
公开(公告)日：2024-10-22
申请号：US17673171
申请日：2022-02-16
发明人： Jody Ann Thoele , Jaime Skaggs , Scott Thomas Christensen , Ashish Sawhney , Neill Broadstone , Angela Glusick , Gustufus Phillip Theofanis
IPC分类号： G06Q10/20 , G06N20/00 , G06Q30/0283 , G06Q40/08
CPC分类号： G06Q10/20 , G06N20/00 , G06Q30/0283 , G06Q40/08
摘要： Systems and methods for determining a reparability of a vehicle are provided. In some embodiments, vehicle data is obtained, and a list of variables is generated from the obtained data. A machine learning algorithm may then be trained to generate a reparability metric by: (i) generating correlation metrics between the variables and costs to repair the vehicle, (ii) removing variables with correlation metrics below a threshold, and (iii) training the machine learning algorithm based upon unremoved variables.
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公开(公告)号：US20240338633A1
公开(公告)日：2024-10-10
申请号：US18744567
申请日：2024-06-14
发明人： Akio KASUGA
IPC分类号： G06Q10/0639 , G06Q40/08
CPC分类号： G06Q10/0639 , G06Q40/08
摘要： Provided is an information processing method performed by an information processing apparatus, the method including the steps of: acquiring contract information on a contract relating to an infrastructure development project for development of infrastructure, the contract being a first performance-linked contract in which a payment is made based on disaster mitigation performance accomplished through the infrastructure or a disaster insurance contract for the infrastructure; acquiring, from a fund provider, funding data regarding funds to be set based on the infrastructure development project; specifying an executor of the infrastructure development project upon acquiring the funding data; and transmitting, to the executor, order information on the infrastructure development project.
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公开(公告)号：US12112388B2
公开(公告)日：2024-10-08
申请号：US17247092
申请日：2020-11-30
IPC分类号： G06F16/25 , G06F16/23 , G06F16/28 , G06F18/214 , G06F21/62 , G06N5/04 , G06N20/00 , G06Q10/0631 , G06Q10/0639 , G06Q40/08 , G06Q40/12
CPC分类号： G06Q40/12 , G06F18/214 , G06N5/04 , G06N20/00 , G06Q10/063114 , G06Q10/06393
摘要： A device may identify tasks relevant to closing processes for an entity during a period of time, and may generate a request for historical closing data associated with the tasks relevant to the closing processes. The device may provide the request to a server device associated with the entity, and may receive the historical closing data based on providing the request. The device may train a machine learning model, based on the historical closing data, to generate a trained machine learning model, and may receive current closing data associated with tasks relevant to a current closing process. The device may process the current closing data, with the trained machine learning model, to predict issue data identifying at least one potential issue associated with the current closing process, and may provide the issue data to a user device associated with the at least one potential issue.
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9.发明授权公开(公告)号：US12112387B2
公开(公告)日：2024-10-08
申请号：US18331760
申请日：2023-06-08
IPC分类号： G06Q40/08 , G06Q10/20 , G06Q20/10 , G06Q30/0201 , G06Q30/0207 , G06Q30/0282 , G06Q40/02 , G06Q50/40 , G07C5/00 , G07C5/08 , G10L15/18
CPC分类号： G06Q40/08 , G06Q10/20 , G06Q20/102 , G06Q30/0206 , G06Q30/0215 , G06Q30/0282 , G06Q40/02 , G06Q50/40 , G07C5/008 , G07C5/0808 , G07C5/085 , G10L15/1822
摘要： A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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公开(公告)号：US12112306B2
公开(公告)日：2024-10-08
申请号：US18384441
申请日：2023-10-27
发明人： Saul Kinter , Sudhir Murthy , James Clarke
摘要： A system and method for using financial instruments to provide investment incentive to fund disaster mitigation projects and/or ecosystem restoration projects triggered by real world events detected at set points by sensors and analyzed by computing devices. The detection of events results in the computational analysis and determination of a characteristics of a resilience bond or ecosystem-service bond to be issued or returned to investors. Examples involve sensors used to detect events, including flood damage mitigation, earthquake damage mitigation, or air quality improvement. In one preferred embodiment of the disclosure an investor may make an initial payment into a financial instrument being a resilience bond used to fund a mitigation project, said financial instrument pays phases to the mitigation project developer at the completion of phases of the project that occur prior to the occurrence of a disaster.
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