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公开(公告)号：US10359782B1
公开(公告)日：2019-07-23
申请号：US16002142
申请日：2018-06-07
Inventor： Gregory L. Hayward
Abstract: Various devices are described, which are configured to use telematics data from one driver to facilitate safer vehicle travel for another driver. A remote server may include (1) a communication unit configured to receive a broadcast including telematics data generated and transmitted from a first mobile device or smart vehicle; and (2) a processor configured to determine (i) a travel event; (ii) a GPS location of the travel event; and/or (iii) an estimated or actual geographical or temporal scope of the travel event from computer analysis of the telematics data. The remote server may transmit a travel event-related wireless communication to a second mobile device or smart vehicle to facilitate safer vehicle travel for a second driver or vehicle based upon the telematics data associated with the first driver/vehicle. Insurance discounts may be provided for individuals or vehicles based upon having or using the risk mitigation or prevention functionality.
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42.发明授权公开(公告)号：US10055982B1
公开(公告)日：2018-08-21
申请号：US15787317
申请日：2017-10-18
Inventor： Gregory L. Hayward
CPC classification number: G08G7/02 , B60K35/00 , B60Q5/006 , B60W40/10 , B60W50/14 , G01C21/005 , G01C21/34 , G01C21/3415 , G01C21/3492 , G01C21/36 , G01C21/3655 , G01C21/3667 , G01C21/367 , G01C21/3691 , G01S19/13 , G01S19/42 , G01S19/47 , G01S19/50 , G01S19/51 , G05D1/0088 , G05D1/0214 , G05D1/0223 , G05D1/0278 , G05D1/0285 , G05D2201/0213 , G06Q10/047 , G06Q40/08 , G07C5/008 , G07C5/02 , G08G1/0112 , G08G1/012 , G08G1/0125 , G08G1/0133 , G08G1/0141 , G08G1/052 , G08G1/091 , G08G1/093 , G08G1/0965 , G08G1/096725 , G08G1/096783 , G08G1/096827 , G08G1/096844 , G08G1/096855 , G08G1/096883 , G08G1/127 , G08G1/16 , G08G1/162 , G08G1/166 , H04L65/4076 , H04L67/12 , H04L67/18 , H04Q9/00 , H04Q2209/40 , H04W4/027 , H04W4/06 , H04W4/40
Abstract: A mobile device configured to receive telematics data from another vehicle when the mobile device is traveling in a moving vehicle and take corrective action when a travel event exists may be provided. The mobile device may receive telematics data associated with an originating vehicle, analyze the telematics data, and determine or identify that a travel event associated with the originating vehicle exists and, when the travel event is determined to exist, determine whether the travel event is relevant to the moving vehicle or a route that the moving vehicle is presently traveling, and if so, direct corrective action such that safer vehicle travel for the moving vehicle is facilitated based upon the telematics data that is collected by the originating vehicle. An insurance provider may collect an insured's usage of the vehicle safety functionality to calculate, update, and/or adjust insurance premiums, rates, discounts, points, or programs.
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43.发明申请公开(公告)号：US20250166519A1
公开(公告)日：2025-05-22
申请号：US19029040
申请日：2025-01-17
Inventor： Gregory L. Hayward
IPC: G08G7/02 , B60K35/00 , B60Q5/00 , B60W40/10 , B60W50/14 , G01C21/00 , G01C21/34 , G01C21/36 , G01S19/13 , G01S19/42 , G01S19/47 , G01S19/50 , G01S19/51 , G05D1/225 , G05D1/229 , G05D1/24 , G06Q10/047 , G06Q40/08 , G07C5/00 , G07C5/02 , G08G1/01 , G08G1/052 , G08G1/09 , G08G1/0965 , G08G1/0967 , G08G1/0968 , G08G1/127 , G08G1/16 , H04L65/611 , H04L67/12 , H04L67/52 , H04Q9/00 , H04W4/02 , H04W4/06 , H04W4/40
Abstract: A computer-implemented method of using telematics data at a destination device is provided. The destination device may be a mobile device associated with a driver, or a smart vehicle controller of a destination vehicle. The telematics data is generated by an originating mobile device (i) having a Telematics Application (or “App”), and (ii) associated with a second driver/vehicle, the telematics data including acceleration, braking, speed, heading, and location data associated with an originating vehicle. The telematics data may be broadcast from the originating mobile device to the destination device that (a) analyzes the telematics data received, (b) determines that an abnormal travel condition exists, and (c) automatically take corrective action that alleviates a negative impact of the abnormal travel condition on the destination vehicle to facilitate safer travel. A usage-based or other insurance discount may be provided based upon insured usage of the telematics data-based risk mitigation or prevention functionality.
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公开(公告)号：US20250166518A1
公开(公告)日：2025-05-22
申请号：US19027388
申请日：2025-01-17
Inventor： Gregory L. Hayward
IPC: G08G7/02 , B60K35/00 , B60Q5/00 , B60W40/10 , B60W50/14 , G01C21/00 , G01C21/34 , G01C21/36 , G01S19/13 , G01S19/42 , G01S19/47 , G01S19/50 , G01S19/51 , G05D1/225 , G05D1/229 , G05D1/24 , G06Q10/047 , G06Q40/08 , G07C5/00 , G07C5/02 , G08G1/01 , G08G1/052 , G08G1/09 , G08G1/0965 , G08G1/0967 , G08G1/0968 , G08G1/127 , G08G1/16 , H04L65/611 , H04L67/12 , H04L67/52 , H04Q9/00 , H04W4/02 , H04W4/06 , H04W4/40
Abstract: A computer-implemented method of generating and broadcasting telematics and/or image data is provided. Telematics and/or image data may be collected, with customer permission, in real-time by a mobile device (or a Telematics App running thereon) traveling within an originating vehicle. The telematics data may include acceleration, braking, speed, heading, and location data associated with the originating vehicle. The mobile device may generate an updated telematics data broadcast including up-to-date telematics data at least every few seconds; and then broadcast the updated telematics data broadcast at least every few seconds via wireless communication to another computing device to facilitate alerting another vehicle or driver of an abnormal traffic condition or event that the originating vehicle is experiencing. An amount that an insured uses or otherwise employs the telematics data-based risk mitigation or prevention functionality may be used with usage-based insurance, or to calculate or adjust insurance premiums or discounts.
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公开(公告)号：US12217605B2
公开(公告)日：2025-02-04
申请号：US18525783
申请日：2023-11-30
Inventor： Scott T. Christensen , Gregory L. Hayward
IPC: G08G1/0965 , G05D1/00 , G07C5/00 , G08B25/00 , G08G1/0967 , G08G1/16
Abstract: Systems and methods for situational modification of autonomous vehicle operation are disclosed. According to aspects, a computing device may detect the occurrence of an emergency event and may determine a current operation of an autonomous vehicle that may be associated with the emergency event. The computing device may determine a modification to operation of the autonomous vehicle, where the modification may represent a violation of a roadway regulation that may enable effective handling of the emergency event. The computing device may generate a set of instructions for the autonomous vehicle to execute to cause the autonomous vehicle to undertake the operation modification.
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Patent Agency Ranking
公开(公告)号：US20240384999A1
公开(公告)日：2024-11-21
申请号：US18788477
申请日：2024-07-30
Inventor： Blake S. Konrardy , Gregory L. Hayward , Scott Farris , Scott T. Christensen
IPC: G01C21/34 , B60L53/36 , B60L58/12 , B60P3/12 , B60R16/023 , B60R21/00 , B60R21/01 , B60R21/0136 , B60R21/34 , B60R25/04 , B60R25/10 , B60R25/102 , B60R25/104 , B60R25/25 , B60R25/30 , B60R25/31 , B60W10/04 , B60W10/18 , B60W10/20 , B60W30/095 , B60W30/12 , B60W30/16 , B60W30/18 , B60W40/04 , B60W60/00 , G01B21/00 , G01C21/36 , G01S19/13 , G01S19/42 , G05B15/02 , G05B23/02 , G05D1/223 , G05D1/227 , G05D1/228 , G05D1/247 , G05D1/249 , G05D1/617 , G05D1/646 , G05D1/69 , G05D1/692 , G05D1/693 , G05D1/695 , G05D1/697 , G06F11/36 , G06F16/2455 , G06F16/903 , G06F17/00 , G06F21/32 , G06F21/55 , G06F30/15 , G06F30/20 , G06N20/00 , G06Q10/1093 , G06Q10/20 , G06Q30/0283 , G06Q30/0645 , G06Q40/08 , G06Q50/163 , G06Q50/26 , G06Q50/40 , G07C5/00 , G07C5/08 , G07C9/00 , G08B21/00 , G08B21/02 , G08B21/18 , G08B25/00 , G08B25/01 , G08G1/00 , G08G1/017 , G08G1/0965 , G08G1/0967 , G08G1/14 , G08G1/16 , G16Y10/80 , G16Y30/00 , H04L12/28 , H04L67/12 , H04L67/306 , H04N7/18
Abstract: Methods and systems autonomously parking and retrieving vehicles are disclosed. Available parking spaces or parking facilities may be identified, and the vehicle may be navigated to an available space from a drop-off location without passengers. Special-purpose sensors, GPS data, or wireless signal triangulation may be used to identify vehicles and available parking spots. Upon a user request or a prediction of upcoming user demand, the vehicle may be retrieved autonomously from a parking space. Other vehicles may be autonomously moved to facilitate parking or retrieval.
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公开(公告)号：US20240242291A1
公开(公告)日：2024-07-18
申请号：US18618863
申请日：2024-03-27
Inventor： Scott T. Christensen , Gregory L. Hayward , Christopher E. Gay , Steven Cielocha , Todd Binion
IPC: G06Q40/08 , B60C1/00 , B60Q1/00 , B60R25/20 , G06Q10/0635 , G06Q30/0207 , G06Q30/0208 , G06Q40/00 , G07C5/00 , G08G1/0968 , H04W4/40
CPC classification number: G06Q40/08 , B60C1/00 , B60Q1/00 , B60R25/20 , G06Q10/0635 , G06Q30/0207 , G06Q30/0208 , G06Q40/00 , G07C5/00 , G07C5/008 , G08G1/096838 , H04W4/40
Abstract: Computer-implemented methods, mobile computing devices, and tangible, non-transitory computer-readable media storing instructions for creating one or more new insurance policy quotes for a customer associated with a customer vehicle may be described. The computer-implemented methods may include tracking, in conjunction with one or more sensors, a particular type of usage data of the customer vehicle based on a coverage type, of a plurality of coverage types, for the customer vehicle; transmitting, to a computing device, the particular type of usage data; receiving, from the computing device, one or more insurance policy quotes corresponding to the coverage type for the customer vehicle; and displaying the one or more insurance policy quotes in a user interface of the mobile computing device.
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公开(公告)号：US11511736B1
公开(公告)日：2022-11-29
申请号：US16667588
申请日：2019-10-29
Inventor： Blake S. Konrardy , Gregory L. Hayward , Scott Farris , Scott T. Christensen
IPC: G05D1/00 , G05D1/02 , B60W30/095 , B60W40/04 , G08G1/00 , G01C21/36 , G08G1/16 , G08G1/0965 , G07C5/08 , G07C5/00 , B60R16/023 , G06Q40/08 , G01C21/34 , B60L58/12 , B60L53/36 , B60R21/34 , B60R21/0136 , G06F21/32 , B60R25/25 , B60R25/102 , B60R25/10 , B60R25/04 , G06F16/2455 , H04L12/28 , G08B25/01 , G05B15/02 , G08G1/14 , G01S19/13 , B60W30/18 , B60W30/16 , B60W30/12 , B60W10/20 , B60W10/18 , B60W10/04 , G06N20/00 , H04L67/12 , B60R21/01 , B60R21/00
Abstract: Methods and systems autonomously parking and retrieving vehicles are disclosed. Available parking spaces or parking facilities may be identified, and the vehicle may be navigated to an available space from a drop-off location without passengers. Special-purpose sensors, GPS data, or wireless signal triangulation may be used to identify vehicles and available parking spots. Upon a user request or a prediction of upcoming user demand, the vehicle may be retrieved autonomously from a parking space. Other vehicles may be autonomously moved to facilitate parking or retrieval.
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公开(公告)号：US20210312560A1
公开(公告)日：2021-10-07
申请号：US16293260
申请日：2019-03-05
Inventor： Gregory L. Hayward
Abstract: A machine learning system determines an estimate of elasticity of an insurance policy. The system includes one or more processors in communication with at least one memory device, the one or more processors programmed to store an insurance policy model including a plurality of characteristics for the insurance policy and historical insurance policy data including a plurality of individual insurance policies. The one or more processors are further programmed to execute the insurance policy model to calculate an estimate of elasticity of the insurance policy based upon analyzing the historical data to detect a change to a characteristic of the insurance policy. The one or more processors are further programmed to modify a characteristic based upon the calculated elasticity. The processors are further programmed to receive a user insurance application, generate an individualized insurance policy based upon the application and the modified characteristic, and transmit the individualized insurance policy.
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公开(公告)号：US10691126B1
公开(公告)日：2020-06-23
申请号：US15976990
申请日：2018-05-11
Inventor： Blake Konrardy , Scott T. Christensen , Gregory L. Hayward , Scott Farris
Abstract: Methods and systems for autonomous vehicle recharging or refueling are disclosed. Autonomous vehicles may be automatically refueled by routing the vehicles to available fueling stations when not in operation, according to methods described herein. A fuel level within a tank of an autonomous vehicle may be monitored until it reaches a refueling threshold, at which point an on-board computer may generate a predicted use profile for the vehicle. Based upon the predicted use profile, a time and location for the vehicle to refuel the vehicle may be determined. In some embodiments, the vehicle may be controlled to automatically travel to a fueling station, refill a fuel tank, and return to its starting location in order to refuel when not in use.
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